Prosperity Bancshares, Inc. logo PB - Prosperity Bancshares, Inc.

Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
0
BUY 14
HOLD 17
SELL 2
STRONG
SELL
0
| PRICE TARGET: $73.00 DETAILS
HIGH: $76.00
LOW: $68.00
MEDIAN: $75.00
CONSENSUS: $73.00
UPSIDE: 5.66%
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997
Revenue
Revenue 1,738.2 1,742.2 1,556.2 1,202.6 1,151.8 1,235.1 933.6 825.4 776.8 777.2 774.7 819.8 622.8 485.9 421.1 438.4 469.7 400.2 393.5 265.7 192.1 134.8 107.8 92.3 85.1 47.0 34.9 25.9 22.3
Cost of Revenue 488.8 606.3 506.6 89.6 53.6 133.2 141.5 114.0 74.8 67.2 46.8 61.9 57.7 45.2 50.4 80.0 131.3 130.0 140.9 94.1 51.7 30.7 26.8 29.1 36.5 19.7 13.3 10.3 9.3
Gross Profit 1,249.4 1,135.9 1,049.6 1,113.0 1,098.2 1,101.9 792.1 711.5 701.9 710.0 727.9 757.9 565.1 440.7 370.7 358.4 338.4 270.2 252.6 171.6 140.4 104.2 81.0 63.2 48.6 27.3 21.6 15.6 13
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 390.2 386.6 375.6 333.5 328.5 322.6 229.6 210.4 195.3 200.7 195.8 202.3 151.1 117.2 93.0 104.2 90.8 76.4 63.9 41.3 36.7 27.9 22.4 16.4 13.0 7.2 6.2 4.5 4
Other Expenses 165.6 136.7 139.6 113.4 110.1 134.3 143.4 98.1 100.5 100.6 101.9 109.9 84.2 71.8 63.9 62.4 78.9 67.4 62.9 36.4 32.3 23.8 19.6 16.0 17.3 8.9 5.9 4.6 3.8
Operating Expenses 555.8 523.3 515.1 446.9 438.5 456.9 372.9 308.4 295.9 301.3 297.8 312.2 235.3 189.0 156.9 166.6 169.7 143.8 126.8 77.7 69.0 51.7 42.0 32.3 30.3 16.1 12.1 9.1 7.8
Operating Income
Operating Income 693.6 612.7 534.5 666.2 659.7 645.0 419.2 403.0 406.1 408.7 430.2 445.7 329.8 251.7 213.8 191.8 167.9 126.4 125.8 94.0 71.4 52.5 39.0 30.9 18.3 11.2 9.5 6.5 5.2
Interest Expense 488.8 597.2 488.1 89.6 53.6 113.2 137.2 97.6 60.5 43.2 39.2 43.6 40.5 39.1 45.2 66.4 102.5 120.1 140.2 93.6 51.2 29.8 26.3 28.1 35.8 19.4 13 10.1 9.1
Interest Income 1,570.3 1,623.7 1,444.5 1,094.8 1,046.9 1,143.9 832.9 727.2 677.4 675.8 669.7 714.8 539.3 419.8 371.9 384.5 409.6 347.9 340.6 231.7 162.1 111.8 90.8 80.7 76.5 41.6 31.4 23.4 20
Profitability
EBITDA 849.1 647.4 565.4 694.5 689.3 676.4 439.5 421.4 425.2 431.0 452.7 469.4 346.6 267.8 229.7 209.1 187.0 143.9 134.7 103.9 82.6 62.4 52.0 37.2 22.2 13.0 11.2 7.8 6.4
EBIT 693.6 612.7 534.5 666.2 659.7 645.0 419.2 403.0 406.1 408.7 430.2 445.7 329.8 251.7 213.8 191.8 168.7 126.4 125.8 94.0 71.5 52.5 39.0 30.9 18.3 11.2 9.5 6.5 5.2
Income Before Tax 693.6 612.7 534.5 666.2 659.7 645.0 419.2 403.0 406.1 408.7 430.2 445.7 329.8 251.7 213.8 191.8 168.7 126.4 125.8 94.0 71.5 52.5 39.0 30.9 18.3 11.2 9.5 6.5 5.2
