First Internet Bancorp logo INBK - First Internet Bancorp

NEXT EARNINGS: Apr 29, 2026 EPS Est: $0.01 | Rev Est: $44.8M
Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
0
BUY 4
HOLD 6
SELL 0
STRONG
SELL
0
| PRICE TARGET: $26.25 DETAILS
HIGH: $29.00
LOW: $23.50
MEDIAN: $26.25
CONSENSUS: $26.25
UPSIDE: 31.18%
Market Cap: 174.21M
Volume: 42,769
Avg Volume: 62,755
52 Week Range: 17.05-31.04
Sector: Financial Services
Industry: Banks - Regional
Beta: 0.82
Last Dividend: $0.24
Exchange: NASDAQ
Country: US
Employees: 323
IPO Date: 2006-04-05
EPS (TTM): -4.03
P/E Ratio: -5.18
Revenue (TTM): 322.87M
Total Assets: 5.57B
Total Debt: 354.96M
Cash & Equiv: 6.14M
Rev Growth (5Y): 13.5%
EPS Growth (5Y): 3.0%
FCF Growth (5Y): 2.4%
ROCE: -1.7%
Debt/Equity: 0.99

Earnings History

Date EPS Actual EPS Est EPS Surprise Rev Actual Rev Est Rev Surprise
2026-01-29 $0.64 $0.59 +8.5% $41.7M $33.5M +24.3%
2025-10-22 $-1.43 $0.66 -316.7% $57.9M $33.0M +75.3%
2025-07-23 $0.02 $0.33 -93.9% $32.0M $33.3M -3.8%
2025-04-23 $0.11 $0.75 -85.3% $34.0M $26.7M +27.2%
2025-03-12 $0.84 $92.4M
2024-10-23 $0.80 $0.84 -4.8% $32.3M $23.5M +37.4%
2024-07-24 $0.67 $0.71 -5.6% $30.8M $22.9M +34.5%
2024-04-24 $0.59 $0.54 +9.3% $27.7M $22.4M +23.7%

Track Record

Statements >
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Revenue 322.87M 333.42M 259.85M 173.73M 162.09M 171.16M 163.06M 123.28M 94.21M 72.08M 50.96M 37.84M
Net Income (35.17M) 25.28M 8.42M 35.54M 48.11M 29.45M 25.24M 21.90M 15.23M 12.07M 8.93M 4.32M
EPS -4.03 2.91 0.95 3.73 4.85 2.99 2.51 2.31 2.14 2.32 1.97 0.96
Total Assets 5.57B 5.74B 5.17B 4.54B 4.21B 4.25B 4.10B 3.54B 2.77B 1.85B 1.27B 970.50M
Total Debt 354.96M 400.15M 719.77M 719.46M 619.15M 594.52M 584.44M 559.03M 446.90M 226.56M 203.68M 109.77M
Cash & Equivalents 6.14M 466.41M 405.90M 256.55M 442.96M 419.81M 327.36M 188.71M 47.98M 39.70M 26.15M 30.29M
Operating Cash Flow 0 12.99M 11.68M 82.72M 54.84M 13.07M (43.58M) 29.36M 24.62M 26.47M 10.91M 1.98M
Free Cash Flow 0 10.40M 6.31M 65.21M 24.95M (12.49M) (47.68M) 27.14M 23.11M 23.30M 8.37M 1.06M
FCF per Share N/A 1.20 0.71 6.84 2.52 -1.27 -4.75 2.86 3.25 4.47 1.85 0.24
Book Value 359.77M 384.06M 362.80M 364.97M 380.34M 330.94M 304.91M 288.74M 224.13M 153.94M 104.33M 96.78M
Cash & ST Investments 784.83M 879.71M 880.75M 646.94M 1.05B 917.43M 868.21M 670.06M 521.26M 496.40M 239.85M 167.81M
ROC Equity -0.10 0.07 0.02 0.10 0.13 0.09 0.08 0.08 0.07 0.08 0.09 0.04