OSBC - Old Second Bancorp, Inc.
NEXT EARNINGS:
Apr 22, 2026
EPS Est: $0.52
|
Rev Est: $81.0M
Price:
--
--
|
CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$23.00
DETAILS
HIGH:
$23.00
LOW:
$23.00
MEDIAN:
$23.00
CONSENSUS:
$23.00
UPSIDE:
16.22%
Market Cap:
1.04B
Volume:
383,169
Avg Volume:
320,261
52 Week Range:
14.14-22
Sector:
Financial Services
Industry:
Banks - Regional
Beta:
0.79
Last Dividend:
$0.26
Exchange:
NASDAQ
Country:
US
Employees:
877
IPO Date:
1993-11-16
EPS (TTM):
1.64
P/E Ratio:
12.79
Revenue (TTM):
396.97M
Total Assets:
6.90B
Total Debt:
338.92M
Cash & Equiv:
124.03M
Rev Growth (5Y):
23.3%
EPS Growth (5Y):
11.8%
FCF Growth (5Y):
20.1%
ROCE:
2.2%
Debt/Equity:
0.38
Earnings History
| Date | EPS Actual | EPS Est | EPS Surprise | Rev Actual | Rev Est | Rev Surprise |
|---|---|---|---|---|---|---|
| 2026-01-21 | $0.58 | $0.53 | +9.4% | $95.2M | $81.0M | +17.6% |
| 2025-10-22 | $0.53 | $0.51 | +3.9% | $94.2M | $82.9M | +13.6% |
| 2025-07-23 | $0.48 | $0.49 | -2.0% | $73.6M | $77.7M | -5.2% |
| 2025-04-23 | $0.45 | $0.46 | -2.2% | $71.7M | $60.6M | +18.3% |
| 2025-01-22 | $0.44 | $0.48 | -8.3% | $71.7M | $59.2M | +21.1% |
| 2024-10-16 | $0.50 | $0.47 | +6.4% | $69.7M | $70.6M | -1.2% |
| 2024-07-17 | $0.48 | $0.47 | +2.1% | $69.5M | $70.6M | -1.5% |
| 2024-04-17 | $0.47 | $0.47 | 0.0% | $69.0M | $69.8M | -1.1% |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 396.97M | 336.17M | 321.03M | 255.24M | 141.89M | 139.51M | 149.44M | 136.99M | 116.54M | 100.50M | 97.06M | 95.75M |
| Net Income | 80.31M | 85.26M | 91.73M | 67.41M | 20.04M | 27.82M | 39.45M | 34.01M | 15.14M | 15.68M | 15.38M | 10.14M |
| EPS | 1.64 | 1.90 | 2.05 | 1.51 | 0.66 | 0.94 | 1.32 | 1.14 | 0.51 | 0.53 | 0.46 | 0.46 |
| Total Assets | 6.90B | 5.65B | 5.72B | 5.89B | 6.21B | 3.04B | 2.64B | 2.68B | 2.38B | 2.25B | 2.08B | 2.06B |
| Total Debt | 338.92M | 141.90M | 516.62M | 260.81M | 198.88M | 160.52M | 205.87M | 313.36M | 246.62M | 197.30M | 152.11M | 169.91M |
| Cash & Equivalents | 124.03M | 99.33M | 100.14M | 115.18M | 752.11M | 329.90M | 50.63M | 55.23M | 55.83M | 47.33M | 40.34M | 44.20M |
| Operating Cash Flow | 0 | 131.53M | 116.40M | 97.34M | 31.05M | 25.99M | 52.64M | 54.91M | 37.10M | 27.25M | 21.14M | (6.31M) |
| Free Cash Flow | 0 | 120.75M | 104.03M | 93.01M | 29.01M | 22.07M | 48.26M | 53.01M | 36.05M | 25.27M | 19.86M | (7.40M) |
| FCF per Share | N/A | 2.69 | 2.33 | 2.09 | 0.96 | 0.74 | 1.61 | 1.78 | 1.22 | 0.86 | 0.67 | -0.29 |
| Book Value | 896.77M | 671.03M | 577.28M | 461.14M | 502.03M | 307.09M | 277.86M | 229.08M | 200.35M | 175.21M | 155.93M | 194.16M |
| Cash & ST Investments | 196.38M | 1.26B | 1.29B | 1.65B | 2.45B | 826.08M | 535.28M | 596.48M | 597.27M | 579.17M | 496.40M | 429.68M |
| ROC Equity | 0.09 | 0.13 | 0.16 | 0.15 | 0.04 | 0.09 | 0.14 | 0.15 | 0.08 | 0.09 | 0.10 | 0.05 |