Safety Insurance Group, Inc. logo SAFT - Safety Insurance Group, Inc.

Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
0
BUY 0
HOLD 3
SELL 0
STRONG
SELL
0
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998
Revenue
Revenue 1,254.1 1,109.7 925.9 785.1 864.7 840.4 875.8 834.9 843.7 827.3 803.6 796.0 761.0 725.3 682.1 612.7 592.0 641 670.1 680.7 671.5 636.4 591.8 529.3 103.8 417.6 341.1 287.3
Cost of Revenue 797.2 716.6 642.3 492.0 461.7 404.6 509.8 485.5 503.9 493.4 612.6 476.4 447.7 422.2 466.6 360.8 346.3 369.8 545.1 516.1 532.3 570.1 551.6 504.0 75.6 275.1 225.2 188.9
Gross Profit 456.9 393.1 283.6 293.1 403.0 435.8 366.0 349.4 339.8 333.9 191.0 319.6 313.2 303.1 215.5 251.9 245.7 271.2 124.9 164.6 139.2 66.3 40.2 25.2 28.2 142.4 115.9 98.4
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Expenses 330.2 303.2 259.2 233.5 238.7 261.1 242.3 239.8 246.4 229.9 211.6 218.2 209.8 200.2 179.2 172.9 171.3 173.1 0.1 0.1 0.9 0.7 0.6 13.5 35.5 114.9 90.9 76.2
Operating Expenses 330.2 303.2 259.2 233.5 238.7 261.1 242.3 239.8 246.4 229.9 211.6 218.2 209.8 200.2 179.2 172.9 171.3 173.1 0.1 0.1 0.9 0.7 0.6 13.5 35.5 114.9 90.9 76.2
Operating Income
Operating Income 126.7 89.9 24.4 59.6 164.3 174.8 123.7 109.6 93.3 104.0 (20.6) 101.4 103.4 102.9 36.2 79.0 74.4 98.1 124.8 164.5 138.2 65.6 39.5 11.7 (7.3) 27.5 25.0 22.2
Interest Expense 1.5 0.5 0.8 0.5 0.5 0.4 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.9 0.7 0.6 7.3 1.8 1.1 1.4 1.7
Interest Income 0 0 73.5 62.2 57.8 0 0 63.1 58.5 17.7 60.4 62.8 64.0 61.4 59.1 61.2 0 0 0 0 0 0 0 0 0 0 0 0
Profitability
EBITDA 128.2 99.8 32.2 66.7 171.7 182.7 129.3 109.8 91.8 97.8 (24.6) 96.5 100.1 95.8 27.9 91.6 86.6 109.4 135.0 173.1 147.5 74.3 47.7 23.8 (5.4) 30.5 26.4 23.9
EBIT 128.2 90.4 25.2 60.1 164.8 175.2 123.8 104.3 86.8 93.4 (28.6) 83.4 87.8 81.5 14.4 79.0 74.5 98.2 124.9 164.6 139.2 66.3 40.2 19.0 (5.4) 28.6 26.4 23.9
Income Before Tax 126.7 89.9 24.4 59.6 164.3 174.8 123.7 104.3 86.7 93.3 (28.6) 83.3 87.7 81.4 14.3 79.0 74.4 98.1 124.8 164.5 138.2 65.6 39.5 11.7 (7.3) 27.5 25.0 22.2
Income Tax Expense 27.4 19.1 5.5 13.0 33.6 36.6 24.1 21.1 24.3 28.7 (14.8) 24.0 26.3 23.4 0.6 22.6 20.2 27.9 37.4 52.6 43.1 20.6 11.1 1.3 0 8.3 0 0
Net Income 99.3 70.7 18.9 46.6 130.7 138.2 99.6 83.2 62.4 64.6 (13.9) 59.4 61.4 58.1 13.7 56.3 54.2 70.3 87.4 111.9 95.2 45.0 28.5 9.2 111.6 19.3 16.3 14.4
Per Share Data
EPS (Basic) 6.72 4.79 1.28 3.17 8.85 9.25 6.52 5.52 4.13 4.29 -0.93 3.93 4.00 3.80 0.90 3.74 3.49 4.38 5.46 7.07 6.11 2.94 1.87 1.44 122.57 22.50 19.95 18.47
