Stellar Bancorp, Inc. logo STEL - Stellar Bancorp, Inc.

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY 0
BUY 2
HOLD 2
SELL 0
STRONG
SELL 0
| PRICE TARGET: $29.50 DETAILS
HIGH: $32.00
LOW: $27.00
MEDIAN: $29.50
CONSENSUS: $29.50
DOWNSIDE: 21.27%

Profitability Ratios

Ratio Value
GP Margin 69.3%
EBIT Margin 21.4%
EBITDA Margin 21.4%
Operating Margin 21.4%
Pretax Margin 21.4%
Cont. Ops Margin 17.3%
Net Margin 17.3%
Bottom Line Margin 17.3%

Liquidity Ratios

Ratio Value
Current Ratio 31.79
Quick Ratio 31.79
Solvency Ratio 0.011
Cash Ratio 102.43

Valuation Ratios

Ratio Value
Price/Earnings
15.57
Hist. avg: 17.3
Peers avg: 13.7
PEG Ratio -2.09
Forward PEG -2.09
Price/Book 0.96
Price/Sales 2.69
Price/FCF 17.29
Price/Op Cash Flow 16.51

Debt Ratios

Ratio Value
Debt/Assets 0.0037
Debt/Equity 0.0241
Debt/Capital 0.0235
Long-Term Debt/Capital 0.0235
Financial Leverage 6.48

Cash Flow Ratios

Ratio Value
Working Capital Turnover -0.17
Operating Cash Flow Ratio 23.688
Operating Cash Flow/Sales 16.3%
Free Cash Flow/Operating Cash Flow 95.5%

Coverage Ratios

Ratio Value
Debt Service Coverage 0.60
Interest Coverage 0.7393
Short-Term Operating Cash Flow Coverage 0.00
Operating Cash Flow Coverage 2.41
Capital Expenditure Coverage 22.06
Dividend + Capital Expenditure Coverage 2.88

Dividend Ratios

Ratio Value
Payout Ratio 28.4781%
Dividend Yield 1.8296%
Dividend Yield % 1.8296%
Dividend Per Share 0.5661

Per Share Ratios

Ratio Value
Revenue/Share 11.52
EPS 1.988
Debt/Share 4.1172
Cash/Share 42.98
Book Value/Share 32.24
Tangible BV/Share 21.26
Equity/Share 32.24
Operating Cash Flow/Share 1.874
Capital Expenditure/Share 0.085
FCF/Share 1.789

Other Ratios

Ratio Value
Net Income/Earnings Before Tax 0.805
Earnings Before Tax/EBIT 1.000
Price/Fair Value 0.96
Debt/Market Cap 0.0251
Effective Tax Rate 19.5%
Enterprise Value Multiple 9.56