Capitol Federal Financial, Inc. logo CFFN - Capitol Federal Financial, Inc.

Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
0
BUY 0
HOLD 5
SELL 0
STRONG
SELL
0
| PRICE TARGET: $7.00 DETAILS
HIGH: $7.00
LOW: $7.00
MEDIAN: $7.00
CONSENSUS: $7.00
DOWNSIDE: 9.68%
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998
Revenue
Revenue 417.4 379.4 185.6 299.6 278.8 321.7 349.4 338.3 330.1 315.0 308.5 305.5 314.3 346.9 366.7 403.2 441.4 440.8 435.5 436.2 423.4 408.4 484.7 586.7 597.1 533.1 409.8 250.2
Cost of Revenue 220.0 216.0 213.4 82.3 74.7 137.9 124.3 123.1 117.8 108.2 108.4 107.5 119.3 145.2 182.2 213.4 242.5 278.7 304.9 284.2 244.4 268.7 326.8 370.9 410.5 350.6 253.4 237.4
Gross Profit 197.4 163.3 (27.7) 217.3 204.1 183.7 225.1 215.2 212.3 206.8 200.1 197.9 195.0 201.7 184.5 189.8 198.8 162.1 130.6 152.0 179.0 139.7 157.8 215.8 186.5 182.5 156.4 12.8
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 69.7 62.6 60.3 64.8 63.7 75.8 77.2 68.9 62.9 62.6 63.7 61.9 67.5 60.2 61.1 56.1 75.7 48.4 45.6 44.1 44.8 45.6 43.5 43.1 39.1 38.8 34.5 2.6
Other Expenses 44.8 46.6 51.0 45.3 44.4 27.3 27.3 22.4 21.4 22.2 20.7 20.9 21.9 25.5 66.1 28.3 18.0 33.6 32.1 29.3 28.9 263.4 29.1 25.7 24.1 22.9 52.5 (78.5)
Operating Expenses 114.4 109.2 111.2 110.1 108.1 103.1 104.5 91.3 84.4 84.8 84.4 82.8 89.4 85.7 127.2 84.4 93.6 82.0 77.7 73.3 73.6 309 72.6 68.7 63.2 61.7 87.0 (76.0)
Operating Income
Operating Income 83.0 54.1 (139.0) 107.2 96.0 80.6 120.7 123.9 127.9 121.9 115.8 115.2 105.6 116.0 57.4 105.4 105.2 80.2 52.9 78.7 105.4 (169.3) 85.3 147.0 123.4 120.9 69.4 88.8
Interest Expense 219.2 214.8 206.5 86.9 83.2 115.6 123.6 123.1 117.8 108.9 107.6 106.1 120.4 143.2 178.1 204.5 236.1 276.6 305.1 283.9 244.2 268.6 326.8 370.7 410.5 350.1 253 234.9
Interest Income 399.5 376.8 359.8 279.5 258.2 305.0 330.0 321.9 313.2 301.1 297.4 290.2 298.6 328.1 346.9 374.1 412.8 410.8 411.6 410.9 400.1 384.8 441.5 557.1 580.7 518.4 396.1 363.6
Profitability
EBITDA 90.7 62.8 (128.8) 117.9 107.0 91.7 132.1 132.6 135.7 129.1 122.6 121.5 111.0 121.0 61.7 109.9 110.4 86.3 57.3 88.7 120.6 (140.9) 116.3 150.1 130.7 122.2 67.5 87.8
EBIT 83.0 54.1 (139.0) 107.2 96.0 80.6 120.7 123.9 127.9 121.9 115.8 115.2 105.6 116.0 57.4 105.4 105.2 80.2 52.9 78.7 105.4 (169.3) 85.3 147.0 123.4 120.9 69.4 88.8
