PAGS - PagSeguro Digital Ltd.
Price:
--
--
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CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$12.18
DETAILS
HIGH:
$14.00
LOW:
$7.70
MEDIAN:
$13.50
CONSENSUS:
$12.18
UPSIDE:
33.26%
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||
| Revenue | 19,355.4 | 18,333.7 | 15,680.3 | 15,159.1 | 10,299.2 | 6,686.1 | 5,580.8 | 4,056.2 | 2,514.8 | 1,133.0 | 664.2 | 324.1 |
| Cost of Revenue | 9,564.8 | 9,543.3 | 8,132.6 | 7,470.9 | 5,775.9 | 3,772.3 | 2,762.1 | 2,144.7 | 1,324.4 | 623.7 | 382.5 | 142.5 |
| Gross Profit | 9,790.7 | 8,790.4 | 7,547.7 | 7,688.2 | 4,523.3 | 2,913.8 | 2,818.7 | 1,911.5 | 1,190.4 | 509.4 | 281.7 | 181.6 |
| Operating Expenses | ||||||||||||
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 2,524.2 | 2,831.8 | 2,162.5 | 2,614.8 | 2,401.5 | 1,181.4 | 992.5 | 933.1 | 398.9 | 284.4 | 223.8 | 132.8 |
| Other Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Expenses | 2,524.2 | 2,831.8 | 2,162.5 | 2,614.8 | 2,401.5 | 1,181.4 | 992.5 | 933.1 | 398.9 | 284.4 | 223.8 | 132.8 |
| Operating Income | ||||||||||||
| Operating Income | 7,266.5 | 5,958.6 | 5,385.2 | 5,073.5 | 2,121.9 | 1,732.4 | 1,826.2 | 978.4 | 791.5 | 225.0 | 57.9 | 48.8 |
| Interest Expense | 5,126.1 | 3,746.7 | 3,269.6 | 3,151.6 | 790.6 | 109.2 | 0 | 29.7 | 96.0 | 63.0 | 19.0 | 9.3 |
| Interest Income | 0 | 475.9 | 268.1 | 175.8 | 149.5 | 128.6 | 108.8 | 0 | 31.6 | 21.0 | 7.5 | 4.2 |
| Profitability | ||||||||||||
| EBITDA | 9,038.5 | 7,540.9 | 6,642.3 | 6,187.2 | 2,890.5 | 2,108.8 | 1,954.5 | 1,065.8 | 831.1 | 249.6 | 78.2 | 60.5 |
| EBIT | 7,266.5 | 5,958.6 | 5,286.7 | 5,073.5 | 2,121.9 | 1,732.4 | 1,826.2 | 970.4 | 779.5 | 218.3 | 59.3 | 48.8 |
| Income Before Tax | 2,499.3 | 2,379.9 | 2,017.1 | 1,759.3 | 1,488.0 | 1,774.7 | 1,912.5 | 1,217.6 | 683.5 | 155.4 | 40.3 | 36.1 |
| Income Tax Expense | 422.6 | 263.6 | 363.4 | 254.5 | 321.7 | 482.4 | 545.5 | 307.2 | 204.7 | 27.6 | 4.8 | 8.9 |
| Net Income | 2,076.8 | 2,116.4 | 1,653.7 | 1,504.8 | 1,166.1 | 1,291.7 | 1,365.6 | 909.3 | 478.8 | 127.2 | 35.1 | 26.0 |
| Per Share Data | ||||||||||||
| EPS (Basic) | 7.01 | 6.70 | 5.10 | 4.60 | 3.53 | 3.92 | 4.16 | 2.86 | 1.83 | 0.48 | 0.13 | 0.10 |
| EPS (Diluted) | 6.96 | 6.62 | 5.10 | 4.57 | 3.51 | 3.92 | 4.15 | 2.86 | 1.83 | 0.48 | 0.13 | 0.10 |
| Shares Outstanding | 295.2 | 319.5 | 324.0 | 327.1 | 330.3 | 329.3 | 328.2 | 317.6 | 315.1 | 315.1 | 315.1 | 315.1 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | ||||||||||
