Pacific Premier Bancorp, Inc. logo PPBI - Pacific Premier Bancorp, Inc.

Inactive Ticker PPBI is not actively trading. Quotes and analytics may be stale.
Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
0
BUY 6
HOLD 8
SELL 0
STRONG
SELL
0
| PRICE TARGET: $32.67 DETAILS
HIGH: $41.00
LOW: $26.00
MEDIAN: $31.00
CONSENSUS: $32.67
UPSIDE: 33.40%
Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997
Revenue
Revenue 853.4 672.3 834.1 784.5 678.8 542.0 466.2 291.6 179.1 127.8 90.9 69.8 64.4 55.5 40.0 46.2 45.6 55.8 50.6 37.8 27.5 19.6 20.7 28.4 39.4 63.3 55.3 48.3
Cost of Revenue 290.4 273.1 76.3 (36.5) 248.3 84.5 64.0 30.9 22.8 18.5 12.4 7.2 7.9 12.9 14.8 28.0 27.6 32.8 27.5 16.9 8.5 8.3 10.0 19.5 31.4 31 27.1 14.7
Gross Profit 563.0 399.3 757.8 821.0 430.5 457.5 402.2 260.6 156.3 109.4 78.5 62.6 56.5 42.6 25.3 18.2 18.0 23.0 23.1 20.9 18.9 11.3 10.7 8.9 8.0 32.3 28.2 33.6
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 224.5 232.1 238.6 227.9 189.9 146.4 139.0 90.7 58.4 40.8 34.1 29.2 18.6 16.2 11.9 11.8 11.5 11.2 9.9 7.6 6.8 5.0 4.4 5.4 11.3 12.4 14 9.5
Other Expenses 126.0 133.1 134.8 132.3 168.0 93.4 97.6 67.7 32.6 27.8 17.1 18.7 12.1 9.5 7.1 6.9 5.7 6.1 5.3 4.6 4.4 4.7 5.7 8.9 14.5 49.1 12.4 6.4
Operating Expenses 350.5 365.2 373.4 360.2 357.9 239.7 236.6 158.4 91.0 68.6 51.2 48.0 30.8 25.7 18.9 18.7 17.3 17.2 15.2 12.3 11.2 9.8 10.2 14.3 25.8 61.5 26.4 15.9
Operating Income
Operating Income 212.5 34.0 384.4 460.8 72.6 217.8 165.6 102.2 65.3 40.7 27.3 14.6 25.9 17.0 6.3 (0.5) 0.7 5.7 7.9 8.7 7.7 1.5 0.5 (5.4) (17.8) (29.2) 1.8 17.7
Interest Expense 285.6 262.9 71.5 34.4 56.5 78.8 55.7 22.5 13.5 12.1 7.7 5.4 7.1 9.6 12.7 20.3 25.4 31.2 27.0 16.6 7.8 7.7 8.9 16.2 28.4 25.6 22.9 12.8
Interest Income 822.6 888.0 768.6 696.7 630.7 526.1 448.4 270.0 166.6 118.4 81.3 63.5 52.9 50.2 41.1 43.4 46.5 49.4 44.1 33.7 23.2 17.2 18.9 24.4 41.5 46.4 41.1 21.1
Profitability
EBITDA 235.3 60.2 413.1 492.7 103.0 244.8 186.9 113.3 70.2 44.5 30.5 17.3 27.1 18.2 7.3 0.5 1.7 6.5 8.4 9.0 8.2 2.0 1.4 (4.2) (14.7) (22.2) 6.4 19.3
EBIT 212.5 34.0 384.4 460.8 72.6 217.8 165.6 102.2 65.3 40.7 27.3 14.6 25.8 17.0 6.3 (0.5) 0.7 5.7 7.9 8.7 7.7 1.5 0.5 (5.4) (17.8) (29.2) 1.8 17.7
Income Before Tax 212.5 34.0 384.4 460.8 72.6 217.8 165.6 102.2 65.3 40.7 27.3 14.6 25.8 17.0 6.3 (0.5) 0.7 5.7 7.9 8.7 7.7 1.5 0.5 (5.4) (17.8) (29.2) 1.8 17.7