Income Before Tax 83.0 54.1 (139.0) 107.2 96.0 80.6 120.7 123.9 127.9 121.9 115.8 115.2 105.6 116.0 57.4 105.4 105.2 80.2 52.9 78.7 105.4 (169.3) 85.3 147.0 123.4 120.9 69.4 88.8
Income Tax Expense 15.0 16.1 (37.3) 22.8 19.9 16.1 26.4 25.0 43.8 38.4 37.7 37.5 36.2 41.5 18.9 37.5 38.9 29.2 20.6 30.6 40.3 (63.1) 33.3 57.4 45.6 44.5 26.5 34.8
Net Income 68.0 38.0 (101.7) 84.5 76.1 64.5 94.2 98.9 84.1 83.5 78.1 77.7 69.3 74.5 38.4 67.8 66.3 51.0 32.3 48.1 65.1 (106.3) 52.0 89.6 77.8 76.3 42.9 54.0
Per Share Data
EPS (Basic) 0.52 0.29 -0.76 0.62 0.56 0.47 0.68 0.73 0.63 0.63 0.58 0.56 0.48 0.47 0.24 0.41 0.40 0.31 0.19 0.29 0.40 -0.65 0.33 0.55 0.45 0.40 0.17 0.26
EPS (Diluted) 0.52 0.29 -0.76 0.62 0.56 0.47 0.68 0.73 0.63 0.63 0.58 0.56 0.48 0.47 0.24 0.41 0.40 0.31 0.19 0.29 0.39 -0.65 0.32 0.54 0.44 0.40 0.17 0.26
Shares Outstanding 130.0 129.9 133.6 135.7 135.5 137.9 137.7 134.7 134.1 133.0 135.4 139.4 144.8 157.9 162.6 165.9 165.6 165.1 164.9 165.0 164.1 162.1 159.2 162.2 174.3 189.9 249.0 207.2
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000 1999 1998
Current Assets
Cash & Cash Equivalents 252.4 217.3 245.6 49.2 42.3 185.1 220.4 139.1 351.7 281.8 41.2 87.1 171.5 41.9 452.3 153.5 133.0 22.3 24.5
Short-Term Investments 867.2 856.3 1,384.5 1,563.3 2,014.6 1,561.0 1,204.9 714.6 415.8 527.3 0 0 0 0 0 0 0 0 0
Net Receivables 0 0 0 0 0 0 0.0 2.2 0 0 32.6 33.7 39.6 52.5 43.4 47.2 43.4 34.6 28.0
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Current Assets 1,119.7 1,073.6 1,630.1 1,612.5 2,056.9 1,746.1 1,425.2 855.8 767.5 809.1 73.8 120.8 211.2 94.4 495.7 200.7 176.4 56.9 52.5
Non-Current Assets
Property, Plant & Equipment 89.3 91.5 91.5 94.8 99.1 101.9 96.8 96.0 84.8 83.2 37.7 29.9 24.5 26.5 26.6 23.5 24.1 24.0 24.7
Goodwill 0 0 0 0 0 0 9.3 8.0 0 0 0 0 0 0 0 0 0 0 0
Intangible Assets 0 0 0 0 0 0 7.5 9.8 0 0 0 0 0 0 0 0 0 0 0
Long-Term Investments 8,112.0 7,907.3 7,970.9 7,464.2 7,081.1 7,202.9 7,416.7 8,126.8 8,022.8 8,058.9 8,077.1 7,698.5 8,037.4 8,278.3 8,088.9 8,243.6 7,895.4 6,386.3 4,954.7
Other Non-Current Assets 433.9 433.3 455.3 419.5 394.1 436.4 401.3 370.9 317.8 316.1 215.0 206.1 267.9 183.6 169.9 167.6 169.3 73.8 283.9
Total Non-Current Assets 8,659.0 8,454.0 8,547.4 8,012.4 7,574.4 7,741.1 7,914.8 8,593.7 8,425.4 8,458.2 8,329.9 7,934.4 8,329.9 8,488.4 8,285.4 8,434.8 8,088.8 6,484.2 5,263.3
Total Assets 9,778.7 9,527.6 10,177.5 9,624.9 9,631.2 9,487.2 9,340.0 9,449.5 9,192.9 9,267.2 8,403.7 8,055.2 8,541.0 8,582.5 8,781.1 8,635.4 8,265.2 6,539.3 5,315.8
