IBCP - Independent Bank Corporation
NEXT EARNINGS:
Apr 23, 2026
EPS Est: $0.79
|
Rev Est: $50.9M
Price:
--
--
|
CONSENSUS:
Hold
DETAILS
|
PRICE TARGET:
$39.00
DETAILS
HIGH:
$39.00
LOW:
$39.00
MEDIAN:
$39.00
CONSENSUS:
$39.00
UPSIDE:
10.17%
Market Cap:
732.50M
Volume:
110,281
Avg Volume:
143,468
52 Week Range:
26.75-37.39
Sector:
Financial Services
Industry:
Banks - Regional
Beta:
0.78
Last Dividend:
$1.06
Exchange:
NASDAQ
Country:
US
Employees:
732
IPO Date:
1985-09-04
EPS (TTM):
3.30
P/E Ratio:
9.81
Revenue (TTM):
315.38M
Total Assets:
5.51B
Total Debt:
116.87M
Cash & Equiv:
52.23M
Rev Growth (5Y):
8.0%
EPS Growth (5Y):
5.2%
FCF Growth (5Y):
13.3%
ROCE:
1.8%
Debt/Equity:
0.23
Earnings History
| Date | EPS Actual | EPS Est | EPS Surprise | Rev Actual | Rev Est | Rev Surprise |
|---|---|---|---|---|---|---|
| 2026-01-22 | $0.89 | $0.83 | +7.2% | $58.3M | $50.5M | +15.4% |
| 2025-10-28 | $0.84 | $0.83 | +1.2% | $55.5M | $46.3M | +19.7% |
| 2025-07-24 | $0.81 | $0.78 | +3.8% | $54.1M | $50.1M | +8.0% |
| 2025-04-24 | $0.74 | $0.70 | +5.7% | $52.3M | $46.2M | +13.0% |
| 2025-01-23 | $0.87 | $0.77 | +13.0% | $60.4M | $55.1M | +9.6% |
| 2024-10-24 | $0.65 | $0.76 | -14.5% | $49.6M | $42.3M | +17.3% |
| 2024-07-25 | $0.88 | $0.70 | +25.7% | $54.8M | $41.1M | +33.2% |
| 2024-04-25 | $0.76 | $0.64 | +18.8% | $51.2M | $40.3M | +27.2% |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 315.38M | 316.33M | 283.83M | 224.23M | 207.12M | 214.19M | 190.76M | 170.88M | 138.06M | 124.16M | 114.43M | 111.70M |
| Net Income | 68.54M | 66.79M | 59.07M | 63.35M | 62.90M | 56.15M | 46.44M | 39.84M | 20.48M | 22.77M | 20.02M | 18.02M |
| EPS | 3.30 | 3.20 | 2.82 | 3.00 | 2.91 | 2.56 | 2.03 | 1.70 | 0.96 | 1.06 | 0.88 | 0.79 |
| Total Assets | 5.51B | 5.34B | 5.26B | 5.00B | 4.70B | 4.20B | 3.56B | 3.35B | 2.79B | 2.55B | 2.41B | 2.25B |
| Total Debt | 116.87M | 124.39M | 129.26M | 226.10M | 108.96M | 108.82M | 128.10M | 65.09M | 90.17M | 45.00M | 47.52M | 48.04M |
| Cash & Equivalents | 52.23M | 119.88M | 169.78M | 74.37M | 109.47M | 118.70M | 65.65M | 70.84M | 57.48M | 88.78M | 97.65M | 87.58M |
| Operating Cash Flow | N/A | 63.15M | 75.59M | 94.63M | 110.15M | 58.68M | 34.49M | 44.92M | 38.61M | 23.70M | 22.86M | 13.07M |
| Free Cash Flow | N/A | 55.20M | 69.56M | 88.95M | 104.32M | 54.30M | 29.56M | 41.06M | 34.37M | 20.25M | 18.50M | 8.77M |
| FCF per Share | N/A | 2.64 | 3.32 | 4.21 | 4.83 | 2.48 | 1.29 | 1.75 | 1.61 | 0.94 | 0.81 | 0.38 |
| Book Value | 502.95M | 454.69M | 404.45M | 347.60M | 398.48M | 389.52M | 350.17M | 338.99M | 264.93M | 248.98M | 251.09M | 250.37M |
| Cash & ST Investments | 548.14M | 145.27M | 849.13M | 853.72M | 1.52B | 1.19B | 584.05M | 498.76M | 580.40M | 699.40M | 683.13M | 620.75M |
| ROC Equity | 0.14 | 0.15 | 0.15 | 0.18 | 0.16 | 0.14 | 0.13 | 0.12 | 0.08 | 0.09 | 0.08 | 0.07 |