First Bancorp logo FBNC - First Bancorp

Price: -- -- | CONSENSUS: Buy DETAILS
STRONG
BUY
1
BUY 9
HOLD 6
SELL 0
STRONG
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| PRICE TARGET: $70.00 DETAILS
HIGH: $75.00
LOW: $65.00
MEDIAN: $70.00
CONSENSUS: $70.00
UPSIDE: 9.60%

Stock News

First Bancorp Reports Second Quarter Results

First Bancorp Reports Second Quarter Results

Second Quarter 2026 Financial Data (Dollars in 000s, except per share data) Q2-2026 Q1-2026 Q2-2025 Summary Income Statement Total interest income $           148,315 $           142,390 $           136,731 Total interest expense 37,049 35,274 40,065 Net interest income 111,266 107,116 96,666 Provision for credit losses 1,169 3,083 2,212 Noninterest income 16,034 15,178 14,292 Noninterest expenses 62,761 60,218 58,924 Income tax expense 12,851 12,334 11,256 Net income $             50,519 $             46,659 $             38,566 Key Metrics Diluted EPS $                 1.22 $                 1.13 $                 0.93 Book value per share 41.49 40.68 37.53 Tangible book value per share 29.84 29.01 25.82 ROA 1.56 % 1.48 % 1.24 % ROCE 11.89 % 11.22 % 10.11 % ROTCE 16.88 % 16.05 % 15.25 % NIM 3.71 % 3.67 % 3.32 % NIM- T/E 3.73 % 3.69 % 3.32 % Efficiency ratio 49.12 % 49.05 % 53.00 % Quarterly NCO ratio 0.04 % 0.06 % 0.06 % ACL ratio 1.39 % 1.42 % 1.47 % Capital Ratios (1) Tangible common equity to tangible assets 9.83 % 9.63 % 8.83 % Common equity tier I capital ratio 14.09 % 14.13 % 14.64 % Total risk-based capital ratio 16.06 % 16.12 % 16.90 % (1) June 30, 2026 ratios are preliminary. Second Quarter 2026 Highlights D-EPS was $1.22 per share for the second quarter of 2026 compared to $1.13 for the linked quarter and $0.93 for the like quarter.

Jul 22, 2026 12:05 PM prnewswire.com
First Bancorp Reports First Quarter Results

First Bancorp Reports First Quarter Results

First Quarter 2026 Financial Data (Dollars in 000s, except per share data) Q1-2026 Q4-2025 Q1-2025 Summary Income Statement Total interest income $           142,390 $           143,634 $           132,624 Total interest expense 35,274 37,435 39,777 Net interest income 107,116 106,199 92,847 Provision for credit losses 3,083 4,732 1,116 Noninterest income 15,178 (22,479) 12,956 Noninterest expenses 60,218 62,043 57,911 Income tax expense 12,334 1,232 10,370 Net income $             46,659 $             15,713 $             36,406 Key Metrics Diluted EPS $                 1.13 $                 0.38 $                 0.88 Adjusted diluted EPS (1) 1.13 1.19 0.88 Book value per share 40.68 39.89 36.46 Tangible book value per share 29.01 28.23 24.69 ROA 1.48 % 0.49 % 1.21 % Adjusted ROA (1) 1.48 % 1.54 % 1.21 % ROCE 11.22 % 3.83 % 10.06 % Adjusted ROCE (1) 11.22 % 12.01 % 10.06 % ROTCE 16.05 % 5.80 % 15.54 % Adjusted ROTCE (1) 16.05 % 17.45 % 15.54 % NIM 3.67 % 3.58 % 3.25 % NIM- T/E 3.69 % 3.60 % 3.27 % Efficiency ratio 49.05 % 73.75 % 54.51 % Quarterly NCO ratio 0.06 % 0.05 % 0.17 % ACL ratio 1.42 % 1.42 % 1.49 % Capital Ratios (2) Tangible common equity to tangible assets 9.63 % 9.61 % 8.55 % Common equity tier I capital ratio 14.11 % 14.10 % 14.52 % Total risk-based capital ratio 16.10 % 16.12 % 16.80 % (1) Q4-2025 adjusted to exclude impact of securities loss of $43.7 million (after tax $33.6 million).  See Appendices D, E, F and G.

Apr 22, 2026 12:05 PM prnewswire.com
Head-To-Head Comparison: First Bancorp (NASDAQ:FBNC) & Bank of the James Financial Group (NASDAQ:BOTJ)

Head-To-Head Comparison: First Bancorp (NASDAQ:FBNC) & Bank of the James Financial Group (NASDAQ:BOTJ)

Bank of the James Financial Group (NASDAQ: BOTJ - Get Free Report) and First Bancorp (NASDAQ: FBNC - Get Free Report) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their profitability, dividends, institutional ownership, analyst recommendations, valuation, earnings and risk. Valuation and Earnings This

Mar 26, 2026 10:52 PM defenseworld.net

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