Navient Corporation logo NAVI - Navient Corporation

NEXT EARNINGS: Apr 29, 2026 EPS Est: $0.18 | Rev Est: $139.7M
Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
0
BUY 5
HOLD 15
SELL 4
STRONG
SELL
0
| PRICE TARGET: $10.00 DETAILS
HIGH: $12.00
LOW: $9.00
MEDIAN: $9.00
CONSENSUS: $10.00
UPSIDE: 14.68%
Market Cap: 850.26M
Volume: 1,140,106
Avg Volume: 1,041,233
52 Week Range: 8.71-16.07
Sector: Financial Services
Industry: Financial - Credit Services
Beta: 1.32
Last Dividend: $0.64
Exchange: NASDAQ
Country: US
Employees: 2,100
IPO Date: 2014-04-17
EPS (TTM): -0.81
P/E Ratio: -16.09
Revenue (TTM): 3.23B
Total Assets: 48.68B
Total Debt: 45.71B
Cash & Equiv: 2.10B
Rev Growth (5Y): -2.9%
EPS Growth (5Y): -14.3%
FCF Growth (5Y): -14.7%
ROCE: 5.7%
Debt/Equity: 19.05

Earnings History

Date EPS Actual EPS Est EPS Surprise Rev Actual Rev Est Rev Surprise
2026-01-28 $0.39 $0.31 +25.8% $761.0M $139.7M +444.9%
2025-10-29 $0.29 $0.18 +61.1% $800.0M $136.8M +485.0%
2025-07-30 $0.21 $0.27 -22.2% $806.0M $146.3M +450.8%
2025-04-30 $0.28 $0.19 +47.4% $802.0M $147.0M +445.6%
2025-01-29 $0.25 $0.26 -3.8% $595.0M $153.5M +287.6%
2024-10-30 $0.28 $0.23 +21.7% $948.0M $150.4M +530.4%
2024-07-24 $0.48 $0.42 +14.3% $1.1B $158.7M +590.7%
2024-04-24 $0.47 $0.58 -19.0% $1.2B $179.0M +553.6%

Track Record

Statements >
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Revenue 3.23B 4.23B 4.84B 3.84B 3.53B 3.73B 5.48B 5.59B 5.18B 4.96B 5.18B 5.64B
Net Income (80.00M) 131.00M 228.00M 645.00M 717.00M 412.00M 597.00M 395.00M 292.00M 681.00M 984.00M 1.14B
EPS -0.81 1.20 1.87 4.54 4.22 2.13 2.60 1.52 1.06 2.15 2.66 2.74
Total Assets 48.68B 51.79B 61.38B 70.80B 80.61B 87.41B 94.90B 104.18B 114.99B 121.14B 134.05B 146.35B
Total Debt 45.71B 48.66B 57.91B 67.40B 76.72B 83.39B 90.23B 99.29B 109.77B 115.45B 127.51B 138.56B
Cash & Equivalents 2.10B 722.00M 839.00M 1.53B 905.00M 1.18B 1.23B 1.29B 1.52B 1.25B 1.59B 1.44B
Operating Cash Flow N/A 459.00M 676.00M 305.00M 702.00M 987.00M 1.02B 1.14B 1.16B 1.36B 1.91B 1.66B
Free Cash Flow N/A 459.00M 676.00M 305.00M 702.00M 987.00M 1.02B 1.14B 8.44B 1.36B 12.68B 1.66B
FCF per Share N/A 4.21 5.54 2.15 4.13 5.11 4.43 4.39 30.63 4.28 33.82 3.99
Book Value 2.40B 2.64B 2.76B 2.98B 2.60B 2.43B 3.34B 3.52B 3.45B 3.70B 3.91B 4.20B
Cash & ST Investments 2.10B 722.00M 839.00M 1.53B 905.00M 1.18B 1.23B 1.29B 1.52B 1.26B 1.60B 1.45B
ROC Equity -0.03 0.05 0.08 0.22 0.28 0.17 0.18 0.11 0.08 0.18 0.25 0.27