SLM - SLM Corporation
NEXT EARNINGS:
Apr 23, 2026
(in 26 days)
EPS Est: $0.88
|
Rev Est: $496.5M
Price:
--
--
|
CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$31.83
DETAILS
HIGH:
$40.00
LOW:
$23.00
MEDIAN:
$32.00
CONSENSUS:
$31.83
UPSIDE:
56.34%
Market Cap:
4.03B
Volume:
2,513,610
Avg Volume:
3,728,662
52 Week Range:
17.77-34.97
Sector:
Financial Services
Industry:
Financial - Credit Services
Beta:
1.16
Last Dividend:
$0.52
Exchange:
NASDAQ
Country:
US
Employees:
1,710
IPO Date:
1983-09-23
EPS (TTM):
3.52
P/E Ratio:
5.78
Revenue (TTM):
3.11B
Total Assets:
29.75B
Total Debt:
5.86B
Cash & Equiv:
4.03B
Rev Growth (5Y):
5.8%
EPS Growth (5Y):
9.2%
FCF Growth (5Y):
-23.2%
ROCE:
3.4%
Debt/Equity:
2.39
Earnings History
| Date | EPS Actual | EPS Est | EPS Surprise | Rev Actual | Rev Est | Rev Surprise |
|---|---|---|---|---|---|---|
| 2026-01-22 | $1.12 | $0.95 | +17.9% | $454.1M | $442.4M | +2.6% |
| 2025-10-23 | $0.63 | $0.80 | -21.0% | $830.3M | $545.2M | +52.3% |
| 2025-07-24 | $0.32 | $0.49 | -34.7% | $683.5M | $386.7M | +76.8% |
| 2025-04-24 | $1.40 | $1.19 | +17.6% | $862.1M | $560.3M | +53.9% |
| 2025-01-23 | $0.50 | $0.56 | -10.7% | $689.2M | $368.1M | +87.2% |
| 2024-10-23 | $-0.23 | $0.06 | -483.3% | $677.2M | $391.7M | +72.9% |
| 2024-07-24 | $1.11 | $0.84 | +32.1% | $783.3M | $362.8M | +115.9% |
| 2024-04-24 | $1.27 | $1.07 | +18.7% | $837.7M | $397.5M | +110.8% |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3.11B | 2.99B | 2.84B | 2.37B | 2.41B | 2.34B | 2.38B | 1.88B | 1.43B | 1.15B | 1.01B | 831.58M |
| Net Income | 744.85M | 608.33M | 581.39M | 469.01M | 1.16B | 880.69M | 578.28M | 487.48M | 288.93M | 250.33M | 274.28M | 194.22M |
| EPS | 3.52 | 2.73 | 2.44 | 1.78 | 3.67 | 2.27 | 1.35 | 1.08 | 0.63 | 0.54 | 0.60 | 0.43 |
| Total Assets | 29.75B | 30.07B | 29.17B | 28.81B | 29.22B | 30.77B | 32.69B | 26.64B | 21.78B | 18.53B | 15.21B | 12.97B |
| Total Debt | 5.86B | 6.44B | 5.23B | 5.24B | 5.93B | 5.19B | 4.64B | 4.28B | 3.28B | 2.17B | 1.08B | 0 |
| Cash & Equivalents | 4.03B | 4.70B | 4.15B | 4.62B | 4.33B | 4.46B | 5.56B | 2.56B | 1.53B | 1.92B | 2.42B | 2.36B |
| Operating Cash Flow | 575.52M | (329.39M) | (144.64M) | 4.99M | (49.52M) | (182.67M) | (15.64M) | (102.74M) | (166.91M) | (200.93M) | (91.20M) | (436.77M) |
| Free Cash Flow | 575.52M | (329.39M) | (144.64M) | 4.99M | (49.52M) | 2.15B | (15.64M) | (102.74M) | (166.91M) | (200.93M) | (91.20M) | (436.77M) |
| FCF per Share | 2.78 | -1.52 | -0.63 | 0.02 | -0.16 | 5.60 | -0.04 | -0.24 | -0.39 | -0.47 | -0.21 | -1.03 |
| Book Value | 2.45B | 2.16B | 1.88B | 1.73B | 2.15B | 2.56B | 3.31B | 2.97B | 2.47B | 2.35B | 2.10B | 1.83B |
| Cash & ST Investments | 4.03B | 4.70B | 6.56B | 6.96B | 6.85B | 6.45B | 6.05B | 2.74B | 1.78B | 2.13B | 2.61B | 2.53B |
| ROC Equity | 0.30 | 0.28 | 0.31 | 0.27 | 0.54 | 0.34 | 0.17 | 0.16 | 0.12 | 0.11 | 0.13 | 0.11 |