Glacier Bancorp, Inc. logo GBCI - Glacier Bancorp, Inc.

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY
0
BUY 10
HOLD 4
SELL 0
STRONG
SELL
0
| PRICE TARGET: $57.33 DETAILS
HIGH: $60.00
LOW: $54.00
MEDIAN: $58.00
CONSENSUS: $57.33
UPSIDE: 20.29%
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Revenue
Revenue 1,425.5 1,245.2 1,115.4 933.4 812.7 790.1 653.3 579.3 475.3 438.5 408.4 380.6 347.0 336.2 358.3 375.9 389.0 364.0 369.6 305.2 234.6 181.8 164.4 159.9 161.2 92.1 77.5 72.4 61.8 55.4 44.5 27.5 26.7
Cost of Revenue 442.5 463.5 340.8 61.2 41.6 67.1 42.8 45.5 40.7 32.0 31.6 28.9 35.6 57.2 109.0 138.3 181.8 118.9 128.0 100.2 66.0 44.1 42.3 53.3 70.1 39.2 29.4 27.2 24.2 21.4 16.7 9.7 9.4
Gross Profit 983.0 781.7 774.6 872.1 771.1 723.0 610.5 533.8 434.6 406.6 376.8 351.8 311.3 278.9 249.3 237.6 207.2 245.2 241.6 204.9 168.6 137.8 122.1 106.6 91.1 52.9 48.2 45.2 37.6 34 27.8 17.8 17.3
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 453.7 383.6 359.4 352.3 294.4 270.8 238.5 209.0 173.1 163.7 145.5 128.6 113.8 103.9 92.2 106.7 103.1 89.0 85.4 65.4 51.4 40.0 36.2 30.4 27.9 16.2 14.6 13.4 11.2 9.8 7.5 4.5 4.2
Other Expenses 203.5 171.8 147.6 149.5 127.3 124.1 112.8 102.5 80.5 82.1 81.2 74.5 71.8 80.4 140.0 81.2 65.7 56.9 52.5 47.1 39.5 32.2 29.8 27.4 29.4 15.1 14.5 13.8 10.2 10.4 7.2 4.9 4.7
Operating Expenses 657.1 555.4 507.0 501.9 421.7 395.0 351.3 311.6 253.6 245.8 226.7 203.1 185.7 184.3 232.1 187.9 168.8 145.9 137.9 112.5 90.9 72.1 65.9 57.8 57.4 31.3 29.1 27.2 21.4 20.2 14.7 9.4 8.9
Operating Income
Operating Income 325.9 226.3 267.6 370.3 349.4 328.0 259.2 222.2 181.0 160.8 150.1 148.7 125.7 94.6 17.2 49.7 38.4 99.3 103.7 92.4 77.7 65.6 56.2 48.8 33.7 21.6 19.1 18.0 16.2 13.8 13.1 8.4 8.4
Interest Expense 406.8 435.2 326.0 41.3 18.6 27.3 42.8 35.5 29.9 29.6 29.3 27.0 28.8 35.7 44.5 53.6 57.2 90.4 121.3 95.0 60.0 39.9 38.5 47.5 65.5 37.4 27.6 25.5 23.3 20.5 16.1 9.5 9.2
Interest Income 1,295.8 1,139.8 1,017.7 829.6 681.1 627.1 546.2 469.0 375.0 344.2 319.7 299.9 263.6 253.8 280.1 288.4 302.5 303.0 304.8 253.3 190.0 147.3 130.8 134.0 137.9 78.8 64.7 58.8 51.7 45.9 36.9 23.1 21.7
Profitability
EBITDA 365.0 268.0 304.8 406.8 381.5 358.8 286.3 244.5 198.3 179.1 167.5 163.6 138.5 107.3 30.1 63.7 51.9 113.5 118.1 106.0 93.3 82.5 76.0 60.1 43.8 24.6 21.5 19.6 17.6 14.9 14.4 9.3 9.2
