Arch Capital Group Ltd. logo ACGL - Arch Capital Group Ltd.

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY
0
BUY 16
HOLD 16
SELL 2
STRONG
SELL
0
| PRICE TARGET: $103.50 DETAILS
HIGH: $114.00
LOW: $93.00
MEDIAN: $103.00
CONSENSUS: $103.50
UPSIDE: 7.48%
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Revenue
Revenue 19,929 17,440 13,294 9,657 8,924 8,291.8 6,781.7 5,474.3 5,369.3 4,451.7 3,977.3 4,052.7 3,478.1 3,379.9 3,090.3 3,211.5 3,501.6 2,966.8 3,452.4 3,452.7 3,167.5 3,104.1 2,343.7 721.8 76.5 127.6 348.8 247.1 121.0 50.2 5
Cost of Revenue 12,523 10,993 8,558 6,768 5,888 5,694.4 3,974.4 3,695.2 3,742.9 2,853.2 2,713.7 2,576.5 2,243.5 2,370.2 2,190.5 1,958.9 2,148.2 2,735.1 2,124.7 2,334.5 2,581.9 2,440.5 1,837.6 543.5 24.3 103.0 386.3 243.1 104.9 34.3 0
Gross Profit 7,406 6,447 4,736 2,889 3,036 2,597.3 2,807.3 1,779.1 1,626.4 1,598.5 1,263.6 1,476.2 1,234.6 1,009.8 899.8 1,252.6 1,353.4 231.8 1,327.7 1,118.2 585.7 663.5 506.2 178.3 52.2 24.6 (37.6) 4.0 16.1 15.9 5
Operating Expenses
R&D Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
SG&A Expenses 0 1,672 102 95 78 82.0 80.1 79.0 83.8 81.7 49.7 49.9 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Expenses 2,427 296 1,527 1,422 1,221 1,101.3 1,004.0 904.0 927.7 709.7 672.1 601.9 527.8 493.9 463.8 463.6 455.7 (72.7) 454.2 378.3 300.2 320.4 199.7 123.7 28.0 24.1 14.7 (0.5) 14.2 (24.1) 5
Operating Expenses 2,427 1,973 1,629 1,517 1,299 1,183.3 1,084.1 983.0 1,011.4 791.4 721.8 651.9 527.8 493.9 463.8 463.6 455.7 (72.7) 454.2 378.3 300.2 320.4 199.7 123.7 28.0 24.1 14.7 (0.5) 14.2 (24.1) 5
Operating Income
Operating Income 4,979 4,474 3,107 1,372 1,737 1,414.1 1,723.2 796.1 615.0 807.1 541.7 824.4 706.8 515.9 436.0 789.0 897.7 304.5 873.5 739.9 285.4 343.1 306.5 54.5 24.1 0.5 (52.2) 4.5 1.9 40 0
Interest Expense 148 141 133 131 139 143.5 120.9 120.5 117.4 66.3 45.9 45.6 27.1 28.5 31.7 30.0 24.4 23.8 22.1 22.1 22.5 18.0 1.4 0 0 0 0 0 0 0 0
Interest Income 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Profitability
EBITDA 5,352 4,850 3,613 1,724 2,324 1,773.3 2,049.9 1,067.9 1,000.5 941.1 636.0 889.9 769.6 617.9 458.1 880.4 922.1 328.3 895.6 762.0 307.9 361.1 307.9 54.5 24.1 0.5 (52.2) 4.5 1.9 40 0
EBIT 5,159 4,615 3,518 1,618 2,242 1,704.2 1,967.7 962.3 874.7 921.8 613.1 889.9 769.6 617.9 458.1 880.4 922.1 328.3 895.6 762.0 307.9 361.1 307.9 54.5 24.1 0.5 (52.2) 4.5 1.9 40 0
Income Before Tax 5,159 4,674 3,569 1,562 2,367 1,577.5 1,849.1 841.8 757.3 855.6 567.2 844.2 742.5 589.4 426.4 850.4 897.7 304.5 873.5 739.9 285.4 343.1 306.5 54.5 24.1 0.5 (52.2) 4.5 1.9 4.4 0