Current Liabilities
Account Payables 0 0 0 0 129.3 146.9 101.9 83.0 52.2 49.5 0 0 0 0 0 0 45.8 23.8 0
Short-Term Debt 0 0 0 0 0 0 0 110.1 200 200 0 0 200 0 0 3,240.2 0 175 0
Deferred Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities 6,591.4 6,130.0 6,051.2 6,194.9 6,597.4 6,191.4 5,581.9 5,603.4 5,309.9 5,164.0 4,228.6 3,880.9 4,089.9 4,189.5 4,352.8 4,249.3 3,956.3 3,899.6 3,894.0
Total Current Liabilities 6,591.4 6,130.0 6,051.2 6,194.9 6,726.7 6,338.4 5,683.7 5,796.4 5,562.1 5,413.6 4,263.9 3,923.9 4,327.5 4,237.9 4,391.9 7,526.0 4,002.2 4,098.4 3,911.8
Non-Current Liabilities
Long-Term Debt 1,949.7 2,178.5 2,379.1 2,132.2 1,582.8 1,789.3 2,240.0 2,285.0 2,173.8 2,372.4 3,106.2 3,160.7 3,302.8 3,281.1 3,301.3 0 3,225 1,345 500
Deferred Tax Liabilities 2.1 0 0 0 5.8 8.2 14.3 21.3 24.5 25.4 31.0 0 0 0 0 0 0 0 29.0
Other Non-Current Liabilities 186.8 185.8 703.1 201.4 73.6 66.5 65.7 (44.8) 64.3 63.0 61.4 99.4 78.4 87.3 100.5 61.2 51.9 51.2 212.7
Total Non-Current Liabilities 2,139.6 2,365.4 3,082.2 2,333.5 1,662.3 1,864.0 2,320.0 2,261.5 2,262.5 2,460.7 3,198.5 3,260.2 3,381.2 3,368.5 3,401.8 61.2 3,276.8 1,396.2 741.6
Total Liabilities 8,731.0 8,495.3 9,133.4 8,528.4 8,389.0 8,202.4 8,003.7 8,057.9 7,824.6 7,874.3 7,462.4 7,184.0 7,708.6 7,606.1 7,793.7 7,587.2 7,279.0 5,492.8 4,653.5
Stockholders' Equity
Common Stock 1.3 1.3 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.4 0.9 0.9 0.9 0.9 0.9 0.9 0.9 0.9 0
Retained Earnings (87.3) (111.1) (104.6) 80.3 98.9 143.2 174.3 214.6 234.6 268.5 781.6 759.4 735.3 896.0 884.0 809.1 745.6 684.8 649.2
Accumulated Other Comprehensive Income 15.8 21.6 8.7 (145.6) (16.3) (16.5) (14.9) 4.3 2.9 5.9 25.5 (16.6) (23.0) (25.2) (8.4) (18.9) (35.0) (24.0) 13.1
Total Stockholders' Equity 1,047.7 1,032.3 1,044.1 1,096.5 1,242.3 1,284.9 1,336.3 1,391.6 1,368.3 1,393.0 941.3 871.2 832.4 976.4 987.4 1,048.3 986.2 1,046.5 662.3
Total Liabilities & Equity 9,778.7 9,527.6 10,177.5 9,624.9 9,631.2 9,487.2 9,340.0 9,449.5 9,192.9 9,267.2 8,403.7 8,055.2 8,541.0 8,582.5 8,781.1 8,635.4 8,265.2 6,539.3 5,315.8
Debt Metrics
Total Debt 1,950.8 2,179.6 2,379.1 2,132.2 1,582.8 1,789.3 2,240.0 2,395.1 2,373.8 2,572.4 3,106.2 3,160.7 3,502.8 3,281.1 3,301.3 3,240.2 3,225 1,520 500
