City Holding Company logo CHCO - City Holding Company

Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
0
BUY 0
HOLD 8
SELL 0
STRONG
SELL
0
| PRICE TARGET: $130.00 DETAILS
HIGH: $130.00
LOW: $130.00
MEDIAN: $130.00
CONSENSUS: $130.00
UPSIDE: 4.30%
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Revenue
Revenue 392.1 371.3 334.4 255.7 228.7 255.0 260.6 220.0 202.6 186.5 179.1 184.5 193.5 164.8 165.5 168.9 189.4 207.9 213.5 210.3 185.6 163.5 157.0 163.1 220.3 243.9 255.1 269.1 205.8 176.2 81.4 59.7 46.2
Cost of Revenue 82.3 88.0 55.3 10.1 6.7 34.3 35.1 23.4 19.8 17.6 18.8 16.0 20.1 20.8 25.4 34.7 43.6 56.3 65.6 57.5 39.8 31.9 25.6 44.1 118.6 139.2 116.4 101.9 80.1 73.3 34.7 23.2 18.9
Gross Profit 309.8 283.2 279.2 245.6 221.9 220.7 225.5 196.6 182.8 168.9 160.3 168.5 173.4 144.0 140.1 134.2 145.8 151.5 147.8 152.8 145.8 131.6 131.4 119.0 101.7 104.7 138.7 167.2 125.7 102.9 46.7 36.5 27.3
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 84.5 83.1 79.2 71.6 66.5 65.7 66.1 58.6 55.3 55.1 52.1 56.7 56.0 47.7 45.3 45.7 53.5 50.7 39.2 37.7 36.4 36.6 33.4 34.5 45.2 51.7 68.8 84.5 46.5 36 17.8 13.1 9.3
Other Expenses 62.7 55.6 56.9 47.1 44.2 43.7 45.9 50.0 36.7 36.6 25.7 34.6 43.9 37.1 33.6 31.1 29.1 63.2 31.9 33.6 32.7 24.3 32.0 35.3 69.2 107.1 61.8 71 38.4 34.1 16 13.2 9.9
Operating Expenses 147.2 138.7 136.1 118.7 110.7 109.4 112.1 108.6 92.1 91.7 77.7 91.3 99.9 84.7 78.9 76.8 82.6 113.9 71.0 71.3 69.1 60.9 65.4 69.8 114.4 158.8 130.6 155.5 84.9 70.1 33.8 26.3 19.2
Operating Income
Operating Income 162.6 144.5 143.1 127.3 111.2 111.3 113.5 88.0 90.7 77.2 82.5 77.2 73.5 59.2 61.2 57.4 63.2 37.6 76.8 81.5 76.7 70.7 65.9 49.2 (12.7) (54.1) 8.1 11.7 40.8 32.8 12.9 10.2 8.1
Interest Expense 84.8 86.2 52.0 9.7 9.9 23.6 36.3 25.7 16.8 13.2 11.8 12.0 13.3 14.4 20.8 27.6 36.6 45.9 60.3 53.7 38.4 31.9 31.8 42.3 86.4 113.8 97.1 93.4 76 68.3 33.6 22.2 17.6
Interest Income 321.2 306.4 271.3 189.7 165.5 178.3 197.7 163.9 142.9 132.2 127.1 129.6 138.5 112.2 112.9 121.9 132.0 147.7 157.3 156.1 135.5 118.9 117.3 129.0 177.5 202.9 195.6 196.7 173.2 159.7 75.1 55.1 43.4
Profitability
EBITDA 171.2 157.7 153.8 143.1 125.8 122.0 119.2 94.4 97.6 84.3 84.0 78.7 68.0 64.6 67.7 63.1 68.1 40.9 79.0 83.1 82.5 76.2 72.4 56.6 (2.9) (1.0) 25.6 24.7 49.2 39.4 16.4 11.2 10.1
EBIT 162.6 144.5 143.1 127.3 111.2 111.3 113.5 88.0 90.7 77.2 82.5 77.2 73.5 59.2 61.2 57.4 63.2 37.6 76.8 81.5 76.7 70.7 65.9 49.2 (12.7) (54.1) 8.1 11.7 40.8 32.8 12.9 10.2 8.1
Income Before Tax 161.5 144.5 143.1 127.3 111.2 111.3 113.5 88.0 90.7 77.2 82.5 77.2 73.5 59.2 61.2 57.4 63.2 37.6 76.8 81.5 76.7 70.7 65.9 49.2 (12.7) (54.1) 8.1 11.7 40.8 32.8 12.9 10.2 8.1
