Seacoast Banking Corporation of Florida logo SBCF - Seacoast Banking Corporation of Florida

Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
0
BUY 7
HOLD 9
SELL 0
STRONG
SELL
0
| PRICE TARGET: $32.50 DETAILS
HIGH: $32.50
LOW: $32.50
MEDIAN: $32.50
CONSENSUS: $32.50
UPSIDE: 6.59%
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Revenue
Revenue 869.5 809.0 768.1 446.6 355.0 348.6 346.6 291.4 250.1 185.8 148.4 105.2 94.2 97.6 96.6 92.8 126.6 149.7 170.0 163.9 119.0 85.6 80.3 87.8 96.9 92.9 86.0 82.2 75.6 71.7 65.4 46.3 48.5
Cost of Revenue 334.2 310.8 239.5 41.7 (1.1) 62.7 57.2 41.6 20.9 10.9 9.6 1.9 8.7 19.3 15.9 50.0 153.4 138.5 78.4 54.1 27.5 15.3 16.4 23.0 35.4 38.2 31.1 31.3 27.5 26.2 25.8 13.9 13.8
Gross Profit 535.4 498.1 528.6 404.9 356.0 285.9 289.4 249.8 229.1 175.0 138.8 103.3 85.5 78.4 80.7 42.8 (26.8) 11.2 91.6 109.9 91.5 70.3 63.9 64.8 61.5 54.6 54.9 50.9 48.1 45.5 39.6 32.4 34.7
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 261.0 209.8 225.3 158.5 122.1 110.2 92.6 110.2 100.9 85.6 69.2 59.3 50.9 52.1 46.9 46.5 0 39.9 42.0 36.5 33.3 0 23.4 22.1 20.6 18.0 19.3 19.2 0 0 13.1 0 0
Other Expenses 87.9 132.5 169.0 108.2 75.2 75.2 68.2 52.1 49.0 45.3 33.9 33.8 23.0 27.0 27.2 29.5 131.7 38.9 35.4 36.6 25.8 47.3 19.1 17.7 17.5 16.9 16.6 16.5 36.4 31.8 14.5 23.1 24.3
Operating Expenses 348.9 342.3 394.4 266.8 197.3 185.4 160.7 162.3 149.9 130.9 103.1 93.1 73.9 79.1 74.0 76.0 131.7 78.9 77.4 73.0 59.1 47.3 42.5 39.8 38.1 34.9 36.0 35.7 36.4 31.8 27.6 23.1 24.3
Operating Income
Operating Income 186.5 155.8 134.3 138.1 158.7 100.6 128.6 87.5 79.2 44.1 35.7 10.2 11.6 (0.7) 6.7 (33.2) (158.5) (67.7) 14.2 36.8 32.4 23.0 21.4 25.0 23.5 19.8 18.9 15.2 11.7 13.7 12 9.3 10.4
Interest Expense 282.9 293.6 200.7 14.3 8.2 24.3 46.2 29.9 15.3 8.5 6.9 5.4 5.6 8.5 14.0 18.3 28.6 49.9 65.6 50.8 26.2 14.3 16.4 23.0 35.4 37.6 30.5 29.6 26.6 25.1 25.3 13.8 13.6
Interest Income 836.4 725.6 689.0 380.5 284.2 287.0 289.8 241.4 191.6 148.1 116.4 80.3 70.8 73.3 80.8 84.5 102.2 127.1 150.1 139.8 98.4 67.1 62.2 70.5 80.9 79.7 73.6 69.8 64.7 61.3 56.3 39 39.7
Profitability
EBITDA 186.5 175.0 134.7 148.8 154.9 102.3 137.1 92.7 84.1 46.9 37.8 13.3 14.2 2.1 9.5 (29.8) (153.9) (63.6) 16.2 39.6 36.1 28.2 32.1 33.1 27.0 22.3 21.8 18.2 14.4 16.4 14.8 9.9 13.4
EBIT 186.5 155.8 134.3 138.1 158.7 100.6 128.6 87.5 79.2 44.1 35.7 10.2 11.6 (0.7) 6.7 (33.2) (158.5) (67.7) 14.2 36.8 32.4 23.0 21.4 25.0 23.5 19.8 18.9 15.2 11.7 13.7 12 9.3 10.4
Income Before Tax 186.5 155.8 134.3 138.1 158.7 100.6 128.6 87.5 79.2 44.1 35.7 10.2 11.6 (0.7) 6.7 (33.2) (158.5) (67.7) 14.2 36.8 32.4 23.0 21.4 25.0 23.5 19.8 18.8 15.2 11.7 13.7 12 9.3 10.4
