First Foundation Inc. logo FFWM - First Foundation Inc.

Inactive Ticker FFWM is not actively trading. Quotes and analytics may be stale.
Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY 1
BUY 2
HOLD 8
SELL 0
STRONG
SELL 0
| PRICE TARGET: $7.35 DETAILS
HIGH: $12.00
LOW: $5.00
MEDIAN: $6.75
CONSENSUS: $7.35
UPSIDE: 24.58%
AlphaQuality

AlphaQuality

Quantitative six-pillar business-quality grade

Banks, Insurers & Asset Managers

AlphaQuality — archetype-weighted quantitative grade

F 28.8 / 100 pillar composite

Composite Grade

Composite of six pillars weighted for banks, insurers & asset managers businesses. Purely quantitative — the six pillars score only reported financials, no analyst input.

⚠ 3 of the last 5 fiscal years showed negative net income — AlphaQuality will not grade above F for persistent unprofitability in a banks, insurers & asset managers business.

Grade overrides the 28.8 pillar composite because hard gates always win. Use the pillar breakdown below to see where the underlying numbers sit.

Profitability

Weight: 25%
F 8.4

Scored using efficiency ratio — bank-archetype substitution.

  • Efficiency Ratio (FY2025) 103.1% 0/100
  • Efficiency Ratio Trend +0.85 pp/yr 24/100
Contributes 2.1 pts toward composite.

Capital Efficiency

Weight: 15%
F 0.0
  • 5yr Avg ROE -5.5% 0/100
  • 5yr Share-Count CAGR 12.9% 0/100
Contributes 0.0 pts toward composite.

Growth Quality

Weight: 15%
B- 65.3

Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.

  • 5yr Revenue CAGR 15.1% 91/100
  • Efficiency Ratio Trend (growth quality check) +0.85 pp/yr 24/100
  • Revenue-Growth Years (5) 4/5 80/100
Contributes 9.8 pts toward composite.

Cash Generation

Weight: 15%
F 0.0

Scored using efficiency-ratio stability — bank-archetype substitution.

  • Efficiency Ratio Stability (σ) 0.17 0/100
Contributes 0.0 pts toward composite.

Balance Sheet

Weight: 20%
C+ 61.7

Scored using equity-to-assets — bank-archetype substitution.

  • Equity / Assets 7.7% 62/100
Contributes 12.3 pts toward composite.

Stability

Weight: 10%
C- 46.3
  • EPS Volatility (σ/μ) 0.51 29/100
  • Negative-Revenue Years (5) 1/5 80/100
  • Piotroski F-Score 4 44/100
Contributes 4.6 pts toward composite.

Guru Flow

Curated superinvestor sentiment — not part of the AlphaQuality grade.
Insufficient Data

Not enough curated-guru data to call a flow.

As of Q2 2026
How this is calculated

AlphaQuality grades six pillars from 0-100 and weights each by archetype:

  • Profitability (25%) — Efficiency Ratio (FY2025), Efficiency Ratio Trend
  • Capital Efficiency (15%) — 5yr Avg ROE, 5yr Share-Count CAGR
  • Growth Quality (15%) — 5yr Revenue CAGR, Efficiency Ratio Trend (growth quality check), Revenue-Growth Years (5)
  • Cash Generation (15%) — Efficiency Ratio Stability (σ)
  • Balance Sheet (20%) — Equity / Assets
  • Stability (10%) — EPS Volatility (σ/μ), Negative-Revenue Years (5), Piotroski F-Score

The six pillars read only reported financial-statement fields — no analyst targets or consensus ratings. The archetype that picks which pillar formulas apply is not fully price-free, though: it can route a company to the distressed/ungradable archetype based on price vs. its 52-week high, and beta affects one classification check. A minimum of 5 fiscal years of audited statements is required. Insurers and banks are graded on their own methodology — insurers on loss ratio, its trend and stability, and premiums-to-surplus; banks on the efficiency ratio, its trend and stability, and equity-to-assets — rather than on industrial margin/ROIC signals. Distressed, highly leveraged infrastructure, asset-manager, and other financial businesses are declared ungradable rather than forced into a numeric score.