EBIT 325.9 226.3 267.6 370.3 349.4 328.0 259.2 222.2 181.0 160.8 150.1 148.7 125.7 94.6 17.2 49.7 38.4 99.3 103.7 92.4 77.7 65.6 56.2 48.8 33.7 21.6 19.1 18.0 16.2 13.8 13.1 8.4 8.4
Income Before Tax 290.2 226.3 267.6 370.3 349.4 328.0 259.2 222.2 181.0 160.8 150.1 148.7 125.7 94.6 17.2 49.7 38.4 99.3 103.7 92.4 77.7 65.6 56.2 48.8 33.7 21.6 19.1 18.0 16.2 13.8 13.1 8.4 8.4
Income Tax Expense 51.2 36.2 44.7 67.1 64.7 61.6 48.6 40.3 64.6 39.7 34.0 35.9 30.0 19.1 (0.3) 7.3 4.0 33.6 35.1 31.3 25.3 21.0 18.2 16.4 12.0 7.6 6.7 6.7 6.0 5.6 5.1 3.3 3.3
Net Income 239.0 190.1 222.9 303.2 284.8 266.4 210.5 181.9 116.4 121.1 116.1 112.8 95.6 75.5 17.5 42.3 34.4 65.7 68.6 61.1 52.4 44.6 38.0 32.4 21.7 14.0 12.4 11.4 10.2 8.2 8 5.1 5.1
Per Share Data
EPS (Basic) 2.00 1.68 2.01 2.74 2.87 2.81 2.39 2.18 1.75 1.59 1.54 1.51 1.31 1.05 0.24 0.61 0.56 1.20 1.29 1.23 1.12 0.97 0.84 0.73 0.54 0.47 0.42 0.40 0.40 0.33 0.34 0.27 0.27
EPS (Diluted) 1.99 1.68 2.01 2.74 2.86 2.81 2.38 2.17 1.75 1.59 1.54 1.51 1.31 1.05 0.24 0.61 0.56 1.19 1.28 1.21 1.09 0.96 0.83 0.72 0.52 0.47 0.42 0.39 0.39 0.33 0.34 0.27 0.27
Shares Outstanding 130.0 113.2 110.9 110.8 99.3 94.9 88.3 83.6 77.5 76.3 75.5 74.6 73.2 71.9 71.9 69.7 61.5 54.9 53.2 49.7 46.8 46.0 45.2 44.2 40.5 29.6 29.5 28.8 25.6 24.9 17.5 18.8 18.8
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Current Assets
Cash & Cash Equivalents 321.5 848.4 1,354.3 402.0 437.7 633.1 331.0 203.8 200.0 152.5 123.4 128.8 92.3 86.1 79.4 97.4 51.8 52.3 42.2 34.2 27.1 16.1 11.7 16.4
Short-Term Investments 4,007.5 3,706.3 4,785.7 5,307.3 9,170.8 5,337.8 2,575.3 2,571.7 1,778.2 2,425.5 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Net Receivables 20,792.6 99.3 94.5 83.5 76.7 75.5 56.0 54.4 44.5 45.8 29.7 28.8 15.6 14.9 13.4 12.4 6.6 5.6 4.3 4.2 3.5 2.6 2 1.6
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Assets 25,121.6 4,654 6,234.6 5,792.8 9,685.2 6,046.5 2,962.3 2,829.9 2,022.7 2,623.8 153.1 157.6 107.9 101.1 92.8 109.8 58.4 57.9 46.5 38.4 30.6 18.7 13.7 18
Non-Current Assets
Property, Plant & Equipment 561.8 468.2 421.8 398.1 372.6 325.3 310.3 241.5 177.3 176.2 140.9 133.9 55.7 53.3 47.2 51.2 25.0 24.7 17.4 13.6 11.3 7.5 6.8 6.1
