First Interstate BancSystem, Inc. logo FIBK - First Interstate BancSystem, Inc.

Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
0
BUY 6
HOLD 7
SELL 2
STRONG
SELL
0
| PRICE TARGET: $38.33 DETAILS
HIGH: $44.00
LOW: $33.00
MEDIAN: $38.00
CONSENSUS: $38.33
UPSIDE: 8.00%
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002
Revenue
Revenue 1,058.3 1,480.6 1,427.1 1,184.7 656 680.3 696.6 612.2 519.6 429.7 403.9 378.9 369.3 388.8 384.8 405.5 428.7 457.4 418.0 375.7 304.1 263.5 259.4 262.2
Cost of Revenue 26.8 548.7 433.5 161.6 2.7 83.5 72.9 49.5 39 27.6 24.9 12.0 14.6 70.9 100.2 130.0 130.2 153.9 133.7 113.7 69.4 51.2 58.5 74.7
Gross Profit 1,031.5 931.9 993.6 1,023.1 653.3 596.8 623.7 562.7 480.6 402.1 379.1 366.9 354.8 317.9 284.6 275.4 298.5 303.5 284.3 262.0 234.8 212.3 200.9 187.6
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 424.6 371.3 369.9 373.6 227.3 229 210.3 199.9 165 148.4 137.6 131.7 129.4 125.6 118.7 122.7 125.7 114.0 98.1 88.9 80.0 74.0 70.0 68.4
Other Expenses 215.2 266.1 286.9 392.4 178.2 158.5 178.3 156.5 158.9 108.4 111.0 105.6 92.7 104.0 99.7 98.3 92.0 81.4 80.7 56.0 70.7 69.0 67.9 65.4
Operating Expenses 639.8 637.4 656.8 766 405.5 387.5 388.6 356.4 323.9 256.8 248.6 237.3 222.1 229.6 218.4 221.0 217.7 195.4 178.9 144.9 150.7 143.0 137.9 133.8
Operating Income
Operating Income 391.7 294.5 336.8 257.1 247.8 209.3 235.1 206.3 156.7 145.3 130.5 129.6 132.7 88.3 66.2 54.4 80.8 108.1 105.4 117.1 84.0 69.3 63.0 53.7
Interest Expense 352.6 480.9 401.3 78.9 17.3 26.6 59 40.9 27.9 17.7 18.1 18.6 20.7 30.1 42.0 63.1 84.9 120.5 126.0 106.0 63.5 42.4 48.6 65.5
Interest Income 1,178 1,302.5 1,280.1 1,021.5 506.5 524.4 554 473.4 377.8 297.4 282.4 267.1 257.7 273.9 292.9 314.5 328.0 355.9 325.6 293.4 233.9 192.8 189.3 201.3
Profitability
EBITDA 391.7 351.5 390.6 312.6 292.2 254.4 273.8 233.9 175.1 164.8 148.8 146.5 148.9 105.4 83.5 74.6 103.1 132.4 121.8 127.4 102.8 89.6 78.9 65.4
EBIT 391.7 294.5 336.8 257.1 247.8 209.3 235.1 206.3 156.7 145.3 130.5 129.6 132.7 88.3 66.2 54.4 80.8 108.1 105.4 117.1 84.0 69.3 63.0 53.7
Income Before Tax 391.7 294.5 336.8 257.1 247.8 209.3 235.1 206.3 156.7 145.3 130.5 129.6 132.7 88.3 66.2 54.4 80.8 108.1 105.4 117.1 84.0 69.3 63.0 53.7
Income Tax Expense 89.6 68.5 79.3 54.9 55.7 48.1 54.1 46.1 50.2 49.6 43.7 45.2 46.6 30.0 21.6 17.1 27.0 37.4 36.8 41.5 29.3 23.9 22.3 19.2
Net Income 302.1 226 257.5 202.2 192.1 161.2 181 160.2 106.5 95.7 86.8 84.4 86.1 58.2 44.5 37.4 53.9 70.6 68.6 75.6 54.7 45.4 40.8 34.5
Per Share Data
EPS (Basic) 2.95 2.19 2.48 1.96 3.12 2.53 2.84 2.77 2.07 2.15 1.92 1.89 1.98 1.28 0.96 0.85 1.61 2.14 2.19 2.41 1.75 1.45 1.30 1.10