Income Tax Expense 41.6 34.9 30.2 31.6 34.3 22.8 29.9 20.3 36.3 14.9 13.5 4.5 (40.4) 0 0 0 (11.8) (22.1) 4.4 13.0 11.7 8.1 7.4 9.7 9.3 7.7 7.1 5.6 4.3 4.9 4.2 3.1 3.5
Net Income 144.9 121.0 104.0 106.5 124.4 77.8 98.7 67.3 42.9 29.2 22.1 5.7 52.0 (0.7) 6.7 (33.2) (146.7) (45.6) 9.8 23.9 20.8 14.9 14.0 15.3 14.1 12.1 11.7 9.6 7.4 8.8 7.8 6.2 7.2
Per Share Data
EPS (Basic) 1.62 1.43 1.24 1.67 2.20 1.45 1.92 1.40 1.01 0.79 0.66 0.21 2.46 -0.25 0.15 -2.40 -23.40 -12.05 2.60 6.50 6.35 4.85 4.55 4.55 4.55 3.83 3.68 2.85 0.67 0.79 0.70 0.66 0.76
EPS (Diluted) 1.58 1.42 1.23 1.66 2.18 1.44 1.90 1.38 0.99 0.78 0.66 0.21 2.44 -0.25 0.15 -2.40 -23.40 -12.05 2.55 6.40 6.20 4.75 4.45 4.41 4.48 3.80 3.64 2.79 0.65 0.78 0.69 0.66 0.76
Shares Outstanding 88.3 84.4 83.8 63.7 56.6 53.5 51.4 48.0 42.6 36.9 33.5 27.5 19.4 18.7 18.7 15.3 6.3 3.8 3.8 3.7 3.3 3.1 3.1 3.4 3.1 3.2 3.2 3.4 3.4 2.8 2.8 2.8 2.8
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Current Assets
Cash & Cash Equivalents 181.4 479.8 453.0 205.2 737.7 404.8 128.3 124.2 122.1 109.6 215.1 146.6 44.9 44.9 49.6 47.1 33.5 40 97.4 64.4 110 115 87.6 57
Short-Term Investments 5,164.6 2,193.1 1,836.0 1,871.7 1,644.3 1,398.2 946.9 865.8 949.5 950.5 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Net Receivables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Assets 5,346.0 2,672.9 2,289.1 2,076.9 2,382.0 1,803.0 1,075.1 990.0 1,071.5 1,060.1 215.1 146.6 44.9 44.9 49.6 47.1 33.5 40 97.4 64.4 110 115 87.6 57
Non-Current Assets
Property, Plant & Equipment 160.1 107.6 113.3 116.9 72.4 75.1 66.6 71.0 66.9 58.7 38.9 44.1 19.0 16.8 16.0 15.4 16.6 16.6 17.8 18.3 17.2 16.1 15.8 20.7
Goodwill 1,034.7 732.4 732.4 480.3 252.2 221.2 205.3 204.8 147.6 64.6 0 49.8 0 0 0 0 0 0 0 0 0 0 0 0
Intangible Assets 195.7 71.7 95.6 71.3 14.8 16.7 20.1 26.0 19.1 14.6 4.1 5.4 0 0 0 0 0 0 0 0 0 0 0 0
Long-Term Investments 0 10,847.8 10,598.7 8,781.4 6,512.1 5,896.0 5,479.8 5,195.0 4,258.5 3,267.4 1,781.5 1,995.4 1,495.7 1,279.3 1,200.4 1,110.5 1,051.2 992.8 966.7 849.1 799.6 628.6 551.5 543.9
Other Non-Current Assets 0 640.9 641.8 524.5 420.5 306.7 280.3 264.3 248.2 178.1 111.7 73.1 62.9 18.9 22.1 57.1 53.9 34.5 12 11.4 11.5 11.3 11.2 22
Total Non-Current Assets 1,457.2 12,503.4 12,291.2 10,068.8 7,299.4 6,539.4 6,033.4 5,757.6 4,738.6 3,620.8 1,936.2 2,163.2 1,571.0 1,308.6 1,231.5 1,178.9 1,117.9 1,041 994.8 878.6 828.5 656.3 575.1 582.4
Total Assets 20,842.3 15,176.3 14,580.2 12,145.8 9,681.4 8,342.4 7,108.5 6,747.7 5,810.1 4,680.9 2,151.3 2,314.4 1,615.9 1,353.8 1,281.3 1,226.0 1,151.4 1,081 1,092.2 943 938.5 771.3 662.7 639.4