Income Tax Expense 31.0 27.4 28.7 25.3 23.1 21.7 24.1 18.0 36.4 25.1 28.4 24.3 25.3 20.3 20.6 18.5 20.5 9.5 25.8 28.3 26.4 24.4 22.3 16.7 (4.7) (15.7) 1.8 6.5 14.5 11.5 4.2 3.2 2.6
Net Income 130.5 117.1 114.4 102.1 88.1 89.6 89.4 70.0 54.3 52.1 54.1 53.0 48.2 38.9 40.7 39.0 42.6 28.1 51.0 53.2 50.3 46.3 43.7 32.5 (26) (38.4) 6.2 5.2 26.3 21.3 8.7 7 5.5
Per Share Data
EPS (Basic) 8.94 7.91 7.62 6.81 5.67 5.55 5.43 4.54 3.49 3.46 3.54 3.40 3.10 2.63 2.68 2.48 2.69 1.74 3.02 3.00 2.87 2.79 2.63 1.93 -1.54 -2.27 0.37 0.31 1.60 1.34 1.55 1.19 1.01
EPS (Diluted) 8.94 7.89 7.61 6.80 5.66 5.55 5.42 4.53 3.48 3.45 3.53 3.38 3.06 2.61 2.67 2.47 2.68 1.74 3.01 2.99 2.84 2.75 2.58 1.90 -1.54 -2.27 0.37 0.31 1.60 1.34 1.55 1.19 1.01
Shares Outstanding 14.4 14.7 14.9 14.8 15.4 16.0 16.3 15.4 15.4 14.9 15.1 15.4 15.6 14.7 15.1 15.6 15.9 16.1 16.9 17.7 17.5 16.6 16.6 16.8 16.9 16.9 16.8 16.8 6.1 6.2 5.6 5.2 5.3
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Current Assets
Cash & Cash Equivalents 152.1 225.4 156.3 200 634.6 528.7 140.1 123.0 82.5 88.1 62.6 59.6 56.1 63.3 109.3 81.8 88.0 120.1 119.8 132.5 47.8 28.5 27.6 25.1
Short-Term Investments 1,503.4 15.4 1,338.1 1,505.5 1,408.2 1,176.8 810.1 723.3 550.4 450.1 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Net Receivables 20.7 20.6 20.3 18.3 15.6 15.8 11.6 12.4 9.2 8.4 8.0 9.0 9.9 10.2 11.3 12.4 18.2 18.1 21.7 17.6 7.5 8 5.9 4.8
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets (1,574.3) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Assets 101.9 261.4 1,514.7 1,723.8 2,058.4 1,723.2 961.8 857.2 642.1 546.6 70.6 68.7 66.0 73.6 120.6 94.2 106.2 138.3 141.5 150.1 55.3 36.5 33.5 29.9
Non-Current Assets
Property, Plant & Equipment 69.1 70.5 72.1 70.8 74.1 76.9 77.0 78.4 72.7 75.2 64.2 60.1 34.6 35.3 37.8 43.2 56.9 66.1 71.1 53.8 30 23.7 17.7 14.8
Goodwill 0 149.8 149.9 108.9 108.9 108.9 108.9 109.6 76.2 76.2 54.9 54.9 5.5 0 0 0 0 0 0 0 0 0 0 0
Intangible Assets 157.9 10.3 12.7 6.8 8.2 9.7 11.3 13.3 2.4 2.9 2.1 2.6 0.8 0 0 0 0 0 0 0 0 0 0 0
Long-Term Investments 4,556.4 5,688.6 4,134.1 3,653.0 3,551.2 3,626.9 3,682.0 3,662.7 3,187.2 3,116.0 2,287.8 2,249.7 2,016.7 1,975.7 1,693.7 1,725.2 2,330.9 2,358.1 2,340.3 2,003.8 854.6 844.5 685.8 587.5
Other Non-Current Assets 1,832.6 237.2 242.3 269.9 202.8 214.9 171.2 160.5 139.8 139.4 113.5 104.3 89.7 129.8 195.8 253.7 177.4 230.0 153.1 78.7 108.9 136.3 43.5 9
Total Non-Current Assets 6,616.0 6,198.0 4,653.3 4,154.3 3,945.3 4,037.4 4,056.9 4,041.8 3,490.2 3,437.8 2,552.0 2,517.7 2,147.3 2,140.9 1,927.3 2,022.0 2,565.3 2,654.2 2,564.5 2,136.3 993.5 1,004.5 747 611.3
Total Assets 6,722.0 6,459.5 6,168.1 5,878.1 6,003.7 5,758.6 5,019.2 4,900.9 4,132.3 3,969.6 2,622.6 2,586.3 2,213.2 2,214.4 2,047.9 2,116.3 2,671.5 2,792.5 2,706 2,286.4 1,048.8 1,041 780.5 641.2
