AlphaMadera
PennyMac Financial Services, Inc. (PFSI)
$67.09
-0.46 (-0.68%)Delayed quote.
Price history
Daily close- Start
- $124.45
- Latest close
- $67.09
- Period change
- -46.09%
- Period low
- $57.75
- Period high
- $159.46
Key metrics
- Market cap
- $3.49B
- Volume
- 855.5K
- Average volume
- 606.0K
- 52-week range
- $57.52 – $160.36
- Beta
- 1.48
- Last dividend
- $1.20
- EPS (TTM)
- $4.60
- P/E ratio
- 14.58
- Revenue (TTM)
- $4.67B
- Net income (TTM)
- $239.88M
- Total assets
- $29.91B
- Total debt
- $15.25B
- Cash and equivalents
- $233.00M
Key financials (trailing twelve months).
Company profile
PennyMac Financial Services, Inc. (PFSI), through its various subsidiaries, is actively engaged in mortgage banking and investment management activities across the United States. The company's operations are structured into three primary divisions: Production, Servicing, and Investment Management. The Production segment focuses on the creation, acquisition, and subsequent sale of loans. Its primary involvement is with first-lien residential mortgage loans, encompassing both conventional products and those insured or guaranteed by the government. The Servicing segment is responsible for the administration of newly originated loans, in addition to managing early buyout transactions and providing servicing for other loan portfolios. This involves a broad range of activities, such as general loan administration, payment collection, and managing defaults. Specific duties include processing loan payments, addressing customer inquiries, meticulously accounting for principal and interest, holding custodial funds for property taxes and insurance premiums, providing guidance to delinquent borrowers, and supervising foreclosure processes and property dispositions. Furthermore, this segment implements loss mitigation strategies, including loan modification and forbearance programs. The Investment Management segment's core functions include identifying potential investment assets, conducting thorough due diligence, submitting bids, and finalizing acquisitions. It also oversees the correspondent production operations for PennyMac Mortgage Investment Trust and manages the acquired asset base. PennyMac Financial Services, Inc. was established in 2008 and maintains its headquarters in Westlake Village, California.
- Sector
- Financial Services
- Industry
- Financial - Mortgages
- Exchange
- NYSE
- CEO
- David A. Spector
- Employees
- 5,241
- Headquarters
- Westlake Village, CA, US
- IPO date
- 2013-05-09
- Website
- https://pfsi.pennymac.com
Financial statements
Annual, last 3 fiscal years. Most recent period first. Reported in USD.
| Metric | FY2025Dec 31, 2025 | FY2024Dec 31, 2024 | FY2023Dec 31, 2023 |
|---|---|---|---|
| Revenue | $4.42B | $2.85B | $2.04B |
| Gross profit | $2.62B | $1.37B | $847.47M |
| Operating income | $551.42M | $402.62M | $354.04M |
| EBITDA | $620.77M | $472.28M | $424.06M |
| Net income | $501.08M | $311.42M | $144.66M |
| Diluted EPS | $9.30 | $5.84 | $2.74 |
| Metric | FY2025Dec 31, 2025 | FY2024Dec 31, 2024 | FY2023Dec 31, 2023 |
|---|---|---|---|
| Cash and equivalents | $301.68M | $238.48M | $938.37M |
| Total assets | $29.39B | $26.09B | $18.84B |
| Total liabilities | $25.08B | $22.26B | $15.31B |
| Total debt | $23.06B | $20.55B | $13.49B |
| Shareholders’ equity | $4.31B | $3.83B | $3.54B |
| Metric | FY2025Dec 31, 2025 | FY2024Dec 31, 2024 | FY2023Dec 31, 2023 |
|---|---|---|---|
| Operating cash flow | -$1.40B | -$4.53B | -$1.58B |
| Capital expenditure | -$11.92M | -$22.10M | -$36.17M |
| Free cash flow | -$1.41B | -$4.56B | -$1.62B |
Quarterly, last 6 quarters. Most recent period first. Reported in USD.
| Metric | Q3 2026Sep 30, 2026 | Q2 2026Jun 30, 2026 | Q1 2026Mar 31, 2026 | Q4 2025Dec 31, 2025 | Q3 2025Sep 30, 2025 | Q2 2025Jun 30, 2025 |
|---|---|---|---|---|---|---|
| Revenue | $512.00M | $972.18M | $966.74M | $2.21B | $882.81M | $931.58M |
| Gross profit | $512.00M | $422.81M | $463.17M | $1.71B | $413.06M | $483.02M |
| Operating income | $87.00M | $31.52M | $104.69M | $133.46M | $236.57M | $76.44M |
| EBITDA | $297.00M | $50.36M | $122.43M | $150.68M | $253.04M | $94.80M |
| Net income | $29.00M | $21.73M | $82.32M | $106.83M | $181.50M | $136.46M |
| Diluted EPS | $0.54 | $0.41 | $1.53 | $1.97 | $3.37 | $2.54 |
| Metric | Q3 2026Sep 30, 2026 | Q2 2026Jun 30, 2026 | Q1 2026Mar 31, 2026 | Q4 2025Dec 31, 2025 | Q3 2025Sep 30, 2025 | Q2 2025Jun 30, 2025 |
|---|---|---|---|---|---|---|
| Cash and equivalents | $233.00M | $214.00M | $219.51M | $301.68M | $621.92M | $162.19M |
| Total assets | $29.91B | $29.86B | $31.94B | $29.39B | $25.40B | $24.22B |
| Total liabilities | $25.55B | $25.52B | $27.62B | $25.08B | $21.19B | $20.19B |
| Total debt | $15.25B | $23.68B | $17.20B | $23.06B | $19.40B | $18.52B |
| Shareholders’ equity | $4.36B | $4.34B | $4.33B | $4.31B | $4.21B | $4.03B |
| Metric | Q3 2026Sep 30, 2026 | Q2 2026Jun 30, 2026 | Q1 2026Mar 31, 2026 | Q4 2025Dec 31, 2025 | Q3 2025Sep 30, 2025 | Q2 2025Jun 30, 2025 |
|---|---|---|---|---|---|---|
| Operating cash flow | $854.40M | $2.05B | -$1.24B | -$1.63B | -$697.37M | -$131.31M |
| Capital expenditure | -$16.54M | -$3.38M | -$2.25M | -$8.17M | -$10.28M | -$10.45M |
| Free cash flow | $837.86M | $2.04B | -$1.25B | -$1.64B | -$707.65M | -$141.77M |