CCB - Coastal Financial Corporation
Price:
--
--
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CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$132.50
DETAILS
HIGH:
$155.00
LOW:
$110.00
MEDIAN:
$132.50
CONSENSUS:
$132.50
UPSIDE:
90.21%
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||
| Revenue | 661.2 | 576.6 | 440.4 | 232.2 | 105.5 | 70.9 | 56.8 | 44.2 | 36.3 | 33.4 | 21.8 | 17.6 |
| Cost of Revenue | 312.2 | 401.4 | 275.6 | 99.5 | 13.6 | 14.0 | 9.1 | 5.8 | 3.7 | 4.4 | 0 | 0 |
| Gross Profit | 349.0 | 175.3 | 164.8 | 132.8 | 91.9 | 57.0 | 47.7 | 38.5 | 32.5 | 29.0 | 21.8 | 17.6 |
| Operating Expenses | ||||||||||||
| R&D Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 92.4 | 75.5 | 72.1 | 57.5 | 41.1 | 26.3 | 21.0 | 17.7 | 15.0 | 13.6 | 15.2 | 12.3 |
| Other Expenses | 195.4 | 42.4 | 35.5 | 24.7 | 16.5 | 11.6 | 10.1 | 8.5 | 7.4 | 7.9 | 0 | 0 |
| Operating Expenses | 287.8 | 117.9 | 107.7 | 82.2 | 57.5 | 37.8 | 31.1 | 26.2 | 22.4 | 21.5 | 18.3 | 14.4 |
| Operating Income | ||||||||||||
| Operating Income | 61.2 | 57.3 | 57.1 | 50.6 | 34.4 | 19.1 | 16.7 | 12.2 | 10.1 | 7.5 | 6.6 | 5.3 |
| Interest Expense | 119.6 | 123.7 | 91.6 | 20.4 | 3.6 | 5.7 | 6.6 | 3.9 | 2.9 | 2.5 | 0 | 0 |
| Interest Income | 429.6 | 396.3 | 322.8 | 191.8 | 82.8 | 62.8 | 48.4 | 38.6 | 32.0 | 28.5 | 0 | 0 |
| Profitability | ||||||||||||
| EBITDA | 61.2 | 61.9 | 59.5 | 52.4 | 36.0 | 20.5 | 17.9 | 13.3 | 11.1 | 8.4 | (0.9) | (0.4) |
| EBIT | 61.2 | 57.3 | 57.1 | 50.6 | 34.4 | 19.1 | 16.7 | 12.2 | 10.1 | 7.5 | 0 | 0 |
| Income Before Tax | 61.2 | 57.3 | 57.1 | 50.6 | 34.4 | 19.1 | 16.7 | 12.2 | 10.1 | 7.5 | 3.5 | 3.2 |
| Income Tax Expense | 14.3 | 12.1 | 12.6 | 10.0 | 7.4 | 4.0 | 3.5 | 2.5 | 4.7 | 2.5 | 1.1 | 1.1 |
| Net Income | 47.0 | 45.2 | 44.6 | 40.6 | 27.0 | 15.1 | 13.2 | 9.7 | 5.4 | 5.0 | 2.3 | 2.0 |
| Per Share Data | ||||||||||||
| EPS (Basic) | 3.12 | 3.35 | 3.36 | 3.14 | 2.25 | 1.27 | 1.11 | 0.93 | 0.48 | 0.44 | 0.25 | 0.22 |
| EPS (Diluted) | 3.04 | 3.25 | 3.27 | 3.01 | 2.16 | 1.24 | 1.08 | 0.91 | 0.48 | 0.44 | 0.25 | 0.22 |
| Shares Outstanding | 15.1 | 13.5 | 13.3 | 12.9 | 12.0 | 11.9 | 11.9 | 10.4 | 11.4 | 11.4 | 9.2 | 9.2 |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | ||||||||||
| Cash & Cash Equivalents | 34.2 | 452.5 | 483.1 | 342.1 | 813.2 | 163.1 | 127.8 | 125.8 | 89.8 | 87.0 |
| Short-Term Investments | 0.0 | 0.0 | 99.5 | 97.3 | 35.3 | 20.4 | 28.4 | 36.7 | 36.9 | 33.1 |
| Net Receivables | 3,598.6 | 35.2 | 32.5 | 28.2 | 9.4 | 8.6 | 3.0 | 2.5 | 2.3 | 1.7 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | 3,632.9 | 487.8 | 615.2 | 467.7 | 857.9 | 192.1 | 159.2 | 165.0 | 129.0 | 121.8 |
| Non-Current Assets | ||||||||||
| Property, Plant & Equipment | 34.1 | 32.6 | 28.0 | 23.2 | 23.3 | 24.2 | 21.6 | 13.2 | 13.1 | 13.1 |