Goodwill 1,378.3 1,051.3 985.4 985.4 985.4 514.0 456.4 289.6 177.8 147.1 146.3 146.8 0 37.0 33.2 2.2 0 0 0 0 0 0 0 0
Intangible Assets 105.3 51.2 31.9 41.6 52.3 55.5 63.3 49.2 14.2 12.3 13.9 13.0 15.6 5.9 6.8 39.6 6.6 5.6 4.3 4.2 3.5 0 0 0
Long-Term Investments 42.8 21,022.3 19,536.2 18,873.9 14,529.3 11,330.9 9,693.7 8,515.3 7,165.3 6,329.0 5,493.7 5,043.5 2,737.6 2,480.7 2,040.6 1,830.9 945.4 861.5 623.7 582.4 492.1 353.9 311.8 258.7
Other Non-Current Assets 0 517.1 373.7 350.3 288.1 232.0 195.9 166.5 110.7 95.0 202.7 44.9 67.1 61.8 60.7 52.1 21.3 22.9 15.8 12.9 10.5 8 7.5 5.2
Total Non-Current Assets 2,189.4 23,249.0 21,508.0 20,842.5 16,255.4 12,457.8 10,721.7 9,285.6 7,683.6 6,826.8 6,038.6 5,396.4 2,902.8 2,638.6 2,188.5 1,975.9 998.3 916.1 659.4 610.3 515.4 369.4 326.1 270
Total Assets 31,978.1 27,903.0 27,742.6 26,635.4 25,940.6 18,504.2 13,684.0 12,115.5 9,706.3 9,450.6 6,191.8 5,554.0 3,010.7 2,739.6 2,281.3 2,085.7 1,056.7 974.0 706.0 648.7 546 388.1 339.8 288
Current Liabilities
Account Payables 0 33.6 125.9 4.3 2.4 3.3 4.7 4.3 3.5 3.6 7.9 9.8 4.9 4.4 6.1 9.2 4.6 2.7 2.3 1.8 0.7 0.5 0.3 0.3
Short-Term Debt 2,524.1 1,777.5 1,486.8 945.9 1,020.8 1,004.6 569.8 396.2 362.6 473.6 451.3 1,110.7 895.1 834.3 529.9 399.9 221.7 228.4 43.6 163.5 83.2 86.4 115.6 69.7
Deferred Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities (2,442.4) 20,547.0 19,929.2 20,606.6 21,337.2 14,797.5 10,776.5 9,493.8 7,579.7 7,372.3 4,100.2 3,262.5 1,729.7 1,597.6 1,459.9 1,446.1 720.6 644.1 475.8 404.4 321.7 197.9 183.1 181.1
Total Current Liabilities 81.7 22,358.1 21,541.9 21,556.8 22,360.5 15,805.4 11,351.0 9,894.2 7,945.8 7,849.5 4,559.3 4,383.0 2,629.7 2,436.2 1,995.9 1,855.1 946.8 875.2 521.8 569.7 405.6 284.8 299 252.8
Non-Current Liabilities
Long-Term Debt 291.8 2,016.4 2,954.6 2,010.1 176.7 173.0 207.3 588.9 488.4 382.2 915.4 459.5 85.1 8.0 15.1 1.1 4.7 6.8 100 7.9 75.1 55.1 0 0
Deferred Tax Liabilities 0 0 0 0 0 23.9 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 27,309.1 304.6 225.8 225.2 225.9 194.9 165.0 116.5 73.2 102.0 31.2 34.6 25.8 57.5 58.1 52.6 6.8 6.5 6.1 5 13 9.9 7.1 4.7
Total Non-Current Liabilities 27,682.6 2,321.0 3,180.4 2,235.3 402.6 391.7 372.3 705.5 561.5 484.2 946.6 494.1 110.9 65.6 73.2 53.6 11.4 13.4 106.1 12.9 88.1 65 7.1 4.7
