Flushing Financial Corporation logo FFIC - Flushing Financial Corporation

Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
0
BUY 2
HOLD 8
SELL 0
STRONG
SELL
0
| PRICE TARGET: $16.75 DETAILS
HIGH: $17.00
LOW: $16.50
MEDIAN: $16.75
CONSENSUS: $16.75
UPSIDE: 5.55%
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996
Revenue
Revenue 453.2 408.1 424.1 326.6 292.2 275.3 288.4 267.4 245.0 228.5 213.3 207.4 210.1 222.8 234.8 237.9 246.9 251.2 203.8 168.2 139.1 124.7 118.6 108.4 108.0 100.8 91 86.1 69.6 56.8
Cost of Revenue 263.5 292.9 232.8 78.1 35.6 92.3 119.8 90.2 71.3 53.9 48.8 43.5 68.8 84.3 98.2 112.8 134.8 134.6 122.6 90.7 64.2 52.2 52.2 54.6 59.7 57.0 47.8 46.9 34.9 26.7
Gross Profit 189.7 115.2 191.2 248.5 256.6 183.1 168.6 177.2 173.7 174.6 164.6 163.8 141.3 138.5 136.6 125.2 112.1 116.7 81.2 77.5 74.9 72.4 66.4 53.9 48.3 43.8 43.2 39.2 34.8 30.1
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 113.0 97.7 90.0 86.6 91.3 76.9 74.5 72.3 69.1 68.2 60.8 55.9 51.8 50.8 47.1 43.7 40.5 31.7 23.6 20.4 17.1 18.4 16.0 13.9 12.7 12.3 11.2 12.5 10.2 8.3
Other Expenses 42.2 65.7 61.4 57.1 56.1 61.0 40.8 39.4 38.4 0.4 30.4 35.1 28.7 31.5 30.6 26.7 30.3 50.7 26.5 22.4 19.2 17.0 15.2 13.7 11.8 11.5 11.5 10.5 9.2 9.3
Operating Expenses 155.2 163.4 151.4 143.7 147.3 137.9 115.3 111.7 107.5 68.6 91.2 91.0 80.6 82.3 77.7 70.4 70.8 82.4 50.1 42.7 36.3 35.4 31.2 27.6 24.5 23.8 22.7 23 19.4 17.6
Operating Income
Operating Income 34.5 (48.3) 39.8 104.9 109.3 45.2 53.3 65.5 66.1 106.0 73.4 72.8 60.7 56.2 58.8 54.8 41.3 34.3 31.1 34.8 38.6 37.0 35.2 26.2 23.8 20.0 20.5 16.2 15.3 12.5
Interest Expense 250.7 283.4 222.3 73.0 40.6 69.1 117.0 89.6 61.5 53.9 49.7 49.6 54.9 63.3 76.7 91.8 115.3 129.0 122.6 90.7 64.2 52.2 52.2 54.6 59.7 57.0 47.8 46.7 34.8 26.3
Interest Income 468.1 465.2 401.4 316.6 288.5 264.3 278.9 256.9 234.3 220.5 203.7 196.4 199.7 212.9 223.7 229.6 228.9 214.0 193.6 158.4 132.4 118.7 112.3 106.9 101.9 96.9 87.1 82.8 66.9 55.1
Profitability
EBITDA 39.9 (42.1) 46.3 110.8 116.3 51.4 59.3 71.3 71.0 110.5 77.0 75.6 64.1 59.9 62.5 58.0 44.5 37.2 35.4 38.2 40.1 40.5 39.9 30.1 26.1 22.0 22.7 19 16.2 13.7
EBIT 34.5 (48.3) 39.8 104.9 109.3 45.2 53.3 65.5 66.1 106.0 73.4 72.8 60.7 56.2 58.8 54.8 41.3 34.3 31.1 34.8 38.6 37.0 35.2 26.2 23.8 20.0 20.5 16.2 15.3 12.5
Income Before Tax 34.5 (48.3) 39.8 104.9 109.3 45.2 53.3 65.5 66.1 106.0 73.4 72.8 60.7 56.2 58.8 54.8 41.3 34.3 31.1 34.8 38.6 37.0 35.2 26.2 23.8 20.0 20.5 16.2 15.3 12.5