EPS (Diluted) 6.70 4.78 1.28 3.15 8.80 9.18 6.46 5.46 4.10 4.27 -0.93 3.91 3.98 3.80 0.90 3.74 3.48 4.36 5.43 6.99 5.97 2.90 1.86 1.38 122.57 22.50 19.95 18.47
Shares Outstanding 14.7 14.7 14.7 14.6 14.8 15.0 15.2 15.1 15.0 14.9 14.9 15.1 15.4 15.3 15.2 15.1 15.5 16.0 16.0 15.8 15.6 15.3 15.3 6.4 0.9 0.9 0.8 0.8
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000 1999 1998
Current Assets
Cash & Cash Equivalents 73.9 59.0 38.2 25.3 63.6 53.8 44.4 37.6 41.7 20.1 74.5 60.5 155.7 26.3 34.8 0 0 0 0
Short-Term Investments 700.0 553.4 31.0 1,050.2 1,218.3 1,257.1 1,228.0 1,161.9 1,172.0 1,154.3 0 0 0 0 0 0 0 0 0
Net Receivables 495.5 464.2 383.2 299.8 290.6 300.5 329.8 190.1 190.6 0 137.2 138.8 253.6 256.7 231.1 0 0 0 0
Inventory 0 0 (900.8) 14.2 (298.6) 0 0 0 0 0 0 82.9 0 0 0 0 0 0 0
Other Current Assets 0 (1,118.0) (566.9) 203.1 274.8 (1,633.7) (1,637.5) 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Assets 1,309.1 0 38.2 1,621.0 1,572.5 0 0 227.6 232.4 187.7 211.7 199.2 160.4 160.4 34.8 0 0 0 0
Non-Current Assets
Property, Plant & Equipment 18.9 20.3 31.5 23.3 27.1 53.1 54.0 15.6 9.9 8.9 0 0 0 (0.0) 0.6 0 0 0 0
Goodwill 17.1 17.1 17.1 17.1 1,422.1 0 0 (82.1) (75.1) (74.1) 0 0 0 0 0 0 0 0 0
Intangible Assets 118.6 7.7 7.6 7.9 73.0 0 0 73.4 72.2 71.0 0 0 0 0 0.3 0 0 0 0
Long-Term Investments 991.7 1,360.4 1,558.1 1,290.3 1,483.2 1,492.8 1,435.5 1,309.9 1,283.9 1,259.4 1,028.2 928.2 664.6 673.6 603.9 0 0 0 0
Other Non-Current Assets 11.6 (1,405.5) 400.4 (1,290.3) (1,510.3) (1,545.9) (1,489.5) (1,030.2) (1,025.9) (998.3) (1,028.2) (928.2) (664.6) (673.6) (610.1) 0 0 0 0
Total Non-Current Assets 1,162.0 0 2,055.9 69.4 1,510.3 0 0 295.2 267.9 270.0 8.3 19.0 12.7 (1.9) 1.0 0 0 0 0
Total Assets 2,471.1 2,270.1 2,094.0 1,972.6 2,117.4 2,054.3 2,022.7 1,856.2 1,807.3 1,758.2 1,427.8 1,437.8 1,206.4 1,076.3 978.6 836.5 833.3 770.0 734.6
Current Liabilities
Account Payables 95.6 96.3 80.2 85.3 85.8 87.7 87.9 84.1 74.5 80.3 64.5 8.3 40.2 82.8 0 0 0 0 0
Short-Term Debt 50 30 4.6 4.5 4.7 30 0 0 0 0 0 0 16.8 20.0 19.4 0 0 0 0
Deferred Revenue 654.8 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 761.7 (134.3) 415.0 (67.9) 25.3 (124.9) (94.3) (95.4) (78.7) (87.0) (68.5) (59.4) (60.5) (102.9) (108.1) 0 0 0 0
Total Current Liabilities 1,566.9 0 499.7 25.1 115.8 0 0 80.6 63.6 69.9 68.2 70.1 881.1 788.3 713.3 0 0 0 0
Non-Current Liabilities
Long-Term Debt 0 0 30 35 30 0 0 0 0 0 0 0 20.0 20.0 20.0 0 0 0 0
Deferred Tax Liabilities 0 0 29.2 23.7 15.2 17.6 5.7 20.4 2.9 40.2 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 0 (15.7) 586.8 1,125.6 0 (48.6) (39.7) 0 1,103.3 0 0 0 (20.4) (20.6) (20.0) 0 0 0 0
