NewtekOne, Inc. logo NEWT - NewtekOne, Inc.

Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
0
BUY 1
HOLD 8
SELL 0
STRONG
SELL
0
| PRICE TARGET: $14.00 DETAILS
HIGH: $14.00
LOW: $14.00
MEDIAN: $14.00
CONSENSUS: $14.00
UPSIDE: 4.63%
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999
Revenue
Revenue 322.2 318.9 252.8 131.5 168.3 92.8 88.8 49.5 38.9 31.0 26.1 130.1 136.5 131.1 116.3 111.8 96.3 88.0 78.8 88.2 95.9 70.2 60.5 0 0 8.7 11.9
Cost of Revenue 79.6 107.3 79.4 26.3 20.5 17.9 14.3 21.1 19.3 15.2 12.8 70.2 100.1 94.5 90.4 87.6 58.3 51.1 45.2 17.0 16.0 14.0 0 0 0 0 0
Gross Profit 242.6 211.5 173.4 105.2 147.8 75.0 45.0 28.4 19.6 15.7 13.3 59.9 36.4 36.6 25.9 24.2 37.9 36.9 33.6 71.1 79.9 56.1 60.5 0 0 8.7 11.9
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 0 99.2 88.1 27.9 25.3 9.4 10.2 39.4 10.3 31.5 8.4 45.6 96.5 17.7 87.5 84.9 74.2 69.0 65.7 52.2 42.5 26.4 8.4 7.7 4.7 4.9 1.4
Other Expenses 105.8 43.6 39.9 38.5 37.0 33.0 52.3 1.5 25.1 0 0 0 21.9 26.2 17.7 25.1 16.6 21.1 15.1 6.3 7.6 13.5 20.1 (14.9) (6.2) 0 0
Operating Expenses 105.8 142.8 128.0 66.4 62.3 42.3 62.6 40.9 35.4 31.8 25.8 47.2 118.4 110.5 105.2 109.9 90.8 90.2 80.7 58.5 50.1 39.9 28.5 (7.2) (1.5) 4.9 1.4
Operating Income
Operating Income 136.8 68.7 45.4 38.8 85.5 32.6 11.9 (12.5) (15.8) (16.1) (12.5) 14.4 (82.0) 15.1 (79.4) (85.8) (52.9) (53.3) (48.0) 12.6 29.8 16.2 31.9 7.2 1.5 3.8 10.5
Interest Expense 56.6 81.1 67.7 26.3 20.5 17.9 20.4 16.1 11.4 8.4 6.5 0 5.9 4.5 3.4 4.5 10.3 10.9 14.8 17.0 16.0 14.0 13.9 0 0 7.3 0
Interest Income 161.6 121.4 94.4 38.6 79.0 64.8 0 0 0 0 0 0 0 0 0 0 0 3.4 0 6.2 4.8 3.8 0 0 0 0 0
Profitability
EBITDA 137.5 70.5 48.3 39.0 85.8 33.0 65.2 53.2 38.9 (0.5) 0.6 17.6 20.2 17.1 9.4 10.1 12.2 5.4 4.6 19.0 34.4 32.7 33.9 19.2 23.9 3.8 10.5
EBIT 136.8 68.7 45.4 38.8 85.5 32.6 64.7 52.8 52.6 (0.8) 0.3 14.4 16.9 13.9 5.4 5.4 6.3 (2.2) (2.7) 12.6 29.8 30.2 33.4 19.0 23.8 3.8 10.5
Income Before Tax 80.0 68.7 45.4 38.8 85.5 32.6 44.3 36.8 41.2 32.4 36.6 8.0 11.1 9.4 2.3 0.9 (4.0) (13.1) (17.5) (3.6) 13.2 16.2 16.5 7.2 1.5 (3.0) 8.0
Income Tax Expense 19.5 17.8 (2.0) 6.5 1.3 (1.0) 3.2 1.1 2.2 5.1 0.9 4.1 3.9 3.9 (1.1) (0.4) (2.6) (2.0) (6.4) (0.6) 6.5 6.5 7.1 2.7 0.5 0.8 0
Net Income 60.5 50.9 47.3 32.3 84.1 33.6 41.1 35.7 39.0 27.3 35.7 4.0 7.5 5.6 3.3 1.4 (0.4) (10.5) (11.2) (2.1) 7.7 10.6 9.6 8.2 0.9 (3.4) 5.4
Per Share Data
EPS (Basic) 2.40 1.97 1.89 1.34 3.69 1.59 2.13 1.91 2.25 1.88 3.32 0.37 1.07 0.79 0.49 0.20 -0.06 -1.46 -1.57 -0.30 1.13 1.77 1.86 1.69 0.21 -0.89 1.49