Income Tax Expense 53.7 3.2 100.6 120.9 12.2 58.0 42.2 42.1 25.2 15.2 10.7 5.6 10.0 6.4 2.1 (0.1) 0.0 2.1 0.5 1.4 1.0 (0.6) (2.3) 0.6 3.0 (11.4) 0.7 7.4
Net Income 158.8 30.9 283.7 339.9 60.4 159.7 123.3 60.1 40.1 25.5 16.6 9.0 15.8 10.6 4.2 (0.5) 0.7 3.6 7.4 7.2 6.7 2.1 2.9 (6.1) (20.8) (17.8) 1.1 10.3
Per Share Data
EPS (Basic) 1.65 0.31 2.99 3.60 0.75 2.62 2.29 1.59 1.49 1.21 0.97 0.57 1.49 1.05 0.42 -0.08 0.14 0.70 1.41 1.37 1.28 0.96 2.16 -4.54 -15.58 -13.47 0.80 52.75
EPS (Diluted) 1.65 0.31 2.98 3.58 0.75 2.60 2.26 1.56 1.46 1.19 0.96 0.54 1.44 0.99 0.38 -0.08 0.11 0.55 1.11 1.08 1.02 0.61 1.16 -4.54 -15.58 -13.45 0.80 50.50
Shares Outstanding 94.6 94.1 93.7 93.5 79.2 60.3 54.0 37.7 26.9 21.2 17.0 15.8 10.6 10.1 10.0 5.6 4.9 5.2 5.3 5.3 5.3 2.2 1.3 1.3 1.3 1.3 1.3 1.3
Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2009 2008 2004 2003 2002 2001 2000 1999 1998 1997
Current Assets
Cash & Cash Equivalents 610.6 936.5 1,103.0 306.9 883.6 329.6 209.5 203.8 160.8 80.4 59.7 8.2 3.0 2.4 3.6 7.2 7.8 17.3 8.2 3.5
Short-Term Investments 796.5 1,140.1 2,601.0 4,273.9 3,931.1 1,368.4 1,103.2 787.4 381.0 280.3 0 0 0 0 0 0 0 0 0 0
Net Receivables 68.0 68.5 73.8 65.7 74.6 39.4 37.8 27.1 13.1 9.3 3.5 3.6 1.9 1.1 1.1 1.6 3.4 22.4 2.8 2.6
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Assets 1,475.1 2,146.1 3,777.8 4,646.5 4,889.3 1,737.4 1,350.6 1,018.3 554.9 370.0 63.2 11.8 4.9 3.6 4.7 8.8 11.2 39.7 11 6.1
Non-Current Assets
Property, Plant & Equipment 48.6 56.7 64.5 71.9 78.9 59.0 64.7 53.2 12.0 9.2 8.7 9.6 5.2 5.3 5.4 1.2 3.1 6 7.1 4.8
Goodwill 901.3 901.3 901.3 901.3 898.6 808.3 808.7 493.3 102.2 50.8 0 0 0 0 0 0 0 0 0 0
Intangible Assets 32.2 43.3 55.6 69.6 85.5 83.3 100.6 43.0 9.5 7.2 0 0 0 0 0 0 0 0 0 0
Long-Term Investments 14,462.4 14,826.1 15,809.5 14,490.7 12,992.7 8,726.1 8,851.7 6,209.0 3,236.6 2,255.2 690.0 679.7 506.8 289.9 216.5 221.8 359.1 467.1 386.6 323.4
Other Non-Current Assets 883.8 939.6 895.7 827.1 702.5 361.9 295.5 194.4 104.0 85.7 34.0 28.3 26.1 10.6 11.7 11.8 41.0 39.1 23.4 62.8
Total Non-Current Assets 16,428.5 16,880.6 17,910.2 16,447.9 14,847.2 10,038.6 10,136.8 7,006.2 3,481.4 2,419.6 744.1 728.1 538.2 305.8 233.5 234.9 403.2 512.2 417.1 391