Total Non-Current Liabilities 11.9 0 661.1 1,160.6 72.4 0 0 6.1 2.9 1.1 803.5 0 20 20 20 0 0 0 0
Total Liabilities 1,578.8 1,441.6 1,289.7 1,160.6 1,190.2 1,169.6 1,214.3 1,137.6 1,106.3 1,087.5 807.4 834.4 901.1 808.3 733.3 727.5 620.4 594.9 563.5
Stockholders' Equity
Common Stock 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0 0 0 0
Retained Earnings 844.1 798.8 781.2 815.3 821.7 745.0 661.6 616.7 570.7 554.0 506.3 477.0 182.4 144.2 120.9 0 0 0 0
Accumulated Other Comprehensive Income (17.1) (51.0) (53.2) (80.5) 24.6 53.5 28.2 (10.7) 24.3 15.8 18.9 (6.5) 8.7 12.7 14.3 0 0 0 0
Total Stockholders' Equity 892.3 828.5 804.3 812.0 927.2 884.7 808.4 718.6 701.0 670.7 620.4 603.4 305.3 268.0 245.3 109.0 213.0 175.1 171.1
Total Liabilities & Equity 2,471.1 2,270.1 2,094.0 1,972.6 2,117.4 2,054.3 2,022.7 1,856.2 1,807.3 1,758.2 1,427.8 1,437.8 1,206.4 1,076.3 978.6 836.5 833.3 770.0 734.6
Debt Metrics
Total Debt 61.9 45.7 49.8 58.3 57.1 61 34.0 0 0 0 0 0 37.3 40.7 39.3 0 0 0 0
Net Debt (12.0) (13.2) 11.6 33.0 (6.5) 7.2 (10.4) (37.6) (41.7) (20.1) (74.5) (60.5) (118.4) 14.4 4.6 0 0 0 0
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002 2000
Operating Activities
Net Income 99.3 70.7 18.9 46.6 130.7 138.2 99.6 83.2 62.4 64.6 95.2 45.0 28.5 10.5 19.3
Depreciation & Amortization (1.6) 9.5 6.9 6.6 6.9 7.5 5.5 5.5 5.0 14.1 8.3 8.0 7.5 4.8 1.9
Stock-Based Compensation 4.8 4.5 4.3 6.0 6.3 7.5 6.0 6.6 5.2 4.3 0 0 0 0 0
Change in Working Capital 103.9 62.2 33.5 (34.9) 33.2 (43.2) 16.1 20.1 8.3 26.4 13.5 76.3 60.8 63.8 20.0
Other Non-Cash Items (10.0) (18.5) (13.2) 28.5 (41.0) (5.7) (19.5) 17.9 (0.9) 0.8 0.3 (0.0) (10.1) 6.2 8.8
Operating Cash Flow 194.5 128.7 52.1 44.3 141.4 109.5 112.5 127.7 82.0 98.8 116.4 126.2 85.2 85.4 47.8
Investing Activities
Capital Expenditure (2.5) (4.4) (1.8) (2.1) (8.2) (9.9) (9.6) (11.2) (6.0) (4.9) (0.8) (0.4) (1.0) (0.7) (2.2)
Acquisitions 0 (2.1) (2.1) (17.6) (1.5) (23.7) 14.8 5.0 (18.5) 49.3 80.7 0 0 63.2 0
Purchases of Investments (122.1) (356.7) (161.6) (287.5) (447.7) (278.9) (263.3) (378.1) (240.2) (330.5) (156.9) (102.6) (281.8) (405.1) (269.1)
Sales/Maturities of Investments 20 308.6 189.8 287.2 389.9 253.3 219.9 306.3 231.2 251.2 74.9 110.8 193.5 342.1 238.3
Other Investing Activities (21.1) 0 0 0 1.5 23.7 (14.8) (5.0) 18.5 (49.3) (80.7) 0.0 0.0 (63.2) 0.1
Investing Cash Flow (125.7) (54.5) 24.3 (20.0) (66.0) (35.5) (53.0) (83.0) (14.9) (84.3) (82.8) 7.8 (89.2) (63.7) (33.0)