EPS (Diluted) 2.36 1.96 1.88 1.34 3.69 1.59 2.13 1.91 2.25 1.88 3.32 0.37 0.99 0.77 0.48 0.20 -0.06 -1.46 -1.50 -0.30 1.13 1.75 1.83 1.68 0.21 -0.89 1.49
Shares Outstanding 25.2 24.9 25.2 24.2 22.8 21.1 19.3 18.7 17.3 14.5 10.8 10.8 7.1 7.1 7.1 7.1 7.1 7.1 7.2 7.0 6.8 6.0 5.2 4.8 4.4 3.9 3.6
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000 1999
Current Assets
Cash & Cash Equivalents 283.8 353.1 153.1 53.7 2.4 2.1 1.8 2.3 2.5 2.1 12.6 16.9 29.5 33.4 41.2 31.2 34.7 25.5
Short-Term Investments 0 0 1.4 0 0 0 0 0 0 0 51.9 70.6 3.2 1.7 5.1 14.5 0 0
Net Receivables 38.7 106.7 136.8 0 48.9 52.7 51.2 45.8 10.8 6.2 11.5 5.5 3.7 3.4 3.9 0 0 0
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 26.5 0 0 601.2 191.2 58.2 37.0 29.0 18.1 20.9 6.9 14.5 0 0 0 0 0 0
Total Current Assets 349.0 459.9 291.4 654.9 242.5 113.0 89.9 77.2 31.3 29.1 90.4 117.1 40.4 51.9 64.2 56.4 46.9 33.4
Non-Current Assets
Property, Plant & Equipment 2.8 5.7 5.7 6.5 7.3 6.9 8.0 0 0 0 3.6 5.1 2.0 0.7 0.5 0.5 0.5 0.0
Goodwill 14.1 14.1 25.9 0 0 0 0 0 0 0 12.1 12.1 11.2 1.8 2.9 1.0 0 0
Intangible Assets 0.5 0.7 4.2 30.3 28.0 26.1 24.4 21.4 19.4 16.2 4.2 6.1 6.5 3.0 0.4 0 0 0
Long-Term Investments 2,216.8 1,417.0 936.0 283.6 758.8 671.2 659.0 541.1 456.7 345.2 75.4 103.6 6.4 54.0 5.1 (14.5) 0 0
Other Non-Current Assets 161.7 162.6 161.1 23.6 24.3 23.8 16.1 13.7 12.2 10.9 2.4 (68.3) (26.0) 80.8 (8.5) 39.9 36.1 21.2
Total Non-Current Assets 2,395.9 1,600.0 1,138.2 344.0 818.4 728.0 707.5 576.1 488.3 372.4 45.6 52.4 3.2 140.3 8.5 26.9 36.7 21.2
Total Assets 2,744.8 2,059.9 1,429.5 998.9 1,056.6 841.0 797.4 653.3 519.6 401.4 136.1 169.5 228.4 192.2 169.1 83.4 83.5 54.6
Current Liabilities
Account Payables 9.4 9.2 7.9 13.4 3.1 3.6 2.5 3.1 6.4 1.7 8.3 9.3 0 0 0 (48.1) 0 0
Short-Term Debt 218.5 98.2 61.3 55.9 0.2 0 30 34.7 0 5.1 0 27 76.3 65.7 65.2 49.6 1.4 0
Deferred Revenue 0 0 0 0 0 0 0 0 0 0 1.9 0 0 0 0 0 0 0
Other Current Liabilities 1,419.3 974.6 464.4 0 (1.6) 0 0 3.1 0 (0.1) 3.6 43.6 (86.0) 0 (65.2) 0 0 0
Total Current Liabilities 1,703.7 1,082.3 534.9 77.2 10.9 11.4 39.2 45.1 10.2 9.3 13.8 79.9 0 65.7 0 51.2 1.4 0
Non-Current Liabilities
Long-Term Debt 601.4 609.8 582.9 483.4 472.1 451.8 401.9 296.9 216.3 166.1 68.2 69.6 40.3 60.9 64.0 63.8 66.2 39.2
Deferred Tax Liabilities 10.7 2.2 0 0 0 0 0 9.2 8.2 6.0 0 5.3 16.6 10.8 3.7 1.6 1.0 0
Other Non-Current Liabilities 28.6 62.7 55.7 54.9 0 29.8 24.2 14.6 6.7 11.0 0 (43.6) (58.1) 6.1 (67.7) (49.6) 1.2 1.2
