Simmons First National Corporation logo SFNC - Simmons First National Corporation

Price: -- -- | CONSENSUS: Buy DETAILS
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BUY 4
HOLD 4
SELL 1
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| PRICE TARGET: $23.00 DETAILS
HIGH: $23.00
LOW: $23.00
MEDIAN: $23.00
CONSENSUS: $23.00
UPSIDE: 7.78%

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Simmons First National Corporation Reports First Quarter EPS of $0.47

Simmons First National Corporation Reports First Quarter EPS of $0.47

PINE BLUFF, Ark., April 16, 2026 /PRNewswire/ -- Financial Highlights 1Q26 4Q25 1Q25 1Q26 Highlights Income Statement Summary (in millions) Comparisons reflect 1Q26 vs 4Q25unless otherwise noted   • Net income of $68.5 million and diluted EPS of $0.47 • Adjusted net income1 of $68.6 million and adjusted diluted EPS1 of $0.47 • ROAA of 1.13% and ROE of 8.01% • Adjusted ROAA1 of 1.13%; adjusted ROTCE1 of 13.91% • Total revenue of $241.4 million and PPNR1 of $100.7 million • Net interest margin up 3 bps to 3.84%; cost of deposits down 8 bps to 1.96% • Efficiency ratio of 57.56%; adjusted efficiency ratio1 of 56.16% • Broad based growth drives total loans up 10% annualized • Unfunded commitments up 5% • Total average deposits up 6% annualized • Provision expense exceeded net charge-offs by $5.5 million • NCO ratio at 21 bps for 1Q26; ACL steady at 1.28% Total revenue $  241.4 $  249.0 $209.6 Adjusted total revenue1 241.4 249.0 209.6 Pre-provision net revenue1 (PPNR) 100.7 109.1 65.0 Adjusted pre-provision net revenue1 100.7 110.4 66.0 Provision for credit losses 14.6 15.1 26.8 Net income 68.5 78.1 32.4 Adjusted net income1 68.6 79.0 33.1 Per share Data Diluted earnings $    0.47 $    0.54 $  0.26 Adjusted diluted earnings1 0.47 0.54 0.26 Cash dividend declared 0.2150 0.2125 0.2125 Balance Sheet (in millions) Total loans $17,933 $17,492 $17,094 Total deposits 20,203 20,184 21,685 Total assets 24,693 24,541 26,793 Total shareholders' equity 3,438 3,419 3,531 Asset Quality Net charge-off ratio (NCO ratio) 0.21 % 1.12 % 0.23 % Allowance for credit losses to loans (ACL) 1.28 1.28 1.48 Capital Ratios Equity to assets (EA) ratio 13.92 % 13.93 % 13.18 % Tangible common equity (TCE) ratio1 8.74 8.71 8.34 Common equity tier 1 (CET1) ratio 11.58 11.63 12.21 Total risk-based capital ratio 14.36 14.45 14.59 Other Ratios Return on average assets 1.13 % 1.28 % 0.49 % Adjusted return on average assets1 1.13 1.29 0.50 Return on average common equity 8.01 9.08 3.69 Return on average tangible common equity1 13.90 15.92 6.61 Adj.

Apr 16, 2026 12:30 PM prnewswire.com
Simmons First National Has Really Turned The Ship Around (Upgrade)

Simmons First National Has Really Turned The Ship Around (Upgrade)

Simmons First National Corporation is upgraded from "Sell" to a soft "Buy" following notable operational and balance sheet improvements. SFNC achieved organic deposit growth, reduced brokered and uninsured deposits, and strategically shifted assets from securities to loans while paying down debt. Profitability surged as net interest margin rose to 3.81% and the cost of interest-bearing deposits fell, supporting attractive valuation metrics below peer averages.

Mar 04, 2026 09:43 AM seekingalpha.com

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