EPS (Diluted) 2.94 2.19 2.48 1.96 3.11 2.53 2.83 2.75 2.05 2.13 1.90 1.87 1.96 1.27 0.96 0.85 1.59 2.10 2.17 2.39 1.73 1.43 1.29 1.09
Shares Outstanding 102.6 103.0 103.8 103.3 61.6 63.7 63.6 57.8 51.4 44.5 45.2 44.6 43.6 43.2 42.8 39.9 31.3 31.5 31.3 31.3 31.3 31.3 31.3 31.3
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002
Current Assets
Cash & Cash Equivalents 358.2 896.5 577.9 870.4 2,344.7 2,276.7 1,076.7 821.9 758.8 781.9 612.0 206.5 318.3 215.0 260.0
Short-Term Investments 0 63.9 5,841.5 6,946.1 4,820.5 4,008.7 2,960 2,270.7 2,208.7 1,611.7 0 0 0 0 0
Net Receivables 102.6 116.8 129.1 118.3 47.4 51.1 46.7 44.9 38.0 29.9 37.1 38.7 20.6 19.4 20.7
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Assets 460.8 1,077.2 6,548.5 7,934.8 7,212.6 6,336.5 4,083.4 3,137.5 3,005.5 2,423.5 649.1 245.2 338.9 234.4 280.7
Non-Current Assets
Property, Plant & Equipment 406.6 427.2 444.3 444.7 299.6 312.3 306 245.2 241.9 194.5 196.3 177.8 121.9 112.4 92.9
Goodwill 1,100.9 1,100.9 1,100.9 1,100.9 621.6 621.6 621.6 546.7 444.7 212.8 183.7 183.7 37.4 37.6 33.0
Intangible Assets 53.3 92.5 109.7 128.1 69.5 75.2 92.3 84.6 73.9 28.1 27.9 23.7 19.8 17.8 12.8
Long-Term Investments 23,801.8 25,322.4 21,307.2 21,410.8 10,927.1 9,788.8 9,050.9 8,837.5 8,026.7 5,915.1 5,871.3 5,757.8 3,564.7 3,315.5 2,999.5
Other Non-Current Assets 757.6 998.8 1,010.6 1,058 541.5 514.3 490 448.7 416.6 289.9 209.4 232.8 132.7 158.5 136.9
Total Non-Current Assets 26,179.8 28,060.2 24,122.7 24,353 12,459.3 11,312.2 10,560.8 10,162.7 9,207.8 6,640.4 6,488.5 6,383.1 3,878.4 3,645.3 3,278.3
Total Assets 26,640.6 29,137.4 30,671.2 32,287.8 19,671.9 17,648.7 14,644.2 13,300.2 12,213.3 9,063.9 7,137.7 6,628.3 4,217.3 3,879.7 3,559.0
Current Liabilities
Account Payables 0 425.9 432.6 460.4 152.1 150.2 141.7 101.9 92.2 50.3 17.6 20.5 9.5 10.2 14.6
Short-Term Debt 479.6 2,091.4 3,385.7 3,379.9 1,051.1 1,091.4 697.6 712.4 643 537.6 479.6 635.3 457.7 330.5 308.2
Deferred Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 11,606.5 23,015.6 23,323.1 25,073.6 16,269.6 14,217 11,663.5 10,680.7 9,934.9 7,376.1 5,824.1 5,174.3 3,321.7 3,156.7 2,911.8
Total Current Liabilities 12,086.1 25,532.9 27,141.4 28,913.9 17,472.8 15,458.6 12,502.8 11,495 10,670.1 7,964.0 6,366.2 5,881.4 3,805.8 3,516.7 3,251.5
Non-Current Liabilities
Long-Term Debt 296.1 294.5 283 282.9 198.4 198.3 99.6 101.4 114.2 110.5 197.1 207.9 103.2 88.8 23.6
Deferred Tax Liabilities 0 0 0 0 9.3 27.2 26.7 8.6 0 6.8 0 0 0 0 0