Total Non-Current Liabilities 643.6 681.3 645.6 546.3 481.1 490.2 436.0 320.8 231.1 183.1 68.2 33.5 0 77.8 0 15.7 68.4 40.4
Total Liabilities 2,347.2 1,763.6 1,180.5 623.5 652.7 501.6 475.2 365.9 241.3 192.4 82.1 113.4 145.6 143.5 137.1 66.9 69.8 40.4
Stockholders' Equity
Common Stock 0.6 0.5 0.5 0.5 0.5 0.4 0.4 0.4 0.4 0.3 0.7 0.7 0.7 0.5 0.5 0.4 0.4 0
Retained Earnings 95.0 57.8 28.1 20.6 35.7 22.3 31.9 32.6 14.8 8.1 (5.0) (4.5) 25.9 15.2 5.7 (2.5) (3.4) 0
Accumulated Other Comprehensive Income (0.0) (0.0) (0.1) 0 0 0 0 0 0 0 0 0 0 (2.1) 0 0 0 0
Total Stockholders' Equity 397.6 296.3 249.0 375.4 403.9 339.4 322.2 287.4 278.3 209.1 52.4 53.8 77.1 40.2 27.2 11.4 9.3 8.3
Total Liabilities & Equity 2,744.8 2,059.9 1,429.5 998.9 1,056.6 841.0 797.4 653.3 519.6 401.4 136.1 169.5 228.4 192.2 169.1 83.4 83.5 54.6
Debt Metrics
Total Debt 822.8 714.5 651.1 547.3 481.1 460.5 441.8 331.6 216.3 171.2 68.2 96.6 116.6 126.6 129.2 113.4 67.6 39.2
Net Debt 538.9 361.4 498.0 493.6 478.7 458.4 440.1 329.3 213.8 169.2 55.7 79.7 87.0 93.2 88.0 82.3 32.9 13.7
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002 2001 2000 1999
Operating Activities
Net Income 60.5 50.9 47.3 32.3 84.1 33.6 41.1 35.7 39.0 27.3 7.7 10.6 9.4 7.3 0.9 (3.8) 5.4
Depreciation & Amortization 0.7 1.8 2.9 0.2 0.3 0.4 0.5 0.5 0.4 0.3 4.5 2.5 0.5 0.1 0.1 0.0 0.0
Stock-Based Compensation 0 4.1 2.8 0 0 0 0 0 1.0 0 0 0 0 0 0 0 0
Change in Working Capital 58.9 (1.3) (88.1) (52.4) 139.2 (6.2) (20.4) (35.8) (12.0) 26.6 (6.3) (1.0) 2.5 (0.1) 0.2 (3.1) (1.7)
Other Non-Cash Items (64.1) (218.8) (129.3) (49.0) (84.1) (9.1) (113.3) (75.1) (103.4) (73.4) (18.5) (24.1) (31.4) (19.9) (7.6) (0.7) (6.1)
Operating Cash Flow 56.0 (153.0) (169.2) (62.4) 140.9 17.8 (89.0) (73.7) (72.9) (14.1) (5.8) (5.6) (12.0) (9.9) (5.8) (6.5) (2.4)
Investing Activities
Capital Expenditure (0.1) (0.4) (0.5) (0.0) 0 (0.0) (0.1) (0.6) (0.4) (0.4) (3.8) (1.6) (0.3) (0.3) (0.1) (0.0) 0
Acquisitions (6.1) 0 11.1 0 0 0 0 0 0 0 (1.6) (11.3) (8.0) (8.4) (24.6) 0 0
Purchases of Investments (1,083.9) (1,183.8) 0 0 0 0 0 0 0 0 (30.3) 0 (6.4) 0.3 (0.5) (15.3) (8.1)
Sales/Maturities of Investments 455.8 1,038.6 0 0 0 0 0 0 0 0 15.6 32.6 1.9 8.7 12.1 5.6 0.2
Other Investing Activities (246.1) (63.4) (182.9) 0 0 0 0 0 0 0 1.5 (24.5) 15.5 8.9 11.1 0 0
Investing Cash Flow (880.5) (209.1) (172.2) (0.0) 0 (0.0) (0.1) (0.6) (0.4) (0.4) (18.7) (4.8) 2.7 9.3 (2.0) (9.7) (7.9)
Financing Activities
Net Debt Issuance 552.2 65.3 344.5 67.1 21.5 18.4 102.0 116.4 44.9 41.1 20.3 (5.6) (0.8) 8.5 4.7 21.2 31.4