Current Liabilities
Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Short-Term Debt 389.0 232.1 374.6 172.0 121.6 119.6 86.1 214.3 216.1 204.2 105.7 157.5 86.9 74.2 103.0 71.7 65.0 67 77.8 52.1 45.1 43.9 44.6 40.5
Deferred Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 13,032.7 12,242.4 11,776.9 9,981.6 8,067.6 6,932.6 5,584.8 5,177.2 4,592.7 3,523.2 1,779.4 1,810.4 1,372.5 1,129.6 1,030.5 1,015.2 957.1 905.9 905.2 806.1 811.5 661 559.6 533.6
Total Current Liabilities 13,421.7 12,474.5 12,151.5 10,153.6 8,189.2 7,052.2 5,670.9 5,391.6 4,808.8 3,727.4 1,885.1 1,967.9 1,459.4 1,203.8 1,133.5 1,086.9 1,022.1 972.9 983 858.2 856.6 704.9 604.2 574.1
Non-Current Liabilities
Long-Term Debt 947.8 352.0 156.3 234.5 71.6 71.4 386.1 450.8 281.5 485.2 103.6 118.9 39.9 40 40 40 40 25 25 0 0 0 0 0
Deferred Tax Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities (947.8) 166.6 164.4 149.8 109.9 88.5 65.9 41.0 30.1 32.8 10.7 11.6 8.4 5.9 7.0 5.6 5.0 6 5.8 3.7 4.9 4.2 2.9 5
Total Non-Current Liabilities 0 518.6 320.7 384.4 181.5 159.8 452.0 491.8 311.7 518.1 114.3 130.5 48.3 45.9 47.0 45.6 45.0 31 30.8 3.7 4.9 4.2 2.9 5
Total Liabilities 17,786.5 12,993.1 12,472.2 10,538.0 8,370.7 7,212.0 6,122.9 5,883.4 5,120.5 4,245.5 1,999.4 2,098.4 1,507.7 1,249.7 1,180.5 1,132.4 1,067.1 1,003.9 1,013.8 861.9 861.5 709.1 607.1 579.1
Stockholders' Equity
Common Stock 9.9 8.6 8.5 7.2 5.8 5.5 5.2 5.1 4.7 3.8 9.0 8.2 1.7 1.7 1.6 0.5 0.5 0.5 0 0 0 0 0 0
Retained Earnings 603.8 526.6 467.3 423.9 358.6 256.7 195.8 97.1 29.9 (13.7) (78.2) 70.3 101.5 95.3 90.0 80.9 72.6 66.2 59.7 55.2 52.1 45.5 41 36.9
Accumulated Other Comprehensive Income (77.2) (157.9) (159.9) (188.0) (7.0) 20.4 4.5 (13.1) (4.2) (7.5) 2.0 2.1 (5.8) (4.5) 0.8 1.4 (2.2) (5.7) 0 0 0 0 0 0
Total Stockholders' Equity 3,055.8 2,183.2 2,108.1 1,607.8 1,310.7 1,130.4 985.6 864.3 689.7 435.4 151.9 216.0 108.2 104.1 100.7 93.5 84.3 77.1 78.4 81.1 77 62.2 55.6 60.3
Total Liabilities & Equity 20,842.3 15,176.3 14,580.2 12,145.8 9,681.4 8,342.4 7,108.5 6,747.7 5,810.1 4,680.9 2,151.3 2,314.4 1,615.9 1,353.8 1,281.3 1,226.0 1,151.4 1,081 1,092.2 943 938.5 771.3 662.7 639.4
Debt Metrics
Total Debt 1,336.8 584.0 530.9 406.6 193.2 191.0 472.2 665.1 497.6 689.4 209.3 276.4 126.8 114.2 143.0 111.7 105.0 92 102.8 52.1 45.1 43.9 44.6 40.5
Net Debt 1,155.3 104.2 77.8 201.4 (544.5) (213.9) 343.9 540.9 375.6 579.8 (5.8) 129.8 81.9 69.2 93.4 64.6 71.5 52 5.4 (12.3) (64.9) (71.1) (43) (16.5)
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Operating Activities