Other Non-Current Liabilities 10,811.4 5.2 18.4 16.2 3.8 3.7 0 0 0 (1.5) 0 0 0 0 40
Total Non-Current Liabilities 11,107.5 300.5 302.3 300.1 212.5 230.3 127.5 111.3 115.6 117.3 197.1 207.9 103.2 88.8 63.6
Total Liabilities 23,193.6 25,833.4 27,443.7 29,214 17,685.3 15,688.9 12,630.3 11,606.3 10,785.6 8,081.3 6,563.2 6,089.3 3,909.0 3,605.5 3,315.1
Stockholders' Equity
Common Stock 2,350.9 2,459.5 2,448.9 2,478.2 945 941.1 1,049.3 866.7 687.0 296.1 0 0 0 0 0
Retained Earnings 1,274.2 1,166.4 1,135.1 1,072.7 1,052.6 962.1 953.6 851.8 752.6 694.6 397.2 362.5 275.2 242.1 236.7
Accumulated Other Comprehensive Income (178.1) (321.9) (356.5) (477.1) (11) 56.6 11 (24.6) (12) (8.1) 15.1 9.0 (3.6) (1.1) 4.0
Total Stockholders' Equity 3,447 3,304 3,227.5 3,073.8 1,986.6 1,959.8 2,013.9 1,693.9 1,427.6 982.6 574.4 539.1 308.3 274.2 243.9
Total Liabilities & Equity 26,640.6 29,137.4 30,671.2 32,287.8 19,671.9 17,648.7 14,644.2 13,300.2 12,213.3 9,063.9 7,137.7 6,628.3 4,217.3 3,879.7 3,559.0
Debt Metrics
Total Debt 775.7 2,386.7 3,669.6 3,663.8 1,250.5 1,290.8 798.4 815.1 758.6 649.5 676.6 843.2 560.9 419.4 331.8
Net Debt 417.5 1,490.2 3,091.7 2,793.4 (1,094.2) (985.9) (278.3) (6.8) (0.2) (132.4) 64.6 636.7 242.5 204.4 71.8
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002
Operating Activities
Net Income 302.1 226 257.5 202.2 192.1 161.2 181 160.2 106.5 95.7 54.7 45.4 40.8 34.5
Depreciation & Amortization 50.8 57 53.8 55.5 44.4 45.1 38.7 27.6 18.4 19.5 18.8 20.2 15.9 11.6
Stock-Based Compensation 13.3 11.8 4.7 9.6 8.9 7.5 8 5.6 3.9 4.4 0.3 0 0 0
Change in Working Capital (34.6) (15.2) 36.3 140.8 (16.4) (27.1) (43.1) (9.3) (29) (8.9) 8.9 7.3 (1.0) 15.2
Other Non-Cash Items (37.3) 54.1 55.3 131 48.3 88.2 (62.7) 19.1 33.9 3.9 5.0 6.8 4.8 5.3
Operating Cash Flow 305.6 355 428 534.4 282.3 268.3 127.3 219 154.6 118 89.5 82.7 63.1 66.6
Investing Activities
Capital Expenditure (27.8) (23) (28.2) (10.5) (10.3) (30.2) (16.6) (4.9) (39) (11.9) 0 (19.5) 0 0
Acquisitions 0 0 0 2,006.9 0 0 298.4 28.1 91.8 19.5 (6.9) (6.9) (10.9) (7.6)
Purchases of Investments (1,437) (102.2) (134.7) (4,167.9) (3,955.8) (2,444.1) (1,270) (543) (627.1) (924.1) (1,982.6) (443.3) (848.3) (794.8)
Sales/Maturities of Investments 1,739.8 1,448.9 1,618 2,300.4 1,375.6 1,491.9 1,014.2 539.3 523.6 927.2 1,818.7 369.0 840.7 639.3
Other Investing Activities 2,036.6 435.1 (201.7) (1,074.5) 468.8 (879.5) (42.8) (200.6) (79.9) (153.8) (313.8) (238.5) (308.8) (153.9)
Investing Cash Flow 2,311.6 1,758.8 1,253.4 (949) (2,120) (1,869.8) (16.8) (181.1) (130.6) (143.1) (484.7) (339.3) (327.2) (317.0)
Financing Activities