Stock Repurchased (1.5) (0.4) 0 0 0 0 (0.1) 0 0 (0.9) (1.5) 0 0 0 0 0 0
Dividends Paid (28.0) (0.4) (14.1) (64.5) (70.1) (42.6) (40.8) (32.4) (28.2) (27.3) 0 0 0 0 (0.6) (0.9) (0.2)
Other Financing Activities 177.2 482.6 (4.8) (3.4) (6.9) (0.9) (4.0) 1.2 (2.3) (2.7) (0.3) 0.6 (2.1) 0.1 (0.5) 1.5 3.0
Financing Cash Flow 753.5 560.9 345.0 1.2 (5.5) 0.5 90.9 85.1 71.0 10.2 19.0 17.9 1.5 10.6 4.3 25.4 34.2
Cash Position
Net Change in Cash (71.1) 197.4 58.4 (61.3) 135.4 18.2 1.9 10.8 (2.4) (4.3) (5.6) 7.6 (7.7) 10.0 (3.5) 9.2 23.9
Cash at Beginning 381.4 184.0 125.6 186.9 51.4 33.2 31.4 20.5 22.9 27.2 29.5 22.0 41.2 31.2 34.7 25.5 1.6
Cash at End 310.3 381.4 184.0 125.6 186.9 51.4 33.2 31.4 20.5 22.9 23.9 29.5 33.4 41.2 31.2 34.7 25.5
Free Cash Flow 55.9 (153.5) (169.7) (62.4) 140.9 17.8 (89.1) (74.3) (73.4) (14.5) (9.7) (7.2) (12.3) (10.2) (5.9) (6.5) (2.4)
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999
Income Statement
Revenue 322.2 318.9 252.8 131.5 168.3 92.8 88.8 49.5 38.9 31.0 26.1 130.1 136.5 131.1 116.3 111.8 96.3 88.0 78.8 88.2 95.9 70.2 60.5 0 0 8.7 11.9
Gross Profit 242.6 211.5 173.4 105.2 147.8 75.0 45.0 28.4 19.6 15.7 13.3 59.9 36.4 36.6 25.9 24.2 37.9 36.9 33.6 71.1 79.9 56.1 60.5 0 0 8.7 11.9
Operating Income 136.8 68.7 45.4 38.8 85.5 32.6 11.9 (12.5) (15.8) (16.1) (12.5) 14.4 (82.0) 15.1 (79.4) (85.8) (52.9) (53.3) (48.0) 12.6 29.8 16.2 31.9 7.2 1.5 3.8 10.5
Net Income 60.5 50.9 47.3 32.3 84.1 33.6 41.1 35.7 39.0 27.3 35.7 4.0 7.5 5.6 3.3 1.4 (0.4) (10.5) (11.2) (2.1) 7.7 10.6 9.6 8.2 0.9 (3.4) 5.4
EPS (Diluted) 2.36 1.96 1.88 1.34 3.69 1.59 2.13 1.91 2.25 1.88 3.32 0.37 0.99 0.77 0.48 0.20 -0.06 -1.46 -1.50 -0.30 1.13 1.75 1.83 1.68 0.21 -0.89 1.49
Balance Sheet
Cash & Equivalents 283.8 353.1 153.1 53.7 2.4 2.1 1.8 2.3 2.5 2.1 12.6 16.9 29.5 33.4 41.2 31.2 34.7 25.5
Total Assets 2,744.8 2,059.9 1,429.5 998.9 1,056.6 841.0 797.4 653.3 519.6 401.4 136.1 169.5 228.4 192.2 169.1 83.4 83.5 54.6
Total Debt 822.8 714.5 651.1 547.3 481.1 460.5 441.8 331.6 216.3 171.2 68.2 96.6 116.6 126.6 129.2 113.4 67.6 39.2
Stockholders' Equity 397.6 296.3 249.0 375.4 403.9 339.4 322.2 287.4 278.3 209.1 52.4 53.8 77.1 40.2 27.2 11.4 9.3 8.3
Cash Flow
Operating Cash Flow 56.0 (153.0) (169.2) (62.4) 140.9 17.8 (89.0) (73.7) (72.9) (14.1) (5.8) (5.6) (12.0) (9.9) (5.8) (6.5) (2.4)
Capital Expenditure (0.1) (0.4) (0.5) (0.0) 0 (0.0) (0.1) (0.6) (0.4) (0.4) (3.8) (1.6) (0.3) (0.3) (0.1) (0.0) 0
Free Cash Flow 55.9 (153.5) (169.7) (62.4) 140.9 17.8 (89.1) (74.3) (73.4) (14.5) (9.7) (7.2) (12.3) (10.2) (5.9) (6.5) (2.4)