Net Income 144.9 121.0 104.0 106.5 124.4 77.8 98.7 67.3 42.9 29.2 20.8 14.9 14.0 15.3 14.1 12.1 11.7 9.6 7.4 8.8 7.8 6.2 6.9
Depreciation & Amortization 39.7 19.2 0.4 10.6 (3.9) 1.7 8.5 5.2 4.9 2.8 3.7 5.2 10.7 8.2 3.6 2.6 2.9 3 2.7 2.7 2.8 0.6 3
Stock-Based Compensation 15.7 13.7 13.4 11.2 8.7 7.3 7.2 7.8 5.3 4.2 0 0 0 0 0 0 0 0 0 0 0 0 0
Change in Working Capital (69.4) (4.0) (17.7) 22.6 (13.6) (16.8) (9.8) 19.2 (26.9) (8.6) (1.4) 1.1 5.0 2.0 0.9 (2.3) (0.1) 2.2 (2.1) (0.4) 1.9 (0.4) (1.2)
Other Non-Cash Items 45.0 20.4 41.0 55.4 35.1 (4.4) 6.3 30.0 (13.0) 20.2 1.3 12.1 84.2 (0.5) (0.9) 0.6 0.5 0.8 0.8 0.6 (0.4) 2 (0.3)
Operating Cash Flow 188.1 179.9 150.6 195.9 154.6 60.7 117.7 129.6 48.9 62.0 23.9 32.5 113.8 24.5 17.7 12.8 14.8 15.1 9.2 11.1 12.2 8.4 8.1
Investing Activities
Capital Expenditure (9.2) (4.0) (10.3) (12.6) (4.3) (1.6) (2.5) (4.0) (5.7) (6.1) (3.6) (4.0) (2.6) (2.6) (0.8) (2.1) (0.8) (1.6) (3) (1.8) (0.4) (1) (1.5)
Acquisitions 169.6 0 141.7 281.7 98.1 72.0 0 22.3 23.8 235.5 0 0 0 0 0 0 0 0 0 0 0 0 0
Purchases of Investments (2,258) (993.9) (100.9) (899.7) (1,522.4) (830.3) (309.5) (104.7) (509.5) (516.4) (145.3) (308.2) (666.2) (545.7) (350.4) (20.9) (110.3) (303.2) (112.8) (70.7) (120.3) (94.7) (70.8)
Sales/Maturities of Investments 2,380.1 649.0 403.0 882.9 764.2 476.7 346.9 285.2 533.2 217.0 265.9 269.0 510.9 347.5 254.8 34.8 150 263 117.5 110.8 191.4 105.5 87.7
Other Investing Activities (989.2) (258.0) 94.0 (617.2) 251.8 (59.2) (356.2) (373.5) (287.4) (441.9) (146.5) (189.6) (23.3) 94.8 42.0 (68.4) (73.8) (77.6) (53.8) (107.9) (101) (16) (20.6)
Investing Cash Flow (706.8) (606.9) 527.4 (364.9) (412.5) (342.5) (321.3) (174.6) (245.6) (511.8) (29.5) (232.9) (181.2) (106.0) (54.4) (56.6) (34.9) (119.4) (52.1) (69.6) (30.3) (6.2) (5.2)
Financing Activities
Net Debt Issuance 590 195 (245) 5 (33) (315) (65) 92 (204) 365 55.2 12.8 (28.8) 31.3 6.7 13.1 (10.8) 50.6 7 1.2 (1.6) 4.1 0
Stock Repurchased 0 (0.9) (10.9) 0 0 0 0 0 0 0 0 (3.9) 0 0 0 0 0 0 0 0 0 0 0
Dividends Paid (67.7) (61.6) (60.6) (41.2) (22.5) 0 0 0 0 0 (9.6) (8.3) (7.1) (5.7) (5.3) (5.0) (4.7) (4.5) (4) (2.7) (2.3) (2.1) (1.9)
Other Financing Activities (90.3) 323.9 (116.4) (330.5) 647.1 876.4 277.2 (40.6) 344.9 58.4 89.5 243.0 98.9 15.4 58.1 51.1 0.7 99.1 (5.4) 46.3 56.6 26.4 14.4
Financing Cash Flow 430.6 456.4 (432.8) (366.8) 591.6 561.4 212.2 51.4 196.5 423.4 136.4 244.9 62.8 39.2 56.3 56.3 (17.5) 137.3 (2.7) 45.3 51.1 28.5 12.9
Cash Position
Net Change in Cash (88.1) 29.4 245.2 (535.8) 333.6 279.6 8.6 6.4 (0.1) (26.4) 130.8 44.5 (4.6) (42.3) 19.6 12.6 (37.5) (64.4) (45.6) (123.3) (90.3) (57) (41.2)
