StoneCo Ltd. logo STNE - StoneCo Ltd.

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY
0
BUY 11
HOLD 8
SELL 2
STRONG
SELL
0
| PRICE TARGET: $17.25 DETAILS
HIGH: $21.00
LOW: $14.00
MEDIAN: $17.00
CONSENSUS: $17.25
UPSIDE: 56.82%
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue
Revenue 14,153.8 12,739.2 11,364.0 9,016.3 4,576.5 3,166.7 2,389.6 1,529.6 741.3 423.2
Cost of Revenue 3,365.4 3,389.1 2,982.8 2,669.8 1,713.8 769.9 427.0 323.0 224.1 133.2
Gross Profit 10,788.4 9,350.0 8,381.3 6,346.6 2,862.6 2,396.7 1,962.6 1,206.6 517.2 290.0
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 3,069.4 3,236.0 2,887.1 2,632.6 1,825.9 898.4 646.4 443.0 266.6 155.6
Other Expenses 447.5 232.7 251.2 213.1 113.2 120.8 0 60.8 0 0
Operating Expenses 3,516.9 3,468.6 3,138.4 2,845.7 1,939.1 1,019.2 646.4 503.9 266.6 155.6
Operating Income
Operating Income 7,271.5 5,881.4 5,242.9 3,500.9 923.6 1,377.6 1,316.2 702.7 250.6 134.4
Interest Expense 1,922.9 1,056.4 695.4 933.7 500.5 339.8 353.5 301.1 237.1 244.7
Interest Income 754.1 518.3 691.0 572.6 247.3 140.7 186.4 49.6 25.3 16.7
Profitability
EBITDA 5,715.5 6,408.6 5,870.4 4,211.8 1,358.2 1,590.0 1,479.6 765.2 173.7 123.5
EBIT 4,712.7 5,715.3 5,252.9 3,411.5 850.9 1,333.8 1,316.2 672.8 116.5 80.5
Income Before Tax 2,789.8 (1,017.6) 1,970.8 (387.3) (1,445.6) 1,127.7 1,090.7 442.3 (95.7) (149.2)
Income Tax Expense 412.8 489.4 370.4 139.1 (68.2) 290.2 286.5 137.1 9.3 (27.0)
Net Income 2,322.8 (1,515.2) 1,592.1 (519.4) (1,358.8) 854.1 803.2 301.2 (108.7) (119.8)
Per Share Data
EPS (Basic) 8.54 -5.02 4.74 -1.69 -4.46 2.95 2.90 1.10 -0.38 -0.44
EPS (Diluted) 8.33 -5.02 4.99 -1.69 -4.46 2.91 2.90 1.10 -0.38 -0.58
Shares Outstanding 266.9 301.7 336.0 311.0 308.8 289.3 277.3 277.2 277.1 205.2
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Current Assets
Cash & Cash Equivalents 4,819.3 5,227.7 2,176.4 1,512.6 4,495.6 2,447.0 240.7 297.9 642.0 170.6
Short-Term Investments 1,118.6 9,323.8 9,879.4 7,414.6 4,339.5 8,843.0 730.1 2,770.6 201.8 66.3
Net Receivables 44,174.2 30,886.5 24,711.8 21,330.2 20,387.6 17,779.4 3,571.4 9,289.2 5,145.4 3,077.8
Inventory 0 0 0 0 0 0 0 0.0 (201.8) 0
Other Current Assets 2,285.8 527.1 385.0 272.5 552.2 137.8 29.9 8.1 0 0.3
Total Current Assets 52,397.9 45,965.0 37,152.6 30,659.2 29,944.5 29,274.8 4,575.3 12,437.8 5,999.5 3,319.1
Non-Current Assets
Property, Plant & Equipment 1,724.6 1,834.0 1,661.9 1,641.2 1,569.5 717.2 136.4 266.3 189.6 93.4
Goodwill 671.0 2,078.1 5,634.9 5,647.4 5,591.5 654.0 35.6 143.2 118.7 118.7
Intangible Assets 1,314.9 3,380.0 3,160.0 2,984.9 2,686.0 385.8 57.3 164.5 115.4 121.0
