WSBF - Waterstone Financial, Inc.
NEXT EARNINGS:
Apr 28, 2026
Price:
--
--
|
CONSENSUS:
Hold
DETAILS
Market Cap:
328.35M
Volume:
49,718
Avg Volume:
46,248
52 Week Range:
11.61-18.88
Sector:
Financial Services
Industry:
Banks - Regional
Beta:
0.81
Last Dividend:
$0.60
Exchange:
NASDAQ
Country:
US
Employees:
600
IPO Date:
2005-10-05
EPS (TTM):
1.48
P/E Ratio:
11.18
Revenue (TTM):
201.61M
Total Assets:
2.26B
Total Debt:
412.26M
Cash & Equiv:
63.56M
Rev Growth (5Y):
-8.7%
EPS Growth (5Y):
-14.9%
FCF Growth (5Y):
10.2%
ROCE:
1.6%
Debt/Equity:
1.18
Earnings History
| Date | EPS Actual | EPS Est | EPS Surprise | Rev Actual | Rev Est | Rev Surprise |
|---|---|---|---|---|---|---|
| 2026-02-10 | $0.28 | — | — | $54.3M | — | — |
| 2025-10-23 | $0.45 | — | — | $51.2M | — | — |
| 2025-07-22 | $0.43 | — | — | $52.2M | — | — |
| 2025-04-22 | $0.17 | — | — | $43.9M | — | — |
| 2025-01-28 | $0.28 | $0.33 | -15.2% | $47.6M | $41.3M | +15.2% |
| 2024-10-22 | $0.26 | $0.30 | -13.3% | $33.4M | $12.0M | +178.4% |
| 2024-07-25 | $0.31 | $0.26 | +19.2% | $36.3M | $12.0M | +202.9% |
| 2024-04-30 | $0.20 | $0.13 | +53.8% | $31.3M | $12.0M | +161.4% |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 201.61M | 199.38M | 176.97M | 171.06M | 268.47M | 317.86M | 207.20M | 188.53M | 188.45M | 187.23M | 166.44M | 148.20M |
| Net Income | 26.40M | 18.69M | 9.38M | 19.49M | 70.79M | 81.14M | 35.90M | 30.75M | 25.96M | 25.53M | 16.57M | 12.73M |
| EPS | 1.48 | 1.01 | 0.47 | 0.89 | 2.98 | 3.32 | 1.38 | 1.12 | 0.95 | 0.94 | 0.57 | 0.38 |
| Total Assets | 2.26B | 2.21B | 2.21B | 2.03B | 2.22B | 2.18B | 2.00B | 1.92B | 1.81B | 1.79B | 1.76B | 1.78B |
| Total Debt | 412.26M | 446.52M | 466.05M | 386.78M | 477.13M | 508.07M | 483.56M | 435.05M | 386.29M | 387.15M | 441.20M | 434.00M |
| Cash & Equivalents | 63.56M | 35.46M | 30.67M | 35.96M | 362.74M | 75.92M | 61.60M | 61.00M | 31.57M | 20.39M | 80.17M | 151.55M |
| Operating Cash Flow | 0 | 48.06M | (27.58M) | 206.66M | 142.01M | (93.58M) | (40.22M) | 41.50M | 107.10M | (24.06M) | (12.99M) | (2.22M) |
| Free Cash Flow | 0 | 46.96M | (28.28M) | 205.96M | 141.23M | (94.81M) | (43.33M) | 37.54M | 105.52M | (25.15M) | (15.96M) | (4.17M) |
| FCF per Share | N/A | 2.53 | -1.40 | 9.41 | 5.95 | -3.88 | -1.67 | 1.37 | 3.84 | -0.93 | -0.55 | -0.12 |
| Book Value | 349.39M | 339.13M | 344.06M | 370.49M | 432.77M | 413.12M | 393.69M | 399.68M | 412.10M | 410.69M | 391.93M | 450.24M |
| Cash & ST Investments | 294.41M | 191.24M | 235.84M | 232.55M | 541.76M | 235.54M | 240.07M | 246.72M | 231.28M | 247.18M | 349.83M | 425.00M |
| ROC Equity | 0.08 | 0.06 | 0.03 | 0.05 | 0.16 | 0.20 | 0.09 | 0.08 | 0.06 | 0.06 | 0.04 | 0.03 |