GDOT - Green Dot Corporation
Price:
--
--
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CONSENSUS:
Hold
DETAILS
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PRICE TARGET:
$16.13
DETAILS
HIGH:
$18.00
LOW:
$14.25
MEDIAN:
$16.12
CONSENSUS:
$16.13
UPSIDE:
26.21%
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||
| Revenue | 2,080.5 | 1,723.9 | 1,501.3 | 1,449.6 | 1,433.2 | 1,253.8 | 1,108.6 | 1,065.6 | 901.1 | 726.1 | 699.4 | 605.6 | 577.1 | 550.4 | 468.3 | 364.3 | 234.8 | 168.1 |
| Cost of Revenue | 1,570.3 | 1,143.8 | 880.8 | 725.7 | 654.1 | 527.6 | 399.1 | 407.8 | 361.5 | 276.1 | 276.3 | 203.4 | 217.2 | 192.5 | 159.0 | 127.1 | 0 | 0 |
| Gross Profit | 510.1 | 580.1 | 620.5 | 723.9 | 779.1 | 726.1 | 709.5 | 657.7 | 539.6 | 450.0 | 423.1 | 402.2 | 359.8 | 357.9 | 309.3 | 237.1 | 234.8 | 168.1 |
| Operating Expenses | ||||||||||||||||||
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 559.9 | 587.3 | 600.9 | 629.8 | 712.8 | 696.8 | 586.6 | 532.4 | 436.2 | 388.4 | 365.0 | 340.4 | 307.3 | 281.8 | 225.3 | 167.5 | 171.1 | 138.9 |
| Other Expenses | (104.9) | (5.5) | (3.0) | (0.3) | (0.1) | (0.8) | 0 | (5.0) | (5.8) | (1.8) | (1.2) | 2.8 | 3.4 | 4.0 | 0.6 | 0.3 | 0 | 0 |
| Operating Expenses | 454.9 | 581.7 | 597.9 | 629.5 | 712.6 | 696.1 | 586.6 | 527.3 | 430.3 | 386.7 | 363.8 | 343.2 | 310.7 | 285.8 | 225.9 | 167.8 | 171.1 | 138.9 |
| Operating Income | ||||||||||||||||||
| Operating Income | 55.2 | (1.7) | 22.7 | 94.4 | 66.5 | 30.1 | 122.9 | 130.4 | 109.3 | 63.3 | 59.3 | 59.0 | 49.1 | 72.1 | 83.4 | 69.3 | 63.7 | 29.2 |
| Interest Expense | 6.2 | 5.5 | 0 | 0.3 | 0.1 | 0.8 | 0 | 5.0 | 5.8 | 9.1 | 5.9 | 1.3 | 0.1 | 0.1 | 0.3 | 0.1 | 0.0 | 0.2 |
| Interest Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 23.7 | 11.2 | 7.4 | 4.7 | 4.1 | 3.4 | 4.1 | 0.9 | 0.4 | 0.4 | 0.7 |
| Profitability | ||||||||||||||||||
| EBITDA | 140.7 | 77.5 | 102.6 | 174.7 | 151.1 | 115.4 | 203.2 | 196.7 | 168.0 | 124.0 | 119.8 | 98.8 | 79.6 | 94.3 | 96.3 | 77.2 | 68.7 | 34.2 |
| EBIT | 55.2 | (7.2) | 19.6 | 94.1 | 66.3 | 29.3 | 121.1 | 125.4 | 103.5 | 61.6 | 58.1 | 61.8 | 52.5 | 76.1 | 84.0 | 69.6 | 64.1 | 29.8 |
| Income Before Tax | (97.3) | (22.5) | 14.6 | 83.9 | 63.7 | 28.1 | 121.1 | 123.8 | 103.5 | 61.6 | 58.1 | 68.9 | 52.5 | 76.1 | 84.0 | 69.6 | 64.1 | 29.6 |
| Income Tax Expense | 1.6 | 4.2 | 7.9 | 19.7 | 16.2 | 5.0 | 21.2 | 5.1 | 17.6 | 20.0 | 19.7 | 26.2 | 18.5 | 28.9 | 31.9 | 27.4 | 26.9 | 12.3 |
| Net Income | (98.9) | (26.7) | 6.7 | 64.2 | 47.5 | 23.1 | 99.9 | 118.7 | 85.9 | 41.6 | 38.4 | 42.7 | 34.0 | 47.2 | 52.1 | 42.2 | 37.2 | 17.3 |
| Per Share Data | ||||||||||||||||||
| EPS (Basic) | -1.79 | -0.50 | 0.13 | 1.20 | 0.87 | 0.43 | 1.91 | 2.27 | 1.70 | 0.82 | 0.73 | 0.92 | 0.78 | 1.10 | 1.24 | 1.06 | 2.87 | 0.28 |
