SLQT - SelectQuote, Inc.
Price:
--
--
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CONSENSUS:
Hold
DETAILS
|
PRICE TARGET:
$3.13
DETAILS
HIGH:
$5.00
LOW:
$1.50
MEDIAN:
$3.00
CONSENSUS:
$3.13
UPSIDE:
723.68%
| Metric | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||
| Revenue | 1,618.5 | 1,526.6 | 1,321.8 | 1,002.8 | 764.0 | 930.0 | 529.3 | 337.5 | 233.7 |
| Cost of Revenue | 312.2 | 935.5 | 723.8 | 527.5 | 455.7 | 270.7 | 167.4 | 104.4 | 83.3 |
| Gross Profit | 1,306.3 | 591.1 | 598.0 | 475.4 | 308.3 | 659.3 | 361.9 | 233.0 | 150.3 |
| Operating Expenses | |||||||||
| R&D Expenses | 0 | 38.7 | 33.5 | 26.0 | 24.7 | 18.6 | 12.3 | 8.3 | 9.9 |
| SG&A Expenses | 149.0 | 479.7 | 499.9 | 437.8 | 585.0 | 448.4 | 219.4 | 128.4 | 97.3 |
| Other Expenses | 1,083.4 | 4.2 | 0 | 0 | 44.6 | 0 | 0 | 0 | 0 |
| Operating Expenses | 1,232.4 | 522.6 | 533.4 | 463.8 | 654.4 | 467.0 | 231.8 | 136.8 | 107.2 |
| Operating Income | |||||||||
| Operating Income | 73.9 | 68.5 | 64.5 | 11.6 | (346.0) | 192.2 | 130.2 | 96.3 | 43.2 |
| Interest Expense | (44.5) | 79.4 | 93.6 | 80.6 | 43.6 | 29.3 | 24.6 | 1.7 | 0.9 |
| Interest Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profitability | |||||||||
| EBITDA | 73.9 | 148.4 | 89.5 | 39.3 | (321.5) | 203.5 | 136.6 | 101.0 | 45.9 |
| EBIT | 0 | 127.9 | 64.5 | 11.5 | (346.2) | 187.3 | 128.6 | 96.3 | 42.4 |
| Income Before Tax | 76.3 | 48.5 | (29.1) | (69.1) | (389.8) | 158.0 | 104.0 | 94.6 | 41.5 |
| Income Tax Expense | 14.1 | 0.9 | 5.1 | (10.6) | (92.3) | 33.2 | 24.5 | 22.0 | 6.6 |
| Net Income | 62.2 | 47.6 | (34.1) | (58.5) | (297.5) | 124.9 | 79.5 | 72.6 | 34.9 |
| Per Share Data | |||||||||
| EPS (Basic) | – | 0.14 | -0.20 | -0.35 | -1.81 | 0.77 | 0.49 | 0.45 | 0.26 |
| EPS (Diluted) | – | 0.01 | -0.20 | -0.35 | -1.81 | 0.75 | 0.49 | 0.45 | 0.25 |
| Shares Outstanding | 0 | 176.1 | 168.5 | 166.1 | 164.0 | 162.9 | 162.2 | 162.2 | 134.1 |
| Metric | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Current Assets | |||||||||
| Cash & Cash Equivalents | 20.7 | 32.4 | 42.7 | 83.2 | 141.0 | 286.5 | 368.9 | 0.6 | 1.0 |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Receivables | 305.6 | 283.5 | 270.9 | 267.4 | 248.1 | 194.5 | 136.9 | 95.9 | 79.0 |
| Inventory | 0 | 0 | 8.8 | 5.6 | 5.8 | 0.2 | 0 | 0 | 0 |
| Other Current Assets | 24.7 | 25.2 | 5.0 | 0 | 0 | 0 | 0.8 | 6.5 | 3.6 |
| Total Current Assets | 350.9 | 341.0 | 332.9 | 363.2 | 402.8 | 483.4 | 513.8 | 103.0 | 83.6 |
| Non-Current Assets | |||||||||
| Property, Plant & Equipment | 32.6 | 39.2 | 42.4 | 51.0 | 69.8 | 60.9 | 22.1 | 13.8 | 11.1 |
| Goodwill | 29.4 | 29.4 | 29.4 | 29.1 | 29.1 | 68.0 | 46.6 | 5.4 | 5.4 |
