KLAR - Klarna Group plc
Price:
--
--
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CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$23.00
DETAILS
HIGH:
$27.00
LOW:
$19.00
MEDIAN:
$23.00
CONSENSUS:
$23.00
UPSIDE:
52.72%
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||
| Revenue | 3,510 | 2,667 | 2,201 | 1,888 | 1,619.0 | 1,333.3 | 849.5 | 677.7 | 547.5 | 389.6 |
| Cost of Revenue | 1,603 | 596 | 541 | 520 | 595.7 | 377.4 | 251.5 | 117.3 | 86.1 | 63.0 |
| Gross Profit | 1,907 | 2,071 | 1,660 | 1,368 | 1,023.2 | 955.9 | 598.0 | 560.4 | 461.4 | 326.6 |
| Operating Expenses | ||||||||||
| R&D Expenses | 486 | 444 | 389 | 430 | 0 | 16.6 | 11.2 | 8.5 | 9.2 | 7.1 |
| SG&A Expenses | 720 | 609 | 651 | 851 | 1,674.8 | 1,055.4 | 649.7 | 491.0 | 357.7 | 283.8 |
| Other Expenses | 262 | 1,139 | 943 | 1,067 | 77.5 | 70.9 | 48.7 | 43.0 | 30.9 | 17.2 |
| Operating Expenses | 1,468 | 2,192 | 1,983 | 2,348 | 1,752.3 | 1,142.9 | 709.6 | 542.5 | 397.7 | 308.1 |
| Operating Income | ||||||||||
| Operating Income | 439 | (121) | (323) | (980) | (729.1) | (187.0) | (111.5) | 17.9 | 63.7 | 18.5 |
| Interest Expense | 667 | 503 | 297 | 147 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest Income | 0 | 144 | 75 | 16 | (73.6) | (61.4) | (35.2) | 0 | 0 | 0 |
| Profitability | ||||||||||
| EBITDA | 551 | 427 | 126 | (687) | (602.3) | (116.2) | (70.2) | 61.6 | 95.9 | 37.0 |
| EBIT | 426 | 238 | (101) | (849) | (656.7) | (130.5) | (78.4) | 54.0 | 89.6 | 31.7 |
| Income Before Tax | (241) | 33 | (304) | (1,038) | (729.1) | (187.0) | (111.5) | 17.9 | 63.7 | 18.5 |
| Income Tax Expense | 32 | 12 | (60) | (3) | 58.4 | 28.3 | 18.9 | 6.2 | 21.7 | 6.0 |
| Net Income | (294) | 3 | (249) | (1,038) | (775.7) | (153.9) | (92.4) | 11.6 | 42.0 | 12.4 |
| Per Share Data | ||||||||||
| EPS (Basic) | -0.79 | 0.01 | -0.69 | -3.09 | – | – | – | – | – | – |
| EPS (Diluted) | -0.79 | 0.01 | -0.69 | -3.09 | – | – | – | – | – | – |
| Shares Outstanding | 372.2 | 364.0 | 362.1 | 335.6 | 0 | 0 | 0 | 0 | 0 | 0 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | ||||||||||
| Cash & Cash Equivalents | 3,803 | 3,243 | 2,391 | 1,543.1 | 1,747.9 | 609.5 | 11.4 | 0.0 | 0.0 | 0.0 |
| Short-Term Investments | 0 | 347 | 0 | 1,027.7 | 1,077.2 | 634.4 | 268.1 | 348.0 | 225.2 | 103.4 |
| Net Receivables | 11,825 | 7,523 | 8,997 | 7,297 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | (49) | 69 | 19 | 557.0 | 7,757.0 | 5,557.0 | 3,413.9 | 2,579.1 | 1,859.1 | 1,078.8 |
| Total Current Assets | 15,628 | 11,210 | 11,458 | 10,438.5 | 10,591.4 | 6,816.2 | 3,698.4 | 2,938.0 | 2,089.5 | 1,185.3 |
| Non-Current Assets | ||||||||||
| Property, Plant & Equipment | 60 | 85 | 122 | 196.1 | 211.8 | 122.0 | 95.3 | 9.1 | 7.5 | 6.0 |
| Goodwill | 685 | 613 | 667 | 657.6 | 507.0 | 173.7 | 144.6 | 149.8 | 155.5 | 98.6 |
