TRU - TransUnion
Price:
--
--
|
CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$94.88
DETAILS
HIGH:
$111.00
LOW:
$80.00
MEDIAN:
$97.50
CONSENSUS:
$94.88
UPSIDE:
34.28%
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||
| Revenue | 4,576.3 | 4,183.8 | 3,831.2 | 3,709.9 | 2,960.2 | 2,530.6 | 2,463.2 | 2,317.2 | 1,933.8 | 1,704.9 | 1,506.8 | 1,304.7 | 1,183.2 | 1,140 |
| Cost of Revenue | 1,872 | 1,673.3 | 1,517.3 | 1,385.1 | 1,022.3 | 853.9 | 805.5 | 790.1 | 645.7 | 579.1 | 531.6 | 500.2 | 473.9 | 448.7 |
| Gross Profit | 2,704.3 | 2,510.5 | 2,313.9 | 2,324.8 | 1,937.9 | 1,676.7 | 1,657.7 | 1,527.1 | 1,288.1 | 1,125.8 | 975.2 | 804.5 | 709.3 | 691.3 |
| Operating Expenses | ||||||||||||||
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 1,264.9 | 1,239.3 | 1,171.6 | 1,151 | 909 | 793.3 | 777.4 | 707.7 | 585.4 | 560.1 | 499.7 | 434.9 | 353.3 | 315.4 |
| Other Expenses | 581.6 | 604.5 | 1,013.8 | 547.5 | 377 | 383.1 | 338.6 | 306.9 | 238 | 265.2 | 278.4 | 241.2 | 186.8 | 144.2 |
| Operating Expenses | 1,846.5 | 1,843.8 | 2,185.4 | 1,698.5 | 1,286 | 1,176.4 | 1,116 | 1,014.6 | 823.4 | 825.3 | 778.1 | 676.1 | 540.1 | 589 |
| Operating Income | ||||||||||||||
| Operating Income | 857.8 | 666.7 | 128.5 | 626.3 | 651.9 | 500.3 | 541.7 | 512.5 | 464.7 | 300.5 | 197.1 | 128.4 | 169.2 | 231.7 |
| Interest Expense | 235.8 | 265.2 | 288.2 | 230.9 | 132.2 | 134.9 | 190.6 | 151.1 | 99.5 | 86.9 | 173.2 | 190 | 197.6 | 125 |
| Interest Income | 33.2 | 28.5 | 20.7 | 4.7 | 3.4 | 5.6 | 7.5 | 5.5 | 5.5 | 4.6 | 3.8 | 3.3 | 1.7 | 0.7 |
| Profitability | ||||||||||||||
| EBITDA | 1,453.6 | 1,204.1 | 667.3 | 1,132.9 | 995.2 | 862.5 | 886.8 | 787.9 | 698.1 | 556.1 | 439.2 | 429.4 | 358.5 | 245.9 |
| EBIT | 878.8 | 666.3 | 142.9 | 613.9 | 618.2 | 515.7 | 548.2 | 481 | 460.1 | 290.9 | 160.8 | 188.2 | 171.7 | 127.7 |
| Income Before Tax | 643 | 401.1 | (145.3) | 383 | 505.6 | 389.5 | 374.5 | 343.5 | 372.5 | 205.4 | 26.6 | (1.8) | (25.9) | (61.2) |
| Income Tax Expense | 173.1 | 98.8 | 44.7 | 118.9 | 131.9 | 83.7 | 70.5 | 54.5 | (79.1) | 74 | 11.3 | 2.6 | 2.3 | 4.9 |
| Net Income | 455.4 | 284.4 | (206.2) | 266.3 | 1,390.3 | 343.2 | 346.9 | 276.6 | 441.2 | 120.6 | 5.9 | (12.5) | (35.1) | (63.7) |
| Per Share Data | ||||||||||||||
| EPS (Basic) | 2.34 | 1.46 | -1.07 | 1.40 | 7.25 | 1.81 | 1.85 | 1.50 | 2.42 | 0.66 | 0.04 | -0.08 | -0.24 | -0.59 |
| EPS (Diluted) | 2.32 | 1.45 | -1.07 | 1.40 | 7.19 | 1.79 | 1.81 | 1.45 | 2.32 | 0.65 | 0.04 | -0.08 | -0.24 | -0.59 |