| EPS (Diluted) | -1.79 | -0.50 | 0.13 | 1.19 | 0.85 | 0.42 | 1.88 | 2.18 | 1.61 | 0.80 | 0.72 | 0.90 | 0.76 | 1.07 | 1.19 | 0.98 | 0.91 | 0.11 |
| Shares Outstanding | 55.1 | 53.5 | 52.3 | 53.4 | 54.1 | 52.4 | 52.2 | 52.2 | 50.5 | 49.5 | 51.3 | 40.9 | 35.9 | 34.5 | 40.0 | 24.6 | 13.0 | 13.0 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2009 | 2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | ||||||||||||
| Cash & Cash Equivalents | 1,421.7 | 1,592.4 | 682.3 | 813.9 | 1,322.3 | 1,491.8 | 1,063.4 | 1,094.7 | 919.2 | 732.7 | 56.3 | 39.3 |
| Short-Term Investments | 0 | 24.2 | 33.9 | 0 | 0 | 0 | 10.0 | 20.0 | 11.9 | 46.7 | 0 | 0 |
| Net Receivables | 197.2 | 85.4 | 68.2 | 45.5 | 61.1 | 46.3 | 34.1 | 30.1 | 26.5 | 36.0 | 34.6 | 15.2 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 1,021.4 | 679.6 | 811.6 | 577.5 | 405.1 | 853.8 | 308.1 | 211.6 | 347.3 | 181.4 | 47.2 | 21.9 |
| Total Current Assets | 2,640.3 | 2,428.2 | 1,637.9 | 1,465.8 | 1,809.2 | 2,413.4 | 1,442.0 | 1,376.0 | 1,321.2 | 1,013.4 | 145.4 | 82.0 |
| Non-Current Assets | ||||||||||||
| Property, Plant & Equipment | 199.4 | 199.2 | 184.7 | 168.5 | 146.3 | 146.5 | 171.8 | 120.3 | 97.3 | 82.6 | 12.0 | 7.1 |
| Goodwill | 301.8 | 301.8 | 301.8 | 301.8 | 301.8 | 301.8 | 301.8 | 301.8 | 301.8 | 208.4 | 0 | 0 |
| Intangible Assets | 72.6 | 96.2 | 118.7 | 143.3 | 165.2 | 190.0 | 219.2 | 249.3 | 280.6 | 242.7 | 0 | 0 |
| Long-Term Investments | 2,467.8 | 2,008.7 | 2,203.1 | 2,363.7 | 2,115.5 | 971.0 | 267.4 | 181.2 | 141.6 | 161.7 | 0 | 0 |
| Other Non-Current Assets | 211.1 | 275.9 | 253.7 | 228.9 | 172.5 | 79.8 | 49.3 | 50.7 | 48.5 | 26.8 | 25.8 | 8.1 |
| Total Non-Current Assets | 3,344.9 | 3,006.1 | 3,179.2 | 3,323.3 | 2,916.3 | 1,701.8 | 1,018.6 | 911.2 | 876.3 | 726.9 | 37.7 | 15.2 |
| Total Assets | 5,985.2 | 5,434.3 | 4,817.1 | 4,789.2 | 4,725.5 | 4,115.3 | 2,460.6 | 2,287.1 | 2,197.5 | 1,740.3 | 183.1 | 97.2 |
| Current Liabilities | ||||||||||||
| Account Payables | 114.7 | 103.8 | 119.9 | 113.9 | 51.4 | 34.8 | 37.9 | 38.6 | 34.9 | 22.9 | 33.2 | 28.0 |
| Short-Term Debt | 0.3 | 0 | 61 | 0 | 0 | 0.2 | 0.4 | 58.7 | 20.9 | 21.0 | 0 | 0 |
| Deferred Revenue | 4.2 | 242.9 | 320.6 | 243.3 | 153.1 | 124.0 | 97.7 | 93.0 | 126.2 | 71.0 | 15.0 | 8.4 |
| Other Current Liabilities | 4,907.9 | 4,059.0 | 3,350.6 | 3,490.8 | 3,302.6 | 2,752.6 | 1,188.2 | 1,011.3 | 1,029.1 | 742.3 | 42.6 | 17.4 |
| Total Current Liabilities | 5,029.6 | 4,502.5 | 3,953.2 | 3,961.7 | 3,643.1 | 3,077.6 | 1,445.1 | 1,337.3 | 1,336.0 | 960.8 | 104.7 | 63.2 |
| Non-Current Liabilities | ||||||||||||