Income Tax Expense 760 362 (873) 80 128 111.8 155.8 114.0 127.6 31.4 40.6 23.0 32.8 (4.0) (9.8) 7.7 20.7 13.5 15.6 26.7 28.9 26.2 26.7 (0.6) 2.1 8.5 (19.6) 0.2 (0.3) 0.3 0.1
Net Income 4,399 4,312 4,443 1,476 2,157 1,405.5 1,636.3 758.0 619.3 692.7 537.7 834.4 709.7 593.4 436.2 842.7 876.9 291.0 857.9 713.2 256.5 316.9 280.6 59.0 22.0 (8.0) (32.4) 3.1 2.0 4.1 1
Per Share Data
EPS (Basic) 11.84 11.47 11.94 3.90 5.34 3.38 3.97 1.87 1.40 1.83 1.41 2.07 1.75 1.38 1.03 1.81 1.59 0.47 1.30 1.05 0.81 1.12 1.19 0.33 0.19 -0.07 -0.21 0.02 0.01 0.03 0.01
EPS (Diluted) 11.62 11.19 11.62 3.80 5.23 3.32 3.87 1.84 1.36 1.78 1.36 2.01 1.69 1.34 0.99 1.73 1.53 0.45 1.25 1.01 0.38 0.49 0.46 0.11 0.14 -0.07 -0.21 0.02 0.01 0.03 0.01
Shares Outstanding 369 372.5 368.7 368.6 391.7 403.1 401.8 404.3 404.1 362.4 365.4 392.5 394.1 403.3 396.7 451.6 536.0 558.9 639.0 658.9 318.1 284.0 236.4 180.9 115.7 118.8 153.8 153.6 153.3 153.8 150
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2009 2008 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Current Assets
Cash & Cash Equivalents 993 979 917 855 858.7 906.4 726.2 646.6 606.2 842.9 334.6 251.7 113.1 56.9 91.7 10.0 11.5 9.5 12.0 9.0 1.5 0
Short-Term Investments 10,550 8,329 7,130 5,645 6,280.5 21,199.8 18,228.1 15,993.8 15,840.8 14,556.6 571.5 479.6 155.8 229.3 480.5 476.8 97.4 72.8 108.8 89.2 104.9 0
Net Receivables 7,993 16,403 13,821 12,091 10,488.3 8,552.3 8,245.0 6,297.6 5,653.8 4,904.0 782.2 734.0 1,164.4 905.0 569.3 164.3 1.0 201.2 123.1 47.5 23.7 0
Inventory 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Assets (13,209) 0 0 0 0 (31,892.6) (28,434.0) (23,913.4) (23,027.5) (21,163.1) (1,966.2) (1,769.1) (1,731.6) (1,427.3) (1,261.7) (710.1) (109.9) (283.4) (244.0) (145.7) (130.1) 0
Total Current Assets 8,986 28,139 24,038 20,390 19,356.9 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Non-Current Assets
Property, Plant & Equipment 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Goodwill 607 571 345 342 344.9 314.6 326.6 249.6 198.2 204.0 0 0 0 0 0 26.3 6.1 0 0 0 0 0
Intangible Assets 2,332 2,514 1,917 1,726 1,502.0 378.2 411.5 385.3 454.4 577.5 0 0 16.7 35.9 28.9 0 0 0 0 0 0 0
Long-Term Investments 37,447 33,501 27,908 22,625 21,503.5 25,757.7 23,259.4 21,471.2 21,363.4 18,957.1 10,458.1 9,001.2 5,700.9 3,627.8 1,862.6 945.3 187.2 492.5 438.0 401.4 362.6 0
Other Non-Current Assets 17,684 6,181 4,698 2,907 2,393.7 (26,450.5) (23,997.5) (22,106.1) (22,016.0) (19,738.6) (10,458.1) (9,001.2) (5,717.6) (3,663.7) (1,891.5) (971.7) (193.3) (492.5) (438.0) (401.4) (362.6) 0