Net Debt Issuance (1,555.1) (1,031.8) 275.9 2,177.2 0 98.5 (6) (30.4) 5.2 0.1 (7.7) 15.2 60.3 (10.7)
Stock Repurchased (121.9) (1.2) (34) (199) (5.4) (116.8) (2.5) (1) (1.3) (26.9) (3.3) (5.0) (43.1) (3.4)
Dividends Paid (194.3) (195.9) (195.1) (182.1) (101.6) (128.6) (79.2) (64.1) (48.6) (39.4) (15.0) (12.4) (10.4) (10.1)
Other Financing Activities (332.8) (566.3) (2,020.7) (2,855.9) 2,012.3 2,947.3 231 118.9 (4.8) 88.1 296.4 325.1 223.5 291.1
Financing Cash Flow (2,204.1) (1,795.2) (1,973.9) (1,059.7) 1,905.7 2,801.5 144.3 25.2 (47.1) 26.6 280.2 331.1 234.7 268.2
Cash Position
Net Change in Cash 413.1 318.6 (292.5) (1,474.3) 68 1,200 254.8 63.1 (23.1) 1.5 (114.9) 74.5 (29.4) 17.9
Cash at Beginning 896.6 578 870.5 2,344.8 2,276.8 1,076.8 822 758.9 782.0 780.5 355.9 281.4 310.9 293.0
Cash at End 1,309.7 896.6 578 870.5 2,344.8 2,276.8 1,076.8 822 759.0 782.0 241.0 355.9 281.4 310.9
Free Cash Flow 277.8 332 399.8 523.9 272 238.1 110.7 214.1 115.7 106.2 89.5 63.2 63.1 66.6
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002
Income Statement
Revenue 1,058.3 1,480.6 1,427.1 1,184.7 656 680.3 696.6 612.2 519.6 429.7 403.9 378.9 369.3 388.8 384.8 405.5 428.7 457.4 418.0 375.7 304.1 263.5 259.4 262.2
Gross Profit 1,031.5 931.9 993.6 1,023.1 653.3 596.8 623.7 562.7 480.6 402.1 379.1 366.9 354.8 317.9 284.6 275.4 298.5 303.5 284.3 262.0 234.8 212.3 200.9 187.6
Operating Income 391.7 294.5 336.8 257.1 247.8 209.3 235.1 206.3 156.7 145.3 130.5 129.6 132.7 88.3 66.2 54.4 80.8 108.1 105.4 117.1 84.0 69.3 63.0 53.7
Net Income 302.1 226 257.5 202.2 192.1 161.2 181 160.2 106.5 95.7 86.8 84.4 86.1 58.2 44.5 37.4 53.9 70.6 68.6 75.6 54.7 45.4 40.8 34.5
EPS (Diluted) 2.94 2.19 2.48 1.96 3.11 2.53 2.83 2.75 2.05 2.13 1.90 1.87 1.96 1.27 0.96 0.85 1.59 2.10 2.17 2.39 1.73 1.43 1.29 1.09
Balance Sheet
Cash & Equivalents 358.2 896.5 577.9 870.4 2,344.7 2,276.7 1,076.7 821.9 758.8 781.9 612.0 206.5 318.3 215.0 260.0
Total Assets 26,640.6 29,137.4 30,671.2 32,287.8 19,671.9 17,648.7 14,644.2 13,300.2 12,213.3 9,063.9 7,137.7 6,628.3 4,217.3 3,879.7 3,559.0
Total Debt 775.7 2,386.7 3,669.6 3,663.8 1,250.5 1,290.8 798.4 815.1 758.6 649.5 676.6 843.2 560.9 419.4 331.8
Stockholders' Equity 3,447 3,304 3,227.5 3,073.8 1,986.6 1,959.8 2,013.9 1,693.9 1,427.6 982.6 574.4 539.1 308.3 274.2 243.9
Cash Flow
Operating Cash Flow 305.6 355 428 534.4 282.3 268.3 127.3 219 154.6 118 89.5 82.7 63.1 66.6
Capital Expenditure (27.8) (23) (28.2) (10.5) (10.3) (30.2) (16.6) (4.9) (39) (11.9) 0 (19.5) 0 0
Free Cash Flow 277.8 332 399.8 523.9 272 238.1 110.7 214.1 115.7 106.2 89.5 63.2 63.1 66.6