Profitability Ratios
| Ratio |
Value |
| GP Margin |
71.2% |
| EBIT Margin |
30.8% |
| EBITDA Margin |
33.1% |
| Operating Margin |
30.8% |
| Pretax Margin |
27.1% |
| Cont. Ops Margin |
23.8% |
| Net Margin |
23.8% |
| Bottom Line Margin |
23.8% |
Liquidity Ratios
| Ratio |
Value |
| Current Ratio |
0.12 |
| Quick Ratio |
0.12 |
| Solvency Ratio |
0.020 |
| Cash Ratio |
0.10 |
Valuation Ratios
| Ratio |
Value |
| Price/Earnings |
|
| PEG Ratio |
1.41 |
| Forward PEG |
1.41 |
| Price/Book |
1.37 |
| Price/Sales |
2.21 |
| Price/FCF |
9.58 |
| Price/Op Cash Flow |
8.77 |
Debt Ratios
| Ratio |
Value |
| Debt/Assets |
0.0466 |
| Debt/Equity |
0.4176 |
| Debt/Capital |
0.2946 |
| Long-Term Debt/Capital |
0.2473 |
| Financial Leverage |
8.97 |
Cash Flow Ratios
| Ratio |
Value |
| Working Capital Turnover |
-0.11 |
| Operating Cash Flow Ratio |
0.021 |
| Operating Cash Flow/Sales |
25.2% |
| Free Cash Flow/Operating Cash Flow |
91.6% |
Coverage Ratios
| Ratio |
Value |
| Debt Service Coverage |
0.94 |
| Interest Coverage |
1.5423 |
| Short-Term Operating Cash Flow Coverage |
2.16 |
| Operating Cash Flow Coverage |
0.38 |
| Capital Expenditure Coverage |
11.84 |
| Dividend + Capital Expenditure Coverage |
3.10 |
Dividend Ratios
| Ratio |
Value |
| Payout Ratio |
25.2916% |
| Dividend Yield |
2.7177% |
| Dividend Yield % |
2.7177% |
| Dividend Per Share |
1.1137 |
Per Share Ratios
| Ratio |
Value |
| Revenue/Share |
18.52 |
| EPS |
4.403 |
| Debt/Share |
16.1651 |
| Cash/Share |
22.34 |
| Book Value/Share |
29.84 |
| Tangible BV/Share |
27.82 |
| Equity/Share |
29.84 |
| Operating Cash Flow/Share |
4.674 |
| Capital Expenditure/Share |
0.395 |
| FCF/Share |
4.280 |
Other Ratios
| Ratio |
Value |
| Net Income/Earnings Before Tax |
0.876 |
| Earnings Before Tax/EBIT |
0.880 |
| Price/Fair Value |
1.37 |
| Debt/Market Cap |
0.2920 |
| Effective Tax Rate |
12.4% |
| Enterprise Value Multiple |
5.08 |
OFG - OFG Bancorp