America's Car-Mart, Inc. logo CRMT - America's Car-Mart, Inc.

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY
0
BUY 5
HOLD 3
SELL 1
STRONG
SELL
0
| PRICE TARGET: $14.00 DETAILS
HIGH: $14.00
LOW: $14.00
MEDIAN: $14.00
CONSENSUS: $14.00
UPSIDE: 17.85%
Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Revenue
Revenue 1,390.9 1,393.9 1,405.5 1,212.4 918.6 744.6 669.1 612.2 587.8 567.9 530.3 489.2 464.7 386.9 341.9 338.9 299.0 274.6 240.4 234.2 204.8 176.2 154.9 118.6 282.5 195.3 92.4 15.4 0.1 0.1 0.1 0.1
Cost of Revenue 726.1 765.4 805.9 663.6 479.2 388.5 343.9 315.3 304.9 304.9 272.4 251.3 239.1 223.4 196.0 173.1 155.7 144.5 125.1 119.4 101.8 85.5 77.1 63.0 169.2 117.2 58.3 9.5 0 1.1 8.8 1
Gross Profit 664.9 628.5 599.6 548.7 439.5 356.1 325.2 296.9 282.8 263.0 257.9 237.9 225.6 163.5 145.9 165.8 143.3 130.1 115.4 114.8 103.0 90.7 77.8 55.7 113.3 78.1 34.1 5.9 0.1 (1) (8.7) (0.9)
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 188.9 179.4 176.7 156.1 130.9 117.8 107.2 99.0 91.9 92.2 83.8 78.6 73.1 67.7 62.1 57.2 51.1 102.3 104.9 85.1 72.9 64.4 54.3 52.8 135.4 90.1 45 10.3 3.5 3 2 1.4
Other Expenses 382.2 0 358.5 261.1 167.4 166.1 150.3 153.3 153.4 148.6 124.1 122.5 98.9 84.0 73.4 64.3 60.2 1.1 1.0 0.7 0.4 0.3 0.3 0.3 4.1 2.1 1.2 0.5 0.2 0.5 3.6 0.4
Operating Expenses 571.1 602.8 535.2 417.3 298.2 283.8 257.6 252.3 245.3 240.8 207.9 201.1 171.9 151.6 135.0 121.6 111.3 103.5 105.8 85.8 73.3 64.8 54.6 53.1 139.4 92.3 46.2 10.8 3.7 3.5 5.6 1.8
Operating Income
Operating Income 93.8 25.6 64.5 131.5 141.2 72.3 59.8 39.0 33.4 18.9 47.1 33.7 50.7 52.9 45.1 44.3 32.0 26.6 9.5 29.0 29.7 25.9 23.2 2.6 (26.1) (14.2) (12.1) (4.9) (3.6) (4.5) (14.3) (2.7)
Interest Expense 70.7 65.3 38.3 10.9 6.8 8.1 7.9 5.6 4.1 3.3 2.9 3.0 2.9 2.3 3.2 2.3 4.0 2.9 3.7 2,458.2 1,227.0 1,113.8 1,685.8 0 0 0 0 0 0 0 0 0
Interest Income 0 0 0 0 0 0 0 0 0 0 0 0 0 0 37.5 30.2 25.6 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Profitability
EBITDA 101.1 32.1 69.7 137.6 145.9 76.2 71.7 48.8 40.6 26.0 53.8 40.0 56.4 57.4 49.6 46.0 33.4 27.8 10.5 29.7 30.1 26.2 23.5 12.2 17.4 (12.1) (14.9) (4.9) (2.7) (2.5) (10.7) (2.3)
EBIT 93.5 25.2 64.1 133.6 142.2 72.4 67.7 44.5 36.3 21.8 49.9 36.7 53.6 55.1 47.7 44.3 32.0 26.6 9.5 29.0 29.7 25.9 23.2 11.9 16.9 (14.2) (16.1) (5.4) (2.9) (3) (14.3) (2.7)
Income Before Tax 22.8 (40.1) 25.8 122.1 134.4 64.4 59.9 38.9 32.2 18.5 47.0 33.7 50.7 52.8 45.0 42.0 28.0 23.2 5.7 26.5 28.5 24.8 21.5 2.2 10.7 24.9 26.5 0.2 7 15.8 (24.2) (3.2)
