Ready Capital Corporation logo RC - Ready Capital Corporation

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY
0
BUY 8
HOLD 7
SELL 1
STRONG
SELL
0
| PRICE TARGET: $2.50 DETAILS
HIGH: $2.50
LOW: $2.50
MEDIAN: $2.50
CONSENSUS: $2.50
UPSIDE: 38.12%
AlphaVal

AlphaVal

Deterministic, archetype-aware fair value

Distressed or Transitioning 75% confidence

Primary model: Current EPS × Depressed Multiple

Valuation Signal Undervalued Strong
Trading 81.2% below fair value
Current Price $1.81
Bear Case $6.42 254.5% upside ($6.42 - $1.81) / $1.81 = 254.5% EPS continues to decline, 5x multiple
Fair Value $9.62 431.8% upside ($9.62 - $1.81) / $1.81 = 431.8% Current EPS stabilizes, 8x multiple
Bull Case $12.83 609.0% upside ($12.83 - $1.81) / $1.81 = 609.0% Credible recovery, multiple re-rates to 10x

Adjust Assumptions

7.5x

Key Value Driver

Whether the core business model is intact or structurally impaired

Implied Market Multiple 1.1x

Plain-Language Summary

Our base-case estimate uses Current EPS × Depressed Multiple. We then blend that result with the average analyst price target of $2.50 from 16 analysts, using a 25% weight on analyst consensus. That produces an estimated intrinsic value of $9.62 per share.

Warnings

Don't assume past cash flow levels will return — the company's troubles may have permanently reduced its ability to generate profits.
A stock can look cheap on paper and still lose half its value if the underlying business is permanently damaged.
The wide range between our best and worst cases is intentional — pretending to know a precise value for a troubled company would be misleading.
Debt per share ($33.99) is more than half the stock price. With this much debt on a struggling business, the paths to recovery for shareholders are narrow.
Wall Street's average price target is $2.50 (from 16 analysts). Our estimate is 380% above the consensus -- consider that gap carefully.

Key Risks

  • Bullish DCF projections are fundamentally unknowable for distressed companies
  • M&A speculation can floor the stock above intrinsic value temporarily
  • Management credibility is a key input — new CEO expands the bull case