First American Financial Corporation logo FAF - First American Financial Corporation

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY
0
BUY 11
HOLD 3
SELL 1
STRONG
SELL
0
| PRICE TARGET: $83.00 DETAILS
HIGH: $85.00
LOW: $80.00
MEDIAN: $84.00
CONSENSUS: $83.00
UPSIDE: 21.70%
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007
Revenue
Revenue 7,445 6,120.7 5,998.1 7,594.2 9,213.9 7,080 6,199 5,745.1 5,768.6 5,575.8 5,175.5 4,677.9 4,956.1 4,541.8 3,820.6 3,906.6 4,046.8 4,367.7 6,076.1
Cost of Revenue 326.6 2,364.6 2,288.5 3,316 3,575.3 2,764 2,320 2,252.5 2,313.8 2,290.2 2,147.8 1,922.1 2,167.9 1,767.9 1,615.4 1,543.1 346.7 509.6 875.9
Gross Profit 7,118.4 3,756.1 3,709.6 4,278.2 5,638.6 4,316 3,879 3,492.7 3,454.8 3,285.7 3,027.6 2,755.9 2,788.2 2,773.9 2,205.2 2,363.5 3,700.1 3,858.2 5,200.3
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 0 2,059.4 1,989.1 2,339.6 2,350.3 1,941 1,806 1,748.9 1,723.5 1,655.2 1,594.9 1,435.6 1,489.0 1,334.9 1,178.4 1,206.7 2,447.4 2,762.6 3,934.4
Other Expenses 6,292.2 1,531.3 1,446.1 1,612.9 1,647 1,452 1,168 1,134.2 1,285.9 1,152.9 999.9 969.7 988.5 971.6 896.5 944.7 1,048.4 1,211.5 1,474.7
Operating Expenses 6,292.2 3,590.7 3,435.2 3,952.5 3,997.3 3,393 2,974 2,883.1 3,009.5 2,808.1 2,594.9 2,405.3 2,477.5 2,306.5 2,074.9 2,151.4 3,495.8 3,974.1 5,409.1
Operating Income
Operating Income 826.2 165.4 274.4 325.7 1,641.3 923 905 609.5 445.3 477.6 432.8 350.6 310.7 467.4 130.3 212.1 204.3 (115.9) (208.8)
Interest Expense 157 149.6 132.5 93 72.4 57 48 41.0 36.0 32.2 29.1 19.2 15.3 9.1 12.1 14.9 19.8 27.2 42.6
Interest Income 0 537.3 545.7 357.4 191.3 206 298 237.4 146.9 0 0 0 0 0 0 0 0 0 0
Profitability
EBITDA 1,199.4 522.4 595.4 586.2 1,872.1 1,129 1,082 776.4 609.4 608.8 547.5 455.4 400.9 551.4 219.2 307.6 306.6 6.5 (71.4)
EBIT 983.2 315 406.9 418.7 1,713.7 980 953 650.5 481.3 509.8 461.9 369.8 326.0 476.5 142.4 227.0 224.2 (88.7) (166.2)
Income Before Tax 826.2 165.4 274.4 325.7 1,641.3 923 905 609.5 445.3 477.6 432.8 350.6 310.7 467.4 130.3 212.1 204.3 (115.9) (208.8)
Income Tax Expense 201 32.8 58.9 60.4 392.2 223 195 133.6 23.5 134.1 143.9 116.3 123.6 165.7 51.7 83.2 70.1 (43.4) (86.4)
Net Income 621.8 131.1 216.8 263 1,241.1 696 707 474.5 423.0 343.0 288.1 233.5 186.4 301.0 78.3 127.8 122.4 (84.0) (143.0)
Per Share Data
EPS (Basic) 6.02 1.26 2.08 2.46 11.18 6.18 6.26 4.21 3.79 3.10 2.65 2.18 1.74 2.83 0.74 1.22 1.18 -0.81 -1.37
EPS (Diluted) 6.00 1.26 2.07 2.45 11.14 6.16 6.22 4.19 3.76 3.09 2.62 2.15 1.71 2.77 0.73 1.20 1.18 -0.81 -1.37
Shares Outstanding 103.3 103.9 104.3 107 111 112.7 113.1 112.6 111.7 110.5 108.4 106.9 107.0 106.3 105.2 104.1 104.0 104.0 104.0
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008
Current Assets
Cash & Cash Equivalents 1,387.3 1,803.5 3,661.1 1,286.9 1,286 1,321 1,530.4 1,503.3 1,428.6 1,027.4 583.0 723.7
Short-Term Investments 0 0 0 0 0 0 0 0 0 0 0 0
Net Receivables 432.6 436.1 585.1 389.1 452 386 335.4 413.0 311.1 299.8 266.4 298.6
Inventory 0 0 0 0 0 0 0 (2,104.3) (1,979.5) (1,624.4) 0 0