Income Tax Expense 4.9 (8.7) 5.4 27.1 30.3 13.0 12.2 2.4 12.0 6.9 17.5 12.5 18.5 19.8 16.8 15.1 10.1 8.1 1.5 9.8 10.5 9.2 7.9 2.8 4.8 10.1 9 (0.1) (1.9) 3.5 (3.9) (1.1)
Net Income 17.9 (31.4) 20.4 95.0 104.8 51.3 47.6 36.5 20.2 11.6 29.5 21.1 32.2 33.0 28.2 26.8 17.9 15.0 4.2 16.7 18.0 15.8 14.1 (14.3) 6.0 14.8 17.5 0.3 8.9 12.3 (20.3) (2.3)
Per Share Data
EPS (Basic) 2.38 -4.91 3.20 14.60 15.70 7.74 6.99 5.05 2.57 1.38 3.42 2.36 3.53 3.36 2.59 2.29 1.52 1.27 0.36 1.41 1.54 1.46 1.34 -1.40 0.51 1.20 1.55 0.03 0.88 1.29 -2.13 -0.33
EPS (Diluted) 2.33 -4.91 3.11 13.92 14.95 7.39 6.73 4.91 2.49 1.33 3.25 2.25 3.36 3.24 2.54 2.27 1.52 1.26 0.35 1.39 1.49 1.31 1.20 -1.40 0.49 0.92 1.17 0.03 0.88 1.29 -2.13 -0.33
Shares Outstanding 7.5 6.4 6.4 6.5 6.6 6.6 6.8 7.2 7.9 8.4 8.6 8.9 9.1 9.8 10.9 11.7 11.7 11.8 11.9 11.9 11.7 11.2 10.5 10.2 11.5 14.3 15.1 15.0 10.1 9.5 9.5 7.0
Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2009 2008 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Current Assets
Cash & Cash Equivalents 9.8 5.5 9.8 6.9 2.9 59.6 1.8 1.0 0.4 0.6 0.3 0.2 0.5 1.1 0.8 1.2 2.2 9.8 12.9 6.5 21.1 0.7 1.7 1.8
Short-Term Investments 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 4.7 0 0 0 0
Net Receivables 1,188.1 1,108.5 1,078.8 868.9 628.5 469.2 419.8 387.3 359.3 337.4 206.4 182.8 123.6 104.2 92.2 84.2 218.2 5.5 91 35.9 0.3 0.7 0.9 1
Inventory 112.2 107.5 109.3 115.3 82.3 36.4 37.5 33.6 30.1 29.9 20.4 15.5 8.0 6.0 4.1 3.5 11.0 14.9 9.3 3.8 0 0 0 0
Other Current Assets 114.7 88.9 58.2 41.7 0 0 0 0 0 0 0 0 0.0 0 0 0 44.2 199.3 13.4 14.9 0.1 0.1 0 0.2
Total Current Assets 1,424.9 1,310.4 1,256.2 1,041.8 719.8 569.7 463.6 426.6 393.8 371.2 228.2 199.9 132.4 111.7 97.4 89.2 276.7 229.6 126.6 65.8 21.5 1.5 2.6 3
Non-Current Assets
Property, Plant & Equipment 120.7 121.5 120.8 104.2 95.1 90.9 28.5 28.6 30.1 34.8 22.7 19.3 11.3 5.6 4.5 2.6 17.0 27.7 22.1 9.2 1.6 17.9 42.1 12.4
Goodwill 22.8 14.4 11.7 8.6 7.3 6.8 0.4 0.4 0.4 0.4 0.4 0.4 0 0 0 0 0 0 0 0 0 0 0 0
Intangible Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 8.9 17.2 14.3 10.6 0 0 9.4 9.5
Long-Term Investments 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Assets 38.1 31.3 26.0 0 0 0 0 0 0 0 0 0 (0.0) 0 0 36.2 0 16.4 5.1 6.6 15.1 19.9 0.4 6.1
Total Non-Current Assets 181.6 167.3 158.6 112.9 102.4 97.7 28.9 28.9 30.5 35.1 23.1 19.7 11.3 5.6 4.5 39.0 25.9 61.3 41.5 26.4 16.7 37.8 51.9 28
