Sapiens International Corporation N.V. logo SPNS - Sapiens International Corporation N.V.

Inactive Ticker SPNS is not actively trading. Quotes and analytics may be stale.
Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY 0
BUY 4
HOLD 5
SELL 1
STRONG
SELL 0
| PRICE TARGET: $38.00 DETAILS
HIGH: $38.00
LOW: $38.00
MEDIAN: $38.00
CONSENSUS: $38.00
DOWNSIDE: 12.54%
AlphaVal

AlphaVal

Deterministic, archetype-aware fair value

Platform & Compounding FCF 70% confidence

Primary model: Two-stage FCF DCF

Valuation Signal Overvalued Moderate
Trading 16.9% above fair value
Current Price $43.45
Bear Case $25.97 40.2% downside ($25.97 - $43.45) / $43.45 = -40.2% 8% stage 1 growth, 11% discount
Fair Value $37.17 14.5% downside ($37.17 - $43.45) / $43.45 = -14.5% 13% stage 1 growth, 11% discount
Bull Case $49.09 13.0% upside ($49.09 - $43.45) / $43.45 = 13.0% 17% stage 1 growth, 11% discount

Adjust Assumptions

13.2%
11.0%
3.0%

Key Value Driver

FCF growth rate (13% base case)

Terminal Value % of EV 41%
Implied Market Multiple 32.5x

Plain-Language Summary

Our base-case estimate uses a two-stage discounted cash flow model based on free cash flow. We then blend that result with the average analyst price target of $38.00 from 10 analysts, using a 20% weight on analyst consensus. That produces an estimated intrinsic value of $37.17 per share.

Key Risks

  • P/E alone misleads — earnings depressed by growth investment
  • Cyclical or commodity businesses may be misclassified as platforms
  • Terminal value dominance suggests sensitivity to long-run assumptions