Current Liabilities
Account Payables 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Short-Term Debt 367.7 325.7 334.9 291.0 312.5 296.0 211.3 261.9 252.2 248.3 118.3 194.5 145.2 168.4 173.2 127.2 248.8 386.7 183.4 172.8 90.3 141.3 57.5 21.7
Deferred Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 2,753.1 5,144.1 4,934.3 4,869.9 4,925.3 4,652.2 4,075.9 3,975.6 3,315.6 3,231.7 2,163.7 2,041.1 1,672.7 1,636.8 1,564.6 1,691.3 2,083.9 1,955.8 2,064.4 1,779.8 828.7 797.4 651.3 560.6
Total Current Liabilities 3,120.7 5,469.8 5,269.1 5,160.8 5,237.8 4,948.2 4,287.1 4,237.5 3,567.9 3,480.0 2,282.1 2,235.6 1,817.9 1,805.2 1,737.8 1,818.5 2,332.7 2,342.5 2,247.8 1,952.6 919 938.7 708.8 582.3
Non-Current Liabilities
Long-Term Debt 150 150 100 0 0 0 4.1 4.1 16.5 16.5 17.0 19.0 148.8 190.8 25 29.3 34.8 116 102.7 75.5 34.3 20 6.9 5.9
Deferred Tax Liabilities 0 0 0 0 0 3.2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 1,155.3 109.0 121.9 139.4 84.8 106.2 69.6 56.7 45.4 45.5 14.7 47.4 30.4 27.7 32.2 34.6 53.0 48.0 135.4 38 16.1 9.2 7.9 5.6
Total Non-Current Liabilities 1,305.3 259.0 221.9 139.4 84.8 109.4 73.6 60.8 61.9 62.0 31.7 66.4 179.2 218.6 57.2 63.9 87.8 164.0 238.1 113.5 50.4 29.2 14.8 11.5
Total Liabilities 5,912.3 5,728.8 5,491.0 5,300.3 5,322.6 5,057.5 4,360.8 4,297.3 3,630.0 3,527.2 2,313.7 2,302.0 1,997.2 2,023.7 1,795.0 1,882.4 2,420.5 2,506.4 2,485.9 2,066.1 969.4 967.9 723.6 593.8
Stockholders' Equity
Common Stock 47.6 47.6 47.6 47.6 47.6 47.6 47.6 47.6 47.6 46.5 46.2 46.2 42.3 42.3 42.3 42.2 42.2 42.2 0 0 0 0 0 0
Retained Earnings 935.0 852.8 780.3 706.7 641.8 590.0 539.3 486.0 443.5 417.0 253.2 230.6 128.2 96.5 66.1 41.2 67.2 113.0 120.2 127.1 30.2 34.4 30.6 27.6
Accumulated Other Comprehensive Income (76.6) (115.7) (110.5) (131.5) 14.3 31.2 5.8 (14.5) (5.6) (7.0) (2.6) (6.7) (1.1) 1.4 4.4 3.9 (5.0) (15.5) 0 1.4 0 0 0 0
Total Stockholders' Equity 809.7 730.7 677.1 577.9 681.1 701.1 658.4 603.6 502.4 442.5 308.9 284.3 216.1 190.7 165.4 146.3 163.5 198.5 220.1 220.3 79.4 73.1 56.9 46.9
Total Liabilities & Equity 6,722.0 6,459.5 6,168.1 5,878.1 6,003.7 5,758.6 5,019.2 4,900.9 4,132.3 3,969.6 2,622.6 2,586.3 2,213.2 2,214.4 2,047.9 2,116.3 2,671.5 2,792.5 2,706 2,286.4 1,048.8 1,041 780.5 641.2
Debt Metrics
Total Debt 517.7 475.7 434.9 291.0 312.5 296.0 215.3 266.0 268.7 264.8 135.3 213.5 294.0 359.2 198.2 156.5 283.6 502.7 286.1 248.3 124.6 161.3 64.4 27.6
Net Debt 365.6 250.3 278.6 91.0 (322.2) (232.7) 75.2 143.0 186.2 176.7 72.7 153.9 237.9 295.9 88.9 74.7 195.6 382.6 166.3 115.8 76.8 132.8 36.8 2.5