Income Tax Expense 15.6 (16.9) 11.2 27.9 27.5 10.5 12.1 10.4 25.0 41.1 27.2 28.6 23.0 21.8 23.5 15.9 15.8 12.1 10.9 13.1 15.1 14.4 13.5 10.0 8.9 7.5 7.8 6 6.8 5.8
Net Income 18.9 (31.3) 28.7 76.9 81.8 34.7 41.3 55.1 41.1 64.9 46.2 44.2 37.8 34.3 35.3 38.8 25.6 22.3 20.2 21.6 23.5 22.6 21.7 16.3 14.9 12.4 12.7 10.2 8.5 6.7
Per Share Data
EPS (Basic) 0.54 -1.05 0.96 2.50 2.59 1.18 1.44 1.92 1.41 2.24 1.59 1.49 1.26 1.13 1.15 1.28 0.91 1.10 1.03 1.16 1.34 1.30 1.27 0.93 0.81 0.44 0.62 0.44 0.11 0.25
EPS (Diluted) 0.54 -1.05 0.96 2.50 2.59 1.18 1.44 1.92 1.41 2.24 1.59 1.48 1.26 1.13 1.15 1.28 0.91 1.09 1.02 1.14 1.31 1.25 1.22 0.89 0.78 0.43 0.61 0.44 0.10 0.25
Shares Outstanding 34.5 29.9 29.9 30.8 31.6 29.3 28.7 28.7 29.1 29.0 29.1 29.8 30.0 30.4 30.6 30.3 23.2 20.2 19.6 18.7 17.6 17.4 17.1 17.4 18.4 18.9 20.4 22.9 26.5 27.0
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000 1999 1998 1997 1996
Current Assets
Cash & Cash Equivalents 126.1 109.4 124.2 85.4 81.7 157.4 49.8 118.6 51.5 35.9 28.4 30.4 14.7 23.3 29.1 20.0 10.2 29.1 22.7 90.4 34.4
Short-Term Investments 0 1,448.0 679.3 563.1 777.2 648.0 772.5 822.7 738.4 861.4 0 0 0 0 0 0 0 0 0 0 0
Net Receivables 59.4 62.0 59.0 45.0 38.7 44.0 25.7 25.5 21.4 20.2 19.1 18.5 8.9 8.6 8.4 7.9 7.7 6.8 7.1 9.3 6.9
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Assets 185.5 1,619.4 862.5 693.6 897.7 849.4 848.0 966.7 811.3 917.5 47.5 48.9 23.5 31.9 37.5 28.0 18.0 35.9 29.8 99.7 41.3
Non-Current Assets
Property, Plant & Equipment 70.9 63.7 60.8 65.0 73.5 78.9 69.9 30.4 30.8 26.6 22.8 22.8 7.6 6.4 5.4 5.7 6.3 6.2 6.4 6.5 5.8
Goodwill 0 17.6 17.6 17.6 17.6 17.6 16.1 16.1 16.1 16.1 16.1 16.1 3.9 3.9 8.4 7.9 7.7 0 0 0 0
Intangible Assets 0.8 1.1 1.5 2.0 2.6 3.2 0 0 0 0 1.9 2.3 0 0 0 0 0 6.8 7.1 9.3 0
Long-Term Investments 8,070.2 6,822.8 6,935.1 6,963.5 6,658.8 6,717.4 5,809.3 5,562.6 5,187.5 4,851.2 3,884.0 3,707.9 1,952.3 1,805.2 1,528.5 1,372.7 1,241.6 1,160.9 1,077.3 955.1 714.7
Other Non-Current Assets (8,070.2) 514.3 659.6 681.2 395.7 309.9 274.4 258.4 253.5 247.1 170.9 151.4 70.8 63.3 77.6 77.3 68.0 42 23.6 21.8 13.5
Total Non-Current Assets 71.6 7,419.5 7,674.7 7,729.4 7,148.3 7,127.0 6,169.8 5,867.5 5,488.0 5,141.0 4,095.7 3,900.6 2,034.5 1,878.8 1,615.4 1,459.6 1,320.1 1,213.7 1,112.3 988.8 734