| Cash & Cash Equivalents | 1,856.6 | 927.7 | 2,899.1 | 1,829.1 | 322.1 | 315.7 | 349.0 | 2,763.1 | 66.8 | 80.0 |
| Short-Term Investments | 4,859.2 | 487.9 | 3,308.6 | 1,103.3 | 140.5 | 188.6 | 335.5 | 0 | 210.1 | 131.2 |
| Net Receivables | 58,179.8 | 58,383.8 | 40,692.0 | 36,821.4 | 4,325.5 | 3,195.2 | 2,668.1 | 2,086.7 | 0 | 0 |
| Inventory | 0 | 1.6 | 33.5 | 13.3 | 8.9 | 5.9 | 15.4 | 88.6 | 61.6 | 21.0 |
| Other Current Assets | 4.9 | 4,819.9 | 3,252.1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | 64,900.5 | 64,620.9 | 48,728.8 | 39,767.1 | 4,797.0 | 3,705.5 | 3,368.0 | 11,042.1 | 4,028.0 | 2,270.8 |
| Non-Current Assets | ||||||||||
| Property, Plant & Equipment | 2,537.8 | 2,572.3 | 2,453.0 | 2,493.5 | 411.0 | 347.0 | 99.4 | 67.1 | 10.9 | 4.6 |
| Goodwill | 227.0 | 227.1 | 227.1 | 209.9 | 37.7 | 32.7 | 13.6 | 40.6 | 23.7 | 0 |
| Intangible Assets | 2,943.9 | 2,699.2 | 2,344.0 | 1,948.9 | 258.6 | 183.7 | 132.9 | 68.5 | 40.8 | 26.5 |
| Long-Term Investments | 2,931.0 | 0 | (1.9) | 1.7 | 51.1 | 11.1 | 9.2 | 1.5 | 0.9 | 0.5 |
| Other Non-Current Assets | 745.2 | 2,685.2 | 1,256.4 | 808.9 | 2.1 | 2.0 | 1.8 | 227.6 | 111.1 | 59.8 |
| Total Non-Current Assets | 9,471.7 | 8,279.7 | 6,379.3 | 5,562.2 | 782.1 | 592.4 | 257.0 | 375.2 | 207.8 | 99.7 |
| Total Assets | 74,372.2 | 72,900.6 | 55,108.1 | 45,329.3 | 5,579.1 | 4,297.9 | 3,625.0 | 11,417.3 | 4,235.8 | 2,370.4 |
| Current Liabilities | ||||||||||
| Account Payables | 11,438.8 | 663.2 | 513.9 | 449.1 | 2,574.3 | 2,020.6 | 1,393.3 | 165.2 | 92.4 | 61.7 |
| Short-Term Debt | 34,801.5 | 29,229.2 | 11,554.8 | 10,100.6 | 732.1 | 112.6 | 0 | 0 | 0 | 205.2 |
| Deferred Revenue | 0 | 128.8 | 128.5 | 126.0 | 29.2 | 35.9 | 0 | 0 | 0 | 22.2 |
| Other Current Liabilities | 1,512.0 | 365.8 | 21,517.8 | 100.0 | 41.8 | 31.2 | 48.4 | 27.7 | 19.9 | 7.3 |
| Total Current Liabilities | 47,759.1 | 42,744.5 | 34,431.9 | 29,740.4 | 3,411.7 | 2,228.3 | 1,465.0 | 4,719.3 | 3,319.0 | 1,719.2 |
| Non-Current Liabilities | ||||||||||
| Long-Term Debt | 9,475.4 | 11,412.1 | 4,823.1 | 1,894.7 | 13.9 | 37.4 | 0 | 0 | 0 | 0 |
| Deferred Tax Liabilities | 1,792.7 | 1,790.4 | 0 | 1,564.2 | 249.9 | 218.0 | 156.8 | 123.6 | 42.8 | 24.4 |
| Other Non-Current Liabilities | 640.9 | 2,268.7 | 2,513.6 | 270.4 | 5.8 | 1.8 | 10.8 | 0.0 | 3.6 | 0 |
| Total Non-Current Liabilities | 11,980.9 | 15,487.8 | 7,435.5 | 3,746.8 | 282.0 | 273.8 | 167.6 | 123.6 | 46.4 | 24.4 |
| Total Liabilities | 59,740.0 | 58,232.2 | 41,867.4 | 33,487.2 | 3,693.6 | 2,502.2 | 1,632.6 | 4,842.9 | 3,365.4 | 1,743.5 |