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Operating Activities
Net Income 130.5 117.1 114.4 102.1 88.1 89.6 89.4 70.0 54.3 52.1 50.3 46.3 43.7 32.5 (26) (38.4) 6.2 5.2 26.3 21.3 8.7 7 5.5
Depreciation & Amortization 11.2 13.2 10.7 15.8 14.6 10.7 5.7 6.4 6.9 7.1 5.8 5.5 6.5 7.4 9.8 53.1 17.5 13 8.4 6.6 3.5 1 2
Stock-Based Compensation 3.4 3.5 3.2 3.3 3.1 3.3 2.5 2.2 2.1 2.0 0 0 0 0 0 0 0 0 0 0 0 0 0
Change in Working Capital (9.1) (3.2) 10.1 (3.2) 3.2 (6.0) 6.5 8.2 0.0 3.0 (6.7) (1.0) (12.6) 8.2 (2.3) 30.2 (66.4) (55) (24.5) 5.1 (2.3) (1.4) 0.8
Other Non-Cash Items (4.5) 0.9 2.0 (3.5) (8.9) (10.3) (3.9) (7.9) (2.1) (2.8) (0.4) (0.9) (4.0) (7.1) 69.4 125.4 157.4 (91.4) (44.7) 34.6 (90.8) (28) 1
Operating Cash Flow 131.4 131.9 137.6 115.8 102.3 89.8 105.0 77.6 76.1 65.3 52.4 53.9 42.2 52.1 42.4 147.6 105.6 (131.2) (35.4) 66.2 (81.3) (20.4) 9.1
Investing Activities
Capital Expenditure (2.9) (2.7) (3.0) (2.1) (3.3) (5.5) (4.7) (10.2) (6.6) (5.5) (4.5) (3.2) (1.9) (0.4) (3.5) (0.1) (7.9) (26.4) (11.8) (15.7) (5.1) (4.1) (5.1)
Acquisitions 0 0 14.0 0 0 0 (24.7) 12.2 0 0 (7.1) 0 0 0 0 0 7.4 0 0 0 0 0 0
Purchases of Investments (329.0) (295.2) (101.7) (519.6) (560.8) (463.7) (220.7) (171.2) (187.0) (196.2) (1,309.1) (968.3) (1,257.5) (649.5) (431.1) (80.6) (105.8) (202.4) (102.5) (265) (55.9) (81.5) (170.1)
Sales/Maturities of Investments 301.6 204.2 326.0 211.4 296.4 189.7 171.6 96.6 102.6 123.0 1,413.2 987.9 1,063.1 518.1 433.8 84.0 107.5 183.4 171.6 300.7 106.6 122.2 145.8
Other Investing Activities (239.6) (158.5) (220.7) (100.1) 76.6 (5.8) (30.4) (95.9) (80.7) (182.7) (27.7) (30.0) (69.3) 147.1 354.9 (64.2) (240.0) (116.6) (132.7) (57.9) (103.4) (82.9) (34.5)
Investing Cash Flow (269.9) (252.3) 14.7 (410.5) (191.2) (285.3) (108.8) (168.5) (171.7) (261.3) 64.9 (13.6) (265.7) 15.3 354.1 (60.9) (238.9) (162) (75.4) (37.9) (57.8) (46.3) (63.9)
Financing Activities
Net Debt Issuance 42.0 40.8 137.4 (21.5) 16.5 80.6 (50.7) (8.8) 3.9 93.4 (65.5) (65.4) 99.8 29.7 (98.6) (239.0) 201.4 32.7 94.2 (29.7) 87.8 36.8 14
Stock Repurchased (45.8) (17.9) (60.1) (26.4) (58.7) (36.5) (19.4) (20.3) 0 (10.0) 0 0 0 0 0 0 0 0 0 0 0 0 0
Dividends Paid (47.3) (43.5) (40.0) (36.7) (36.1) (36.7) (35.5) (29.6) (27.1) (25.7) (16.8) (14.3) (12.5) (5.0) 0 (7.4) (13.5) (12.2) (11.4) (8.8) (3) (2.3) (1.8)
Other Financing Activities 156.1 210.1 (233.2) (55.4) 273.2 576.5 126.6 190.1 84.7 149.4 3.6 36.0 72.2 (126.7) (218.2) 128.2 (52.5) 266.3 76.5 28.4 50.6 32.1 31.9
Financing Cash Flow 105.1 189.5 (196.0) (140.0) 194.9 584.0 20.9 131.4 89.9 214.0 (87.0) (47.6) 157.5 (108.4) (316.8) (118.2) 135.6 280.5 156.6 (10) 133.3 66.9 42.4
Cash Position