Income Tax Expense 150.7 133.3 115.1 141.7 140.4 116.1 86.7 81.2 133.9 134.2 143.5 148.3 108.4 83.8 72.0 64.1 56.8 41.9 41.6 32.2 23.6 17.7 12.4 9.6 5.4 3.2 3 2 1.6
Net Income 542.8 479.4 419.3 524.5 519.3 528.9 332.6 321.8 272.2 274.5 286.6 297.4 221.4 167.9 141.7 127.7 111.9 84.5 84.2 61.7 47.9 34.7 26.5 21.3 13.0 8.0 6.5 4.5 3.6
Per Share Data
EPS (Basic) 5.72 5.05 4.51 5.73 5.60 5.68 4.52 4.61 3.92 3.94 4.09 4.32 3.66 3.24 3.03 2.74 2.42 1.87 1.96 1.96 1.79 1.61 1.38 1.25 0.80 0.67 0.59 0.54 0.47
EPS (Diluted) 5.72 5.05 4.51 5.73 5.60 5.68 4.52 4.61 3.92 3.94 4.09 4.32 3.65 3.23 3.01 2.73 2.41 1.86 1.94 1.94 1.77 1.59 1.36 1.22 0.79 0.65 0.58 0.52 0.46
Shares Outstanding 94.5 95 92.9 91.6 92.7 93.1 73.5 69.8 69.5 69.7 70.0 68.9 60.4 51.8 46.8 46.6 46.2 45.3 42.9 31.5 26.7 21.6 19.2 17.1 16.2 12.1 11.0 8.3 7.7
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000 1999 1998 1997
Current Assets
Cash & Cash Equivalents 1,747.5 1,972.2 458.2 423.8 2,547.7 1,343.0 573.6 410.6 391.6 436.2 195.0 212.4 59.0 72.2 67.3 41.2 36.8 20.7 18.3 17.6
Short-Term Investments 10,532.3 10,976.9 438.6 456.5 514.9 651.5 287.7 84.2 217.9 221.2 0 0 0 0 0 0 0 0 0 0
Net Receivables 99.3 104.4 96.3 88.4 66.0 82.1 80.8 56.5 56.4 53.3 30.6 34.6 10.2 10.1 10.3 8.5 10.4 5 4 2.5
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 0 0.3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Assets 12,379.1 13,053.7 993.1 968.8 3,128.7 2,076.6 942.0 551.3 665.9 710.7 225.5 247.1 69.1 82.4 77.7 49.7 47.2 25.7 22.3 20.1
Non-Current Assets
Property, Plant & Equipment 383.4 371.2 370.0 339.5 319.8 323.6 326.8 257.0 257.1 262.1 148.9 123.6 35.8 34.3 27.0 15.1 14.5 9.8 6.1 5.5
Goodwill 3,503.1 3,503.1 3,396.1 3,231.6 3,231.6 3,231.6 3,223.7 1,900.8 1,900.8 1,900.8 877.0 874.7 153.2 118.0 0 0 0 0 0 0
Intangible Assets 51.6 66.0 64.0 51.3 61.7 73.2 86.4 32.9 38.8 45.8 35.4 38.2 11.5 6.7 10.3 8.5 10.4 5 4 2.5
Long-Term Investments 21,552.7 21,914.9 33,213.5 32,577.8 30,633.7 27,822.2 27,040.3 19,608.7 19,391.0 19,041.6 7,443.1 7,690.5 2,325.2 2,136.6 1,620.3 1,170.7 992.6 533.5 396.3 287.5
Other Non-Current Assets 593.4 657.7 511.3 520.9 458.4 532.1 566.5 342.7 333.7 370.0 120.5 98.3 102.4 22.5 24.9 4.2 67.8 20.5 1.9 1.4
Total Non-Current Assets 26,084.3 26,513.0 37,554.8 36,721.1 34,705.3 31,982.7 31,243.7 22,142.1 21,921.4 21,620.4 8,624.9 8,825.3 2,628.1 2,318.1 1,744.6 1,212.7 1,098.9 583 414 300
