LOB - Live Oak Bancshares, Inc.
NEXT EARNINGS:
Apr 29, 2026
EPS Est: $0.58
|
Rev Est: $151.2M
Price:
--
--
|
CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$42.33
DETAILS
HIGH:
$50.00
LOW:
$35.00
MEDIAN:
$42.00
CONSENSUS:
$42.33
UPSIDE:
9.55%
Market Cap:
1.77B
Volume:
245,738
Avg Volume:
341,510
52 Week Range:
22.68-42.89
Sector:
Financial Services
Industry:
Banks - Regional
Beta:
1.96
Last Dividend:
$0.12
Exchange:
NYSE
Country:
US
Employees:
1,008
IPO Date:
2015-07-23
EPS (TTM):
2.24
P/E Ratio:
15.19
Revenue (TTM):
1.04B
Total Assets:
15.13B
Total Debt:
102.40M
Cash & Equiv:
N/A
Rev Growth (5Y):
22.4%
EPS Growth (5Y):
8.9%
FCF Growth (5Y):
N/A
ROCE:
N/A
Debt/Equity:
0.08
Earnings History
| Date | EPS Actual | EPS Est | EPS Surprise | Rev Actual | Rev Est | Rev Surprise |
|---|---|---|---|---|---|---|
| 2026-01-21 | $0.95 | $0.56 | +69.6% | $172.9M | $146.6M | +17.9% |
| 2025-07-23 | $0.51 | $0.52 | -1.9% | $142.0M | $147.9M | -4.0% |
| 2025-04-23 | $0.21 | $0.38 | -44.7% | $123.8M | $131.7M | -6.0% |
| 2025-03-18 | $0.21 | — | — | $239.9M | — | — |
| 2024-10-23 | $0.28 | $0.56 | -50.0% | $126.3M | $127.8M | -1.2% |
| 2024-07-24 | $0.59 | $0.46 | +28.3% | $123.4M | $126.8M | -2.7% |
| 2024-04-24 | $0.36 | $0.47 | -23.4% | $118.2M | $123.2M | -4.0% |
| 2024-01-24 | $0.36 | $0.44 | -18.2% | $101.1M | $116.6M | -13.3% |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.04B | 929.29M | 776.55M | 508.83M | 506.41M | 378.31M | 289.51M | 253.33M | 203.25M | 144.79M | 112.95M | 81.18M |
| Net Income | 103.78M | 77.47M | 73.90M | 176.21M | 167.00M | 59.54M | 18.03M | 51.45M | 100.50M | 13.77M | 20.62M | 10.05M |
| EPS | 2.24 | 1.72 | 1.67 | 4.02 | 3.87 | 1.46 | 0.45 | 1.28 | 2.75 | 0.40 | 0.66 | 0.35 |
| Total Assets | 15.13B | 12.94B | 11.27B | 9.86B | 8.21B | 7.87B | 4.81B | 3.67B | 2.76B | 1.76B | 1.05B | 673.32M |
| Total Debt | 102.40M | 112.82M | 23.35M | 83.20M | 318.29M | 1.54B | 28,000 | 2.90M | 26.56M | 31.82M | 32.75M | 47.95M |
| Cash & Equivalents | 0 | 609.05M | 582.79M | 284.24M | 191.95M | 303.67M | 131.86M | 324.07M | 298.27M | 245.26M | 112.86M | 39.90M |
| Operating Cash Flow | N/A | 536.47M | 620.07M | 124.48M | (119.72M) | (261.00M) | (482.52M) | 6.29M | (287.53M) | (221.95M) | (334.68M) | (261.51M) |
| Free Cash Flow | N/A | 487.16M | 573.23M | 80.73M | (122.80M) | (281.99M) | (519.72M) | (105.03M) | (411.67M) | (232.84M) | (365.13M) | (275.85M) |
| FCF per Share | N/A | 10.82 | 12.92 | 1.84 | -2.84 | -6.93 | -12.92 | -2.62 | -11.25 | -6.81 | -11.75 | -9.64 |
| Book Value | 1.25B | 999.03M | 902.67M | 811.03M | 715.13M | 567.85M | 532.39M | 493.56M | 436.93M | 222.85M | 199.46M | 91.81M |
| Cash & ST Investments | 0 | 634.39M | 1.71B | 1.30B | 1.10B | 1.05B | 671.90M | 704.56M | 391.63M | 316.31M | 166.62M | 89.22M |
| ROC Equity | 0.08 | 0.08 | 0.08 | 0.22 | 0.23 | 0.10 | 0.03 | 0.10 | 0.23 | 0.06 | 0.10 | 0.11 |