Profitability Ratios
| Ratio |
Value |
| GP Margin |
69.5% |
| EBIT Margin |
24.6% |
| EBITDA Margin |
24.6% |
| Operating Margin |
24.6% |
| Pretax Margin |
21.1% |
| Cont. Ops Margin |
16.4% |
| Net Margin |
16.4% |
| Bottom Line Margin |
16.4% |
Liquidity Ratios
| Ratio |
Value |
| Current Ratio |
3.27 |
| Quick Ratio |
3.27 |
| Solvency Ratio |
0.162 |
| Cash Ratio |
2.03 |
Valuation Ratios
| Ratio |
Value |
| Price/Earnings |
|
| PEG Ratio |
0.27 |
| Forward PEG |
0.27 |
| Price/Book |
3.50 |
| Price/Sales |
5.62 |
| Price/FCF |
16.21 |
| Price/Op Cash Flow |
16.14 |
Debt Ratios
| Ratio |
Value |
| Debt/Assets |
0.2918 |
| Debt/Equity |
0.4753 |
| Debt/Capital |
0.3222 |
| Long-Term Debt/Capital |
0.3124 |
| Financial Leverage |
1.63 |
Cash Flow Ratios
| Ratio |
Value |
| Working Capital Turnover |
3.88 |
| Operating Cash Flow Ratio |
2.914 |
| Operating Cash Flow/Sales |
34.8% |
| Free Cash Flow/Operating Cash Flow |
99.6% |
Coverage Ratios
| Ratio |
Value |
| Debt Service Coverage |
3.88 |
| Interest Coverage |
5.6442 |
| Short-Term Operating Cash Flow Coverage |
46.12 |
| Operating Cash Flow Coverage |
0.46 |
| Capital Expenditure Coverage |
232.15 |
| Dividend + Capital Expenditure Coverage |
232.15 |
Dividend Ratios
| Ratio |
Value |
| Payout Ratio |
0.0000% |
| Dividend Yield |
0.0000% |
| Dividend Yield % |
0.0000% |
| Dividend Per Share |
0.0000 |
Per Share Ratios
| Ratio |
Value |
| Revenue/Share |
15.25 |
| EPS |
2.499 |
| Debt/Share |
12.2906 |
| Cash/Share |
3.70 |
| Book Value/Share |
24.46 |
| Tangible BV/Share |
-7.41 |
| Equity/Share |
24.46 |
| Operating Cash Flow/Share |
5.307 |
| Capital Expenditure/Share |
0.023 |
| FCF/Share |
5.284 |
Other Ratios
| Ratio |
Value |
| Net Income/Earnings Before Tax |
0.776 |
| Earnings Before Tax/EBIT |
0.860 |
| Price/Fair Value |
3.50 |
| Debt/Market Cap |
0.1311 |
| Effective Tax Rate |
22.4% |
| Enterprise Value Multiple |
25.00 |
HQY - HealthEquity, Inc.