Horace Mann Educators Corporation logo HMN - Horace Mann Educators Corporation

NEXT EARNINGS: May 5, 2026 EPS Est: $1.20 | Rev Est: $446.9M
Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
1
BUY 3
HOLD 5
SELL 0
STRONG
SELL
0
| PRICE TARGET: $41.67 DETAILS
HIGH: $48.00
LOW: $35.00
MEDIAN: $42.00
CONSENSUS: $41.67
DOWNSIDE: 2.05%
Market Cap: 1.73B
Volume: 168,894
Avg Volume: 251,291
52 Week Range: 38.76-48.33
Sector: Financial Services
Industry: Insurance - Property & Casualty
Beta: 0.07
Last Dividend: $1.40
Exchange: NYSE
Country: US
Employees: 1,750
IPO Date: 1991-11-15
EPS (TTM): 3.93
P/E Ratio: 11.84
Revenue (TTM): 1.70B
Total Assets: 15.27B
Total Debt: 593.40M
Cash & Equiv: 26.20M
Rev Growth (5Y): 5.7%
EPS Growth (5Y): 4.1%
FCF Growth (5Y): 28.8%
ROCE: N/A
Debt/Equity: 0.40

Earnings History

Date EPS Actual EPS Est EPS Surprise Rev Actual Rev Est Rev Surprise
2026-02-03 $1.21 $1.18 +2.5% $434.8M $446.9M -2.7%
2025-11-04 $1.36 $1.04 +30.8% $417.1M $430.9M -3.2%
2025-08-06 $1.06 $0.61 +73.8% $411.7M $424.7M -3.1%
2025-05-06 $1.07 $0.88 +21.6% $416.4M $420.1M -0.9%
2025-02-05 $1.62 $1.04 +55.8% $393.1M $417.0M -5.7%
2024-11-04 $0.76 $0.72 +5.6% $412.1M $412.1M 0.0%
2024-08-07 $0.20 $0.18 +11.1% $388.1M $394.3M -1.6%
2024-05-08 $0.60 $0.78 -23.1% $386.0M $280.8M +37.4%

Track Record

Statements >
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Revenue 1.70B 1.55B 1.43B 1.34B 1.25B 1.29B 1.40B 1.18B 1.17B 1.13B 1.08B 1.06B
Net Income 162.10M 102.80M 45.00M 19.80M 170.40M 133.30M 184.40M 18.34M 169.46M 83.77M 93.48M 104.24M
EPS 3.93 2.49 1.09 0.48 3.45 3.22 4.47 0.45 4.16 2.08 2.30 2.55
Total Assets 15.27B 14.49B 14.05B 13.31B 14.38B 13.47B 12.48B 11.03B 11.20B 10.58B 10.06B 9.77B
Total Debt 593.40M 547.00M 546.00M 498.00M 502.60M 437.30M 433.02M 297.74M 297.47M 247.21M 246.97M 237.94M
Cash & Equivalents 26.20M 33.10M 29.00M 42.20M 133.00M 21.80M 25.51M 11.91M 7.63M 16.67M 15.51M 11.68M
Operating Cash Flow 0 452.10M 302.10M 171.50M 204.90M 259.80M 127.60M 200.89M 256.59M 207.42M 40.80M 221.93M
Free Cash Flow 0 452.10M 302.10M 171.50M 204.90M 259.80M 127.60M 200.89M 256.59M 207.42M 40.80M 221.93M
FCF per Share N/A 10.95 7.31 4.12 4.95 6.27 3.09 4.90 6.30 5.15 1.01 5.42
Book Value 1.48B 1.29B 1.18B 1.10B 1.81B 1.79B 1.57B 1.29B 1.50B 1.29B 1.26B 1.34B
Cash & ST Investments 0 513.30M 5.49B 5.41B 6.72B 6.71B 6.18B 7.82B 8.11B 8.02B 7.66B 7.42B
ROC Equity 0.11 0.08 0.04 0.02 0.09 0.07 0.12 0.01 0.11 0.06 0.07 0.08