| Shares Outstanding | 194.4 | 194.4 | 193.4 | 192.5 | 191.4 | 189.9 | 187.8 | 184.6 | 182.4 | 182.6 | 165.3 | 147.9 | 147.9 | 107.4 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | ||||||||||
| Cash & Cash Equivalents | 853.6 | 679.5 | 476.2 | 585.3 | 1,842.4 | 493 | 274.1 | 187.4 | 115.8 | 182.2 |
| Short-Term Investments | 2.7 | 2.5 | 2.7 | 2.6 | 3.1 | 3.2 | 33.6 | 26.5 | 21.6 | 32.8 |
| Net Receivables | 905 | 888.6 | 723 | 602.2 | 563.2 | 394.6 | 479.5 | 477.6 | 366.9 | 283.4 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 120.5 | 105.2 | 127.8 | 115 | 87.1 | 494.9 | 16.4 | 72.9 | 25.4 | 7.7 |
| Total Current Assets | 2,016.3 | 1,801.8 | 1,475.1 | 1,450.2 | 2,632 | 1,469.7 | 887.7 | 841.5 | 588.7 | 550 |
| Non-Current Assets | ||||||||||
| Property, Plant & Equipment | 307.6 | 259.4 | 298.2 | 345.7 | 392.9 | 279.5 | 290.2 | 220.3 | 198.6 | 197.5 |
| Goodwill | 5,259.5 | 5,144.3 | 5,176 | 5,551.4 | 5,525.7 | 3,226.6 | 3,377.8 | 3,293.6 | 2,368.8 | 2,173.9 |
| Intangible Assets | 3,098.5 | 3,257.4 | 3,515.3 | 3,675.5 | 3,770.6 | 2,173.1 | 2,391.9 | 2,548.1 | 1,825.8 | 1,762.3 |
| Long-Term Investments | 287.3 | 279.9 | 291.4 | 265.9 | 240.5 | 133.6 | 150.6 | 94.3 | 105.4 | 84.5 |
| Other Non-Current Assets | 133.1 | 231.9 | 338 | 369.5 | 63.4 | 29.1 | 31.4 | 42 | 31.2 | 13 |
| Total Non-Current Assets | 9,096.6 | 9,183 | 9,630 | 10,216.2 | 10,003.1 | 5,841.9 | 6,225 | 6,198.3 | 4,529.8 | 4,231.2 |
| Total Assets | 11,112.9 | 10,984.8 | 11,105.1 | 11,666.3 | 12,635 | 7,311.6 | 7,113.2 | 7,039.8 | 5,118.5 | 4,781.2 |
| Current Liabilities | ||||||||||
| Account Payables | 349.9 | 294.6 | 251.3 | 250.4 | 270.2 | 188.4 | 176.2 | 169.9 | 131.3 | 114.2 |
| Short-Term Debt | 216.7 | 70.6 | 89.6 | 114.6 | 114.6 | 55.5 | 58.7 | 71.7 | 119.3 | 50.4 |
| Deferred Revenue | 129.8 | 133.8 | 125.1 | 111.9 | 133.6 | 79.3 | 82.8 | 73.1 | 13.2 | 12 |
| Other Current Liabilities | 177.4 | 94.2 | 71.4 | 53.4 | 83.6 | 98 | 57.4 | 78.6 | 53.7 | 68.7 |
| Total Current Liabilities | 1,154.4 | 1,059.6 | 1,002.7 | 905.5 | 1,357 | 669.8 | 571.4 | 548.5 | 458.4 | 373.3 |
| Non-Current Liabilities | ||||||||||
| Long-Term Debt | 4,906.9 | 5,076.6 | 5,250.8 | 5,555.5 | 6,251.3 | 3,398.7 | 3,598.3 | 3,976.4 | 2,345.3 | 2,325.2 |
| Deferred Tax Liabilities | 389.8 | 415.3 | 592.9 | 762 | 787.6 | 396.8 | 439.1 | 478 | 419.4 | 579 |
| Other Non-Current Liabilities | 68.1 | 59.3 | 56.3 | 66.6 | 107.3 | 158.6 | 92.1 | 53.8 | 70.8 | 30.7 |
| Total Non-Current Liabilities | 5,413.1 | 5,606.4 | 5,996.9 | 6,491.4 | 7,271.8 | 4,005.7 | 4,202.4 | 4,509.1 | 2,835.5 | 2,934.9 |