Total Liabilities 27,764.2 24,679.1 24,722.3 23,792.1 22,763.0 16,197.2 11,723.3 10,599.6 8,507.3 8,333.7 5,505.9 4,877.0 2,740.6 2,501.8 2,069.1 1,908.8 958.3 888.6 627.8 582.6 493.7 349.8 306.1 257.5
Stockholders' Equity
Common Stock 1.3 1.1 1.1 1.1 1.1 1.0 0.9 0.8 0.8 0.8 0.6 0.6 0.3 0.2 0.2 0.2 0.1 0.1 0.1 0 0 0 0 0
Retained Earnings 1,159.6 1,083.3 1,043.2 967.0 810.3 667.9 541.0 473.2 402.3 374.4 188.1 185.8 36.4 8.4 28.6 7.7 (4.1) 3.0 16.4 28.7 18.4 15.4 16.8 17.7
Accumulated Other Comprehensive Income (167.1) (309.3) (374.1) (468.8) 27.4 143.1 40.2 (9.4) (2.0) (7.4) (0.3) (1.2) 5.9 6.6 10.1 1.8 0.3 (5.4) 1.2 0 0 0.7 (0.5) 0
Total Stockholders' Equity 4,213.8 3,223.9 3,020.3 2,843.3 3,177.6 2,307.0 1,960.7 1,515.9 1,199.1 1,116.9 685.9 676.9 270.2 237.8 212.2 177.0 98.1 85.1 77.8 64.8 51.9 37.8 33.2 30
Total Liabilities & Equity 31,978.1 27,903.0 27,742.6 26,635.4 25,940.6 18,504.2 13,684.0 12,115.5 9,706.3 9,450.6 6,191.8 5,554.0 3,010.7 2,739.6 2,281.3 2,085.7 1,056.7 974.0 706.0 648.7 546 388.1 339.8 288
Debt Metrics
Total Debt 2,897.6 3,793.9 4,441.5 2,956.0 1,197.5 1,177.6 777.2 985.1 850.9 855.8 1,366.6 1,570.2 980.1 842.3 545.0 400.9 226.3 235.3 143.6 171.4 158.3 141.5 115.6 69.7
Net Debt 2,576.1 2,945.5 3,087.1 2,554.0 759.8 544.5 446.2 781.3 650.9 703.3 1,243.2 1,441.4 887.8 756.1 465.6 303.5 174.5 183.0 101.5 137.2 131.2 125.4 103.9 53.3
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Operating Activities
Net Income 239.0 190.1 222.9 303.2 284.8 266.4 210.5 181.9 116.4 121.1 52.4 44.6 38.0 32.4 21.7 14.0 12.4 11.4 10.2 8.2 8 5.1 5.1
Depreciation & Amortization 33.0 41.7 37.1 36.5 32.0 30.8 27.1 22.3 17.3 18.3 15.7 16.9 19.9 11.3 10.1 3.0 2.4 1.6 1.4 1.1 1.3 0.9 0.8
Stock-Based Compensation 6.3 5.7 5.9 5.4 4.3 3.6 7.5 3.1 3.0 1.8 0 0 0 0 0 0 0 0 0 0 0 0 0
Change in Working Capital (6.5) (87.0) 92.3 (19.9) 12.7 (34.3) 7.5 9.6 (1.1) (1.2) 8.3 1.1 1.4 (7.3) (20.5) 0.7 (1.0) 1.9 (7.4) 2.9 2.7 (0.4) (0.4)
Other Non-Cash Items 106.5 104.9 141.9 143.3 247.3 (70.2) (25.6) 56.9 93.4 53.1 2.9 6.9 35.3 (21.2) (39.9) 20.7 23.2 3.8 12.2 (1) 0 0.2 (0.4)
Operating Cash Flow 374.4 258.0 500.7 470.7 572.0 189.5 226.6 280.7 254.7 193.1 77.0 69.8 95.3 16.6 (28.0) 38.2 36.8 18.5 16.1 11.1 12 5.5 5.7
Investing Activities
