STEL - Stellar Bancorp, Inc.
NEXT EARNINGS:
Apr 24, 2026
EPS Est: $0.47
|
Rev Est: $108.5M
Price:
--
--
|
CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$32.00
DETAILS
HIGH:
$32.00
LOW:
$32.00
MEDIAN:
$32.00
CONSENSUS:
$32.00
DOWNSIDE:
15.61%
Market Cap:
1.94B
Volume:
249,609
Avg Volume:
513,465
52 Week Range:
24.125-40.21
Sector:
Financial Services
Industry:
Banks - Regional
Beta:
0.78
Last Dividend:
$0.57
Exchange:
NYSE
Country:
US
Employees:
1,054
IPO Date:
2017-11-08
EPS (TTM):
1.99
P/E Ratio:
15.57
Revenue (TTM):
596.26M
Total Assets:
10.81B
Total Debt:
40.23M
Cash & Equiv:
419.45M
Rev Growth (5Y):
19.0%
EPS Growth (5Y):
13.4%
FCF Growth (5Y):
19.0%
ROCE:
2.4%
Debt/Equity:
0.02
Earnings History
| Date | EPS Actual | EPS Est | EPS Surprise | Rev Actual | Rev Est | Rev Surprise |
|---|---|---|---|---|---|---|
| 2026-01-28 | $0.51 | $0.53 | -3.8% | $108.9M | $106.0M | +2.7% |
| 2025-10-24 | $0.50 | $0.49 | +1.2% | $105.6M | $105.9M | -0.3% |
| 2025-07-25 | $0.51 | $0.45 | +13.3% | $104.1M | $107.2M | -2.8% |
| 2025-04-25 | $0.46 | $0.44 | +4.5% | $104.8M | $105.2M | -0.4% |
| 2025-01-30 | $0.52 | $0.48 | +8.3% | $108.0M | $107.5M | +0.5% |
| 2024-10-25 | $0.63 | $0.48 | +31.3% | $107.8M | $106.3M | +1.4% |
| 2024-07-26 | $0.56 | $0.48 | +16.7% | $106.8M | $106.6M | +0.2% |
| 2024-04-26 | $0.49 | $0.48 | +2.1% | $108.4M | $107.1M | +1.2% |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 596.26M | 625.45M | 615.38M | 343.35M | 261.75M | 249.92M | 170.56M | 148.74M | 129.22M | 123.66M | 117.52M |
| Net Income | 102.87M | 115.00M | 130.50M | 51.43M | 81.55M | 45.53M | 50.52M | 47.29M | 27.57M | 27.21M | 24.14M |
| EPS | 1.99 | 2.15 | 2.45 | 1.48 | 2.85 | 1.06 | 2.03 | 1.90 | 1.23 | 1.25 | 1.11 |
| Total Assets | 10.81B | 10.91B | 10.65B | 10.90B | 7.10B | 3.95B | 3.48B | 3.28B | 3.08B | 2.95B | 2.88B |
| Total Debt | 40.23M | 70.11M | 159.76M | 173.29M | 212.94M | 66.45M | 66.19M | 4.07M | 8.25M | 36.75M | 39.82M |
| Cash & Equivalents | 419.45M | 911.22M | 399.24M | 371.70M | 757.51M | 538.01M | 372.06M | 382.07M | 326.20M | 382.70M | 435.30M |
| Operating Cash Flow | 0 | 132.62M | 168.22M | 109.07M | 107.38M | 61.06M | 56.09M | 49.32M | 35.59M | 36.04M | 32.83M |
| Free Cash Flow | 0 | 127.96M | 161.36M | 105.25M | 104.45M | 53.88M | 53.60M | 48.03M | 35.59M | 36.04M | 30.04M |
| FCF per Share | N/A | 2.39 | 3.03 | 3.03 | 3.64 | 1.86 | 2.15 | 1.93 | 1.58 | 1.65 | 1.38 |
| Book Value | 1.67B | 1.61B | 1.52B | 1.38B | 816.47M | 546.45M | 535.72M | 487.62M | 446.21M | 357.64M | 344.31M |
| Cash & ST Investments | 0 | 2.10B | 1.79B | 2.18B | 2.53B | 738.69M | 425.34M | 439.76M | 326.80M | 382.70M | 435.30M |
| ROC Equity | 0.06 | 0.07 | 0.09 | 0.04 | 0.10 | 0.08 | 0.09 | 0.10 | 0.06 | 0.08 | 0.07 |