Total Assets 17,903.6 19,026.6 21,688.0 21,094.4 19,736.5 11,776.0 11,487.4 8,024.5 4,040.4 2,790.6 807.3 740.0 543.1 309.4 238.3 243.7 414.4 547.6 428.1 397.1
Current Liabilities
Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 3.5 0 0 0 0 0 0 0
Short-Term Debt 14.7 479.2 219.7 577.4 0 0 0.1 46.1 50.0 48.1 0 0 108 40.6 0 0 47.1 17.9 40 109.2
Deferred Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 14,449.0 14,516.4 17,132.7 16,538.2 16,214.2 8,898.5 8,658.4 6,085.9 3,145.6 2,195.1 618.7 457.1 288.9 221.4 191.2 232.2 345.1 468.8 323.5 211.8
Total Current Liabilities 14,463.7 14,995.6 17,558.4 17,319.6 16,457.4 9,029.9 8,739.8 6,187.2 3,229.2 2,273.4 632.0 462.2 400.4 262.0 191.2 234 392.2 515 374 336
Non-Current Liabilities
Long-Term Debt 272.4 931.8 1,331.2 888.6 532.5 732.2 777.9 595.3 397.4 217.3 101.8 220.2 98.7 8 32.9 1.5 1.5 1.5 1.5 10
Deferred Tax Liabilities 0 0 41.3 0 0 1.4 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 211.7 216.6 0 0 0 0 0 0 (50.0) 0 0 0 0 2.0 2.5 2.4 6.8 4.3 0 (0.1)
Total Non-Current Liabilities 484.1 1,148.4 1,331.2 888.6 532.5 733.5 777.9 595.3 347.4 218.3 101.8 220.2 98.7 10.0 35.5 3.9 8.3 5.8 1.5 9.9
Total Liabilities 14,947.8 16,144.1 18,889.6 18,208.1 16,989.9 9,763.4 9,517.7 6,782.5 3,581.1 2,491.7 733.8 682.4 499.1 272.0 226.7 236.0 400.5 513.1 376.1 346.2
Stockholders' Equity
Common Stock 0.9 0.9 0.9 0.9 0.9 0.6 0.6 0.5 0.3 0.2 0.1 0.0 0.1 0.1 0.0 0.0 0.1 0.1 0.1 0
Retained Earnings 635.3 604.1 700.0 542.0 330.6 396.1 300.4 177.1 117.1 76.9 (4.8) (4.3) (23.3) (30.0) (32.1) (35.0) (28.9) (8.1) 9.7 8.7
Accumulated Other Comprehensive Income (75.8) (99.6) (265.2) (7.9) 60.3 21.5 (5.6) 0.4 (2.7) 0.3 (1.7) (2.9) (0.3) (0.2) 0.4 (0.0) 0.2 0 0 0
Total Stockholders' Equity 2,955.7 2,882.6 2,798.4 2,886.3 2,746.6 2,012.6 1,969.7 1,242.0 459.3 299.0 73.5 57.5 44.0 37.3 11.6 7.6 13.9 34.5 52 50.9
Total Liabilities & Equity 17,903.6 19,026.6 21,688.0 21,094.4 19,736.5 11,776.0 11,487.4 8,024.5 4,040.4 2,790.6 807.3 740.0 543.1 309.4 238.3 243.7 414.4 547.6 428.1 397.1
Debt Metrics
Total Debt 272.4 931.8 1,331.2 888.6 532.5 732.2 778.0 641.4 447.3 266.4 101.8 220.2 206.7 48.6 32.9 1.5 48.6 19.4 41.5 119.2
Net Debt (338.1) (4.6) 228.2 581.6 (351.1) 402.6 568.4 437.7 286.5 185.0 42.1 212.0 203.7 46.2 29.4 (5.7) 40.8 2.1 33.3 115.7
Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2005 2004 2003 2002 2001 2000 1999 1998 1997
Operating Activities
Net Income 158.8 30.9 283.7 339.9 60.4 159.7 123.3 60.1 40.1 25.5 7.2 6.7 2.1 2.9 (6.1) (20.8) (17.8) 1.1 10.3
Depreciation & Amortization 22.8 26.1 28.7 31.9 30.4 27.1 21.4 11.0 4.9 3.8 0.3 0.4 0.5 0.8 1.2 3.0 7 4.6 1.6
Stock-Based Compensation 21.7 19.4 18.9 13.3 10.9 10.5 9.0 5.8 2.7 1.2 0 0 0 0 0 0 0 0 0
Change in Working Capital 59.9 (79.5) 81.0 30.2 11.2 (0.9) 18.4 (4.0) (8.7) (2.1) 1.3 0.6 0.1 (1.0) (1.8) 10.9 (2.3) 4 (3.8)
Other Non-Cash Items (40.6) 250.2 (7.3) (123.9) 142.1 (21.2) 15.1 (20.0) 20.6 (3.3) (0.2) (3.3) 2.6 3.1 6.3 88.3 (187.6) (114.1) (308.4)
Operating Cash Flow 226.5 251.0 411.0 320.2 212.3 182.7 196.5 69.4 63.4 23.7 7.0 3.8 5.2 5.8 (0.2) 81.5 (206.4) (112.4) (292.2)
Investing Activities
Capital Expenditure (3.7) (6.6) (7.5) (9.3) (11.4) (18.8) (10.3) (4.2) (12.0) (1.9) (1.1) (0.4) (0.4) (4.9) 0 0 (0.7) (4) (3.8)
Acquisitions 0 0 0 0 937.1 0 146.6 225.9 40.1 3.0 1.1 0 0 0 0 0 0 0 0
Purchases of Investments (1,439.7) (819.4) (999.9) (2,304.4) (2,725.7) (904.6) (513.5) (323.6) (190.1) (99.8) 0 (11.2) (25.4) (203.7) (58.3) (64.6) (33.2) (1.3) (2.2)
Sales/Maturities of Investments 902.7 1,821.8 1,263.4 1,464.2 1,035.0 666.3 540.1 344.7 269.9 61.4 143.7 8.3 40.6 174.8 91.7 49.1 2 3 5
Other Investing Activities 1,304.9 1,476.1 (416.2) (1,158.2) 1,335.5 158.9 (300.4) (527.0) (538.8) (294.0) (137.9) (212.5) (90.8) 32.9 126.0 16.7 123.1 85.3 9.6
Investing Cash Flow 764.2 2,471.9 (160.1) (2,007.7) 570.5 (98.3) (137.5) (284.2) (430.9) (331.3) (139.0) (215.8) (76.0) (0.9) 159.5 1.2 91.9 83 8.6
Financing Activities
Net Debt Issuance (654.7) (399.2) 442 355.3 (548.6) (46.7) (118.6) 63.9 130.9 47.7 111.4 158.1 15.1 32 (47.1) 29.2 (22.1) (77.7) 115.5
Stock Repurchased (5.0) (6.4) (8.9) (24.5) (1.7) (103.3) (1.7) (1.3) (0.1) (0.1) (0.4) 0 0 (11.9) 0 0 0 0 0
Dividends Paid (127.1) (126.3) (125.2) (121.9) (79.9) (53.9) 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Financing Activities (531.0) (2,355.8) 237.7 902.4 401.3 242.8 67.5 192.5 315.1 227.5 39.0 67.4 30.3 (41.0) (112.9) (123.8) 145.4 111.6 126.1
Financing Cash Flow (1,317.8) (2,887.7) 545.6 1,111.4 (228.9) 39.0 (52.8) 255.1 445.9 275.1 150.5 225.6 69.6 (9.0) (160.1) (94.5) 123.6 34 274.4
Cash Position