| Stockholders' Equity | ||||||||||
| Common Stock | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 524.6 | 524.6 |
| Retained Earnings | 11,318.4 | 10,007.4 | 7,891.1 | 6,237.4 | 849.7 | 686.6 | 565.5 | 909.3 | 103.3 | 31.4 |
| Accumulated Other Comprehensive Income | 4,642.5 | 6,051.0 | 6,132.3 | 6,102.4 | 1,087.0 | 1,109.4 | 1,431.6 | 5,680.8 | 342.3 | 102.3 |
| Total Stockholders' Equity | 14,632.2 | 14,668.4 | 13,240.7 | 11,842.1 | 1,885.5 | 1,793.4 | 1,986.9 | 6,550.6 | 866.9 | 626.9 |
| Total Liabilities & Equity | 74,372.2 | 72,900.6 | 55,108.1 | 45,329.3 | 5,579.1 | 4,297.9 | 3,625.0 | 11,417.3 | 4,235.8 | 2,370.4 |
| Debt Metrics | ||||||||||
| Total Debt | 44,336.6 | 40,641.3 | 16,377.9 | 11,995.3 | 755.3 | 161.4 | 0 | 0 | 0 | 205.2 |
| Net Debt | 42,480.0 | 39,713.6 | 13,478.8 | 10,166.2 | 433.1 | (154.4) | (349.0) | (2,763.1) | (66.8) | 125.2 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Net Income | 2,076.8 | 2,379.9 | 2,017.1 | 1,759.3 | 1,488.0 | 1,774.7 | 1,392.6 | 963.8 | 497.5 | 118.8 |
| Depreciation & Amortization | 1,772.0 | 1,600.9 | 1,355.7 | 1,130.7 | 768.6 | 376.3 | 130.9 | 101.1 | 53.6 | 29.2 |
| Stock-Based Compensation | 0 | 178.7 | 144.6 | 127.4 | 370.6 | 122.9 | 23.2 | 68.2 | 0 | 0 |
| Change in Working Capital | (7,715.9) | (11,064.2) | (3,487.8) | (3,998.4) | (3,775.0) | (570.5) | (2,235.8) | (3,844.4) | (380.9) | (263.5) |
| Other Non-Cash Items | 6,441.0 | 3,488.3 | 3,970.2 | 4,529.9 | 2,050.4 | 533.6 | 3,614.6 | 5,142.2 | 800.3 | 519.1 |
| Operating Cash Flow | 2,573.9 | (3,416.3) | 3,999.8 | 3,549.0 | 898.0 | 2,152.7 | 489.1 | (1,869.0) | 471.3 | 71.9 |
| Investing Activities | ||||||||||
| Capital Expenditure | (1,019.6) | (2,320.6) | (1,988.4) | (2,136.4) | (1,751.8) | (2,046.6) | (707.1) | (268.8) | (111.7) | (67.6) |
| Acquisitions | 0 | 0 | (31.3) | 0 | (43.4) | (345.6) | (34.6) | 14.3 | (23.1) | 0 |
| Purchases of Investments | (22.5) | 0 | 0 | 0 | 0 | 0 | (1,131.5) | 0 | (217.7) | (314.7) |
| Sales/Maturities of Investments | 0 | 0 | 0 | 0 | 0 | 530.7 | 0 | 223.8 | 137.3 | 192.5 |
| Other Investing Activities | 0 | (698.2) | (1,720.9) | (1,088.5) | (455.3) | (523.8) | (368.0) | 4.9 | (53.5) | (61.9) |
| Investing Cash Flow | (2,254.6) | (1,830.1) | (2,703.8) | (2,184.5) | (1,470.9) | (1,861.5) | (1,873.3) | (30.7) | (215.3) | (189.8) |
| Financing Activities | ||||||||||
| Net Debt Issuance | 1,544.3 | 4,141.4 | 183.0 | (981.3) | 996.9 | 0 | 0 | 0 | (199.5) | 199.4 |