| Long-Term Debt | 63.5 | 48.5 | 0 | 35 | 0 | 0 | 35 | 0 | 58.7 | 79.7 | 0 | 0 |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 7.2 | 17.8 | 9.0 | 7.8 | 3.8 | 4.2 | 2.0 |
| Other Non-Current Liabilities | 0.3 | 1.0 | 1.9 | 5.8 | 3.5 | 4.3 | 10.9 | 30.9 | 30.5 | 12.3 | 2.8 | 27.4 |
| Total Non-Current Liabilities | 65.4 | 58.2 | 4.6 | 46.0 | 11.7 | 27.9 | 88.1 | 40.0 | 97.0 | 95.8 | 7.0 | 29.6 |
| Total Liabilities | 5,095.0 | 4,560.7 | 3,957.8 | 4,007.7 | 3,654.8 | 3,105.4 | 1,533.2 | 1,377.3 | 1,433.0 | 1,056.6 | 111.7 | 92.8 |
| Stockholders' Equity | ||||||||||||
| Common Stock | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 |
| Retained Earnings | 644.7 | 743.6 | 770.3 | 763.6 | 699.4 | 651.9 | 629.0 | 529.1 | 410.4 | 325.7 | 27.4 | (12.2) |
| Accumulated Other Comprehensive Income | (182.0) | (278.1) | (287.0) | (322.7) | (29.8) | 3.4 | 2.0 | (0.1) | (0.7) | (0.2) | 0 | 0 |
| Total Stockholders' Equity | 890.2 | 873.6 | 859.4 | 781.5 | 1,070.7 | 1,009.8 | 927.4 | 909.8 | 764.5 | 683.7 | 71.4 | 4.5 |
| Total Liabilities & Equity | 5,985.2 | 5,434.3 | 4,817.1 | 4,789.2 | 4,725.5 | 4,115.3 | 2,460.6 | 2,287.1 | 2,197.5 | 1,740.3 | 183.1 | 97.2 |
| Debt Metrics | ||||||||||||
| Total Debt | 65.5 | 59.6 | 67.1 | 43.4 | 15.1 | 24.8 | 68.6 | 58.7 | 79.6 | 100.7 | 0 | 0 |
| Net Debt | (1,356.2) | (1,532.8) | (615.2) | (770.5) | (1,307.2) | (1,467.0) | (994.8) | (1,036.0) | (839.6) | (632.0) | (56.3) | (39.3) |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Net Income | (98.9) | (26.7) | 6.7 | 64.2 | 47.5 | 23.1 | 99.9 | 118.7 | 85.9 | 41.6 |
| Depreciation & Amortization | 85.5 | 84.7 | 83.0 | 80.6 | 84.8 | 86.1 | 82.1 | 71.3 | 64.6 | 62.5 |
| Stock-Based Compensation | 18.7 | 29.9 | 33.7 | 34.8 | 51.4 | 53.7 | 29.6 | 50.1 | 40.7 | 28.3 |
| Change in Working Capital | (21.1) | (62.2) | (68.1) | 44.8 | (65.3) | 28.6 | (37.5) | (8.2) | (47.6) | (94.5) |
| Other Non-Cash Items | 153.9 | 66.0 | 54.0 | 59.9 | 45.9 | 32.6 | 9.0 | 19.3 | 71.9 | 75.4 |
| Operating Cash Flow | 138.6 | 81.4 | 97.5 | 277.7 | 167.0 | 209.2 | 189.9 | 251.1 | 218.3 | 114.5 |
| Investing Activities | ||||||||||
| Capital Expenditure | (72.5) | (74.3) | (75.9) | (84.3) | (57.4) | (59.0) | (78.2) | (61.0) | (44.1) | (43.3) |
| Acquisitions | 0 | (35) | (35) | (35) | (35) | (35) | 0 | 0 | (141.5) | 0 |
| Purchases of Investments | (1,280.9) | (11.8) | 0 | (963.5) | (1,450.6) | (994.4) | (189.1) | (186.9) | (58.7) | (135.9) |
| Sales/Maturities of Investments | 973.5 | 233.0 | 176.9 | 297.2 | 203.8 | 306.6 | 115.9 | 138.8 | 111.6 | 107.0 |
| Other Investing Activities | (143.2) | (30.4) | (32.8) | (34.6) | (29.2) | (4.0) | (2.5) | (5.9) | (91.3) | 0.2 |
| Investing Cash Flow | (450.5) | 81.4 | 33.2 | (820.2) | (1,368.5) | (785.8) | (153.9) | (115.0) | (223.9) | (72.0) |
