World Acceptance Corporation logo WRLD - World Acceptance Corporation

NEXT EARNINGS: Apr 30, 2026 EPS Est: $7.74 | Rev Est: $168.4M
Price: -- -- | CONSENSUS: Hold DETAILS
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Market Cap: 645.73M
Volume: 55,608
Avg Volume: 102,425
52 Week Range: 104.99-185.48
Sector: Financial Services
Industry: Financial - Credit Services
Beta: 1.22
Last Dividend: $N/A
Exchange: NASDAQ
Country: US
Employees: 2,872
IPO Date: 1991-11-26
EPS (TTM): 16.54
P/E Ratio: 7.77
Revenue (TTM): 564.84M
Total Assets: 1.01B
Total Debt: 525.56M
Cash & Equiv: 9.73M
Rev Growth (5Y): -0.9%
EPS Growth (5Y): 35.2%
FCF Growth (5Y): -0.4%
ROCE: 16.4%
Debt/Equity: 1.20

Earnings History

Date EPS Actual EPS Est EPS Surprise Rev Actual Rev Est Rev Surprise
2026-01-27 $-0.19 $0.58 -132.8% $141.3M $168.4M -16.1%
2025-10-23 $-0.38 $1.87 -120.3% $134.5M $133.5M +0.7%
2025-07-24 $0.25 $2.44 -89.8% $132.5M $129.1M +2.6%
2025-04-29 $8.13 $6.42 +26.6% $165.3M $130.0M +27.1%
2025-01-28 $2.45 $1.23 +99.2% $138.6M $154.5M -10.3%
2024-10-25 $3.99 $1.99 +100.5% $131.4M $139.5M -5.8%
2024-07-26 $1.79 $1.69 +5.9% $129.5M $141.0M -8.1%
2024-05-02 $6.09 $4.35 +40.0% $159.3M $149.3M +6.6%

Track Record

Statements >
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Revenue 564.84M 573.21M 616.55M 585.19M 527.99M 590.03M 544.54M 502.67M 490.82M 557.48M 610.21M 599.26M
Net Income 89.74M 77.35M 21.23M 53.92M 88.28M 28.16M 37.24M 53.69M 73.60M 87.40M 110.83M 106.61M
EPS 16.54 13.45 3.69 8.88 13.59 3.66 4.01 6.11 8.45 10.12 12.12 10.39
Total Assets 1.01B 1.06B 1.12B 1.22B 954.27M 1.03B 854.99M 840.99M 800.59M 806.22M 866.13M 850.03M
Total Debt 525.56M 577.95M 679.00M 779.85M 496.73M 553.86M 251.94M 244.90M 295.14M 374.69M 501.15M 505.50M
Cash & Equivalents 9.73M 11.84M 16.51M 19.24M 15.75M 11.62M 9.34M 12.47M 15.20M 12.38M 38.34M 19.57M
Operating Cash Flow 254.16M 265.78M 291.55M 272.45M 226.95M 280.98M 244.66M 218.03M 219.36M 206.07M 241.89M 245.96M
Free Cash Flow 250.48M 259.85M 285.73M 266.38M 215.27M 255.24M 224.64M 206.87M 208.42M 197.33M 232.84M 238.25M
FCF per Share 45.48 45.20 49.70 43.87 31.63 33.20 24.20 23.53 23.94 22.39 25.96 23.22
Book Value 439.48M 424.43M 385.23M 373.02M 404.93M 411.96M 552.12M 541.11M 461.06M 391.90M 315.57M 307.36M
Cash & ST Investments 9.73M 11.84M 16.51M 19.24M 15.75M 11.62M 9.34M 12.47M 15.20M 12.38M 38.34M 19.57M
ROC Equity 0.20 0.18 0.06 0.14 0.22 0.07 0.07 0.10 0.16 0.22 0.35 0.35