Long-Term Investments 714.3 108.4 128.7 324.5 1,304.9 52.0 10.2 2.2 1.7 1.7
Other Non-Current Assets 4,187.3 576.3 290.9 308.2 420.1 526.0 11.1 16.5 12.5 2.3
Total Non-Current Assets 9,867.7 8,848.4 11,541.0 11,586.2 12,152.6 2,473.8 298.5 855.4 636.2 520.2
Total Assets 62,265.6 54,813.5 48,693.6 42,245.4 42,097.0 31,748.7 4,873.8 13,293.2 6,635.7 3,839.2
Current Liabilities
Account Payables 18,920.8 672.2 513.9 596.0 372.5 180.5 1,640.2 117.8 53.2 38.2
Short-Term Debt 8,639.4 4,919.9 1,849.8 2,767.1 3,807.0 3,096.0 1,252.6 777.7 22.5 22.8
Deferred Revenue 0 8,704.8 6,119.5 4,023.7 2,201.9 900.5 0 5,158.6 3,739.1 7.1
Other Current Liabilities 11,395.6 870.0 639.8 823.9 442.1 199.7 22.2 111.5 36.0 16.4
Total Current Liabilities 40,390.8 33,533.8 28,831.1 25,174.1 22,789.8 13,380.4 2,951.4 6,054.7 3,823.6 3,121.9
Non-Current Liabilities
Long-Term Debt 8,791.6 7,729.0 3,495.8 2,583.9 4,281.9 2,812.8 402.7 2,059.3 2,059.4 18.0
Deferred Tax Liabilities 309.0 680.7 546.5 500.2 629.9 61.1 2.7 80.2 52.3 33.4
Other Non-Current Liabilities 810.2 845.6 1,000.7 892.6 561.2 376.4 10.5 80.3 270.2 112.1
Total Non-Current Liabilities 10,053.0 9,452.4 5,186.5 4,121.3 5,679.9 3,376.3 437.6 2,145.5 2,329.6 130.1
Total Liabilities 50,443.8 42,986.2 34,017.6 29,295.4 28,469.8 16,756.6 3,389.0 8,200.2 6,153.2 3,252
Stockholders' Equity
Common Stock 0.1 0.1 0.1 0.1 0.1 0.1 0.0 0.1 0.0 0.0
Retained Earnings 1,972.4 (346.4) 1,168.9 (423.2) 96.2 1,455.0 149.4 (202.3) (503.0) (394.3)
Accumulated Other Comprehensive Income (1,289.6) 13,928.2 13,736.0 13,386.1 14,505.3 13,474.7 (17.1) 5,295.6 970.3 923.4
Total Stockholders' Equity 11,782.1 11,776.0 14,622.3 12,893.9 13,536.4 14,853.5 1,484.7 5,093.3 467.4 529.1
Total Liabilities & Equity 62,265.6 54,813.5 48,693.6 42,245.4 42,097.0 31,748.7 4,873.8 13,293.2 6,635.7 3,839.2
Debt Metrics
Total Debt 17,573.2 12,895.9 5,519.2 5,551.1 8,362.4 6,083.6 1,677.0 2,837 2,081.9 40.8
Net Debt 12,754.0 7,668.3 3,342.8 4,038.5 3,866.7 3,636.7 1,436.3 2,539.1 1,439.9 (129.8)
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Operating Activities
Net Income 2,314.3 (1,507.0) 1,600.4 (526.4) (1,377.3) 837.4 804.2 305.2 (105.0) (122.2)
Depreciation & Amortization 894.5 949.4 878.2 800.3 507.4 256.3 163.4 92.3 57.2 43.0
Stock-Based Compensation 0 232.7 251.2 213.1 113.2 31.5 30.8 46.1 138.9 53.1
Change in Working Capital (10,390.4) (10,881.6) (3,410.5) (1,125.7) 1,300.7 (1,771.9) (4,610.8) (3,262.7) (1,552.7) (469.1)
Other Non-Cash Items 7,990.4 7,623.7 2,303.8 2,475.5 3,302.8 629.8 891.4 421.3 173.9 29.2
Operating Cash Flow 663.3 (3,621.4) 1,647.7 1,683.7 3,606.9 56.5 (2,651.8) (2,415.6) (1,284.0) (493.4)