| Goodwill | 4.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0.3 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Investments | 4,415.0 | 3,570.1 | 3,078.1 | 2,618.2 | 1,732.6 | 1,536.8 | 936.5 | 763.5 | 653.9 | 593.6 |
| Other Non-Current Assets | (4,415.0) | 27.0 | 24.9 | 16.9 | 14.7 | 9.2 | 8.5 | 7.9 | 7.7 | 8.7 |
| Total Non-Current Assets | 38.7 | 3,633.4 | 3,134.8 | 2,676.8 | 1,777.7 | 1,574.0 | 969.4 | 787.1 | 676.8 | 618.8 |
| Total Assets | 4,741.4 | 4,121.2 | 3,750.0 | 3,144.5 | 2,635.5 | 1,766.1 | 1,128.5 | 952.1 | 805.8 | 740.6 |
| Current Liabilities | ||||||||||
| Account Payables | 0 | 30.1 | 31.2 | 21.1 | 2.2 | 0.5 | 0.3 | 0.3 | 0.2 | 0.2 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 153.7 | 0 | 0 | 0 | 0 |
| Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 5.0 | 3,584.3 | 3,360.4 | 2,816.8 | 2,363.1 | 1,421.3 | 968.0 | 803.6 | 703.3 | 648.7 |
| Total Current Liabilities | 5.0 | 3,615.5 | 3,391.5 | 2,838.6 | 2,366.0 | 1,575.6 | 968.3 | 803.9 | 703.5 | 648.9 |
| Non-Current Liabilities | ||||||||||
| Long-Term Debt | 53.0 | 47.9 | 47.7 | 47.6 | 52.9 | 38.6 | 23.6 | 33.5 | 33.5 | 28.5 |
| Deferred Tax Liabilities | 0.9 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 3,967.9 | 13.8 | 9.6 | 9.5 | 9.1 | 4.5 | 3.8 | 5.5 | 3.0 | 3.3 |
| Total Non-Current Liabilities | 4,026.7 | 67.0 | 63.5 | 62.3 | 68.3 | 50.4 | 36.1 | 39.1 | 36.5 | 31.8 |
| Total Liabilities | 4,250.5 | 3,682.5 | 3,455.0 | 2,901.0 | 2,434.3 | 1,625.9 | 1,004.4 | 843.0 | 740.0 | 680.7 |
| Stockholders' Equity | ||||||||||
| Common Stock | 233.4 | 228.2 | 130.1 | 125.8 | 121.8 | 87.8 | 87.0 | 86.4 | 52.5 | 52.2 |
| Retained Earnings | 257.5 | 210.5 | 165.3 | 120.0 | 79.4 | 52.4 | 37.2 | 24.0 | 14.1 | 8.7 |
| Accumulated Other Comprehensive Income | (0.0) | (0.0) | (0.5) | (2.3) | 0.0 | 0.0 | (0.0) | (1.3) | (0.9) | (1.0) |
| Total Stockholders' Equity | 491.0 | 438.7 | 295.0 | 243.5 | 201.2 | 140.2 | 124.2 | 109.2 | 65.7 | 59.9 |
| Total Liabilities & Equity | 4,741.4 | 4,121.2 | 3,750.0 | 3,144.5 | 2,635.5 | 1,766.1 | 1,128.5 | 952.1 | 805.8 | 740.6 |
| Debt Metrics | ||||||||||
| Total Debt | 58.0 | 53.3 | 53.9 | 52.8 | 59.2 | 199.6 | 32.2 | 33.5 | 33.5 | 28.5 |
| Net Debt | 23.8 | (399.2) | (429.3) | (289.3) | (754.0) | 36.5 | (95.6) | (92.2) | (56.2) | (58.5) |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Net Income | 47.0 | 45.2 | 44.6 | 40.6 | 27.0 | 15.1 | 13.2 | 9.7 | 5.4 | 5.0 |
| Depreciation & Amortization | 6.5 | 4.6 | 2.3 | 1.8 | 1.6 | 1.4 | 1.2 | 1.1 | 1.0 | 0.9 |
| Stock-Based Compensation | 8.6 | 4.8 | 3.7 | 2.5 | 1.3 | 0.6 | 0.4 | 0.3 | 0.3 | 0.1 |
| Change in Working Capital | (5.1) | (72.6) | (56.4) | (46.0) | (3.8) | (5.2) | (2.3) | 2.3 | (1.0) | 0.3 |
| Other Non-Cash Items | 193.1 | 277.6 | 183.5 | 79.2 | 6.8 | 8.5 | 1.7 | 1.4 | 0.6 | 1.1 |
| Operating Cash Flow | 254.6 | 259.8 | 191.5 | 67.1 | 29.8 | 19.3 | 13.7 | 14.4 | 7.6 | 7.1 |
| Investing Activities | ||||||||||