Net Debt 1,698.3 1,962.3 2,133.5 2,083.0 1,540.6 1,604.2 2,019.6 2,256.0 2,022.1 2,290.6 3,065.0 3,073.6 3,331.3 3,239.2 2,849.0 3,086.7 3,092.0 1,497.7 475.5
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002 2001 2000 1999 1998
Operating Activities
Net Income 68.0 38.0 (101.7) 84.5 76.1 64.5 94.2 98.9 84.1 83.5 65.1 (106.3) 52.0 89.6 77.8 76.3 42.9 54.0
Depreciation & Amortization 7.7 8.7 10.1 10.7 10.9 11.1 11.5 8.7 7.8 7.1 15.2 28.4 31.1 3.1 7.4 1.3 (1.9) (1.0)
Stock-Based Compensation 1.4 1.3 1.5 2.2 2.5 2.6 2.8 2.6 2.9 3.3 0 0 0 0 0 0 0 0
Change in Working Capital (15.9) (18.3) (7.2) 5.7 (1.4) 1.6 (21.3) 9.5 (10.8) (3.7) 3.8 6.3 (5.7) 5.7 (6.6) 10.7 (1.1) 7.7
Other Non-Cash Items (8.2) (2.0) 190.3 (7.9) (12.0) 18.7 (5.8) 9.0 0.5 (5.8) (7.4) 244.2 153.0 (121.0) 17.2 1.9 36 (2.5)
Operating Cash Flow 55.0 31.2 47.5 97.3 74.5 92.9 80.9 124.2 85.4 85.0 100.4 89.2 229.9 (24.6) 96.0 92.7 66.9 58.2
Investing Activities
Capital Expenditure (5.2) (7.2) (6.3) (5.6) (9.4) (14.7) (11.7) (11.8) (9.1) (14.9) (2.6) (2.2) (6.6) (4.5) (2.1) (3.6) (4.4) (5.6)
Acquisitions 0 0 0 0 0 0 0 15.7 0 0 0 0 0 0 0 0 0 0
Purchases of Investments (248.2) (1,176.6) 0 (88.0) (1,079.4) (1,007.8) (386.7) (411.5) (37.4) (244.3) (309.5) (1,036.8) (3,669.3) (1,533.8) (1,251.1) (908.1) (3,318.5) (660)
Sales/Maturities of Investments 234.0 1,727.6 186.9 323.0 601.7 668.0 525.2 407.3 413.3 636.1 1,004.9 1,691.6 2,711.4 1,273.7 880.7 473.3 2,651 850.1
Other Investing Activities (187.2) 85.3 (509.7) (397.0) 160.4 203.3 106.5 (21.3) (220.5) (277.5) (705.4) (442.0) 555.9 548.7 24.5 (1,168.5) (580.6) (581.0)
Investing Cash Flow (206.6) 629.1 (329.1) (167.6) (326.7) (151.3) 233.3 (21.6) 146.3 99.5 (12.6) 210.7 (408.7) 284.0 (347.9) (1,606.9) (1,252.5) (396.6)
Financing Activities
Net Debt Issuance (229.7) (702.2) 745.3 547.5 (203) (447) (45.1) (139.1) (200) (900) 0 (15.5) (20.3) 101.7 (23.2) 1,705 845 0
Stock Repurchased (3.9) (19.4) (23.5) 0 (4.6) (20.8) 0 0 0 0 0 0 0 0 0 0 0 0
Dividends Paid (44.3) (44.5) (83.2) (103.1) (117.9) (93.9) (134.9) (118.3) (118.0) (111.8) (38.7) (55.3) (41.6) (14.1) (14.2) (14.1) (7.3) 0
Other Financing Activities 464.5 77.6 (160.7) (395.2) 408.2 606.0 (19.6) (57.8) 156.1 336.4 (158.5) (103.4) (155.3) 105.5 329.5 57.8 5.5 331.6
Financing Cash Flow 186.7 (688.6) 478.0 49.2 82.8 44.4 (199.6) (315.2) (161.8) (675.3) (200.7) (170.3) (231.7) 39.5 272.4 1,625.0 1,183.5 331.6
Cash Position