Cash at Beginning 476.6 447.2 201.9 737.7 404.1 124.5 116.0 109.5 109.6 136.1 89.7 45.2 49.8 92.1 72.5 59.9 97.4 64.4 110 123.3 90.3 57 41.2
Cash at End 388.5 476.6 447.2 201.9 737.7 404.1 124.5 116.0 109.5 109.6 220.5 89.7 45.2 49.8 92.1 72.5 59.9 201.7 64.4 145.7 122 85.5 54.1
Free Cash Flow 178.9 175.9 140.3 183.2 150.2 59.1 115.2 125.6 43.2 56.0 20.3 28.5 111.2 21.9 16.9 10.8 14 13.5 6.2 9.3 11.8 7.4 6.6
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Income Statement
Revenue 869.5 809.0 768.1 446.6 355.0 348.6 346.6 291.4 250.1 185.8 148.4 105.2 94.2 97.6 96.6 92.8 126.6 149.7 170.0 163.9 119.0 85.6 80.3 87.8 96.9 92.9 86.0 82.2 75.6 71.7 65.4 46.3 48.5
Gross Profit 535.4 498.1 528.6 404.9 356.0 285.9 289.4 249.8 229.1 175.0 138.8 103.3 85.5 78.4 80.7 42.8 (26.8) 11.2 91.6 109.9 91.5 70.3 63.9 64.8 61.5 54.6 54.9 50.9 48.1 45.5 39.6 32.4 34.7
Operating Income 186.5 155.8 134.3 138.1 158.7 100.6 128.6 87.5 79.2 44.1 35.7 10.2 11.6 (0.7) 6.7 (33.2) (158.5) (67.7) 14.2 36.8 32.4 23.0 21.4 25.0 23.5 19.8 18.9 15.2 11.7 13.7 12 9.3 10.4
Net Income 144.9 121.0 104.0 106.5 124.4 77.8 98.7 67.3 42.9 29.2 22.1 5.7 52.0 (0.7) 6.7 (33.2) (146.7) (45.6) 9.8 23.9 20.8 14.9 14.0 15.3 14.1 12.1 11.7 9.6 7.4 8.8 7.8 6.2 7.2
EPS (Diluted) 1.58 1.42 1.23 1.66 2.18 1.44 1.90 1.38 0.99 0.78 0.66 0.21 2.44 -0.25 0.15 -2.40 -23.40 -12.05 2.55 6.40 6.20 4.75 4.45 4.41 4.48 3.80 3.64 2.79 0.65 0.78 0.69 0.66 0.76
Balance Sheet
Cash & Equivalents 181.4 479.8 453.0 205.2 737.7 404.8 128.3 124.2 122.1 109.6 215.1 146.6 44.9 44.9 49.6 47.1 33.5 40 97.4 64.4 110 115 87.6 57
Total Assets 20,842.3 15,176.3 14,580.2 12,145.8 9,681.4 8,342.4 7,108.5 6,747.7 5,810.1 4,680.9 2,151.3 2,314.4 1,615.9 1,353.8 1,281.3 1,226.0 1,151.4 1,081 1,092.2 943 938.5 771.3 662.7 639.4
Total Debt 1,336.8 584.0 530.9 406.6 193.2 191.0 472.2 665.1 497.6 689.4 209.3 276.4 126.8 114.2 143.0 111.7 105.0 92 102.8 52.1 45.1 43.9 44.6 40.5
Stockholders' Equity 3,055.8 2,183.2 2,108.1 1,607.8 1,310.7 1,130.4 985.6 864.3 689.7 435.4 151.9 216.0 108.2 104.1 100.7 93.5 84.3 77.1 78.4 81.1 77 62.2 55.6 60.3
Cash Flow
Operating Cash Flow 188.1 179.9 150.6 195.9 154.6 60.7 117.7 129.6 48.9 62.0 23.9 32.5 113.8 24.5 17.7 12.8 14.8 15.1 9.2 11.1 12.2 8.4 8.1
Capital Expenditure (9.2) (4.0) (10.3) (12.6) (4.3) (1.6) (2.5) (4.0) (5.7) (6.1) (3.6) (4.0) (2.6) (2.6) (0.8) (2.1) (0.8) (1.6) (3) (1.8) (0.4) (1) (1.5)
Free Cash Flow 178.9 175.9 140.3 183.2 150.2 59.1 115.2 125.6 43.2 56.0 20.3 28.5 111.2 21.9 16.9 10.8 14 13.5 6.2 9.3 11.8 7.4 6.6