Alerus Financial Corporation logo ALRS - Alerus Financial Corporation

Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY 1
BUY 0
HOLD 4
SELL 0
STRONG
SELL 0
| PRICE TARGET: $28.75 DETAILS
HIGH: $29.00
LOW: $28.50
MEDIAN: $28.75
CONSENSUS: $28.75
UPSIDE: 2.50%

Profitability Ratios

Ratio Value
GP Margin 67.2%
EBIT Margin 6.9%
EBITDA Margin 12.2%
Operating Margin 6.9%
Pretax Margin 6.9%
Cont. Ops Margin 5.3%
Net Margin 5.3%
Bottom Line Margin 5.3%

Liquidity Ratios

Ratio Value
Current Ratio 0.29
Quick Ratio 0.29
Solvency Ratio 0.007
Cash Ratio 0.22

Valuation Ratios

Ratio Value
Price/Earnings
32.77
Hist. avg: 15.6
Peers avg: 14.8
PEG Ratio -1.84
Forward PEG -1.84
Price/Book 1.01
Price/Sales 1.74
Price/FCF 9.72
Price/Op Cash Flow 8.46

Debt Ratios

Ratio Value
Debt/Assets 0.0842
Debt/Equity 0.7798
Debt/Capital 0.4381
Long-Term Debt/Capital 0.1446
Financial Leverage 9.26

Cash Flow Ratios

Ratio Value
Working Capital Turnover -0.16
Operating Cash Flow Ratio 0.219
Operating Cash Flow/Sales 20.6%
Free Cash Flow/Operating Cash Flow 87.1%

Coverage Ratios

Ratio Value
Debt Service Coverage 0.08
Interest Coverage 0.2109
Short-Term Operating Cash Flow Coverage 0.22
Operating Cash Flow Coverage 0.15
Capital Expenditure Coverage 7.76
Dividend + Capital Expenditure Coverage 2.29

Dividend Ratios

Ratio Value
Payout Ratio 119.4048%
Dividend Yield 3.6432%
Dividend Yield % 3.6432%
Dividend Per Share 0.8204

Per Share Ratios

Ratio Value
Revenue/Share 12.92
EPS 0.687
Debt/Share 21.5793
Cash/Share 2.72
Book Value/Share 22.26
Tangible BV/Share 17.57
Equity/Share 22.26
Operating Cash Flow/Share 2.661
Capital Expenditure/Share 0.343
FCF/Share 2.318

Other Ratios

Ratio Value
Net Income/Earnings Before Tax 0.772
Earnings Before Tax/EBIT 1.000
Price/Fair Value 1.01
Debt/Market Cap 0.7073
Effective Tax Rate 22.8%
Enterprise Value Multiple 23.69