| Intangible Assets | 0.8 | 17.0 | 24.2 | 24.9 | 47.6 | 53.3 | 28.1 | 4.9 | 0.9 |
| Long-Term Investments | 853.6 | 820.1 | 724.0 | 0 | 0 | 0 | 461.8 | 279.5 | 196.1 |
| Other Non-Current Assets | 253.6 | 2.5 | 41.0 | 750.9 | 740.8 | 758.2 | 1.4 | 280.0 | 196.6 |
| Total Non-Current Assets | 1,170.0 | 908.3 | 861.0 | 856.0 | 887.3 | 940.4 | 614.2 | 304.0 | 214.0 |
| Total Assets | 1,521.0 | 1,249.4 | 1,193.9 | 1,219.3 | 1,290.1 | 1,423.9 | 1,128.0 | 406.9 | 297.6 |
| Current Liabilities | |||||||||
| Account Payables | 74.0 | 59.2 | 36.6 | 27.6 | 24.8 | 34.1 | 22.9 | 7.6 | (0.0) |
| Short-Term Debt | 22.0 | 68.5 | 45.9 | 33.9 | 7.2 | 2.4 | 0.0 | 3.9 | 0 |
| Deferred Revenue | 0 | 0.7 | 12.7 | 2.8 | 8.0 | 5.1 | 1.7 | 2.0 | 3.3 |
| Other Current Liabilities | 92.1 | 65.8 | 17.0 | 50.7 | 42.1 | 41.1 | 48.9 | 1.3 | 1.3 |
| Total Current Liabilities | 192.6 | 212.9 | 174.6 | 137.3 | 113.5 | 108.8 | 95.8 | 33.2 | 24.3 |
| Non-Current Liabilities | |||||||||
| Long-Term Debt | 348.2 | 316.6 | 637.5 | 664.6 | 698.4 | 459.0 | 311.8 | 21.6 | 19.8 |
| Deferred Tax Liabilities | 49.5 | 37.9 | 37.5 | 39.6 | 50.1 | 138.8 | 160.1 | 81.3 | 59.6 |
| Other Non-Current Liabilities | 23.8 | 80.5 | 1.8 | 2.8 | 2.9 | 11.7 | 14.6 | 7.5 | 5.9 |
| Total Non-Current Liabilities | 678.3 | 460.9 | 702.5 | 735.0 | 785.4 | 648.0 | 486.5 | 110.5 | 85.3 |
| Total Liabilities | 871.0 | 673.8 | 877.1 | 872.3 | 898.9 | 756.8 | 582.4 | 143.7 | 109.6 |
| Stockholders' Equity | |||||||||
| Common Stock | 1.8 | 1.7 | 1.7 | 1.7 | 1.6 | 1.6 | 1.6 | 1.2 | 1.1 |
| Retained Earnings | (160) | (222.2) | (269.8) | (235.6) | (177.1) | 120.4 | (2.8) | 200.4 | 129.5 |
| Accumulated Other Comprehensive Income | 0 | 0 | 4.1 | 13.7 | 11.7 | 0.2 | (1.3) | 0 | (10.3) |
| Total Stockholders' Equity | 650.0 | 575.5 | 316.8 | 347.0 | 391.1 | 667.0 | 545.7 | 263.3 | 187.9 |
| Total Liabilities & Equity | 1,521.0 | 1,249.4 | 1,193.9 | 1,219.3 | 1,290.1 | 1,423.9 | 1,128.0 | 406.9 | 297.6 |
| Debt Metrics | |||||||||
| Total Debt | 396.4 | 415.9 | 713.9 | 731.8 | 745.1 | 505.3 | 311.9 | 25.7 | 19.8 |
| Net Debt | 375.7 | 383.5 | 671.2 | 648.6 | 604.1 | 218.8 | (56.9) | 25.1 | 18.9 |
| Metric | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||
| Net Income | 62.2 | 25.0 | (34.1) | (58.5) | (297.5) | 124.9 | 81.1 | 72.6 | 34.9 |
| Depreciation & Amortization | 17.5 | 20.5 | 25.0 | 27.9 | 24.7 | 16.1 | 8.0 | 4.7 | 3.5 |
| Stock-Based Compensation | 14.9 | 18.4 | 13.8 | 11.3 | 7.1 | 5.2 | 9.5 | 0.1 | 0.1 |
| Change in Working Capital | (36.5) | (72.3) | (19.5) | (32.5) | (38.6) | (306.5) | (188.7) | (99.6) | (50.6) |
| Other Non-Cash Items | (37.7) | (5.0) | 28.9 | 43.7 | 58.7 | 11.9 | 3.2 | 0.3 | 0.8 |