Total Assets 8,693.3 9,039.0 8,537.2 8,422.9 8,045.9 7,976.4 7,017.8 6,834.2 6,299.3 6,058.5 4,143.2 3,949.5 2,058.0 1,910.8 1,653.0 1,487.5 1,338.1 1,249.5 1,142.1 1,088.5 775.3
Current Liabilities
Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Short-Term Debt 0 0 0 0 0 0 0 0 0 0 186.9 222.7 0 0 223.9 0 164.4 116.2 15 0 0
Deferred Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 53.8 7,178.9 6,815.3 6,485.3 6,385.4 6,136.4 5,066.4 4,960.8 4,383.3 4,205.6 2,693.1 2,468.8 1,292.8 1,169.9 1,011.8 828.6 682.1 666.9 664.1 655.9 584.5
Total Current Liabilities 53.8 7,178.9 6,815.3 6,485.3 6,385.4 6,136.4 5,066.4 4,960.8 4,383.3 4,205.6 2,880.0 2,691.5 1,292.8 1,169.9 1,235.7 828.6 846.4 783.1 674.5 655.9 584.5
Non-Current Liabilities
Long-Term Debt 538.5 916.1 841.3 1,053.0 815.5 1,020.9 1,237.2 1,250.8 1,309.7 1,266.6 873.3 916.3 584.7 578.1 269.3 513.4 344.5 335.7 320.5 287.2 51
Deferred Tax Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 4,223.4 173.0 170.0 161.3 111.1 141.0 85.1 73.1 73.7 72.4 29.7 40.2 19.9 15.9 16.6 12.1 20.5 12.6 10.4 9 6.5
Total Non-Current Liabilities 4,815.7 1,135.5 1,052.1 1,260.4 980.8 1,221.0 1,371.7 1,323.9 1,383.4 1,339.0 903.1 947.5 604.6 594.1 285.8 525.6 364.9 348.3 330.9 296.2 57.5
Total Liabilities 7,985.3 8,314.4 7,867.4 7,745.8 7,366.3 7,357.4 6,438.1 6,284.7 5,766.7 5,544.6 3,783.1 3,648.0 1,897.4 1,764.0 1,521.6 1,354.1 1,211.4 1,131.3 1,010 952.1 642
Stockholders' Equity
Common Stock 0.4 0.4 0.3 0.3 0.3 0.3 0.3 0.3 0.3 0.3 0.3 0.2 0.2 0.2 0.1 0.1 0.1 0.1 0.1 0 0
Retained Earnings 480.4 492.0 549.7 547.5 497.9 442.8 434.0 414.3 381.0 361.2 181.2 172.2 133.3 120.7 109.2 99.6 89.9 81.1 71.5 63.8 56.9
Accumulated Other Comprehensive Income (0.5) 7.1 (38.7) (36.5) (6.7) (16.3) (9.8) (12.8) (9.0) (8.4) (6.6) (20.3) (6.1) (6.9) (3.4) (5.9) (7.9) (13.6) (8) 1.5 (1.2)
Total Stockholders' Equity 708.0 724.5 669.8 677.2 679.6 619.0 579.7 549.5 532.6 513.9 360.1 301.5 160.7 146.8 131.4 133.4 126.7 118.2 132.1 136.4 133.3
Total Liabilities & Equity 8,693.3 9,039.0 8,537.2 8,422.9 8,045.9 7,976.4 7,017.8 6,834.2 6,299.3 6,058.5 4,143.2 3,949.5 2,058.0 1,910.8 1,653.0 1,487.5 1,338.1 1,249.5 1,142.1 1,088.5 775.3
Debt Metrics
Total Debt 592.3 962.5 882.1 1,099.1 869.7 1,080.0 1,286.6 1,250.8 1,309.7 1,266.6 1,060.2 1,138.9 584.7 578.1 493.2 513.4 508.8 451.9 335.5 287.2 51
Net Debt 466.3 853.1 757.9 1,013.7 788.0 922.6 1,236.8 1,132.3 1,258.1 1,230.7 1,031.8 1,108.5 570.1 554.8 464.0 493.4 498.6 422.8 312.8 196.8 16.6