| Intangible Assets | 383 | 376 | 533 | 344.0 | 106.9 | 42.4 | 41.8 | 38.6 | 37.7 | 15.2 |
| Long-Term Investments | 1,518 | 130 | 808 | 115.3 | 212.8 | 198.1 | 197.9 | 4.7 | 0 | 1.1 |
| Other Non-Current Assets | 487 | 1,373 | 170 | 261.6 | 183.5 | 162.0 | 81.3 | 43.3 | 29.0 | 20.5 |
| Total Non-Current Assets | 3,169 | 2,610 | 2,325 | 1,574.6 | 1,222.0 | 698.3 | 561.0 | 245.4 | 229.8 | 141.5 |
| Total Assets | 18,797 | 13,804 | 13,748 | 12,013.1 | 11,813.4 | 7,514.4 | 4,259.4 | 3,183.5 | 2,319.2 | 1,326.8 |
| Current Liabilities | ||||||||||
| Account Payables | 1,391 | 1,268 | 1,453 | 17.7 | 20.6 | 28.9 | 16.3 | 2.8 | 16.5 | 7.9 |
| Short-Term Debt | 84 | 234 | 252 | 345.4 | 697.3 | 609.1 | 703.9 | 2.7 | 36.8 | 29.0 |
| Deferred Revenue | 13,003 | 7,681 | 8,363 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 42 | 0 | 0 | 6,056.3 | 4,603.3 | 2,927.9 | 1,162.5 | 1,364.1 | 863.3 | 488.6 |
| Total Current Liabilities | 14,576 | 9,253 | 10,124 | 6,733.0 | 5,656.6 | 3,765.5 | 1,991.7 | 1,430.5 | 963.5 | 558.3 |
| Non-Current Liabilities | ||||||||||
| Long-Term Debt | 1,262 | 464 | 86 | 124.0 | 423.3 | 265.7 | 483.5 | 450.0 | 291.0 | 86.4 |
| Deferred Tax Liabilities | 2 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 219 | (350) | (175) | 2,706.5 | 2,888.7 | 1,669.1 | 697.9 | 756.4 | 547.6 | 375.6 |
| Total Non-Current Liabilities | 1,537 | 2,294 | 1,427 | 2,958.9 | 3,446.1 | 2,006.5 | 1,236.7 | 1,206.4 | 838.7 | 462.0 |
| Total Liabilities | 16,113 | 11,547 | 11,551 | 9,691.9 | 9,102.7 | 5,772.0 | 3,228.4 | 2,636.9 | 1,802.1 | 1,020.3 |
| Stockholders' Equity | ||||||||||
| Common Stock | 0 | 0 | 0 | 0.3 | 0.3 | 0.3 | 0.2 | 0.2 | 0.2 | 0.2 |
| Retained Earnings | 2,170 | (2,081) | (2,159) | (1,796.5) | (958.0) | (155.3) | 2.4 | 103.9 | 108.0 | 60.0 |
| Accumulated Other Comprehensive Income | (90) | (479) | (311) | 123.6 | 91.8 | 74.8 | 78.1 | 78.5 | 45.6 | 8.1 |
| Total Stockholders' Equity | 2,507 | 2,086 | 2,192 | 2,315.1 | 2,702.6 | 1,734.6 | 1,024.5 | 539.8 | 517.1 | 306.5 |
| Total Liabilities & Equity | 18,797 | 13,804 | 13,748 | 12,013.1 | 11,813.4 | 7,514.4 | 4,259.4 | 3,183.5 | 2,319.2 | 1,326.8 |
| Debt Metrics | ||||||||||
| Total Debt | 1,426 | 791 | 472 | 637.9 | 1,284.9 | 967.6 | 1,256.0 | 452.7 | 327.8 | 115.5 |
| Net Debt | (2,377) | (2,452) | (1,919) | (905.1) | (463.0) | 358.1 | 1,244.6 | 452.7 | 327.8 | 115.5 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Net Income | (241) | 33 | (304) | (1,038) | (775.7) | (153.9) | (92.4) | 11.6 | 42.0 | 12.4 |
| Depreciation & Amortization | 125 | 189 | 227 | 162 | 82.5 | 48.7 | 31.9 | 16.1 | 15.5 | 12.4 |
| Stock-Based Compensation | 157 | 92 | 43 | 56 | 58.5 | 10.9 | 0.5 | 0.9 | (0.1) | 2.3 |
| Change in Working Capital | (2,486) | (165) | 367 | 88 | 36.1 | 273.7 | (877.6) | 24.5 | (425.8) | 2.6 |
| Other Non-Cash Items | 1,413 | 438 | 475 | 1,068 | 233.1 | 18.8 | 34.6 | 28.7 | 51.8 | 18.0 |
