SYF - Synchrony Financial
NEXT EARNINGS:
Apr 28, 2026
EPS Est: $2.31
|
Rev Est: $3.8B
Price:
--
--
|
CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$90.08
DETAILS
HIGH:
$100.00
LOW:
$81.00
MEDIAN:
$89.50
CONSENSUS:
$90.08
UPSIDE:
27.29%
Market Cap:
25.49B
Volume:
3,915,501
Avg Volume:
4,195,118
52 Week Range:
40.545-88.77
Sector:
Financial Services
Industry:
Financial - Credit Services
Beta:
1.40
Last Dividend:
$1.20
Exchange:
NYSE
Country:
US
Employees:
20,000
IPO Date:
2014-07-31
EPS (TTM):
9.35
P/E Ratio:
8.41
Revenue (TTM):
19.12B
Total Assets:
119.09B
Total Debt:
15.18B
Cash & Equiv:
14.97B
Rev Growth (5Y):
8.3%
EPS Growth (5Y):
32.6%
FCF Growth (5Y):
5.6%
ROCE:
12.2%
Debt/Equity:
0.91
Earnings History
| Date | EPS Actual | EPS Est | EPS Surprise | Rev Actual | Rev Est | Rev Surprise |
|---|---|---|---|---|---|---|
| 2026-01-27 | $2.18 | $2.01 | +8.5% | $4.8B | $3.8B | +25.8% |
| 2025-10-15 | $2.86 | $2.26 | +26.5% | $4.8B | $3.8B | +27.3% |
| 2025-07-22 | $2.50 | $1.82 | +37.4% | $4.7B | $3.7B | +27.1% |
| 2025-04-22 | $1.89 | $1.67 | +13.2% | $5.7B | $3.8B | +51.0% |
| 2025-01-28 | $1.91 | $1.93 | -1.0% | $3.8B | $3.8B | -0.7% |
| 2024-10-16 | $1.94 | $1.79 | +8.4% | $3.8B | $3.8B | +1.4% |
| 2024-07-17 | $1.55 | $1.35 | +14.8% | $4.9B | $3.7B | +33.1% |
| 2024-04-24 | $1.18 | $1.34 | -11.9% | $6.0B | $3.9B | +53.1% |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 19.12B | 20.76B | 17.34B | 13.20B | 11.22B | 12.83B | 15.60B | 15.15B | 13.76B | 12.22B | 10.88B | 10.15B |
| Net Income | 3.55B | 3.50B | 2.24B | 3.02B | 4.22B | 1.39B | 3.75B | 2.79B | 1.94B | 2.25B | 2.21B | 2.11B |
| EPS | 9.35 | 8.64 | 5.21 | 6.19 | 7.40 | 2.28 | 5.59 | 3.76 | 2.43 | 2.71 | 2.66 | 2.78 |
| Total Assets | 119.09B | 119.46B | 117.48B | 104.56B | 95.75B | 95.95B | 104.83B | 106.79B | 95.81B | 90.21B | 83.99B | 75.71B |
| Total Debt | 15.18B | 15.46B | 15.98B | 14.19B | 14.51B | 15.78B | 19.87B | 24.00B | 20.80B | 20.15B | 24.28B | 27.46B |
| Cash & Equivalents | 14.97B | 14.71B | 14.26B | 10.29B | 8.34B | 11.52B | 12.15B | 9.40B | 11.60B | 9.32B | 12.32B | 11.83B |
| Operating Cash Flow | 9.85B | 9.85B | 8.59B | 6.69B | 7.10B | 7.49B | 8.99B | 9.34B | 8.92B | 6.82B | 6.18B | 5.34B |
| Free Cash Flow | 9.85B | 9.85B | 8.59B | 6.69B | 7.10B | 7.49B | 8.99B | 9.34B | 8.92B | 6.82B | 6.18B | 5.34B |
| FCF per Share | 27.53 | 24.84 | 20.40 | 13.93 | 12.57 | 12.71 | 13.41 | 12.59 | 11.21 | 8.23 | 7.42 | 7.05 |
| Book Value | 16.77B | 16.58B | 13.90B | 12.87B | 13.65B | 12.70B | 15.09B | 14.68B | 14.23B | 14.20B | 12.60B | 10.48B |
| Cash & ST Investments | 17.32B | 17.79B | 18.06B | 15.17B | 13.62B | 18.99B | 18.06B | 15.46B | 16.07B | 14.42B | 15.45B | 13.41B |
| ROC Equity | 0.21 | 0.21 | 0.16 | 0.23 | 0.31 | 0.11 | 0.25 | 0.19 | 0.14 | 0.16 | 0.18 | 0.20 |