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996
Operating Activities
Net Income 18.9 (31.3) 28.7 76.9 81.8 34.7 41.3 55.1 41.1 64.9 23.5 22.6 21.7 16.3 14.9 12.4 12.7 10.2 8.5 6.7
Depreciation & Amortization 0 6.1 6.4 6.5 7.0 6.3 5.9 5.8 4.8 4.5 1.6 3.4 4.7 3.8 2.3 2.0 2.2 2.8 0.9 1.2
Stock-Based Compensation 0 2.5 5.6 6.8 6.8 6.5 7.8 7.0 6.0 5.9 0 0 0 0 0 0 0 0 0 0
Change in Working Capital 1.5 (29.6) (7.7) (3.4) (1.2) 3.8 4.4 7.8 11.3 14.7 0 0 0 0 0 (1.0) 2.1 0 0 0
Other Non-Cash Items 40.7 80.6 (2.1) (1.2) (4.1) 24.7 8.3 4.3 11.6 (46.0) (1.6) 3.9 0.6 5.9 (2.2) 0.7 0.1 6.4 0.5 5.3
Operating Cash Flow 61.0 12.4 34.6 85.8 88.6 71.3 63.8 77.3 83.5 42.4 25.5 29.3 28.8 25.1 15.2 14.2 17 19.9 9.7 13.2
Investing Activities
Capital Expenditure (5.2) (2.3) (5.5) (4.3) (3.7) (2.5) (4.2) (5.4) (9.4) (6.7) (1.2) (2.7) (2.2) (0.9) (0.3) (1.2) (0.8) (0.9) (1.5) (0.6)
Acquisitions 0 0 0 0 0 31.5 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Purchases of Investments 0 (1,302.6) (187.4) (241.4) (538.4) (217.4) (176.2) (307.7) (171.0) (179.4) (37.7) (104.3) (442.3) (262.5) (190.3) (31.0) (80.7) (254.6) (177.4) (141.6)
Sales/Maturities of Investments 82.8 727.7 58.3 170.5 395.3 505.3 213.3 203.9 286.9 270.8 119.1 202.4 252.8 210.4 142.3 64.9 104.6 279.4 148.3 183.8
Other Investing Activities 163.7 71.6 40.4 (276.6) 39.9 (223.8) (227.7) (368.8) (360.6) (407.0) (365.3) (246.5) (99.8) (102.2) (80.6) (129.5) (124.6) (151.1) (221.6) (102.4)
Investing Cash Flow 246.5 (505.6) (94.3) (351.8) (106.8) 93.1 (194.8) (478.0) (254.1) (322.2) (285.2) (151.2) (291.5) (155.2) (128.9) (96.9) (101.5) (127.2) (252.2) (60.8)
Financing Activities
Net Debt Issuance (435) 73.1 (209.7) 242.9 (218.8) (236.6) (16.4) (63.8) 39.5 (10.5) 105.0 6.0 85.0 (20.3) 4.6 57.0 76.4 48.3 236.2 51
Stock Repurchased (0.7) (1.7) (13.2) (29.7) (11.4) (3.9) (2.7) (22.6) (9.3) (9.9) 0 (9.8) 0 0 0 0 0 0 0 0
Dividends Paid (30.3) (26.0) (26.3) (27.0) (26.5) (24.8) (24.1) (22.9) (21.0) (19.7) (7.0) (6.1) (4.9) (4.2) (3.8) (3.4) (2.9) (2.4) (1.6) (0.6)
Other Financing Activities 132.0 362.7 329.2 149.9 199.2 208.5 105.4 577.1 177.1 313.4 174.5 122.9 158.1 183.2 138.8 22.9 42.8 8.1 71.4 24.6
Financing Cash Flow (334.1) 473.6 80.1 336.1 (57.5) (56.8) 62.2 467.7 186.3 273.3 271.8 116.2 235.3 139.2 130.3 69.7 96.7 39.7 298.4 62.8
Cash Position