Other Current Assets (432.6) 0 0 0 0 (1,707) (1,865.7) 0 0 0 0 0
Total Current Assets 1,387.3 2,239.6 4,246.2 1,676 1,738 0 0 1,916.3 1,698.3 1,305.9 849.5 1,022.2
Non-Current Assets
Property, Plant & Equipment 1,106.2 959.8 978.9 884.9 755 711 733.4 457.8 439.6 434.1 358.6 397.2
Goodwill 1,819.3 1,804.3 1,807.5 1,798.2 1,588 1,379 1,150.9 1,144.2 1,113.0 1,017.4 801.0 806.2
Intangible Assets 100 799.1 806.2 833.6 805 779 671.5 109.4 99.9 78.9 78.9 87.7
Long-Term Investments 9,394.3 8,647.2 8,529.6 9,346.5 11,103 7,105 6,306.0 6,067.3 5,219.2 4,957.4 1,889.7 1,764.7
Other Non-Current Assets (10,500.5) 414.8 384.3 361.6 448 (9,974) (8,861.8) (16.6) (5,219.2) (4,957.4) (3,128.2) (3,055.8)
Total Non-Current Assets 1,919.3 12,669 12,556.6 13,279.3 14,713 0 0 7,778.7 1,675.3 1,550.4 3,128.2 3,055.8
Total Assets 16,228.8 14,908.6 16,802.8 14,955.3 16,451 12,796 11,519.2 14,376.0 13,056.2 11,846.1 5,530.3 5,665.8
Current Liabilities
Account Payables 0 66.7 63.3 51 87 56 58.6 47.1 68.5 59.3 32.0 37.1
Short-Term Debt 81.3 643.8 853.3 920.3 538 516 438.4 0 0 0 0 0
Deferred Revenue 214 0 0 0 0 0 0 243.3 240.8 228.9 144.8 148.1
Other Current Liabilities (295.3) 5,397.6 7,568.4 5,732.9 5,638 (1,097) (844.9) (350.1) (364.6) (346.0) (176.7) (185.1)
Total Current Liabilities 0 7,011.7 9,317.1 7,587.7 7,462 0 0 283.4 313.9 298.6 176.7 185.1
Non-Current Liabilities
Long-Term Debt 1,684.3 1,546.6 1,093.9 1,091.8 1,648 1,011 568.2 572.0 732.8 731.8 259.3 294.0
Deferred Tax Liabilities 312.7 139.1 63.6 16.3 345 291 266.1 217.1 219.3 242.2 0 0
Other Non-Current Liabilities 8,353.2 843.9 1,022 1,112.1 715 (1,870) (1,409.4) 4,072.8 3,369.8 3,097.4 (259.3) (294.0)
Total Non-Current Liabilities 10,704.5 2,969.9 2,622.9 2,686.4 3,206 0 0 1,032.4 1,032.9 1,047.8 259.3 294.0
Total Liabilities 10,729.3 9,981.6 11,940 10,274.1 10,668 7,874 7,094.2 10,630.6 9,573.2 8,831.8 3,497.4 3,691.5
Stockholders' Equity
Common Stock 0 0 0 0 0 0 0.0 0.0 0.0 0.0 0 0
Retained Earnings 4,011.8 3,617.3 3,710.6 3,714.3 3,680 2,655 2,161.0 1,644.2 1,311.1 1,046.8 0 0
Accumulated Other Comprehensive Income (256.7) (496.4) (655.8) (868.9) (92) 40 (41.5) (160.6) (67.5) (230.4) (147.5) (261.5)
Total Stockholders' Equity 5,499.5 4,908.5 4,848.1 4,657.8 5,767 4,910 4,420.5 3,741.9 3,480.0 3,008.2 2,019.8 1,891.8
Total Liabilities & Equity 16,228.8 14,908.6 16,802.8 14,955.3 16,451 12,796 11,519.2 14,376.0 13,056.2 11,846.1 5,530.3 5,665.8
Debt Metrics
Total Debt 1,905.9 2,420.3 2,193.8 2,281.4 2,460 1,823 1,329.4 808.3 732.8 736.7 259.3 294.0
Net Debt 518.6 616.8 (1,467.3) 994.5 1,174 502 (201.0) (695.0) (695.8) (290.7) (323.7) (429.7)
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Operating Activities
Net Income 621.8 132.6 216.8 265 1,249.1 700.5 709.8 475.9 421.9 343.5
Depreciation & Amortization 216.2 207.4 188.5 167 158.4 149.0 129.0 125.9 128.1 99.0
Stock-Based Compensation 0 52 49.1 67.3 53.6 52 42.5 41.1 37.4 34.1
Change in Working Capital (222.2) 221 (271.9) (341) 72.7 125.1 45.1 65.4 47.5 (0.2)