| Financing Activities | ||||||||||
| Net Debt Issuance | 14.2 | (11.5) | 26 | 35 | 0 | (35) | (25) | (22.5) | (22.5) | (22.5) |
| Stock Repurchased | 0 | 0 | (3.9) | (95.5) | 0 | 0 | (100) | 0 | (52.0) | (59.0) |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing Activities | 123.4 | 754.6 | (286.1) | 97.2 | 1,030.4 | 1,042.2 | 59.9 | (28.5) | 284.7 | 5.8 |
| Financing Cash Flow | 141.3 | 743.1 | (264.0) | 36.7 | 1,030.4 | 1,007.2 | (65.1) | (51.0) | 192.2 | (75.7) |
| Cash Position | ||||||||||
| Net Change in Cash | (170.7) | 905.9 | (133.3) | (505.8) | (171.1) | 430.5 | (29.1) | 85.1 | 186.6 | (33.2) |
| Cash at Beginning | 1,592.4 | 686.5 | 819.8 | 1,325.6 | 1,496.7 | 1,066.2 | 1,095.2 | 1,010.1 | 732.7 | 777.9 |
| Cash at End | 1,421.7 | 1,592.4 | 686.5 | 819.8 | 1,325.6 | 1,496.7 | 1,066.2 | 1,095.2 | 919.2 | 744.8 |
| Free Cash Flow | 66.0 | 7.1 | 21.6 | 193.4 | 109.6 | 150.1 | 111.7 | 190.0 | 174.2 | 71.2 |
| Key Metrics | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||||||||
| Revenue | 2,080.5 | 1,723.9 | 1,501.3 | 1,449.6 | 1,433.2 | 1,253.8 | 1,108.6 | 1,065.6 | 901.1 | 726.1 | 699.4 | 605.6 | 577.1 | 550.4 | 468.3 | 364.3 | 234.8 | 168.1 |
| Gross Profit | 510.1 | 580.1 | 620.5 | 723.9 | 779.1 | 726.1 | 709.5 | 657.7 | 539.6 | 450.0 | 423.1 | 402.2 | 359.8 | 357.9 | 309.3 | 237.1 | 234.8 | 168.1 |
| Operating Income | 55.2 | (1.7) | 22.7 | 94.4 | 66.5 | 30.1 | 122.9 | 130.4 | 109.3 | 63.3 | 59.3 | 59.0 | 49.1 | 72.1 | 83.4 | 69.3 | 63.7 | 29.2 |
| Net Income | (98.9) | (26.7) | 6.7 | 64.2 | 47.5 | 23.1 | 99.9 | 118.7 | 85.9 | 41.6 | 38.4 | 42.7 | 34.0 | 47.2 | 52.1 | 42.2 | 37.2 | 17.3 |
| EPS (Diluted) | -1.79 | -0.50 | 0.13 | 1.19 | 0.85 | 0.42 | 1.88 | 2.18 | 1.61 | 0.80 | 0.72 | 0.90 | 0.76 | 1.07 | 1.19 | 0.98 | 0.91 | 0.11 |
| Balance Sheet | ||||||||||||||||||
| Cash & Equivalents | 1,421.7 | 1,592.4 | 682.3 | 813.9 | 1,322.3 | 1,491.8 | 1,063.4 | 1,094.7 | 919.2 | 732.7 | 56.3 | 39.3 | ||||||
| Total Assets | 5,985.2 | 5,434.3 | 4,817.1 | 4,789.2 | 4,725.5 | 4,115.3 | 2,460.6 | 2,287.1 | 2,197.5 | 1,740.3 | 183.1 | 97.2 | ||||||
| Total Debt | 65.5 | 59.6 | 67.1 | 43.4 | 15.1 | 24.8 | 68.6 | 58.7 | 79.6 | 100.7 | 0 | 0 | ||||||
| Stockholders' Equity | 890.2 | 873.6 | 859.4 | 781.5 | 1,070.7 | 1,009.8 | 927.4 | 909.8 | 764.5 | 683.7 | 71.4 | 4.5 | ||||||
| Cash Flow | ||||||||||||||||||
| Operating Cash Flow | 138.6 | 81.4 | 97.5 | 277.7 | 167.0 | 209.2 | 189.9 | 251.1 | 218.3 | 114.5 | ||||||||
| Capital Expenditure | (72.5) | (74.3) | (75.9) | (84.3) | (57.4) | (59.0) | (78.2) | (61.0) | (44.1) | (43.3) | ||||||||
| Free Cash Flow | 66.0 | 7.1 | 21.6 | 193.4 | 109.6 | 150.1 | 111.7 | 190.0 | 174.2 | 71.2 | ||||||||