Total Assets 38,463.4 39,566.7 38,547.9 37,689.8 37,834.0 34,059.3 32,185.7 22,693.4 22,587.3 22,331.1 8,850.4 9,072.4 2,697.2 2,398.7 1,822.3 1,262.3 1,146.1 608.7 436.3 320.1
Current Liabilities
Account Payables 30.9 41.9 34.8 4.5 1.3 3.5 8.6 4.2 2.9 2.3 7.3 14.6 3.1 2.5 2.5 2.9 3.5 1.6 1.1 0.7
Short-Term Debt 201.2 221.9 309.3 2,278.1 448.1 389.6 1,677.3 1,314.7 824.2 1,305.4 72.6 96.0 25.1 19.0 0 0 0 15.7 0 0
Deferred Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 28,482.5 28,381.3 27,179.8 28,533.5 30,771.8 27,360.5 24,199.7 17,256.6 17,821.5 17,307.3 7,258.6 7,303.3 2,317.1 2,083.7 1,586.6 1,123.4 1,033.5 534.7 390.7 291.5
Total Current Liabilities 28,714.6 28,645.2 27,523.9 30,816.2 31,221.1 27,753.5 25,885.6 18,575.5 18,648.6 18,615.1 7,338.5 7,413.9 2,345.2 2,105.3 1,589.2 1,126.3 1,037.0 553 395 292.2
Non-Current Liabilities
Long-Term Debt 1,950 3,200 3,725 1,850 0 0 129.5 1.1 5.2 5.8 118.4 321.7 60.5 71.7 37.9 18.1 13.9 0 2.4 2.8
Deferred Tax Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 182.7 283.1 219.6 (1,675.7) 185.6 175.1 199.7 64.0 109.4 67.9 42.3 81.7 15.8 3.9 7.4 2.3 2.9 1.4 0.7 0.3
Total Non-Current Liabilities 2,132.7 3,483.1 3,944.6 174.3 185.6 175.1 329.3 65.1 114.6 73.7 160.7 403.3 76.3 75.6 45.4 20.3 16.8 1.4 3.1 3.1
Total Liabilities 30,847.3 32,128.2 31,468.5 30,990.5 31,406.7 27,928.6 26,214.9 18,640.6 18,763.1 18,688.8 7,499.2 7,817.3 2,421.6 2,179.1 1,634.5 1,146.6 1,053.8 553.4 394.9 295.3
Stockholders' Equity
Common Stock 93.1 95.3 93.7 91.3 92.2 92.6 94.7 69.8 69.5 69.5 46.6 46.1 22.4 21.0 18.9 8.1 8.1 5.2 0 0
Retained Earnings 3,869.6 3,548.2 3,283.2 3,069.6 2,738.2 2,403.2 2,141.0 1,937.3 1,719.6 1,543.3 418.0 332.4 122.6 94.6 72.9 55.5 45.7 24.9 19.5 16
Accumulated Other Comprehensive Income (0.3) (1.6) (1.4) (3.5) 1.8 0.8 0.6 0.3 (0.1) 1.4 16.8 9.9 (3.1) 2.0 2.6 0.2 0.6 (2.7) 0 0
Total Stockholders' Equity 7,616.1 7,438.5 7,079.3 6,699.4 6,427.2 6,130.7 5,970.8 4,052.8 3,824.2 3,642.3 1,351.2 1,255.1 275.6 219.6 154.7 88.7 80.3 55.3 41.4 24.8
Total Liabilities & Equity 38,463.4 39,566.7 38,547.9 37,689.8 37,834.0 34,059.3 32,185.7 22,693.4 22,587.3 22,331.1 8,850.4 9,072.4 2,697.2 2,398.7 1,822.3 1,262.3 1,146.1 608.7 436.3 320.1
Debt Metrics
Total Debt 2,151.2 3,421.9 4,034.3 4,128.1 448.1 389.6 1,806.8 1,315.8 829.4 1,311.2 191.0 417.7 85.6 90.7 37.9 18.1 13.9 15.7 2.4 2.8
Net Debt 403.7 1,449.7 3,576.1 3,704.3 (2,099.6) (953.4) 1,233.2 905.3 437.8 875.0 (4.0) 205.2 26.6 18.5 (29.4) (23.1) (22.9) (5) (15.9) (14.8)