Total Non-Current Assets 58,070 42,767 34,868 27,600 25,744.0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Assets 67,056 70,906 58,906 47,990 45,100.9 43,282.3 37,885.4 32,218.3 32,051.7 29,372.1 15,375.8 14,616.5 8,218.8 5,585.3 2,991.3 1,313.7 295.9 864.4 757.8 581.2 432.5 351
Current Liabilities
Account Payables 4,597 4,302 3,817 3,264 3,415.4 2,678.8 2,786.5 2,472.2 2,301.9 2,017.8 156.5 138.5 0 0 0 0 0 14.7 9.4 0 0 0
Short-Term Debt 0 0 0 0 0 155.7 484.3 455.7 816.1 756.6 100 100 0 200 0 0 0 0 0 0 0 0
Deferred Revenue 7,441 10,218 8,808 7,337 6,011.9 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Current Liabilities (4,905) 29,618 23,011 20,281 17,999.5 (2,834.5) (3,270.8) (2,927.9) (3,118.0) (2,774.5) (392.9) (361.8) (223.1) (317.9) (135.2) (48.8) 0 (14.7) (11.6) (2.9) (13.9) 0
Total Current Liabilities 7,441 44,319 35,883 30,977 27,491.7 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Non-Current Liabilities
Long-Term Debt 2,729 2,728 2,726 2,725 2,724.4 2,861.1 1,871.6 1,733.5 1,732.9 1,732.3 517.6 300 300 200 0 0 0 0 0 0 0 0
Deferred Tax Liabilities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 13.2 25.1 3.0 0
Other Non-Current Liabilities 32,680 3,039 1,942 1,367 1,329.7 (2,861.1) (1,871.6) (1,733.5) (1,732.9) (1,732.3) (517.6) (300) (300) (200) 0 0 0 0 (13.2) (25.1) (3.0) 0
Total Non-Current Liabilities 35,409 5,767 4,668 4,092 4,054.1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Liabilities 42,850 50,086 40,551 35,069 31,545.8 29,294.9 25,569.8 21,780.7 21,805.7 20,061.0 11,052.4 11,183.6 5,976.8 3,874.6 1,580.1 293.3 23.6 517.8 359.8 180.2 80.3 10.8
Stockholders' Equity
Common Stock 1 1 1 1 0.6 0.6 0.6 0.6 0.6 0.6 0.5 0.6 0.3 0.3 0.3 0.1 0.1 0.2 0.2 0.2 0.2 0
Retained Earnings 27,045 22,686 20,295 15,892 14,455.9 12,362.5 11,021.0 9,426.3 8,562.9 7,996.7 3,605.8 2,693.2 644.9 328.0 47.4 (11.6) (33.6) (22.2) 10.3 7.2 5.1 1
Accumulated Other Comprehensive Income 5 (720) (676) (1,646) (64.6) 488.9 212.1 (178.7) 118.0 (114.5) 138.5 (255.6) 36.0 20.8 16.0 (0.2) 17.8 26.9 46.0 52.7 6.5 0
Total Stockholders' Equity 24,206 20,820 18,353 12,910 13,545.9 13,105.9 11,497.4 9,439.8 9,196.6 8,253.7 4,323.3 3,433.0 2,241.9 1,710.7 1,411.2 1,020.4 272.3 346.5 398.0 401.0 352.2 340.2
Total Liabilities & Equity 67,056 70,906 58,906 47,990 45,100.9 43,282.3 37,885.4 32,218.3 32,051.7 29,372.1 15,375.8 14,616.5 8,218.8 5,585.3 2,991.3 1,313.7 295.9 864.4 757.8 581.2 432.5 351
Debt Metrics
Total Debt 2,729 2,728 2,726 2,725 2,724.4 3,016.8 2,355.9 2,189.2 2,549.0 2,488.9 617.6 400 300 400 0 0 0 0 0 0 0 0
Net Debt 1,736 1,749 1,809 1,870 1,865.7 2,110.4 1,629.7 1,542.7 1,942.8 1,646.0 283.0 148.3 186.9 343.1 (91.7) (10.0) (11.5) (9.5) (12.0) (9.0) (1.5) 0