Other Non-Cash Items 335 284.5 171.8 621.7 (313.9) 67.7 23.5 (0.9) (30.0) 9.3
Operating Cash Flow 950.8 897.5 354.3 780 1,219.9 1,084.7 913.1 793.2 632.1 489.4
Investing Activities
Capital Expenditure (188.3) (218.3) (263.4) (260) (160.5) (114.1) (107.0) (118.2) (134.2) (132.3)
Acquisitions (5.1) (13.3) (24.7) (278) (186.8) (461.6) (120.7) (79.2) (83.0) (106.7)
Purchases of Investments (2,984.4) (6,298.8) (1,470.1) (3,144) (6,348.3) (2,872.9) (2,340.8) (3,157.9) (1,970.6) (2,062.7)
Sales/Maturities of Investments 2,012 5,532 2,560.2 3,165 3,106.5 2,479.6 2,334.1 2,135.2 1,809.0 1,681.6
Other Investing Activities (293.3) 539.7 (202.5) 122 196 (446.2) (217.8) (0.6) (8.3) 9.9
Investing Cash Flow (1,459.1) (458.7) 599.5 (395) (3,393.1) (1,415.1) (452.2) (1,220.6) (387.2) (610.1)
Financing Activities
Net Debt Issuance 258.1 230.3 (69.2) (169.6) 644.6 515 196 1.3 (5.5) 154.8
Stock Repurchased (122.3) (68.5) (72.7) (440.7) (99.2) (138.6) (2) (18.8) 0 (0.5)
Dividends Paid (223) (220.7) (216.6) (217) (213) (198.7) (188.4) (178.5) (159.3) (131.5)
Other Financing Activities 244.6 (2,250.5) 1,781.6 451.3 1,793.7 (63.4) (450.6) 710.8 292.9 84.0
Financing Cash Flow 164.4 (2,309.4) 1,423.1 (376) 2,126.1 113.9 (445.1) 514.7 128.0 106.8
Cash Position
Net Change in Cash (330.8) (1,887.2) 2,381.8 (4) (47.5) (210.5) 18.8 79.9 381.1 (21.2)
Cash at Beginning 1,718.1 3,605.3 1,223.5 1,228 1,275.5 1,486.0 1,467.1 1,387.2 1,006.1 1,027.3
Cash at End 1,387.3 1,718.1 3,605.3 1,224 1,228 1,275.5 1,486.0 1,467.1 1,387.2 1,006.1
Free Cash Flow 762.5 679.2 90.9 520 1,059.4 970.6 806.1 675.0 497.9 357.2
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007
Income Statement
Revenue 7,445 6,120.7 5,998.1 7,594.2 9,213.9 7,080 6,199 5,745.1 5,768.6 5,575.8 5,175.5 4,677.9 4,956.1 4,541.8 3,820.6 3,906.6 4,046.8 4,367.7 6,076.1
Gross Profit 7,118.4 3,756.1 3,709.6 4,278.2 5,638.6 4,316 3,879 3,492.7 3,454.8 3,285.7 3,027.6 2,755.9 2,788.2 2,773.9 2,205.2 2,363.5 3,700.1 3,858.2 5,200.3
Operating Income 826.2 165.4 274.4 325.7 1,641.3 923 905 609.5 445.3 477.6 432.8 350.6 310.7 467.4 130.3 212.1 204.3 (115.9) (208.8)
Net Income 621.8 131.1 216.8 263 1,241.1 696 707 474.5 423.0 343.0 288.1 233.5 186.4 301.0 78.3 127.8 122.4 (84.0) (143.0)
EPS (Diluted) 6.00 1.26 2.07 2.45 11.14 6.16 6.22 4.19 3.76 3.09 2.62 2.15 1.71 2.77 0.73 1.20 1.18 -0.81 -1.37
Balance Sheet
Cash & Equivalents 1,387.3 1,803.5 3,661.1 1,286.9 1,286 1,321 1,530.4 1,503.3 1,428.6 1,027.4 583.0 723.7
Total Assets 16,228.8 14,908.6 16,802.8 14,955.3 16,451 12,796 11,519.2 14,376.0 13,056.2 11,846.1 5,530.3 5,665.8
Total Debt 1,905.9 2,420.3 2,193.8 2,281.4 2,460 1,823 1,329.4 808.3 732.8 736.7 259.3 294.0
Stockholders' Equity 5,499.5 4,908.5 4,848.1 4,657.8 5,767 4,910 4,420.5 3,741.9 3,480.0 3,008.2 2,019.8 1,891.8
Cash Flow
Operating Cash Flow 950.8 897.5 354.3 780 1,219.9 1,084.7 913.1 793.2 632.1 489.4
Capital Expenditure (188.3) (218.3) (263.4) (260) (160.5) (114.1) (107.0) (118.2) (134.2) (132.3)
Free Cash Flow 762.5 679.2 90.9 520 1,059.4 970.6 806.1 675.0 497.9 357.2