Midland States Bancorp, Inc. logo MSBI - Midland States Bancorp, Inc.

NEXT EARNINGS: Apr 23, 2026 EPS Est: $0.61 | Rev Est: $75.6M
Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
0
BUY 0
HOLD 4
SELL 0
STRONG
SELL
0
| PRICE TARGET: $22.38 DETAILS
HIGH: $25.50
LOW: $19.00
MEDIAN: $22.50
CONSENSUS: $22.38
DOWNSIDE: 0.49%
Market Cap: 484.70M
Volume: 124,980
Avg Volume: 193,948
52 Week Range: 14.24-24.565
Sector: Financial Services
Industry: Banks - Regional
Beta: 0.61
Last Dividend: $1.27
Exchange: NASDAQ
Country: US
Employees: 907
IPO Date: 2016-05-24
EPS (TTM): -6.14
P/E Ratio: -3.72
Revenue (TTM): 467.59M
Total Assets: 6.51B
Total Debt: 432.06M
Cash & Equiv: 127.81M
Rev Growth (5Y): 8.2%
EPS Growth (5Y): 1.4%
FCF Growth (5Y): -20.5%
ROCE: -1.6%
Debt/Equity: 0.76

Earnings History

Date EPS Actual EPS Est EPS Surprise Rev Actual Rev Est Rev Surprise
2026-01-22 $0.53 $0.70 -24.3% $73.9M $75.7M -2.3%
2025-10-30 $0.24 $0.61 -60.7% $78.1M $79.2M -1.3%
2025-09-08 $0.55 $118.1M
2025-07-24 $0.44 $0.63 -30.2% $67.7M $76.7M -11.8%
2025-06-25 $-0.05 $0.63 -107.8% $136.6M $75.8M +80.3%
2024-10-24 $0.74 $0.64 +15.6% $72.4M $73.1M -1.0%
2024-07-25 $0.20 $0.72 -72.2% $71.5M $74.8M -4.5%
2024-04-25 $0.53 $0.73 -27.4% $75.9M $74.9M +1.3%

Track Record

Statements >
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Revenue 467.59M 546.05M 508.50M 436.51M 313.23M 315.97M 326.94M 294.71M 210.52M 191.35M 174.32M 89.15M
Net Income (124.28M) 38.04M 61.16M 100.24M 81.32M 22.54M 55.78M 39.42M 16.06M 31.54M 24.32M 10.82M
EPS -6.14 1.32 2.33 4.24 3.58 0.95 2.28 1.69 0.89 2.22 1.63 0.21
Total Assets 6.51B 7.51B 7.87B 7.86B 7.44B 6.87B 6.09B 5.64B 4.41B 3.23B 2.88B 2.68B
Total Debt 432.06M 423.25M 604.41M 644.39M 536.61M 1.03B 767.18M 858.82M 746.35M 423.60M 209.57M 211.43M
Cash & Equivalents 127.81M 114.06M 134.21M 153.34M 673.30M 337.08M 392.69M 210.78M 214.52M 189.54M 211.98M 159.77M
Operating Cash Flow N/A 176.55M 154.64M 247.06M 334.44M 499.15M 538.65M 97.06M 70.46M 24.13M 73.52M 21.50M
Free Cash Flow N/A 169.65M 145.91M 243.59M 331.72M 496.56M 533.12M 89.86M 64.27M 21.95M 67.51M 18.58M
FCF per Share N/A 7.83 6.60 10.90 14.76 21.28 21.95 3.88 3.61 1.55 4.55 1.25
Book Value 565.50M 710.85M 791.85M 758.57M 663.84M 621.39M 661.91M 608.52M 449.55M 321.77M 232.88M 219.46M
Cash & ST Investments 1.65B 1.07B 1.05B 921.58M 1.58B 1.01B 1.04B 868.23M 665.04M 436.74M 450.03M 413.54M
ROC Equity -0.22 0.05 0.08 0.13 0.12 0.04 0.08 0.06 0.04 0.10 0.10 0.05