Net Change in Cash 35.1 (28.3) 196.4 (21.1) (169.4) (14.0) 114.6 (212.6) 69.9 (490.9) (113.0) 129.6 (410.4) 298.9 20.4 110.8 (2.2) (6.7)
Cash at Beginning 217.3 245.6 49.2 70.3 239.7 253.7 139.1 351.7 281.8 772.6 171.5 41.9 452.3 153.5 133.0 22.3 24.5 31.2
Cash at End 252.4 217.3 245.6 49.2 70.3 239.7 253.7 139.1 351.7 281.8 58.6 171.5 41.9 452.3 153.5 133.0 22.3 24.5
Free Cash Flow 49.8 24 41.2 91.7 65.1 78.2 69.2 112.4 76.3 70.1 97.7 89.2 223.3 (29.1) 93.9 89.1 62.5 52.6
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998
Income Statement
Revenue 417.4 379.4 185.6 299.6 278.8 321.7 349.4 338.3 330.1 315.0 308.5 305.5 314.3 346.9 366.7 403.2 441.4 440.8 435.5 436.2 423.4 408.4 484.7 586.7 597.1 533.1 409.8 250.2
Gross Profit 197.4 163.3 (27.7) 217.3 204.1 183.7 225.1 215.2 212.3 206.8 200.1 197.9 195.0 201.7 184.5 189.8 198.8 162.1 130.6 152.0 179.0 139.7 157.8 215.8 186.5 182.5 156.4 12.8
Operating Income 83.0 54.1 (139.0) 107.2 96.0 80.6 120.7 123.9 127.9 121.9 115.8 115.2 105.6 116.0 57.4 105.4 105.2 80.2 52.9 78.7 105.4 (169.3) 85.3 147.0 123.4 120.9 69.4 88.8
Net Income 68.0 38.0 (101.7) 84.5 76.1 64.5 94.2 98.9 84.1 83.5 78.1 77.7 69.3 74.5 38.4 67.8 66.3 51.0 32.3 48.1 65.1 (106.3) 52.0 89.6 77.8 76.3 42.9 54.0
EPS (Diluted) 0.52 0.29 -0.76 0.62 0.56 0.47 0.68 0.73 0.63 0.63 0.58 0.56 0.48 0.47 0.24 0.41 0.40 0.31 0.19 0.29 0.39 -0.65 0.32 0.54 0.44 0.40 0.17 0.26
Balance Sheet
Cash & Equivalents 252.4 217.3 245.6 49.2 42.3 185.1 220.4 139.1 351.7 281.8 41.2 87.1 171.5 41.9 452.3 153.5 133.0 22.3 24.5
Total Assets 9,778.7 9,527.6 10,177.5 9,624.9 9,631.2 9,487.2 9,340.0 9,449.5 9,192.9 9,267.2 8,403.7 8,055.2 8,541.0 8,582.5 8,781.1 8,635.4 8,265.2 6,539.3 5,315.8
Total Debt 1,950.8 2,179.6 2,379.1 2,132.2 1,582.8 1,789.3 2,240.0 2,395.1 2,373.8 2,572.4 3,106.2 3,160.7 3,502.8 3,281.1 3,301.3 3,240.2 3,225 1,520 500
Stockholders' Equity 1,047.7 1,032.3 1,044.1 1,096.5 1,242.3 1,284.9 1,336.3 1,391.6 1,368.3 1,393.0 941.3 871.2 832.4 976.4 987.4 1,048.3 986.2 1,046.5 662.3
Cash Flow
Operating Cash Flow 55.0 31.2 47.5 97.3 74.5 92.9 80.9 124.2 85.4 85.0 100.4 89.2 229.9 (24.6) 96.0 92.7 66.9 58.2
Capital Expenditure (5.2) (7.2) (6.3) (5.6) (9.4) (14.7) (11.7) (11.8) (9.1) (14.9) (2.6) (2.2) (6.6) (4.5) (2.1) (3.6) (4.4) (5.6)
Free Cash Flow 49.8 24 41.2 91.7 65.1 78.2 69.2 112.4 76.3 70.1 97.7 89.2 223.3 (29.1) 93.9 89.1 62.5 52.6