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002 2001 2000 1999 1998 1997
Operating Activities
Net Income 542.8 479.4 419.3 524.5 519.3 528.9 332.6 321.8 272.2 274.5 47.9 34.7 26.5 21.3 13.0 8.0 6.5 4.5 3.6
Depreciation & Amortization 34.1 34.7 31.0 28.3 29.6 31.4 20.2 18.3 19.2 22.3 11.2 10.0 13.1 6.3 3.9 1.8 1.7 1.3 1.2
Stock-Based Compensation 12.1 12.8 12.2 11.8 12.6 12.6 10.6 10.5 6.9 9.5 0 0 0 0 0 0 0 0 0
Change in Working Capital (34.4) (51.2) 147.7 (101.2) 59.3 (15.0) 52.7 (72.9) 56.1 (11.4) 5.4 3.6 (0.2) (2.5) 2.2 (0.9) (0.8) (0.6) (0.8)
Other Non-Cash Items (1.5) (5.7) 28.8 37.1 51.1 (0.4) 13.3 35.5 25.8 20.4 1.2 0.6 0.1 1.0 0.8 0.3 0.1 0.2 0.2
Operating Cash Flow 549.5 472.7 646.4 506.5 694.7 582.3 403.0 320.1 390.7 334.4 65.7 48.9 39.5 26.1 19.8 9.2 7.5 5.4 4.2
Investing Activities
Capital Expenditure (32.5) (21.1) (34.2) (42.4) (19.0) (22.1) (18.6) (15.1) (11.2) (5.0) (1.7) (0.9) (3.5) (2.2) (3.1) (0.6) (0.4) (0.3) (0.7)
Acquisitions 0 169.9 (24.4) 0 0 0 (77.0) 0 0 (9.0) (2.3) 34.4 (53.9) 0 0 0 0 0 0
Purchases of Investments (25,605.7) (23,264.8) (15,550.8) (21,202.6) (23,615.4) (17,512.9) (9,566.5) (9,628.9) (9,000.5) (10,073.6) (478.7) (271.2) (985.4) (420.3) (472.0) (105.7) (91.6) (97.7) (70.3)
Sales/Maturities of Investments 26,070.8 25,002.1 17,433.6 19,495.9 19,282.2 17,501.6 10,848.0 9,861.0 9,016.5 10,050.5 345.9 344.7 650.6 340.4 305.0 43.4 68.5 78.8 49.6
Other Investing Activities 341.3 95.6 (730.0) (214.5) 1,627.3 (1,240.8) 74.2 (335.9) (377.4) 78.0 68.2 (64.2) 166.2 48.3 (11.0) 57.3 (6.9) (23.9) 19.6
Investing Cash Flow 773.9 1,981.6 1,094.3 (1,963.6) (2,724.9) (1,274.3) 1,260.0 (119.0) (372.6) 41.0 (68.7) 42.9 (226.0) (33.8) (181.0) (5.5) (30.4) (43.1) (1.8)
Financing Activities
Net Debt Issuance (1,250) (525) 1,671.5 1,850 0 (1,428.7) (1,821.7) 525.9 (485.6) 492.2 33.5 (7.4) 0.7 14.1 19.1 (15.7) 13.3 (0.4) (0.5)
Stock Repurchased (157.2) (74.8) (72.2) (65.7) (52.1) (115.2) (94.5) 0 0 (51.1) 0 0 0 0 0 0 0 0 0
Dividends Paid (221.4) (214.4) (205.7) (193.1) (184.3) (173.8) (128.9) (104.1) (95.9) (86.2) (9.6) (6.7) (4.9) (3.9) (3.2) (1.9) (1) (1.1) (0.6)
Other Financing Activities 80.5 (126.1) (3,099.8) (2,257.9) 3,470.9 3,179.1 545.1 (604.2) 518.2 (856.8) (62.5) (24.6) 149.0 36.3 89.9 11.9 17 27.3 (8.6)
Financing Cash Flow (1,548.2) (940.2) (1,706.3) (666.7) 3,234.6 1,461.4 (1,500.0) (182.4) (63.2) (501.9) (37.6) (37.6) 189.4 46.8 104.8 (5.3) 41.4 38.6 (6.7)
Cash Position