Capital Expenditure (26.8) (48.3) (49.5) (33.8) (9.4) (11.7) (16.4) (18.6) (10.1) (8.3) (17.4) (7.0) (7.6) (0.8) (53.1) (3.3) (5.8) (4.8) (2.1) (2.2) (1.3) (1.3) (0.8)
Acquisitions 210.3 107.7 0 0 1,622.7 43.7 63.0 101.3 (4.1) 6.7 6.3 14.5 (0.2) 0 109.0 0 (4.7) (0.2) 0.4 0 0 0 0
Purchases of Investments (1,193.5) (352.9) (585.3) (1,474.0) (6,560.5) (3,338.4) (1,321.8) (946.3) (122.1) (660.5) (166.9) (318.4) (716.4) (433.3) (299.4) (27.8) (144.6) (38.9) (40.9) (74) (49.5) (36.8) (13.5)
Sales/Maturities of Investments 2,565.9 1,201.1 1,492.3 2,005.9 1,506.2 868.2 1,601.2 748.8 788.2 823.8 419.5 317.3 389.4 206.6 183.8 34.0 51.2 47.9 42.6 59.3 28.2 18.6 24.9
Other Investing Activities (491.4) (414.5) (1,065.0) (1,849.9) (465.7) (1,125.5) (368.7) (757.6) (628.2) (583.0) (406.1) (278.1) (119.0) 40.5 78.4 (107.9) (117.2) (50.3) (52.3) (43.3) (36) (37) (28.6)
Investing Cash Flow 1,064.4 493.1 (207.5) (1,351.8) (3,906.7) (3,563.7) (42.7) (872.4) 23.7 (421.3) (164.5) (271.7) (453.9) (187.0) 18.7 (105.0) (221.2) (46.3) (52.5) (60.2) (58.6) (56.5) (18)
Financing Activities
Net Debt Issuance (1,142.8) (997.2) 943.3 1,809.1 3.5 (38.0) (392.1) 78.7 82.8 (146.1) (203.5) 102.9 297.3 144.0 1.7 (8.9) 90.5 (33.0) 7.6 17.8 24.3 27.8 18
Stock Repurchased 0 (1.6) (1.8) 0 0 0 0 0 0 0 0 (1.8) 0 0 0 0 0 0 0 0 0 0 0
Dividends Paid (162.7) (150.0) (146.7) (157.5) (145.6) (131.3) (124.5) (85.5) (111.7) (84.0) (19.1) (16.6) (14.6) (11.5) (9.9) (6.9) (5.9) (4.2) (3.4) (2.3) (2) (1.6) (1.4)
Other Financing Activities 252.6 (108.2) (135.7) (806.3) 3,281.0 3,844.6 459.7 603.5 (202.0) 417.6 346.6 116.9 77.9 13.9 18.5 81.9 99.3 59.6 33.2 35.9 33.2 20 (2.3)
Financing Cash Flow (1,052.0) (1,257.1) 659.1 845.4 3,139.2 3,676.3 (56.8) 595.5 (230.9) 187.5 129.1 206.8 365.4 152.4 54.9 66.1 184.9 23.9 38.9 51.9 55 46.3 14.7
Cash Position
Net Change in Cash 386.9 (505.9) 952.3 (35.7) (195.5) 302.2 127.2 3.8 47.5 (40.7) 41.6 4.9 6.8 (18.0) 45.6 (0.6) 0.5 (3.9) 2.6 (28.6) (16.9) (16.4) (14)
Cash at Beginning 848.4 1,354.3 402.0 437.7 633.1 331.0 203.8 200.0 152.5 193.3 91.0 86.1 79.4 97.4 51.8 52.4 51.9 55.3 36.1 28.6 16.9 16.4 14
Cash at End 1,235.3 848.4 1,354.3 402.0 437.7 633.1 331.0 203.8 200.0 152.5 132.6 91.0 86.1 79.4 97.4 51.8 52.4 51.3 38.7 27.1 16.1 11.7 16.4