| Total Liabilities | 6,567.5 | 6,666 | 6,999.6 | 7,396.9 | 8,628.8 | 4,675.5 | 4,773.8 | 5,057.6 | 3,293.9 | 3,308.2 |
| Stockholders' Equity | ||||||||||
| Common Stock | 2 | 2 | 2 | 2 | 2 | 2 | 1.9 | 1.9 | 1.9 | 1.8 |
| Retained Earnings | 2,723.7 | 2,357.9 | 2,157.1 | 2,446.6 | 2,254.6 | 937.4 | 652 | 363.1 | 137.4 | (303.8) |
| Accumulated Other Comprehensive Income | (340.2) | (367.2) | (260.9) | (284.5) | (285.4) | (272.1) | (251.6) | (282.7) | (135.3) | (174.8) |
| Total Stockholders' Equity | 4,439.2 | 4,217 | 4,008.2 | 4,169.9 | 3,908.1 | 2,540.2 | 2,245.4 | 1,889.7 | 1,728.7 | 1,362.8 |
| Total Liabilities & Equity | 11,112.8 | 10,984.8 | 11,105.1 | 11,666.3 | 12,635 | 7,311.6 | 7,113.2 | 7,039.8 | 5,118.5 | 4,781.2 |
| Debt Metrics | ||||||||||
| Total Debt | 5,158.4 | 5,210.7 | 5,448.4 | 5,805.8 | 6,523.4 | 3,520.1 | 3,734.1 | 4,048.1 | 2,464.6 | 2,375.6 |
| Net Debt | 4,304.8 | 4,531.2 | 4,972.2 | 5,220.5 | 4,681 | 3,027.4 | 3,460 | 3,860.7 | 2,348.8 | 2,193.4 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Net Income | 455.4 | 302.3 | (190.1) | 267.3 | 370.5 | 355.6 | 356.6 | 289 | 451.6 | 131.4 |
| Depreciation & Amortization | 574.8 | 537.8 | 524.4 | 519 | 377 | 367.9 | 362.1 | 306.9 | 238 | 265.2 |
| Stock-Based Compensation | 0 | 121.2 | 100.6 | 82.8 | 69.2 | 44.3 | 51 | 57.9 | 33.1 | 24.4 |
| Change in Working Capital | (217.6) | (53.7) | (73.9) | (511.2) | (44.9) | 47.1 | 22.8 | (55.4) | (57.3) | (13.6) |
| Other Non-Cash Items | 203.8 | 82.2 | 447.1 | 28.2 | 53.7 | 7.8 | 6.7 | 26.3 | 15.4 | 4.7 |
| Operating Cash Flow | 987.6 | 832.5 | 645.4 | 297.2 | 808.3 | 787.4 | 776.7 | 555.7 | 468 | 389.9 |
| Investing Activities | ||||||||||
| Capital Expenditure | (326) | (315.8) | (310.7) | (298.2) | (224.2) | (214.1) | (198.5) | (180.1) | (135.3) | (124) |
| Acquisitions | 0 | 0 | (0.5) | (524.3) | (3,671.5) | (71.7) | (46.3) | (1,828.4) | (356.1) | (362.8) |
| Purchases of Investments | 0 | (0.2) | (90.4) | (146.1) | (66.9) | (73.5) | (31.4) | (33.9) | (52) | (66.1) |
| Sales/Maturities of Investments | 0.2 | 7.9 | 82.3 | 143.5 | 1,743.1 | 90.6 | 35.9 | 26.1 | 62.2 | 59.1 |
| Other Investing Activities | (5.9) | 0.7 | 0.4 | 101.2 | 6.6 | 1.5 | 36.4 | (1.4) | 0.4 | (2) |
| Investing Cash Flow | (331.7) | (307.4) | (318.9) | (723.9) | (2,212.9) | (267.2) | (203.9) | (2,017.7) | (480.8) | (495.8) |
| Financing Activities | ||||||||||
| Net Debt Issuance | (78.5) | (191.9) | (341.9) | (714.6) | 2,959.2 | (208.8) | (398.1) | 1,600.7 | 73.3 | 155.7 |
