Farmers & Merchants Bancorp, Inc. logo FMAO - Farmers & Merchants Bancorp, Inc.

NEXT EARNINGS: Apr 22, 2026 EPS Est: $0.68 | Rev Est: $32.5M
Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
0
BUY 0
HOLD 2
SELL 0
STRONG
SELL
0
| PRICE TARGET: $27.00 DETAILS
HIGH: $30.00
LOW: $24.00
MEDIAN: $27.00
CONSENSUS: $27.00
UPSIDE: 2.35%
Market Cap: 362.72M
Volume: 12,679
Avg Volume: 28,095
52 Week Range: 20.88-29.83
Sector: Financial Services
Industry: Banks - Regional
Beta: 0.85
Last Dividend: $0.90
Exchange: NASDAQ
Country: US
Employees: 482
IPO Date: 2006-01-30
EPS (TTM): 3.40
P/E Ratio: 10.19
Revenue (TTM): 189.09M
Total Assets: 3.43B
Total Debt: 300.03M
Cash & Equiv: 97.72M
Rev Growth (5Y): 17.3%
EPS Growth (5Y): 13.6%
FCF Growth (5Y): 8.4%
ROCE: N/A
Debt/Equity: 0.81

Earnings History

Date EPS Actual EPS Est EPS Surprise Rev Actual Rev Est Rev Surprise
2026-02-12 $0.71 $0.67 +6.0% $31.8M $27.2M +17.1%
2025-10-27 $0.64 $0.59 +8.5% $30.2M $27.3M +10.7%
2025-07-28 $0.56 $0.51 +9.8% $29.3M $26.4M +11.3%
2025-04-28 $0.51 $0.42 +21.4% $27.4M $23.2M +17.8%
2025-02-12 $0.61 $0.48 +27.1% $26.3M $24.0M +9.2%
2024-10-30 $0.48 $0.41 +17.1% $24.8M $23.1M +7.5%
2024-08-01 $0.42 $0.36 +16.7% $24.8M $20.5M +21.3%
2024-05-01 $0.39 $0.35 +11.4% $23.4M $19.5M +19.6%

Track Record

Statements >
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Revenue 189.09M 176.56M 152.05M 113.66M 92.17M 85.26M 78.33M 55.91M 50.78M 47.80M 44.39M 43.48M
Net Income 33.31M 25.94M 22.79M 32.52M 23.50M 20.09M 18.40M 14.95M 12.72M 11.66M 10.34M 9.65M
EPS 3.40 1.90 1.67 2.46 2.01 1.80 1.66 1.61 1.38 1.26 1.12 1.04
Total Assets 3.43B 3.36B 3.28B 3.02B 2.64B 1.91B 1.61B 1.12B 1.11B 1.06B 989.07M 941.21M
Total Debt 300.03M 308.09M 328.67M 226.28M 127.80M 48.10M 72.88M 32.18M 44.49M 80.32M 88.81M 55.96M
Cash & Equivalents 97.72M 177.34M 143.66M 87.53M 146.40M 102.93M 54.45M 41.51M 37.50M 29.26M 21.33M 22.25M
Operating Cash Flow 0 32.47M 22.15M 40.67M 34.74M 27.38M 23.93M 10.74M 17.65M 12.43M 14.81M 19.16M
Free Cash Flow 0 30.60M 11.22M 38.07M 32.78M 24.16M 20.42M 8.11M 15.76M 10.02M 13.09M 16.25M
FCF per Share N/A 2.24 0.82 2.91 2.83 2.18 1.85 0.87 1.72 1.10 1.43 1.77
Book Value 370.86M 335.21M 316.54M 298.14M 297.17M 249.16M 230.26M 143.29M 134.14M 125.58M 120.10M 114.49M
Cash & ST Investments 519.32M 601.41M 502.13M 478.32M 576.33M 410.74M 276.74M 209.96M 233.90M 247.79M 256.45M 270.74M
ROC Equity 0.09 0.08 0.07 0.11 0.08 0.08 0.08 0.10 0.09 0.09 0.09 0.08