UCB - United Community Banks, Inc.
NEXT EARNINGS:
Apr 21, 2026
EPS Est: $0.70
|
Rev Est: $273.7M
Price:
--
--
|
CONSENSUS:
Hold
DETAILS
|
PRICE TARGET:
$39.00
DETAILS
HIGH:
$39.00
LOW:
$39.00
MEDIAN:
$39.00
CONSENSUS:
$39.00
UPSIDE:
17.82%
Market Cap:
3.96B
Volume:
447,585
Avg Volume:
812,900
52 Week Range:
22.93-36.77
Sector:
Financial Services
Industry:
Banks - Regional
Beta:
0.84
Last Dividend:
$0.98
Exchange:
NYSE
Country:
US
Employees:
2,982
IPO Date:
2000-01-04
EPS (TTM):
2.63
P/E Ratio:
11.58
Revenue (TTM):
1.54B
Total Assets:
28.00B
Total Debt:
205.40M
Cash & Equiv:
202.59M
Rev Growth (5Y):
17.2%
EPS Growth (5Y):
6.6%
FCF Growth (5Y):
23.8%
ROCE:
10.3%
Debt/Equity:
0.06
Earnings History
| Date | EPS Actual | EPS Est | EPS Surprise | Rev Actual | Rev Est | Rev Surprise |
|---|---|---|---|---|---|---|
| 2026-01-14 | $0.71 | $0.73 | -2.7% | $295.0M | $273.7M | +7.8% |
| 2025-10-22 | $0.75 | $0.70 | +7.8% | $276.8M | $271.0M | +2.2% |
| 2025-07-23 | $0.66 | $0.62 | +6.5% | $254.3M | $271.1M | -6.2% |
| 2025-04-22 | $0.59 | $0.56 | +5.4% | $242.9M | $260.6M | -6.8% |
| 2025-01-22 | $0.63 | $0.55 | +14.5% | $245.0M | $245.6M | -0.2% |
| 2024-10-23 | $0.57 | $0.58 | -1.4% | $210.6M | $241.5M | -12.8% |
| 2024-07-24 | $0.58 | $0.51 | +13.7% | $240.4M | $239.0M | +0.6% |
| 2024-04-24 | $0.52 | $0.50 | +5.4% | $234.0M | $232.0M | +0.9% |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.54B | 1.48B | 1.29B | 928.93M | 716.27M | 695.60M | 640.98M | 577.72M | 463.98M | 428.72M | 351.06M | 303.99M |
| Net Income | 328.15M | 252.40M | 187.54M | 277.47M | 269.80M | 164.09M | 185.72M | 166.11M | 67.82M | 100.66M | 71.58M | 67.62M |
| EPS | 2.63 | 2.04 | 1.54 | 2.52 | 2.97 | 1.91 | 2.31 | 2.07 | 0.92 | 1.40 | 1.09 | 1.11 |
| Total Assets | 28.00B | 27.72B | 27.30B | 24.01B | 20.95B | 17.79B | 12.92B | 12.57B | 11.92B | 10.71B | 9.62B | 7.57B |
| Total Debt | 205.40M | 449.15M | 324.82M | 1.19B | 247.36M | 326.96M | 212.66M | 427.19M | 675.20M | 884.29M | 610.60M | 405.99M |
| Cash & Equivalents | 202.59M | 519.87M | 1.00B | 511.85M | 2.29B | 1.61B | 515.21M | 327.26M | 314.27M | 217.35M | 240.36M | 192.66M |
| Operating Cash Flow | 435.30M | 349.73M | 293.97M | 607.31M | 359.32M | 158.68M | 153.93M | 270.01M | 207.96M | 139.91M | 113.43M | 99.28M |
| Free Cash Flow | 407.72M | 302.69M | 221.49M | 564.60M | 332.84M | 140.22M | 132.99M | 252.39M | 185.78M | 122.54M | 102.89M | 94.22M |
| FCF per Share | 3.35 | 2.53 | 1.88 | 5.29 | 3.78 | 1.69 | 1.67 | 3.17 | 2.54 | 1.70 | 1.57 | 1.56 |
| Book Value | 3.64B | 3.43B | 3.26B | 2.70B | 2.22B | 2.01B | 1.64B | 1.46B | 1.30B | 1.08B | 1.02B | 739.58M |
| Cash & ST Investments | 3.95B | 4.96B | 4.33B | 4.13B | 6.79B | 4.83B | 2.79B | 2.96B | 2.93B | 2.65B | 2.53B | 1.98B |
| ROC Equity | 0.09 | 0.07 | 0.06 | 0.10 | 0.12 | 0.08 | 0.11 | 0.11 | 0.05 | 0.09 | 0.07 | 0.09 |