Free Cash Flow 347.6 209.8 451.4 436.9 562.6 177.8 210.3 262.1 244.6 184.8 59.6 62.8 87.7 15.8 (81.1) 34.9 31.0 13.7 13.9 8.9 10.7 4.2 4.9
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Income Statement
Revenue 1,425.5 1,245.2 1,115.4 933.4 812.7 790.1 653.3 579.3 475.3 438.5 408.4 380.6 347.0 336.2 358.3 375.9 389.0 364.0 369.6 305.2 234.6 181.8 164.4 159.9 161.2 92.1 77.5 72.4 61.8 55.4 44.5 27.5 26.7
Gross Profit 983.0 781.7 774.6 872.1 771.1 723.0 610.5 533.8 434.6 406.6 376.8 351.8 311.3 278.9 249.3 237.6 207.2 245.2 241.6 204.9 168.6 137.8 122.1 106.6 91.1 52.9 48.2 45.2 37.6 34 27.8 17.8 17.3
Operating Income 325.9 226.3 267.6 370.3 349.4 328.0 259.2 222.2 181.0 160.8 150.1 148.7 125.7 94.6 17.2 49.7 38.4 99.3 103.7 92.4 77.7 65.6 56.2 48.8 33.7 21.6 19.1 18.0 16.2 13.8 13.1 8.4 8.4
Net Income 239.0 190.1 222.9 303.2 284.8 266.4 210.5 181.9 116.4 121.1 116.1 112.8 95.6 75.5 17.5 42.3 34.4 65.7 68.6 61.1 52.4 44.6 38.0 32.4 21.7 14.0 12.4 11.4 10.2 8.2 8 5.1 5.1
EPS (Diluted) 1.99 1.68 2.01 2.74 2.86 2.81 2.38 2.17 1.75 1.59 1.54 1.51 1.31 1.05 0.24 0.61 0.56 1.19 1.28 1.21 1.09 0.96 0.83 0.72 0.52 0.47 0.42 0.39 0.39 0.33 0.34 0.27 0.27
Balance Sheet
Cash & Equivalents 321.5 848.4 1,354.3 402.0 437.7 633.1 331.0 203.8 200.0 152.5 123.4 128.8 92.3 86.1 79.4 97.4 51.8 52.3 42.2 34.2 27.1 16.1 11.7 16.4
Total Assets 31,978.1 27,903.0 27,742.6 26,635.4 25,940.6 18,504.2 13,684.0 12,115.5 9,706.3 9,450.6 6,191.8 5,554.0 3,010.7 2,739.6 2,281.3 2,085.7 1,056.7 974.0 706.0 648.7 546 388.1 339.8 288
Total Debt 2,897.6 3,793.9 4,441.5 2,956.0 1,197.5 1,177.6 777.2 985.1 850.9 855.8 1,366.6 1,570.2 980.1 842.3 545.0 400.9 226.3 235.3 143.6 171.4 158.3 141.5 115.6 69.7
Stockholders' Equity 4,213.8 3,223.9 3,020.3 2,843.3 3,177.6 2,307.0 1,960.7 1,515.9 1,199.1 1,116.9 685.9 676.9 270.2 237.8 212.2 177.0 98.1 85.1 77.8 64.8 51.9 37.8 33.2 30
Cash Flow
Operating Cash Flow 374.4 258.0 500.7 470.7 572.0 189.5 226.6 280.7 254.7 193.1 77.0 69.8 95.3 16.6 (28.0) 38.2 36.8 18.5 16.1 11.1 12 5.5 5.7
Capital Expenditure (26.8) (48.3) (49.5) (33.8) (9.4) (11.7) (16.4) (18.6) (10.1) (8.3) (17.4) (7.0) (7.6) (0.8) (53.1) (3.3) (5.8) (4.8) (2.1) (2.2) (1.3) (1.3) (0.8)
Free Cash Flow 347.6 209.8 451.4 436.9 562.6 177.8 210.3 262.1 244.6 184.8 59.6 62.8 87.7 15.8 (81.1) 34.9 31.0 13.7 13.9 8.9 10.7 4.2 4.9