Evercore Inc. logo EVR - Evercore Inc.

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY
0
BUY 11
HOLD 9
SELL 1
STRONG
SELL
0
| PRICE TARGET: $382.67 DETAILS
HIGH: $420.00
LOW: $330.00
MEDIAN: $383.00
CONSENSUS: $382.67
UPSIDE: 10.56%
AlphaVal

AlphaVal

Deterministic, archetype-aware fair value

Banks, Insurers & Asset Managers 85% confidence

Primary model: P/Tangible Book × ROE Quality

Valuation Signal Overvalued Mild
Trading 7.5% above fair value
Current Price $346.12
Bear Case $225.44 34.9% downside ($225.44 - $346.12) / $346.12 = -34.9% ROTCE 20.0% → 1.88x TBV
Fair Value $322.06 7.0% downside ($322.06 - $346.12) / $346.12 = -7.0% ROTCE 25.0% → 3.46x TBV
Bull Case $418.68 21.0% upside ($418.68 - $346.12) / $346.12 = 21.0% ROTCE 30.0% → 3.06x TBV

Adjust Assumptions

33.4%
12.5%

Key Value Driver

ROTCE (33.4%) vs. cost of equity (12.5%)

Implied Market Multiple 7.56x

Plain-Language Summary

Our base-case estimate uses P/Tangible Book × ROE Quality. We then blend that result with the average analyst price target of $382.67 from 21 analysts, using a 25% weight on analyst consensus. That produces an estimated intrinsic value of $322.06 per share.

Warnings

Traditional cash flow models don't work well for banks — lending activity distorts how much cash the business actually generates.
Common valuation shortcuts don't apply here — for banks, interest payments are a core business cost, not overhead.
Dividend-based valuation: $43.52 (86% below our primary estimate). Large gaps suggest the dividend may not fully reflect the company's value.

Key Risks

  • Book value quality matters as much as level — check loan loss reserves
  • Interest rate sensitivity creates non-linear earnings surprises
  • Insurance reserving is actuarial, not financial — errors emerge slowly