Net Change in Cash (33.5) 69.1 (43.7) (434.6) 106.0 388.5 17.2 40.5 (5.6) 18.0 30.2 (7.3) (66.0) (41.0) 79.7 (31.5) 2.3 (12.7) 45.8 (68.4) (34.3) (27.4) (37.5)
Cash at Beginning 225.4 156.3 200 634.6 528.7 140.1 123.0 82.5 88.1 70.1 56.1 63.3 129.3 170.3 90.6 122.1 119.8 132.5 86.7 68.4 34.3 27.4 37.5
Cash at End 191.9 225.4 156.3 200 634.6 528.7 140.1 123.0 82.5 88.1 86.3 56.1 63.3 129.3 170.3 90.6 122.1 119.8 132.5 19.5 167.6 94.3 79.9
Free Cash Flow 128.4 129.2 134.6 113.7 99.0 84.3 100.3 67.4 69.6 59.8 47.9 50.7 40.3 51.7 38.9 147.5 97.6 (157.6) (47.2) 50.5 (86.4) (24.5) 4
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993
Income Statement
Revenue 392.1 371.3 334.4 255.7 228.7 255.0 260.6 220.0 202.6 186.5 179.1 184.5 193.5 164.8 165.5 168.9 189.4 207.9 213.5 210.3 185.6 163.5 157.0 163.1 220.3 243.9 255.1 269.1 205.8 176.2 81.4 59.7 46.2
Gross Profit 309.8 283.2 279.2 245.6 221.9 220.7 225.5 196.6 182.8 168.9 160.3 168.5 173.4 144.0 140.1 134.2 145.8 151.5 147.8 152.8 145.8 131.6 131.4 119.0 101.7 104.7 138.7 167.2 125.7 102.9 46.7 36.5 27.3
Operating Income 162.6 144.5 143.1 127.3 111.2 111.3 113.5 88.0 90.7 77.2 82.5 77.2 73.5 59.2 61.2 57.4 63.2 37.6 76.8 81.5 76.7 70.7 65.9 49.2 (12.7) (54.1) 8.1 11.7 40.8 32.8 12.9 10.2 8.1
Net Income 130.5 117.1 114.4 102.1 88.1 89.6 89.4 70.0 54.3 52.1 54.1 53.0 48.2 38.9 40.7 39.0 42.6 28.1 51.0 53.2 50.3 46.3 43.7 32.5 (26) (38.4) 6.2 5.2 26.3 21.3 8.7 7 5.5
EPS (Diluted) 8.94 7.89 7.61 6.80 5.66 5.55 5.42 4.53 3.48 3.45 3.53 3.38 3.06 2.61 2.67 2.47 2.68 1.74 3.01 2.99 2.84 2.75 2.58 1.90 -1.54 -2.27 0.37 0.31 1.60 1.34 1.55 1.19 1.01
Balance Sheet
Cash & Equivalents 152.1 225.4 156.3 200 634.6 528.7 140.1 123.0 82.5 88.1 62.6 59.6 56.1 63.3 109.3 81.8 88.0 120.1 119.8 132.5 47.8 28.5 27.6 25.1
Total Assets 6,722.0 6,459.5 6,168.1 5,878.1 6,003.7 5,758.6 5,019.2 4,900.9 4,132.3 3,969.6 2,622.6 2,586.3 2,213.2 2,214.4 2,047.9 2,116.3 2,671.5 2,792.5 2,706 2,286.4 1,048.8 1,041 780.5 641.2
Total Debt 517.7 475.7 434.9 291.0 312.5 296.0 215.3 266.0 268.7 264.8 135.3 213.5 294.0 359.2 198.2 156.5 283.6 502.7 286.1 248.3 124.6 161.3 64.4 27.6
Stockholders' Equity 809.7 730.7 677.1 577.9 681.1 701.1 658.4 603.6 502.4 442.5 308.9 284.3 216.1 190.7 165.4 146.3 163.5 198.5 220.1 220.3 79.4 73.1 56.9 46.9
Cash Flow
Operating Cash Flow 131.4 131.9 137.6 115.8 102.3 89.8 105.0 77.6 76.1 65.3 52.4 53.9 42.2 52.1 42.4 147.6 105.6 (131.2) (35.4) 66.2 (81.3) (20.4) 9.1
Capital Expenditure (2.9) (2.7) (3.0) (2.1) (3.3) (5.5) (4.7) (10.2) (6.6) (5.5) (4.5) (3.2) (1.9) (0.4) (3.5) (0.1) (7.9) (26.4) (11.8) (15.7) (5.1) (4.1) (5.1)
Free Cash Flow 128.4 129.2 134.6 113.7 99.0 84.3 100.3 67.4 69.6 59.8 47.9 50.7 40.3 51.7 38.9 147.5 97.6 (157.6) (47.2) 50.5 (86.4) (24.5) 4