Total Assets 1,606.5 1,477.6 1,414.7 1,154.7 822.2 667.3 492.5 455.6 424.3 406.3 251.3 219.6 143.7 117.2 101.8 128.1 302.5 290.9 168.1 92.2 38.2 39.3 54.5 31
Current Liabilities
Account Payables 35.0 21.4 27.2 20.1 18.2 13.1 13.7 13.6 11.2 12.3 5.8 3.9 2.8 2.1 2.1 2.0 6.4 8.6 4.7 2.5 0 0.1 1 0.2
Short-Term Debt 206.1 201.6 167.2 44.7 1.8 0 1.3 0.5 0.7 0.1 0.6 0 0 0 0 0 0 0 7.8 0 0 0.1 29.4 0
Deferred Revenue 113.2 120.8 120.5 92.5 56.8 0 0 0 0 0 10.9 7.4 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0 0 0 (0.3) 0 (0.1) 9.2 0 2.4 2.5 1.2 0 6.1 23.2 1.1 2.1 0.4 0.8 3.2 0.2
Total Current Liabilities 372.1 353.8 323.1 164.8 82.1 21.4 20.2 17.7 15.7 17.1 26.7 23.9 11.3 10.1 9.9 8.3 23.7 31.8 13.6 4.6 0.4 1 33.6 0.4
Non-Current Liabilities
Long-Term Debt 572.0 553.6 471.4 396.0 225.9 215.1 152.1 151.2 117.9 107.9 38.8 29.8 29.1 22.5 26.0 39.8 209.4 191.1 96.2 46 0 4.9 2.3 0
Deferred Tax Liabilities 17.5 24.0 47.9 37.8 25.9 16.0 17.8 15.8 21.8 21.0 9.2 8.4 0 0 0 27.3 5.0 0 0.8 1.9 1.7 3.3 0.5 4.4
Other Non-Current Liabilities 8.0 10.8 (109.3) (74.9) (38.4) 12.3 8.8 8.6 7.3 3.7 0.4 0.4 0 0 0 0 0 4.2 2.7 2 0.4 (0.1) 0.2 0.1
Total Non-Current Liabilities 664.5 652.7 592.7 512.9 333.1 342.8 211.5 207.0 175.1 159.9 48.4 38.6 29.1 22.5 26.0 67.1 214.4 195.3 99.7 49.9 2.1 8.1 3 4.5
Total Liabilities 1,036.6 1,006.5 915.8 677.8 415.3 364.2 231.6 224.6 190.8 177.1 75.1 62.5 40.4 32.7 35.9 75.3 238.1 227.0 113.3 54.5 2.5 9.1 36.6 4.9
Stockholders' Equity
Common Stock 0.2 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0 0 0 0
Retained Earnings 672.3 654.4 685.8 665.4 565.0 460.9 409.6 362.0 325.5 305.4 150.0 123.2 69.3 51.4 35.6 21.5 35.8 29.8 15 (2.5) (2.9) (11.7) (24) (3.7)
Accumulated Other Comprehensive Income 0 0 (297.4) (292.2) (257.5) (246.9) (230.9) (204.3) (162.0) (141.5) 0 0 0.2 0 0 0 0 0 0 1.9 0 0 0 0
Total Stockholders' Equity 569.8 471.1 498.8 476.8 406.8 303.1 260.8 230.8 233.3 229.1 176.1 157.0 103.3 84.6 66.0 52.8 58.9 58.9 53.1 35.1 35.7 30.2 17.9 26.1
Total Liabilities & Equity 1,606.5 1,477.6 1,414.7 1,154.7 822.2 667.3 492.5 455.6 424.3 406.3 251.3 219.6 143.7 117.2 101.8 128.1 302.5 290.9 168.1 92.2 38.2 39.3 54.5 31
Debt Metrics
Total Debt 845.1 819.5 700.9 502.1 290.6 278.4 154.2 153.2 118.6 108.0 39.4 29.8 29.1 22.5 26.0 39.8 209.4 191.1 104 46 0 5 31.7 0
Net Debt 835.3 814.0 691.1 495.2 287.7 218.8 152.4 152.1 118.2 107.4 39.1 29.7 28.7 21.4 25.2 38.6 207.2 181.2 91.1 39.5 (21.1) 4.3 30 (1.8)
Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Operating Activities
Net Income 17.9 (31.4) 20.4 93.3 104.1 51.3 47.6 36.5 20.2 11.6 16.7 18.0 15.6 13.6 (1.1) 6.0 14.8 17.5 0.3 8.9 12.3 (20.3) (2.3)
Depreciation & Amortization 7.6 6.9 5.6 4.0 3.7 3.8 4.0 4.2 4.3 4.2 0.7 0.4 0.3 0.3 0.3 4.1 2.1 1.2 0.5 0.2 0.5 3.6 0.4
Stock-Based Compensation 0 4.2 5.3 5.5 6.0 4.7 3.7 1.6 1.3 1.5 0 0 0 0 0 0 0 0 0 0 0 0 0
Change in Working Capital (483.4) (495.8) (542.0) (490.6) (357.6) (218.1) (195.6) (192.2) (184.1) (160.4) (70.1) (58.4) (12.4) (7.3) (38.6) 30.8 26.8 24.6 (11.9) 34.1 (0.5) 1.3 0.3
Other Non-Cash Items 409.1 463.8 363.8 265.2 183.0 180.4 163.5 166.2 165.0 158.3 45.8 38.1 0.1 (3.0) 48.1 54.2 20.0 0.2 (0.4) (0.1) (19) 4.7 0.3
Operating Cash Flow (48.8) (73.9) (138.0) (114.3) (53.8) 20.9 24.9 10.0 7.3 14.3 (7.8) (1.5) 4.2 5.3 0.7 94.0 60.2 28.7 (12.5) (1.3) (3.2) (14.6) (1.5)
Investing Activities
Capital Expenditure (3.8) (6.1) (22.2) (20.9) (9.0) (5.4) (4.0) (2.3) (1.6) (4.5) (5.0) (6.2) (1.4) (2.2) (1.3) (3.9) (7.8) (50.8) (19.5) (1.1) (4.5) (18.9) (6.9)
Acquisitions 0 0 0.1 0.0 0.7 0.2 0.1 0.6 0.9 0.0 (1.2) 0 0 0 0 0 (0.9) 2 17.7 0.3 0 0 0
Purchases of Investments (7.5) (4.8) (3.1) (1.3) 0 (4.6) 0 0 0 0 0 0 0 0 (0.1) (1.0) (1.8) (6.6) (5.6) (4) 0 0 0
Sales/Maturities of Investments 0 0 5.4 1.5 0 (0.2) 0 0 0 0 0 0 0 0 0 0 16.8 33.1 3.8 11.6 0 0 0
Other Investing Activities (3.8) 0.3 (5.5) (1.6) 0.7 0.2 0.1 0.6 0.9 0.0 0.2 0 0 8.9 (0.1) (113.8) (81.5) (41.8) (7.5) 19.2 1.4 0 0.8
Investing Cash Flow (11.4) (10.6) (25.3) (22.2) (8.3) (9.9) (3.9) (1.7) (0.7) (4.5) (6.1) (6.2) (1.4) 6.7 (1.5) (118.7) (75.2) (64.1) (11.1) 26 (3.1) (18.9) (6.1)
Financing Activities
Net Debt Issuance 16.6 117.4 194.7 218.3 12.0 61.6 1.4 33.0 10.9 3.3 14.4 6.6 (3.4) (13.8) 2.2 2.3 17.8 42.7 11.9 (1) 0.8 23.9 (1.8)
Stock Repurchased (0.4) (0.4) (5.2) (34.7) (10.6) (16.0) (26.6) (42.3) (20.5) (14.2) (1.3) (0.5) (1.6) (2.7) (1.0) (5.1) (5.8) (2) (3.1) (3.3) (0.3) (0.1) (2.2)
Dividends Paid (0.0) (0.0) (0.0) (0.0) (0.0) (0.0) (0.0) (0.0) (0.0) (0.0) 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Financing Activities 0 (6.4) (1.0) (7.6) 3.8 1.0 4.7 1.5 2.6 0.8 0 0.0 0 0 1.0 19.9 0 1 0 0 4.8 2.3 0
Financing Cash Flow 90.2 111.0 188.7 176.2 5.4 46.8 (20.3) (7.7) (6.8) (10.0) 13.6 7.0 (2.5) (15.0) 2.3 17.1 12.0 41.7 8.9 (4.3) 5.3 33.5 9.3
Cash Position
Net Change in Cash 30.1 26.4 (17.1) 39.7 (56.7) 57.8 0.7 0.6 (0.2) (0.2) (0.2) (0.7) 0.3 (3.0) 1.6 (7.6) (3.1) 6.4 8.9 (4.3) 5.3 0 9.3
