United Bankshares, Inc. logo UBSI - United Bankshares, Inc.

NEXT EARNINGS: Apr 23, 2026 EPS Est: $0.85 | Rev Est: $318.0M
Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
0
BUY 2
HOLD 8
SELL 1
STRONG
SELL
0
| PRICE TARGET: $45.50 DETAILS
HIGH: $47.00
LOW: $44.00
MEDIAN: $45.50
CONSENSUS: $45.50
UPSIDE: 6.81%
Market Cap: 5.98B
Volume: 779,309
Avg Volume: 840,470
52 Week Range: 30.51-45.93
Sector: Financial Services
Industry: Banks - Regional
Beta: 0.78
Last Dividend: $1.49
Exchange: NASDAQ
Country: US
Employees: 2,553
IPO Date: 1987-06-04
EPS (TTM): 3.28
P/E Ratio: 11.61
Revenue (TTM): 1.82B
Total Assets: 33.66B
Total Debt: 921.17M
Cash & Equiv: 2.54B
Rev Growth (5Y): 12.4%
EPS Growth (5Y): 4.3%
FCF Growth (5Y): 25.2%
ROCE: 1.8%
Debt/Equity: 0.17

Earnings History

Date EPS Actual EPS Est EPS Surprise Rev Actual Rev Est Rev Surprise
2025-10-23 $0.92 $0.81 +13.3% $324.1M $309.1M +4.9%
2025-07-24 $0.85 $0.77 +10.4% $305.4M $308.3M -0.9%
2025-04-24 $0.59 $0.66 -10.6% $289.0M $278.8M +3.7%
2025-01-24 $0.69 $0.67 +3.0% $261.0M $273.7M -4.6%
2024-10-24 $0.70 $0.67 +4.5% $261.2M $259.9M +0.5%
2024-07-25 $0.71 $0.64 +10.9% $254.3M $255.6M -0.5%
2024-04-25 $0.64 $0.65 -1.5% $253.2M $257.6M -1.7%
2024-01-26 $0.59 $0.66 -10.6% $262.0M $259.1M +1.1%

Track Record

Statements >
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Revenue 1.82B 1.62B 1.53B 1.15B 1.06B 1.14B 910.75M 841.42M 753.64M 538.63M 495.75M 489.14M
Net Income 464.60M 373.00M 366.31M 379.63M 367.74M 289.02M 260.10M 256.34M 150.58M 147.08M 137.96M 129.89M
EPS 3.28 2.76 2.72 2.81 2.84 2.40 2.56 2.46 1.54 2.00 1.99 1.93
Total Assets 33.66B 30.02B 29.93B 29.49B 29.33B 26.18B 19.66B 19.25B 19.06B 14.51B 12.58B 12.33B
Total Debt 921.17M 803.28M 2.08B 2.43B 1.03B 1.08B 2.27B 1.85B 1.84B 1.38B 1.44B 1.54B
Cash & Equivalents 2.54B 2.29B 1.60B 1.18B 3.76B 2.21B 836.67M 1.02B 1.67B 1.43B 856.61M 752.34M
Operating Cash Flow N/A 445.45M 435.24M 760.82M 609.54M 140.45M 151.97M 292.53M 253.93M 170.73M 174.90M 152.57M
Free Cash Flow N/A 433.33M 423.55M 743.96M 594.16M 121.42M 140.88M 286.76M 239.57M 163.46M 169.64M 143.69M
FCF per Share N/A 3.21 3.15 5.52 4.60 1.01 1.39 2.76 2.46 2.22 2.45 2.13
Book Value 5.50B 4.99B 4.77B 4.52B 4.72B 4.30B 3.36B 3.25B 3.24B 2.24B 1.71B 1.66B
Cash & ST Investments 5.60B 2.55B 5.38B 5.72B 7.80B 5.16B 3.27B 3.36B 3.55B 2.69B 1.92B 1.93B
ROC Equity 0.08 0.07 0.08 0.08 0.08 0.07 0.08 0.08 0.05 0.07 0.08 0.08