| Operating Cash Flow | (1,032) | 587 | 808 | 336 | (365.5) | 198.2 | (902.9) | 81.7 | (316.5) | 47.6 |
| Investing Activities | ||||||||||
| Capital Expenditure | (3) | (45) | (85) | (105) | (27.1) | (7.8) | (19.9) | (6.0) | (4.0) | (2.7) |
| Acquisitions | 0 | 199 | 0 | (354) | (245.2) | (17.3) | (104.5) | (0.0) | (48.8) | 0 |
| Purchases of Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Sales/Maturities of Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing Activities | 0 | (44) | (82) | (94) | (217.1) | (32.2) | (22.8) | (28.3) | (15.6) | (7.6) |
| Investing Cash Flow | (30) | 154 | (83) | (459) | (489.4) | (57.3) | (147.3) | (34.3) | (68.4) | (10.3) |
| Financing Activities | ||||||||||
| Net Debt Issuance | 797 | 170 | (78) | (782) | 481.8 | (194.0) | 371.0 | 33.6 | 243.1 | 32.6 |
| Stock Repurchased | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing Activities | 0 | 142 | (23) | 1 | 1,656.9 | 729.2 | 605.7 | 49.3 | 129.4 | 10.7 |
| Financing Cash Flow | 988 | 312 | (62) | 18 | 2,138.7 | 535.2 | 976.7 | 82.9 | 372.5 | 43.3 |
| Cash Position | ||||||||||
| Net Change in Cash | 560 | 852 | 697 | (377) | 1,232.6 | 667.8 | (82.9) | 124.6 | 3.0 | 128.6 |
| Cash at Beginning | 3,243 | 2,391 | 1,694 | 2,071 | 841.2 | 173.4 | 256.3 | 131.7 | 128.6 | 0 |
| Cash at End | 3,803 | 3,243 | 2,391 | 1,694 | 2,073.8 | 841.2 | 173.4 | 256.3 | 131.7 | 128.6 |
| Free Cash Flow | (1,035) | 542 | 723 | 231 | (392.6) | 190.5 | (922.8) | 75.7 | (320.5) | 44.9 |
| Key Metrics | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||
| Revenue | 3,510 | 2,667 | 2,201 | 1,888 | 1,619.0 | 1,333.3 | 849.5 | 677.7 | 547.5 | 389.6 |
| Gross Profit | 1,907 | 2,071 | 1,660 | 1,368 | 1,023.2 | 955.9 | 598.0 | 560.4 | 461.4 | 326.6 |
| Operating Income | 439 | (121) | (323) | (980) | (729.1) | (187.0) | (111.5) | 17.9 | 63.7 | 18.5 |
| Net Income | (294) | 3 | (249) | (1,038) | (775.7) | (153.9) | (92.4) | 11.6 | 42.0 | 12.4 |
| EPS (Diluted) | -0.79 | 0.01 | -0.69 | -3.09 | – | – | – | – | – | – |
| Balance Sheet | ||||||||||
| Cash & Equivalents | 3,803 | 3,243 | 2,391 | 1,543.1 | 1,747.9 | 609.5 | 11.4 | 0.0 | 0.0 | 0.0 |
| Total Assets | 18,797 | 13,804 | 13,748 | 12,013.1 | 11,813.4 | 7,514.4 | 4,259.4 | 3,183.5 | 2,319.2 | 1,326.8 |
| Total Debt | 1,426 | 791 | 472 | 637.9 | 1,284.9 | 967.6 | 1,256.0 | 452.7 | 327.8 | 115.5 |
| Stockholders' Equity | 2,507 | 2,086 | 2,192 | 2,315.1 | 2,702.6 | 1,734.6 | 1,024.5 | 539.8 | 517.1 | 306.5 |
| Cash Flow | ||||||||||
| Operating Cash Flow | (1,032) | 587 | 808 | 336 | (365.5) | 198.2 | (902.9) | 81.7 | (316.5) | 47.6 |
| Capital Expenditure | (3) | (45) | (85) | (105) | (27.1) | (7.8) | (19.9) | (6.0) | (4.0) | (2.7) |
| Free Cash Flow | (1,035) | 542 | 723 | 231 | (392.6) | 190.5 | (922.8) | 75.7 | (320.5) | 44.9 |