Cash at Beginning 94.4 68.0 42.6 2.9 59.6 1.8 1.0 0.4 0.6 0.8 0.5 1.1 0.8 3.8 2.2 9.8 12.9 6.5 21.1 0.7 1.7 1.8 0.1
Cash at End 124.5 94.4 25.4 42.6 2.9 59.6 1.8 1.0 0.4 0.6 0.3 0.5 1.1 0.8 3.8 2.2 9.8 12.9 30 (3.6) 7 1.8 9.4
Free Cash Flow (52.6) (80.0) (160.2) (135.2) (62.8) 15.5 20.9 7.7 5.7 9.8 (12.8) (7.7) 2.8 3.2 (0.6) 90.1 52.4 (22.1) (32) (2.4) (7.7) (33.5) (8.4)
Key Metrics 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Income Statement
Revenue 1,390.9 1,393.9 1,405.5 1,212.4 918.6 744.6 669.1 612.2 587.8 567.9 530.3 489.2 464.7 386.9 341.9 338.9 299.0 274.6 240.4 234.2 204.8 176.2 154.9 118.6 282.5 195.3 92.4 15.4 0.1 0.1 0.1 0.1
Gross Profit 664.9 628.5 599.6 548.7 439.5 356.1 325.2 296.9 282.8 263.0 257.9 237.9 225.6 163.5 145.9 165.8 143.3 130.1 115.4 114.8 103.0 90.7 77.8 55.7 113.3 78.1 34.1 5.9 0.1 (1) (8.7) (0.9)
Operating Income 93.8 25.6 64.5 131.5 141.2 72.3 59.8 39.0 33.4 18.9 47.1 33.7 50.7 52.9 45.1 44.3 32.0 26.6 9.5 29.0 29.7 25.9 23.2 2.6 (26.1) (14.2) (12.1) (4.9) (3.6) (4.5) (14.3) (2.7)
Net Income 17.9 (31.4) 20.4 95.0 104.8 51.3 47.6 36.5 20.2 11.6 29.5 21.1 32.2 33.0 28.2 26.8 17.9 15.0 4.2 16.7 18.0 15.8 14.1 (14.3) 6.0 14.8 17.5 0.3 8.9 12.3 (20.3) (2.3)
EPS (Diluted) 2.33 -4.91 3.11 13.92 14.95 7.39 6.73 4.91 2.49 1.33 3.25 2.25 3.36 3.24 2.54 2.27 1.52 1.26 0.35 1.39 1.49 1.31 1.20 -1.40 0.49 0.92 1.17 0.03 0.88 1.29 -2.13 -0.33
Balance Sheet
Cash & Equivalents 9.8 5.5 9.8 6.9 2.9 59.6 1.8 1.0 0.4 0.6 0.3 0.2 0.5 1.1 0.8 1.2 2.2 9.8 12.9 6.5 21.1 0.7 1.7 1.8
Total Assets 1,606.5 1,477.6 1,414.7 1,154.7 822.2 667.3 492.5 455.6 424.3 406.3 251.3 219.6 143.7 117.2 101.8 128.1 302.5 290.9 168.1 92.2 38.2 39.3 54.5 31
Total Debt 845.1 819.5 700.9 502.1 290.6 278.4 154.2 153.2 118.6 108.0 39.4 29.8 29.1 22.5 26.0 39.8 209.4 191.1 104 46 0 5 31.7 0
Stockholders' Equity 569.8 471.1 498.8 476.8 406.8 303.1 260.8 230.8 233.3 229.1 176.1 157.0 103.3 84.6 66.0 52.8 58.9 58.9 53.1 35.1 35.7 30.2 17.9 26.1
Cash Flow
Operating Cash Flow (48.8) (73.9) (138.0) (114.3) (53.8) 20.9 24.9 10.0 7.3 14.3 (7.8) (1.5) 4.2 5.3 0.7 94.0 60.2 28.7 (12.5) (1.3) (3.2) (14.6) (1.5)
Capital Expenditure (3.8) (6.1) (22.2) (20.9) (9.0) (5.4) (4.0) (2.3) (1.6) (4.5) (5.0) (6.2) (1.4) (2.2) (1.3) (3.9) (7.8) (50.8) (19.5) (1.1) (4.5) (18.9) (6.9)
Free Cash Flow (52.6) (80.0) (160.2) (135.2) (62.8) 15.5 20.9 7.7 5.7 9.8 (12.8) (7.7) 2.8 3.2 (0.6) 90.1 52.4 (22.1) (32) (2.4) (7.7) (33.5) (8.4)