Net Change in Cash (26.5) (19.6) 20.4 70.0 (75.7) 107.6 (68.8) 67.0 15.7 (6.5) 12.1 (5.6) (27.3) 9.1 16.5 (12.9) 12.2 (67.7) (34.4) (19.3)
Cash at Beginning 152.6 172.2 151.8 81.7 157.4 49.8 118.6 51.5 35.9 42.4 14.7 20.3 47.6 38.5 22.0 34.9 22.7 90.4 34.4 19.3
Cash at End 126.1 152.6 172.2 151.8 81.7 157.4 49.8 118.6 51.5 35.9 26.8 14.7 20.3 47.6 38.5 22.0 34.9 22.7 332.8 82.1
Free Cash Flow 55.8 10.1 29.1 81.4 84.9 68.8 59.6 71.9 74.1 35.7 24.3 26.6 26.6 24.3 14.9 13 16.2 19 8.2 12.6
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996
Income Statement
Revenue 453.2 408.1 424.1 326.6 292.2 275.3 288.4 267.4 245.0 228.5 213.3 207.4 210.1 222.8 234.8 237.9 246.9 251.2 203.8 168.2 139.1 124.7 118.6 108.4 108.0 100.8 91 86.1 69.6 56.8
Gross Profit 189.7 115.2 191.2 248.5 256.6 183.1 168.6 177.2 173.7 174.6 164.6 163.8 141.3 138.5 136.6 125.2 112.1 116.7 81.2 77.5 74.9 72.4 66.4 53.9 48.3 43.8 43.2 39.2 34.8 30.1
Operating Income 34.5 (48.3) 39.8 104.9 109.3 45.2 53.3 65.5 66.1 106.0 73.4 72.8 60.7 56.2 58.8 54.8 41.3 34.3 31.1 34.8 38.6 37.0 35.2 26.2 23.8 20.0 20.5 16.2 15.3 12.5
Net Income 18.9 (31.3) 28.7 76.9 81.8 34.7 41.3 55.1 41.1 64.9 46.2 44.2 37.8 34.3 35.3 38.8 25.6 22.3 20.2 21.6 23.5 22.6 21.7 16.3 14.9 12.4 12.7 10.2 8.5 6.7
EPS (Diluted) 0.54 -1.05 0.96 2.50 2.59 1.18 1.44 1.92 1.41 2.24 1.59 1.48 1.26 1.13 1.15 1.28 0.91 1.09 1.02 1.14 1.31 1.25 1.22 0.89 0.78 0.43 0.61 0.44 0.10 0.25
Balance Sheet
Cash & Equivalents 126.1 109.4 124.2 85.4 81.7 157.4 49.8 118.6 51.5 35.9 28.4 30.4 14.7 23.3 29.1 20.0 10.2 29.1 22.7 90.4 34.4
Total Assets 8,693.3 9,039.0 8,537.2 8,422.9 8,045.9 7,976.4 7,017.8 6,834.2 6,299.3 6,058.5 4,143.2 3,949.5 2,058.0 1,910.8 1,653.0 1,487.5 1,338.1 1,249.5 1,142.1 1,088.5 775.3
Total Debt 592.3 962.5 882.1 1,099.1 869.7 1,080.0 1,286.6 1,250.8 1,309.7 1,266.6 1,060.2 1,138.9 584.7 578.1 493.2 513.4 508.8 451.9 335.5 287.2 51
Stockholders' Equity 708.0 724.5 669.8 677.2 679.6 619.0 579.7 549.5 532.6 513.9 360.1 301.5 160.7 146.8 131.4 133.4 126.7 118.2 132.1 136.4 133.3
Cash Flow
Operating Cash Flow 61.0 12.4 34.6 85.8 88.6 71.3 63.8 77.3 83.5 42.4 25.5 29.3 28.8 25.1 15.2 14.2 17 19.9 9.7 13.2
Capital Expenditure (5.2) (2.3) (5.5) (4.3) (3.7) (2.5) (4.2) (5.4) (9.4) (6.7) (1.2) (2.7) (2.2) (0.9) (0.3) (1.2) (0.8) (0.9) (1.5) (0.6)
Free Cash Flow 55.8 10.1 29.1 81.4 84.9 68.8 59.6 71.9 74.1 35.7 24.3 26.6 26.6 24.3 14.9 13 16.2 19 8.2 12.6