Investing Activities
Capital Expenditure (691.7) (1,271.8) (1,210.3) (723.2) (1,298.7) (455.1) (399.9) (185.7) (162.3) (43.1)
Acquisitions 16.1 (194.6) 0 (121.1) (4,778.9) (291.9) (16.8) (7.4) (1.2) 6.6
Purchases of Investments (576.0) 0 0 (1,237.4) (2,480.0) (5,069.1) (21.9) (2,557.3) (145.5) 216.7
Sales/Maturities of Investments 0 3,052.1 402.1 183.5 5,580.3 (83.0) 0 (44.8) (21.3) (11.5)
Other Investing Activities 0 (505.5) (511.3) (278.5) (215.6) 90.1 (65.3) 58.1 30.6 21.2
Investing Cash Flow (1,725.1) 1,587.5 (845.4) (1,871.1) (2,977.2) (5,809.0) (437.6) (2,737.1) (299.7) 189.9
Financing Activities
Net Debt Issuance 4,159.6 2,878.9 151.4 (2,455.3) 2,181.1 (769.0) 3,759.0 738.9 2,028.6 (104.9)
Stock Repurchased (2,928.4) (1,587.3) (292.7) 0 (988.8) (76.4) (0.1) (142.4) (280.8) 0
Dividends Paid 0 0 0 0 0 0 0 0 0 0
Other Financing Activities (336.2) 3,749.0 (7.4) (408.2) 227.2 229.0 (0.9) 4,198.4 305.6 482.9
Financing Cash Flow 912.5 5,040.6 (148.8) (2,810.1) 1,419.4 7,216.2 3,757.9 4,794.9 2,053.4 378.0
Cash Position
Net Change in Cash 184.7 3,051.2 663.8 (2,983.0) 2,048.7 1,478.6 670.4 (344) 471.3 87.1
Cash at Beginning 4,634.6 2,176.4 1,512.6 4,495.6 2,447.0 968.3 297.9 642 170.6 83.5
Cash at End 4,819.3 5,227.7 2,176.4 1,512.6 4,495.6 2,447.0 968.3 298 642.0 170.6
Free Cash Flow (28.4) (4,893.1) 437.4 960.4 2,308.2 (398.6) (3,051.7) (2,601.3) (1,446.2) (536.5)
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Income Statement
Revenue 14,153.8 12,739.2 11,364.0 9,016.3 4,576.5 3,166.7 2,389.6 1,529.6 741.3 423.2
Gross Profit 10,788.4 9,350.0 8,381.3 6,346.6 2,862.6 2,396.7 1,962.6 1,206.6 517.2 290.0
Operating Income 7,271.5 5,881.4 5,242.9 3,500.9 923.6 1,377.6 1,316.2 702.7 250.6 134.4
Net Income 2,322.8 (1,515.2) 1,592.1 (519.4) (1,358.8) 854.1 803.2 301.2 (108.7) (119.8)
EPS (Diluted) 8.33 -5.02 4.99 -1.69 -4.46 2.91 2.90 1.10 -0.38 -0.58
Balance Sheet
Cash & Equivalents 4,819.3 5,227.7 2,176.4 1,512.6 4,495.6 2,447.0 240.7 297.9 642.0 170.6
Total Assets 62,265.6 54,813.5 48,693.6 42,245.4 42,097.0 31,748.7 4,873.8 13,293.2 6,635.7 3,839.2
Total Debt 17,573.2 12,895.9 5,519.2 5,551.1 8,362.4 6,083.6 1,677.0 2,837 2,081.9 40.8
Stockholders' Equity 11,782.1 11,776.0 14,622.3 12,893.9 13,536.4 14,853.5 1,484.7 5,093.3 467.4 529.1
Cash Flow
Operating Cash Flow 663.3 (3,621.4) 1,647.7 1,683.7 3,606.9 56.5 (2,651.8) (2,415.6) (1,284.0) (493.4)
Capital Expenditure (691.7) (1,271.8) (1,210.3) (723.2) (1,298.7) (455.1) (399.9) (185.7) (162.3) (43.1)
Free Cash Flow (28.4) (4,893.1) 437.4 960.4 2,308.2 (398.6) (3,051.7) (2,601.3) (1,446.2) (536.5)