| Stock Repurchased | (1,304.1) | (784.5) | (399.4) | (291.4) | (258.0) | (44.8) | (1.7) | (39.5) | 0 | 0 |
| Dividends Paid | (604.9) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | (56.4) | 0 |
| Other Financing Activities | (78.6) | (82.0) | (9.6) | (56.9) | (11.7) | (10.3) | (16.2) | (174.6) | (5.8) | 0 |
| Financing Cash Flow | (443.3) | 3,275.0 | (226.0) | (1,329.7) | 727.2 | (55.1) | (1.8) | 4,757.9 | (269.7) | 186.2 |
| Cash Position | ||||||||||
| Net Change in Cash | 1,034.1 | (1,971.4) | 1,070.0 | 34.7 | 154.3 | 236.1 | (1,359.1) | 2,696.3 | (13.2) | 73.1 |
| Cash at Beginning | 822.4 | 2,899.1 | 1,829.1 | 1,794.4 | 1,640.1 | 1,404.0 | 2,763.1 | 66.8 | 80.0 | 6.9 |
| Cash at End | 1,856.6 | 927.7 | 2,899.1 | 1,829.1 | 1,794.4 | 1,640.1 | 1,404.0 | 2,763.1 | 66.8 | 80.0 |
| Free Cash Flow | 1,554.3 | (5,736.9) | 2,011.4 | 1,412.6 | (853.8) | 106.1 | (218.0) | (2,137.9) | 359.6 | 4.3 |
| Key Metrics | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||
| Revenue | 19,355.4 | 18,333.7 | 15,680.3 | 15,159.1 | 10,299.2 | 6,686.1 | 5,580.8 | 4,056.2 | 2,514.8 | 1,133.0 | 664.2 | 324.1 |
| Gross Profit | 9,790.7 | 8,790.4 | 7,547.7 | 7,688.2 | 4,523.3 | 2,913.8 | 2,818.7 | 1,911.5 | 1,190.4 | 509.4 | 281.7 | 181.6 |
| Operating Income | 7,266.5 | 5,958.6 | 5,385.2 | 5,073.5 | 2,121.9 | 1,732.4 | 1,826.2 | 978.4 | 791.5 | 225.0 | 57.9 | 48.8 |
| Net Income | 2,076.8 | 2,116.4 | 1,653.7 | 1,504.8 | 1,166.1 | 1,291.7 | 1,365.6 | 909.3 | 478.8 | 127.2 | 35.1 | 26.0 |
| EPS (Diluted) | 6.96 | 6.62 | 5.10 | 4.57 | 3.51 | 3.92 | 4.15 | 2.86 | 1.83 | 0.48 | 0.13 | 0.10 |
| Balance Sheet | ||||||||||||
| Cash & Equivalents | 1,856.6 | 927.7 | 2,899.1 | 1,829.1 | 322.1 | 315.7 | 349.0 | 2,763.1 | 66.8 | 80.0 | ||
| Total Assets | 74,372.2 | 72,900.6 | 55,108.1 | 45,329.3 | 5,579.1 | 4,297.9 | 3,625.0 | 11,417.3 | 4,235.8 | 2,370.4 | ||
| Total Debt | 44,336.6 | 40,641.3 | 16,377.9 | 11,995.3 | 755.3 | 161.4 | 0 | 0 | 0 | 205.2 | ||
| Stockholders' Equity | 14,632.2 | 14,668.4 | 13,240.7 | 11,842.1 | 1,885.5 | 1,793.4 | 1,986.9 | 6,550.6 | 866.9 | 626.9 | ||
| Cash Flow | ||||||||||||
| Operating Cash Flow | 2,573.9 | (3,416.3) | 3,999.8 | 3,549.0 | 898.0 | 2,152.7 | 489.1 | (1,869.0) | 471.3 | 71.9 | ||
| Capital Expenditure | (1,019.6) | (2,320.6) | (1,988.4) | (2,136.4) | (1,751.8) | (2,046.6) | (707.1) | (268.8) | (111.7) | (67.6) | ||
| Free Cash Flow | 1,554.3 | (5,736.9) | 2,011.4 | 1,412.6 | (853.8) | 106.1 | (218.0) | (2,137.9) | 359.6 | 4.3 | ||