| Capital Expenditure | (8.4) | (9.9) | (6.2) | (2.8) | (2.6) | (5.4) | (1.2) | (1.1) | (1.1) | (0.9) |
| Acquisitions | 0 | 0 | 0 | 0 | (20.0) | 0 | 0 | 0 | 0 | 0 |
| Purchases of Investments | (5.1) | (0.5) | (50.2) | (137.1) | (118.4) | (31.9) | (33.9) | (0.1) | (5.6) | (58.0) |
| Sales/Maturities of Investments | 4.2 | 103.6 | 1.3 | 70.3 | 104.0 | 39.5 | 40.2 | 0.2 | 1.8 | 37.7 |
| Other Investing Activities | (516.3) | (701.7) | (538.8) | (918.2) | (202.7) | (668.7) | (169.6) | (138.1) | (56.9) | (97.5) |
| Investing Cash Flow | (525.7) | (608.6) | (594.0) | (987.9) | (239.6) | (666.5) | (164.5) | (139.1) | (61.8) | (118.7) |
| Financing Activities | ||||||||||
| Net Debt Issuance | 0 | 0 | 0 | (5.4) | (139.5) | 168.7 | (10) | 0 | 5 | 8.1 |
| Stock Repurchased | (3.5) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | (0.0) | (0.0) |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing Activities | 558.9 | 226.4 | 542.8 | 453.7 | 966.9 | 453.6 | 164.5 | 100.7 | 54.7 | 105.1 |
| Financing Cash Flow | 555.5 | 318.2 | 543.5 | 449.8 | 859.8 | 622.3 | 154.5 | 133.9 | 59.7 | 113.2 |
| Cash Position | ||||||||||
| Net Change in Cash | 284.5 | (30.6) | 141.0 | (471.0) | 650.0 | (24.9) | 3.6 | 9.2 | 5.5 | 1.6 |
| Cash at Beginning | 452.5 | 483.1 | 342.1 | 813.2 | 163.1 | 43.9 | 40.3 | 31.1 | 25.6 | 9.4 |
| Cash at End | 737.0 | 452.5 | 483.1 | 342.1 | 813.2 | 19.0 | 43.9 | 40.3 | 31.1 | 11.1 |
| Free Cash Flow | 246.1 | 249.9 | 185.3 | 64.3 | 27.3 | 14.0 | 12.5 | 13.3 | 6.6 | 6.2 |
| Key Metrics | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||
| Revenue | 661.2 | 576.6 | 440.4 | 232.2 | 105.5 | 70.9 | 56.8 | 44.2 | 36.3 | 33.4 | 21.8 | 17.6 |
| Gross Profit | 349.0 | 175.3 | 164.8 | 132.8 | 91.9 | 57.0 | 47.7 | 38.5 | 32.5 | 29.0 | 21.8 | 17.6 |
| Operating Income | 61.2 | 57.3 | 57.1 | 50.6 | 34.4 | 19.1 | 16.7 | 12.2 | 10.1 | 7.5 | 6.6 | 5.3 |
| Net Income | 47.0 | 45.2 | 44.6 | 40.6 | 27.0 | 15.1 | 13.2 | 9.7 | 5.4 | 5.0 | 2.3 | 2.0 |
| EPS (Diluted) | 3.04 | 3.25 | 3.27 | 3.01 | 2.16 | 1.24 | 1.08 | 0.91 | 0.48 | 0.44 | 0.25 | 0.22 |
| Balance Sheet | ||||||||||||
| Cash & Equivalents | 34.2 | 452.5 | 483.1 | 342.1 | 813.2 | 163.1 | 127.8 | 125.8 | 89.8 | 87.0 | ||
| Total Assets | 4,741.4 | 4,121.2 | 3,750.0 | 3,144.5 | 2,635.5 | 1,766.1 | 1,128.5 | 952.1 | 805.8 | 740.6 | ||
| Total Debt | 58.0 | 53.3 | 53.9 | 52.8 | 59.2 | 199.6 | 32.2 | 33.5 | 33.5 | 28.5 | ||
| Stockholders' Equity | 491.0 | 438.7 | 295.0 | 243.5 | 201.2 | 140.2 | 124.2 | 109.2 | 65.7 | 59.9 | ||
| Cash Flow | ||||||||||||
| Operating Cash Flow | 254.6 | 259.8 | 191.5 | 67.1 | 29.8 | 19.3 | 13.7 | 14.4 | 7.6 | 7.1 | ||
| Capital Expenditure | (8.4) | (9.9) | (6.2) | (2.8) | (2.6) | (5.4) | (1.2) | (1.1) | (1.1) | (0.9) | ||
| Free Cash Flow | 246.1 | 249.9 | 185.3 | 64.3 | 27.3 | 14.0 | 12.5 | 13.3 | 6.6 | 6.2 | ||