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Operating Activities
Net Income 4,399 4,312 4,442 1,482.4 2,239.5 1,465.7 1,693.3 727.8 629.7 824.2 256.5 316.9 280.6 59.0 22.0 (8.7) (32.1) 3.1 2 4.1 1
Depreciation & Amortization 193 235 95 106.2 83.0 69.0 82.1 105.7 125.8 19.3 (8.2) (14.6) (14.7) (49.5) 0 0 0 0 0 0 0
Stock-Based Compensation 148 133 93 88 88 71.3 66.4 55.8 67.8 56.6 8.2 14.6 14.7 49.5 0 0 0 0 0 0 0
Change in Working Capital 2,746 2,666 1,152 1,335 1,907 2,173.1 598.6 243.0 518.5 619.7 1,131.6 1.7 (104.6) 565.8 (15.8) 6.1 76.9 79.1 78.2 (20.1) 6
Other Non-Cash Items (1,314) (673) (33) 804.4 (889.9) (892.6) (392.0) 427.1 (246.9) (142.4) 61.7 1,306.9 1.3 54.6 (13.5) (9.3) (26.9) (34.3) (29.0) 17.6 (6.9)
Operating Cash Flow 6,172 6,673 5,749 3,815.2 3,427.6 2,886.5 2,048.5 1,559.3 1,112.6 1,396.6 1,452.0 1,786.4 1,612.5 669.1 (5.6) 2.6 7.5 68.5 49.0 31.0 (0.1)
Investing Activities
Capital Expenditure (44) (51) (52) (51.7) (41.4) (39.9) (37.8) (29.8) (22.8) (15.3) (13.7) (15.5) (31.5) (17.7) (6.3) 0 (0.3) (0.3) (0.9) (2.9) (0.1)
Acquisitions 0 852 0 1,554.1 (1,103.1) 0 0 0 (27.7) (1,992.7) 0 33.1 (11.8) (4.8) (34.6) (1.3) 0 0 0 0 0
Purchases of Investments (40,166) (36,472) (21,385) (18,976.7) (38,526.5) (44,198.7) (32,296.5) (35,858.0) (40,611.7) (37,711.3) (11,311.9) (6,470.7) (4,738.5) (1,253.6) (925.5) (321.2) (414.2) (423.2) (335.1) (343.1) (379.2)
Sales/Maturities of Investments 36,068 31,240 15,992 15,801.0 38,055.2 41,176.3 30,938.5 35,131.1 39,179.2 37,199.0 10,804.8 4,441.2 2,929.2 466.5 230.0 318.3 456.1 357.6 294.5 315.3 44.8
Other Investing Activities 106 (30) (23) (1,427.7) (523.9) 19.0 (410.7) 202.6 123.0 (201.2) (1,735.4) 220.5 (35.7) (18.8) 0.2 0.0 (51.9) 0 0 0 0
Investing Cash Flow (4,036) (4,461) (5,468) (3,101) (2,139.7) (3,043.2) (1,806.5) (554.0) (1,360.0) (2,721.5) (2,256.1) (2,011.9) (1,852.5) (828.5) (736.2) (4.1) (10.3) (65.8) (41.5) (30.7) (334.5)
Financing Activities
Net Debt Issuance 0 0 0 0 0 659.8 150.9 (358.1) 56.4 1,167.6 0 96.4 200 (0.1) (0.5) 0 0 0 0 0 0
Stock Repurchased (1,889) (24) (2) (586) (1,234.3) (83.5) (2.9) (382.9) (251.0) (77.7) (1.4) (1.7) (0.9) (13.1) (0.0) (5.7) (0.1) (0.1) (0.2) 0 0
Dividends Paid (47) (1,906) (40) (40) (47) (41.6) (41.6) (41.6) (46.0) (28.1) 0 0 0 0 0 0 0 0 0 0 0
Other Financing Activities (4) (2) (27) (86) 51.5 (15.3) (193.3) (206.1) (82.4) 141.4 893.4 0 0 0 (0.4) 0.1 0.1 (0.3) (0.5) (1.5) 13.4
Financing Cash Flow (1,890) (1,925) (69) (706) (1,229.5) 521.3 (80.7) (988.8) (3.4) 1,635.7 913.6 282.3 205.2 241.2 740.3 3.5 0.2 0.3 0.0 0.2 335.5
Cash Position
Net Change in Cash 307 262 225 (41) 24.2 386.8 179.1 (2.6) (236.7) 289.6 109.4 56.2 (34.8) 81.7 (1.5) 2.0 (2.6) 3.0 7.6 0.5 335.5