| Operating Cash Flow | 31.9 | (11.7) | 15.2 | (19.4) | (338.3) | (115.4) | (61.8) | 0.1 | (4.8) |
| Investing Activities | |||||||||
| Capital Expenditure | (4.3) | (2.2) | (11.7) | (9.1) | (34.6) | (23.0) | (15.6) | (8.6) | (6.0) |
| Acquisitions | 0 | 0 | (3.4) | 0 | (6.9) | (41.0) | (35.8) | 0 | 0 |
| Purchases of Investments | 0 | 0 | 0 | 0 | (1) | 0 | 0 | 0 | 0 |
| Sales/Maturities of Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing Activities | (11.9) | (9.1) | (8.0) | (7.7) | (9.9) | (8.1) | 0.0 | (4.7) | (0.6) |
| Investing Cash Flow | (16.1) | (11.3) | (14.8) | (9.1) | (42.6) | (64.0) | (51.4) | (8.6) | (6.0) |
| Financing Activities | |||||||||
| Net Debt Issuance | (33.2) | (306.0) | (39.0) | (18.0) | 238.2 | 144.4 | 290.6 | 6.1 | 13.3 |
| Stock Repurchased | 0 | 0 | 0 | 0 | 0 | 0 | 0 | (0.0) | (0.4) |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | (275) | (2.0) | (1.9) |
| Other Financing Activities | 2.1 | (7.5) | (1.8) | (11.3) | (2.8) | (47.3) | (9.3) | 4.0 | 0.5 |
| Financing Cash Flow | (31.1) | 17.4 | (40.9) | (29.3) | 235.4 | 97.0 | 481.4 | 8.1 | 11.5 |
| Cash Position | |||||||||
| Net Change in Cash | (15.4) | (5.6) | (40.5) | (57.8) | (145.5) | (82.4) | 368.3 | (0.4) | 0.6 |
| Cash at Beginning | 37.1 | 42.7 | 83.2 | 141.0 | 286.5 | 368.9 | 0.6 | 1.0 | 0.3 |
| Cash at End | 21.7 | 37.1 | 42.7 | 83.2 | 141.0 | 286.5 | 368.9 | 0.6 | 1.0 |
| Free Cash Flow | 27.6 | (13.9) | 3.6 | (28.5) | (373.0) | (138.4) | (77.3) | (8.5) | (10.9) |
| Key Metrics | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||
| Revenue | 1,618.5 | 1,526.6 | 1,321.8 | 1,002.8 | 764.0 | 930.0 | 529.3 | 337.5 | 233.7 |
| Gross Profit | 1,306.3 | 591.1 | 598.0 | 475.4 | 308.3 | 659.3 | 361.9 | 233.0 | 150.3 |
| Operating Income | 73.9 | 68.5 | 64.5 | 11.6 | (346.0) | 192.2 | 130.2 | 96.3 | 43.2 |
| Net Income | 62.2 | 47.6 | (34.1) | (58.5) | (297.5) | 124.9 | 79.5 | 72.6 | 34.9 |
| EPS (Diluted) | – | 0.01 | -0.20 | -0.35 | -1.81 | 0.75 | 0.49 | 0.45 | 0.25 |
| Balance Sheet | |||||||||
| Cash & Equivalents | 20.7 | 32.4 | 42.7 | 83.2 | 141.0 | 286.5 | 368.9 | 0.6 | 1.0 |
| Total Assets | 1,521.0 | 1,249.4 | 1,193.9 | 1,219.3 | 1,290.1 | 1,423.9 | 1,128.0 | 406.9 | 297.6 |
| Total Debt | 396.4 | 415.9 | 713.9 | 731.8 | 745.1 | 505.3 | 311.9 | 25.7 | 19.8 |
| Stockholders' Equity | 650.0 | 575.5 | 316.8 | 347.0 | 391.1 | 667.0 | 545.7 | 263.3 | 187.9 |
| Cash Flow | |||||||||
| Operating Cash Flow | 31.9 | (11.7) | 15.2 | (19.4) | (338.3) | (115.4) | (61.8) | 0.1 | (4.8) |
| Capital Expenditure | (4.3) | (2.2) | (11.7) | (9.1) | (34.6) | (23.0) | (15.6) | (8.6) | (6.0) |
| Free Cash Flow | 27.6 | (13.9) | 3.6 | (28.5) | (373.0) | (138.4) | (77.3) | (8.5) | (10.9) |