Financing Activities
Net Debt Issuance 20 0 (5) 5 0 30 0 0 0 0 (20.0) 0 0 (79.5) (4.6)
Stock Repurchased (20) 0 (5.2) (14.6) (11.6) (40.0) 0 0 0 0 0 0 0 0 0
Dividends Paid (53.9) (53.3) (53.3) (53.0) (54.0) (54.6) (52.7) (48.8) (45.5) (42.3) (9.4) (6.8) (5.2) (1.5) 0
Other Financing Activities 0 0 0 0 0 0 0 0 0 0.3 0 0.0 0.7 0 0.3
Financing Cash Flow (53.9) (53.3) (63.5) (62.6) (65.6) (64.6) (52.7) (48.8) (45.5) (42.0) (26.3) (4.6) (4.5) 0.8 (4.3)
Cash Position
Net Change in Cash 14.9 20.8 12.9 (38.3) 9.8 9.4 6.8 (4.1) 21.7 (27.4) 7.4 129.4 (8.5) 22.5 10.5
Cash at Beginning 59.0 38.2 25.3 63.6 53.8 44.4 37.6 41.7 20.1 47.5 155.7 26.3 34.8 12.3 3.2
Cash at End 73.9 59.0 38.2 25.3 63.6 53.8 44.4 37.6 41.7 20.1 163.0 155.7 26.3 34.8 13.7
Free Cash Flow 192.0 124.3 50.3 42.2 133.2 99.5 102.9 116.5 76.1 93.9 115.7 125.7 84.2 84.7 45.6
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998
Income Statement
Revenue 1,254.1 1,109.7 925.9 785.1 864.7 840.4 875.8 834.9 843.7 827.3 803.6 796.0 761.0 725.3 682.1 612.7 592.0 641 670.1 680.7 671.5 636.4 591.8 529.3 103.8 417.6 341.1 287.3
Gross Profit 456.9 393.1 283.6 293.1 403.0 435.8 366.0 349.4 339.8 333.9 191.0 319.6 313.2 303.1 215.5 251.9 245.7 271.2 124.9 164.6 139.2 66.3 40.2 25.2 28.2 142.4 115.9 98.4
Operating Income 126.7 89.9 24.4 59.6 164.3 174.8 123.7 109.6 93.3 104.0 (20.6) 101.4 103.4 102.9 36.2 79.0 74.4 98.1 124.8 164.5 138.2 65.6 39.5 11.7 (7.3) 27.5 25.0 22.2
Net Income 99.3 70.7 18.9 46.6 130.7 138.2 99.6 83.2 62.4 64.6 (13.9) 59.4 61.4 58.1 13.7 56.3 54.2 70.3 87.4 111.9 95.2 45.0 28.5 9.2 111.6 19.3 16.3 14.4
EPS (Diluted) 6.70 4.78 1.28 3.15 8.80 9.18 6.46 5.46 4.10 4.27 -0.93 3.91 3.98 3.80 0.90 3.74 3.48 4.36 5.43 6.99 5.97 2.90 1.86 1.38 122.57 22.50 19.95 18.47
Balance Sheet
Cash & Equivalents 73.9 59.0 38.2 25.3 63.6 53.8 44.4 37.6 41.7 20.1 74.5 60.5 155.7 26.3 34.8 0 0 0 0
Total Assets 2,471.1 2,270.1 2,094.0 1,972.6 2,117.4 2,054.3 2,022.7 1,856.2 1,807.3 1,758.2 1,427.8 1,437.8 1,206.4 1,076.3 978.6 836.5 833.3 770.0 734.6
Total Debt 61.9 45.7 49.8 58.3 57.1 61 34.0 0 0 0 0 0 37.3 40.7 39.3 0 0 0 0
Stockholders' Equity 892.3 828.5 804.3 812.0 927.2 884.7 808.4 718.6 701.0 670.7 620.4 603.4 305.3 268.0 245.3 109.0 213.0 175.1 171.1
Cash Flow
Operating Cash Flow 194.5 128.7 52.1 44.3 141.4 109.5 112.5 127.7 82.0 98.8 116.4 126.2 85.2 85.4 47.8
Capital Expenditure (2.5) (4.4) (1.8) (2.1) (8.2) (9.9) (9.6) (11.2) (6.0) (4.9) (0.8) (0.4) (1.0) (0.7) (2.2)
Free Cash Flow 192.0 124.3 50.3 42.2 133.2 99.5 102.9 116.5 76.1 93.9 115.7 125.7 84.2 84.7 45.6