Cash at Beginning 1,760 1,498 1,273 1,314.8 1,290.5 903.7 724.6 727.3 842.9 553.3 113.1 56.9 91.7 10.0 11.5 9.5 12.0 9.0 1.5 1.0 0.1
Cash at End 2,067 1,760 1,498 1,273.3 1,314.8 1,290.5 903.7 724.6 606.2 842.9 222.5 113.1 56.9 91.7 10.0 11.5 9.5 12.0 9.1 1.5 335.6
Free Cash Flow 6,128 6,622 5,697 3,763.6 3,386.2 2,846.6 2,010.6 1,529.5 1,089.8 1,381.3 1,438.4 1,771.0 1,581.1 651.3 (11.9) 2.6 7.2 68.3 48.1 28.1 (0.2)
Key Metrics 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Income Statement
Revenue 19,929 17,440 13,294 9,657 8,924 8,291.8 6,781.7 5,474.3 5,369.3 4,451.7 3,977.3 4,052.7 3,478.1 3,379.9 3,090.3 3,211.5 3,501.6 2,966.8 3,452.4 3,452.7 3,167.5 3,104.1 2,343.7 721.8 76.5 127.6 348.8 247.1 121.0 50.2 5
Gross Profit 7,406 6,447 4,736 2,889 3,036 2,597.3 2,807.3 1,779.1 1,626.4 1,598.5 1,263.6 1,476.2 1,234.6 1,009.8 899.8 1,252.6 1,353.4 231.8 1,327.7 1,118.2 585.7 663.5 506.2 178.3 52.2 24.6 (37.6) 4.0 16.1 15.9 5
Operating Income 4,979 4,474 3,107 1,372 1,737 1,414.1 1,723.2 796.1 615.0 807.1 541.7 824.4 706.8 515.9 436.0 789.0 897.7 304.5 873.5 739.9 285.4 343.1 306.5 54.5 24.1 0.5 (52.2) 4.5 1.9 40 0
Net Income 4,399 4,312 4,443 1,476 2,157 1,405.5 1,636.3 758.0 619.3 692.7 537.7 834.4 709.7 593.4 436.2 842.7 876.9 291.0 857.9 713.2 256.5 316.9 280.6 59.0 22.0 (8.0) (32.4) 3.1 2.0 4.1 1
EPS (Diluted) 11.62 11.19 11.62 3.80 5.23 3.32 3.87 1.84 1.36 1.78 1.36 2.01 1.69 1.34 0.99 1.73 1.53 0.45 1.25 1.01 0.38 0.49 0.46 0.11 0.14 -0.07 -0.21 0.02 0.01 0.03 0.01
Balance Sheet
Cash & Equivalents 993 979 917 855 858.7 906.4 726.2 646.6 606.2 842.9 334.6 251.7 113.1 56.9 91.7 10.0 11.5 9.5 12.0 9.0 1.5 0
Total Assets 67,056 70,906 58,906 47,990 45,100.9 43,282.3 37,885.4 32,218.3 32,051.7 29,372.1 15,375.8 14,616.5 8,218.8 5,585.3 2,991.3 1,313.7 295.9 864.4 757.8 581.2 432.5 351
Total Debt 2,729 2,728 2,726 2,725 2,724.4 3,016.8 2,355.9 2,189.2 2,549.0 2,488.9 617.6 400 300 400 0 0 0 0 0 0 0 0
Stockholders' Equity 24,206 20,820 18,353 12,910 13,545.9 13,105.9 11,497.4 9,439.8 9,196.6 8,253.7 4,323.3 3,433.0 2,241.9 1,710.7 1,411.2 1,020.4 272.3 346.5 398.0 401.0 352.2 340.2
Cash Flow
Operating Cash Flow 6,172 6,673 5,749 3,815.2 3,427.6 2,886.5 2,048.5 1,559.3 1,112.6 1,396.6 1,452.0 1,786.4 1,612.5 669.1 (5.6) 2.6 7.5 68.5 49.0 31.0 (0.1)
Capital Expenditure (44) (51) (52) (51.7) (41.4) (39.9) (37.8) (29.8) (22.8) (15.3) (13.7) (15.5) (31.5) (17.7) (6.3) 0 (0.3) (0.3) (0.9) (2.9) (0.1)
Free Cash Flow 6,128 6,622 5,697 3,763.6 3,386.2 2,846.6 2,010.6 1,529.5 1,089.8 1,381.3 1,438.4 1,771.0 1,581.1 651.3 (11.9) 2.6 7.2 68.3 48.1 28.1 (0.2)