Net Change in Cash (224.7) 1,514.1 34.3 (2,123.8) 1,204.4 769.4 163.0 18.8 (45.1) (126.6) (40.5) 54.2 2.9 39.1 (56.4) (1.6) 18.6 (17.4) (21.7)
Cash at Beginning 1,972.5 458.4 424.1 2,548.0 1,343.5 574.1 411.1 392.3 437.4 564.0 137.9 83.7 80.8 41.7 98.1 36.8 18.2 17.4 21.7
Cash at End 1,747.7 1,972.5 458.4 424.1 2,548.0 1,343.5 574.1 411.1 392.3 437.4 97.4 137.9 83.7 80.8 41.7 35.1 36.8 56 15
Free Cash Flow 517.0 451.6 612.2 464.1 675.7 560.2 384.4 305.0 379.5 329.3 64.0 48.9 36.0 23.9 16.8 8.6 7.1 5.1 3.5
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997
Income Statement
Revenue 1,738.2 1,742.2 1,556.2 1,202.6 1,151.8 1,235.1 933.6 825.4 776.8 777.2 774.7 819.8 622.8 485.9 421.1 438.4 469.7 400.2 393.5 265.7 192.1 134.8 107.8 92.3 85.1 47.0 34.9 25.9 22.3
Gross Profit 1,249.4 1,135.9 1,049.6 1,113.0 1,098.2 1,101.9 792.1 711.5 701.9 710.0 727.9 757.9 565.1 440.7 370.7 358.4 338.4 270.2 252.6 171.6 140.4 104.2 81.0 63.2 48.6 27.3 21.6 15.6 13
Operating Income 693.6 612.7 534.5 666.2 659.7 645.0 419.2 403.0 406.1 408.7 430.2 445.7 329.8 251.7 213.8 191.8 167.9 126.4 125.8 94.0 71.4 52.5 39.0 30.9 18.3 11.2 9.5 6.5 5.2
Net Income 542.8 479.4 419.3 524.5 519.3 528.9 332.6 321.8 272.2 274.5 286.6 297.4 221.4 167.9 141.7 127.7 111.9 84.5 84.2 61.7 47.9 34.7 26.5 21.3 13.0 8.0 6.5 4.5 3.6
EPS (Diluted) 5.72 5.05 4.51 5.73 5.60 5.68 4.52 4.61 3.92 3.94 4.09 4.32 3.65 3.23 3.01 2.73 2.41 1.86 1.94 1.94 1.77 1.59 1.36 1.22 0.79 0.65 0.58 0.52 0.46
Balance Sheet
Cash & Equivalents 1,747.5 1,972.2 458.2 423.8 2,547.7 1,343.0 573.6 410.6 391.6 436.2 195.0 212.4 59.0 72.2 67.3 41.2 36.8 20.7 18.3 17.6
Total Assets 38,463.4 39,566.7 38,547.9 37,689.8 37,834.0 34,059.3 32,185.7 22,693.4 22,587.3 22,331.1 8,850.4 9,072.4 2,697.2 2,398.7 1,822.3 1,262.3 1,146.1 608.7 436.3 320.1
Total Debt 2,151.2 3,421.9 4,034.3 4,128.1 448.1 389.6 1,806.8 1,315.8 829.4 1,311.2 191.0 417.7 85.6 90.7 37.9 18.1 13.9 15.7 2.4 2.8
Stockholders' Equity 7,616.1 7,438.5 7,079.3 6,699.4 6,427.2 6,130.7 5,970.8 4,052.8 3,824.2 3,642.3 1,351.2 1,255.1 275.6 219.6 154.7 88.7 80.3 55.3 41.4 24.8
Cash Flow
Operating Cash Flow 549.5 472.7 646.4 506.5 694.7 582.3 403.0 320.1 390.7 334.4 65.7 48.9 39.5 26.1 19.8 9.2 7.5 5.4 4.2
Capital Expenditure (32.5) (21.1) (34.2) (42.4) (19.0) (22.1) (18.6) (15.1) (11.2) (5.0) (1.7) (0.9) (3.5) (2.2) (3.1) (0.6) (0.4) (0.3) (0.7)
Free Cash Flow 517.0 451.6 612.2 464.1 675.7 560.2 384.4 305.0 379.5 329.3 64.0 48.9 36.0 23.9 16.8 8.6 7.1 5.1 3.5