Profitability Ratios
| Ratio |
Value |
| GP Margin |
78.8% |
| EBIT Margin |
27.2% |
| EBITDA Margin |
30.2% |
| Operating Margin |
27.2% |
| Pretax Margin |
27.2% |
| Cont. Ops Margin |
20.8% |
| Net Margin |
20.8% |
| Bottom Line Margin |
20.7% |
Liquidity Ratios
| Ratio |
Value |
| Current Ratio |
1.49 |
| Quick Ratio |
1.49 |
| Solvency Ratio |
0.016 |
| Cash Ratio |
1.25 |
Valuation Ratios
| Ratio |
Value |
| Price/Earnings |
|
| PEG Ratio |
0.92 |
| Forward PEG |
0.92 |
| Price/Book |
1.51 |
| Price/Sales |
2.99 |
| Price/FCF |
12.97 |
| Price/Op Cash Flow |
10.03 |
Debt Ratios
| Ratio |
Value |
| Debt/Assets |
0.0429 |
| Debt/Equity |
0.3722 |
| Debt/Capital |
0.2712 |
| Long-Term Debt/Capital |
0.1861 |
| Financial Leverage |
8.68 |
Cash Flow Ratios
| Ratio |
Value |
| Working Capital Turnover |
-0.15 |
| Operating Cash Flow Ratio |
1.248 |
| Operating Cash Flow/Sales |
29.9% |
| Free Cash Flow/Operating Cash Flow |
77.3% |
Coverage Ratios
| Ratio |
Value |
| Debt Service Coverage |
0.55 |
| Interest Coverage |
1.4289 |
| Short-Term Operating Cash Flow Coverage |
1.25 |
| Operating Cash Flow Coverage |
0.40 |
| Capital Expenditure Coverage |
4.40 |
| Dividend + Capital Expenditure Coverage |
1.82 |
Dividend Ratios
| Ratio |
Value |
| Payout Ratio |
46.3567% |
| Dividend Yield |
3.2229% |
| Dividend Yield % |
3.2229% |
| Dividend Per Share |
1.8512 |
Per Share Ratios
| Ratio |
Value |
| Revenue/Share |
19.18 |
| EPS |
3.993 |
| Debt/Share |
17.8252 |
| Cash/Share |
5.73 |
| Book Value/Share |
38.07 |
| Tangible BV/Share |
20.18 |
| Equity/Share |
38.07 |
| Operating Cash Flow/Share |
5.728 |
| Capital Expenditure/Share |
1.300 |
| FCF/Share |
4.428 |
Other Ratios
| Ratio |
Value |
| Net Income/Earnings Before Tax |
0.764 |
| Earnings Before Tax/EBIT |
1.000 |
| Price/Fair Value |
1.51 |
| Debt/Market Cap |
0.2315 |
| Effective Tax Rate |
23.6% |
| Enterprise Value Multiple |
11.36 |
CBU - Community Bank System, Inc.