Net Change in Cash (327.1) (164.8) 796.5 (576.1) 553.9 123.4 6.2 40.3 78.4 (32.5) 18.1 13.6 (1.1) (4.1) (0.8) (11.8) 9.1 4.7 (9.1)
Cash at Beginning 936.5 1,101.2 304.7 880.8 326.9 203.4 197.2 156.9 78.4 110.9 16.0 2.4 3.6 7.7 8.5 20.3 8.2 3.5 12.6
Cash at End 609.3 936.5 1,101.2 304.7 880.8 326.9 203.4 197.2 156.9 78.4 34.1 16.0 2.4 3.6 7.7 8.5 17.3 8.2 3.5
Free Cash Flow 222.8 244.4 403.6 310.9 200.9 163.9 186.2 65.2 51.5 21.8 5.9 3.4 4.8 0.9 (0.2) 81.5 (207.1) (116.4) (296)
Key Metrics 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997
Income Statement
Revenue 853.4 672.3 834.1 784.5 678.8 542.0 466.2 291.6 179.1 127.8 90.9 69.8 64.4 55.5 40.0 46.2 45.6 55.8 50.6 37.8 27.5 19.6 20.7 28.4 39.4 63.3 55.3 48.3
Gross Profit 563.0 399.3 757.8 821.0 430.5 457.5 402.2 260.6 156.3 109.4 78.5 62.6 56.5 42.6 25.3 18.2 18.0 23.0 23.1 20.9 18.9 11.3 10.7 8.9 8.0 32.3 28.2 33.6
Operating Income 212.5 34.0 384.4 460.8 72.6 217.8 165.6 102.2 65.3 40.7 27.3 14.6 25.9 17.0 6.3 (0.5) 0.7 5.7 7.9 8.7 7.7 1.5 0.5 (5.4) (17.8) (29.2) 1.8 17.7
Net Income 158.8 30.9 283.7 339.9 60.4 159.7 123.3 60.1 40.1 25.5 16.6 9.0 15.8 10.6 4.2 (0.5) 0.7 3.6 7.4 7.2 6.7 2.1 2.9 (6.1) (20.8) (17.8) 1.1 10.3
EPS (Diluted) 1.65 0.31 2.98 3.58 0.75 2.60 2.26 1.56 1.46 1.19 0.96 0.54 1.44 0.99 0.38 -0.08 0.11 0.55 1.11 1.08 1.02 0.61 1.16 -4.54 -15.58 -13.45 0.80 50.50
Balance Sheet
Cash & Equivalents 610.6 936.5 1,103.0 306.9 883.6 329.6 209.5 203.8 160.8 80.4 59.7 8.2 3.0 2.4 3.6 7.2 7.8 17.3 8.2 3.5
Total Assets 17,903.6 19,026.6 21,688.0 21,094.4 19,736.5 11,776.0 11,487.4 8,024.5 4,040.4 2,790.6 807.3 740.0 543.1 309.4 238.3 243.7 414.4 547.6 428.1 397.1
Total Debt 272.4 931.8 1,331.2 888.6 532.5 732.2 778.0 641.4 447.3 266.4 101.8 220.2 206.7 48.6 32.9 1.5 48.6 19.4 41.5 119.2
Stockholders' Equity 2,955.7 2,882.6 2,798.4 2,886.3 2,746.6 2,012.6 1,969.7 1,242.0 459.3 299.0 73.5 57.5 44.0 37.3 11.6 7.6 13.9 34.5 52 50.9
Cash Flow
Operating Cash Flow 226.5 251.0 411.0 320.2 212.3 182.7 196.5 69.4 63.4 23.7 7.0 3.8 5.2 5.8 (0.2) 81.5 (206.4) (112.4) (292.2)
Capital Expenditure (3.7) (6.6) (7.5) (9.3) (11.4) (18.8) (10.3) (4.2) (12.0) (1.9) (1.1) (0.4) (0.4) (4.9) 0 0 (0.7) (4) (3.8)
Free Cash Flow 222.8 244.4 403.6 310.9 200.9 163.9 186.2 65.2 51.5 21.8 5.9 3.4 4.8 0.9 (0.2) 81.5 (207.1) (116.4) (296)