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SoFi Technologies, Inc. (SOFI)
$16.75
+0.16 (+0.99%)Delayed quote.
Price history
Daily close- Start
- $30.54
- Latest close
- $16.75
- Period change
- -45.15%
- Period low
- $14.22
- Period high
- $32.21
Key metrics
- Market cap
- $21.23B
- Volume
- 3.46M
- Average volume
- 58.04M
- 52-week range
- $13.86 – $32.73
- Beta
- 2.24
- Last dividend
- —
- EPS (TTM)
- $0.58
- P/E ratio
- 28.88
- Revenue (TTM)
- $6.11B
- Net income (TTM)
- $737.86M
- Total assets
- $67.77B
- Total debt
- $3.98B
- Cash and equivalents
- $2.81B
Key financials (trailing twelve months).
Company profile
SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Exchange
- NASDAQ
- CEO
- Anthony J. Noto
- Employees
- 6,100
- Headquarters
- San Francisco, CA, US
- IPO date
- 2021-01-04
- Website
- https://www.sofi.com
Financial statements
Annual, last 3 fiscal years. Most recent period first. Reported in USD.
| Metric | FY2025Dec 31, 2025 | FY2024Dec 31, 2024 | FY2023Dec 31, 2023 |
|---|---|---|---|
| Revenue | $4.77B | $3.70B | $2.90B |
| Gross profit | $3.58B | $2.58B | $2.05B |
| Operating income | $525.86M | $233.34M | -$301.16M |
| EBITDA | $760.01M | $436.84M | -$99.74M |
| Net income | $481.32M | $498.67M | -$300.74M |
| Diluted EPS | $0.39 | $0.39 | -$0.36 |
| Metric | FY2025Dec 31, 2025 | FY2024Dec 31, 2024 | FY2023Dec 31, 2023 |
|---|---|---|---|
| Cash and equivalents | $4.93B | $2.54B | $3.09B |
| Total assets | $50.66B | $36.25B | $30.07B |
| Total liabilities | $40.17B | $29.73B | $24.52B |
| Total debt | $1.93B | $3.20B | $5.36B |
| Shareholders’ equity | $10.49B | $6.53B | $5.55B |
| Metric | FY2025Dec 31, 2025 | FY2024Dec 31, 2024 | FY2023Dec 31, 2023 |
|---|---|---|---|
| Operating cash flow | -$3.74B | -$1.12B | -$7.23B |
| Capital expenditure | -$242.44M | -$163.62M | -$121.19M |
| Free cash flow | -$3.98B | -$1.28B | -$7.35B |
Quarterly, last 6 quarters. Most recent period first. Reported in USD.
| Metric | Q3 2026Sep 30, 2026 | Q2 2026Jun 30, 2026 | Q1 2026Mar 31, 2026 | Q4 2025Dec 31, 2025 | Q3 2025Sep 30, 2025 | Q2 2025Jun 30, 2025 |
|---|---|---|---|---|---|---|
| Revenue | $1.80B | $1.57B | $1.41B | $1.34B | $1.27B | $1.13B |
| Gross profit | $1.37B | $1.20B | $1.09B | $1.02B | $952.40M | $844.91M |
| Operating income | $317.83M | $204.31M | $199.55M | $185.33M | $148.55M | $112.19M |
| EBITDA | $731.54M | $277.42M | $267.13M | $248.21M | $207.80M | $168.94M |
| Net income | $240.99M | $156.59M | $166.73M | $173.55M | $139.39M | $97.26M |
| Diluted EPS | $0.18 | $0.12 | $0.12 | $0.13 | $0.11 | $0.08 |
| Metric | Q3 2026Sep 30, 2026 | Q2 2026Jun 30, 2026 | Q1 2026Mar 31, 2026 | Q4 2025Dec 31, 2025 | Q3 2025Sep 30, 2025 | Q2 2025Jun 30, 2025 |
|---|---|---|---|---|---|---|
| Cash and equivalents | $2.81B | $3.13B | $3.40B | $4.93B | $3.25B | $2.12B |
| Total assets | $67.77B | $60.95B | $53.70B | $50.66B | $45.29B | $41.11B |
| Total liabilities | $56.47B | $49.87B | $42.89B | $40.17B | $36.51B | $34.25B |
| Total debt | $3.98B | $3.41B | $1.91B | $1.93B | $2.81B | $4.03B |
| Shareholders’ equity | $11.30B | $11.08B | $10.81B | $10.49B | $8.78B | $6.86B |
| Metric | Q3 2026Sep 30, 2026 | Q2 2026Jun 30, 2026 | Q1 2026Mar 31, 2026 | Q4 2025Dec 31, 2025 | Q3 2025Sep 30, 2025 | Q2 2025Jun 30, 2025 |
|---|---|---|---|---|---|---|
| Operating cash flow | -$3.01B | -$3.89B | $119.10M | -$991.18M | $72.94M | -$1.47B |
| Capital expenditure | -$103.02M | -$95.35M | -$68.78M | -$67.72M | -$63.16M | -$65.99M |
| Free cash flow | -$3.12B | -$3.99B | $50.32M | -$1.06B | $9.78M | -$1.53B |