| Stock Repurchased | (337.7) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | (133.5) | (0.7) |
| Dividends Paid | (90.5) | (82.7) | (81.8) | (77.8) | (69.8) | (57.6) | (56.8) | (41.6) | 0 | 0 |
| Other Financing Activities | 12.1 | (59) | (38.2) | (46.8) | (149) | (53.4) | (56.2) | (45.1) | 8.5 | (7.2) |
| Financing Cash Flow | (494.6) | (308.7) | (438.8) | (820.5) | 2,762.3 | (296.9) | (486.7) | 1,540.2 | (51.7) | 153.8 |
| Cash Position | ||||||||||
| Net Change in Cash | 174.1 | 203.3 | (109.1) | (1,257.1) | 1,349.7 | 218.9 | 86.7 | 71.6 | (66.4) | 49 |
| Cash at Beginning | 679.5 | 476.2 | 585.3 | 1,842.4 | 492.7 | 274.1 | 187.4 | 115.8 | 182.2 | 133.2 |
| Cash at End | 853.6 | 679.5 | 476.2 | 585.3 | 1,842.4 | 493 | 274.1 | 187.4 | 115.8 | 182.2 |
| Free Cash Flow | 661.6 | 516.7 | 334.7 | (1) | 584.1 | 573.3 | 578.2 | 375.6 | 332.7 | 265.9 |
| Key Metrics | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||||
| Revenue | 4,576.3 | 4,183.8 | 3,831.2 | 3,709.9 | 2,960.2 | 2,530.6 | 2,463.2 | 2,317.2 | 1,933.8 | 1,704.9 | 1,506.8 | 1,304.7 | 1,183.2 | 1,140 |
| Gross Profit | 2,704.3 | 2,510.5 | 2,313.9 | 2,324.8 | 1,937.9 | 1,676.7 | 1,657.7 | 1,527.1 | 1,288.1 | 1,125.8 | 975.2 | 804.5 | 709.3 | 691.3 |
| Operating Income | 857.8 | 666.7 | 128.5 | 626.3 | 651.9 | 500.3 | 541.7 | 512.5 | 464.7 | 300.5 | 197.1 | 128.4 | 169.2 | 231.7 |
| Net Income | 455.4 | 284.4 | (206.2) | 266.3 | 1,390.3 | 343.2 | 346.9 | 276.6 | 441.2 | 120.6 | 5.9 | (12.5) | (35.1) | (63.7) |
| EPS (Diluted) | 2.32 | 1.45 | -1.07 | 1.40 | 7.19 | 1.79 | 1.81 | 1.45 | 2.32 | 0.65 | 0.04 | -0.08 | -0.24 | -0.59 |
| Balance Sheet | ||||||||||||||
| Cash & Equivalents | 853.6 | 679.5 | 476.2 | 585.3 | 1,842.4 | 493 | 274.1 | 187.4 | 115.8 | 182.2 | ||||
| Total Assets | 11,112.9 | 10,984.8 | 11,105.1 | 11,666.3 | 12,635 | 7,311.6 | 7,113.2 | 7,039.8 | 5,118.5 | 4,781.2 | ||||
| Total Debt | 5,158.4 | 5,210.7 | 5,448.4 | 5,805.8 | 6,523.4 | 3,520.1 | 3,734.1 | 4,048.1 | 2,464.6 | 2,375.6 | ||||
| Stockholders' Equity | 4,439.2 | 4,217 | 4,008.2 | 4,169.9 | 3,908.1 | 2,540.2 | 2,245.4 | 1,889.7 | 1,728.7 | 1,362.8 | ||||
| Cash Flow | ||||||||||||||
| Operating Cash Flow | 987.6 | 832.5 | 645.4 | 297.2 | 808.3 | 787.4 | 776.7 | 555.7 | 468 | 389.9 | ||||
| Capital Expenditure | (326) | (315.8) | (310.7) | (298.2) | (224.2) | (214.1) | (198.5) | (180.1) | (135.3) | (124) | ||||
| Free Cash Flow | 661.6 | 516.7 | 334.7 | (1) | 584.1 | 573.3 | 578.2 | 375.6 | 332.7 | 265.9 | ||||