Profitability Ratios
| Ratio |
Value |
| GP Margin |
72.4% |
| EBIT Margin |
23.2% |
| EBITDA Margin |
23.7% |
| Operating Margin |
23.2% |
| Pretax Margin |
23.4% |
| Cont. Ops Margin |
20.1% |
| Net Margin |
20.1% |
| Bottom Line Margin |
20.1% |
Liquidity Ratios
| Ratio |
Value |
| Current Ratio |
1.18 |
| Quick Ratio |
1.18 |
| Solvency Ratio |
0.011 |
| Cash Ratio |
0.01 |
Valuation Ratios
| Ratio |
Value |
| Price/Earnings |
|
| PEG Ratio |
0.21 |
| Forward PEG |
0.21 |
| Price/Book |
0.87 |
| Price/Sales |
2.39 |
| Price/FCF |
9.38 |
| Price/Op Cash Flow |
8.47 |
Debt Ratios
| Ratio |
Value |
| Debt/Assets |
0.0061 |
| Debt/Equity |
0.0460 |
| Debt/Capital |
0.0439 |
| Long-Term Debt/Capital |
0.0237 |
| Financial Leverage |
7.56 |
Cash Flow Ratios
| Ratio |
Value |
| Working Capital Turnover |
-0.17 |
| Operating Cash Flow Ratio |
0.021 |
| Operating Cash Flow/Sales |
28.2% |
| Free Cash Flow/Operating Cash Flow |
90.3% |
Coverage Ratios
| Ratio |
Value |
| Debt Service Coverage |
0.62 |
| Interest Coverage |
0.8659 |
| Short-Term Operating Cash Flow Coverage |
4.74 |
| Operating Cash Flow Coverage |
2.24 |
| Capital Expenditure Coverage |
10.36 |
| Dividend + Capital Expenditure Coverage |
2.27 |
Dividend Ratios
| Ratio |
Value |
| Payout Ratio |
48.3460% |
| Dividend Yield |
4.0653% |
| Dividend Yield % |
4.0653% |
| Dividend Per Share |
0.9615 |
Per Share Ratios
| Ratio |
Value |
| Revenue/Share |
9.89 |
| EPS |
1.989 |
| Debt/Share |
3.8925 |
| Cash/Share |
19.44 |
| Book Value/Share |
27.14 |
| Tangible BV/Share |
19.98 |
| Equity/Share |
27.14 |
| Operating Cash Flow/Share |
2.792 |
| Capital Expenditure/Share |
0.270 |
| FCF/Share |
2.523 |
Other Ratios
| Ratio |
Value |
| Net Income/Earnings Before Tax |
0.859 |
| Earnings Before Tax/EBIT |
1.010 |
| Price/Fair Value |
0.87 |
| Debt/Market Cap |
0.0527 |
| Effective Tax Rate |
14.1% |
| Enterprise Value Multiple |
9.96 |
HFWA - Heritage Financial Corporation