OFG - OFG Bancorp
NEXT EARNINGS:
Apr 16, 2026
EPS Est: $1.00
|
Rev Est: $177.9M
Price:
--
--
|
CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$45.50
DETAILS
HIGH:
$50.00
LOW:
$43.00
MEDIAN:
$44.50
CONSENSUS:
$45.50
UPSIDE:
10.17%
Market Cap:
1.82B
Volume:
278,881
Avg Volume:
291,521
52 Week Range:
33.15-46.11
Sector:
Financial Services
Industry:
Banks - Regional
Beta:
0.75
Last Dividend:
$1.20
Exchange:
NYSE
Country:
US
Employees:
2,223
IPO Date:
1987-03-26
EPS (TTM):
4.53
P/E Ratio:
9.31
Revenue (TTM):
862.62M
Total Assets:
12.47B
Total Debt:
580.46M
Cash & Equiv:
1.04B
Rev Growth (5Y):
9.8%
EPS Growth (5Y):
28.0%
FCF Growth (5Y):
16.9%
ROCE:
14.2%
Debt/Equity:
0.42
Earnings History
| Date | EPS Actual | EPS Est | EPS Surprise | Rev Actual | Rev Est | Rev Surprise |
|---|---|---|---|---|---|---|
| 2026-01-22 | $1.27 | $1.16 | +9.5% | $184.3M | $178.1M | +3.5% |
| 2025-10-22 | $1.16 | $1.17 | -0.9% | $171.2M | $187.0M | -8.4% |
| 2025-07-17 | $1.15 | $1.05 | +9.5% | $182.4M | $181.5M | +0.5% |
| 2025-04-23 | $1.00 | $1.02 | -2.0% | $166.7M | $178.0M | -6.3% |
| 2025-01-22 | $1.09 | $0.97 | +12.4% | $169.0M | $175.1M | -3.5% |
| 2024-10-16 | $1.00 | $1.02 | -2.0% | $163.7M | $178.2M | -8.2% |
| 2024-07-18 | $1.08 | $0.96 | +12.5% | $166.2M | $152.6M | +9.0% |
| 2024-04-18 | $1.05 | $0.95 | +10.5% | $162.0M | $175.0M | -7.5% |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 862.62M | 822.77M | 728.15M | 598.51M | 539.08M | 541.21M | 429.88M | 400.92M | 387.77M | 385.91M | 386.42M | 475.93M |
| Net Income | 205.10M | 198.17M | 181.87M | 166.24M | 146.15M | 74.33M | 53.84M | 84.41M | 52.65M | 59.19M | (2.50M) | 85.18M |
| EPS | 4.53 | 4.25 | 3.85 | 3.46 | 2.85 | 1.32 | 0.93 | 1.59 | 0.88 | 1.03 | -0.37 | 1.58 |
| Total Assets | 12.47B | 11.50B | 11.34B | 9.82B | 9.90B | 9.83B | 9.30B | 6.58B | 6.19B | 6.50B | 7.10B | 7.45B |
| Total Debt | 580.46M | 422.56M | 224.80M | 54.40M | 95.07M | 134.92M | 345.40M | 570.42M | 328.75M | 795.35M | 1.37B | 1.42B |
| Cash & Equivalents | 1.04B | 591.14M | 748.17M | 550.31M | 2.02B | 2.15B | 851.31M | 450.06M | 488.23M | 513.47M | 540.06M | 573.43M |
| Operating Cash Flow | 0 | 252.50M | 295.66M | 164.46M | 100.04M | 34.96M | 109.62M | 133.35M | 151.44M | 78.51M | 97.08M | 175.00M |
| Free Cash Flow | 0 | 210.79M | 277.80M | 133.46M | 76.99M | 19.70M | 96.65M | 121.86M | 144.97M | 73.22M | 91.80M | 167.09M |
| FCF per Share | N/A | 4.52 | 5.88 | 2.78 | 1.51 | 0.38 | 1.88 | 2.68 | 3.30 | 1.67 | 2.08 | 3.71 |
| Book Value | 1.39B | 1.25B | 1.19B | 1.04B | 1.07B | 1.09B | 1.05B | 999.88M | 945.11M | 920.41M | 897.08M | 942.20M |
| Cash & ST Investments | 1.04B | 2.93B | 2.85B | 1.96B | 2.53B | 2.60B | 1.93B | 1.29B | 1.13B | 1.26B | 1.51B | 1.79B |
| ROC Equity | 0.15 | 0.16 | 0.15 | 0.16 | 0.14 | 0.07 | 0.05 | 0.08 | 0.06 | 0.06 | -0.00 | 0.09 |